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1705 W Crawford Ave
B- Composite 68.69
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$55,000

1705 W Crawford Ave · Connellsville, PA 15425
3 bd · 1.0 ba · 1,408 sqft · SingleFamily public records · 7 Days on market
Built 1910 0.40 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming farmhouse-style 3-bedroom home full of character and opportunity! Situated on a spacious oversized lot with a detached garage, additional storage shed, and plenty of off-street parking, this property offers room to grow both inside and out. Step onto the large covered front porch and into a home featuring generous room sizes, original woodwork, hardwood floors, tall ceilings, and abundant natural light. The spacious kitchen offers ample cabinet space and includes the refrigerator and gas stove. Outside, enjoy the expansive yard with endless possibilities for entertaining, gardening, recreation, or future improvements. The detached garage and extra outbuilding provide excellent stor

Key facts

  • Spacious kitchen
  • Ample cabinet space
  • Off-street parking

Tags

DETACHED GARAGEADDITIONAL STORAGE SHEDOFF-STREET PARKINGLARGE COVERED FRONT PORCHSPACIOUS KITCHENAMPLE CABINET SPACE

Property features AI

Finance

  • HOA & community: Access to public transportation

Exterior

  • Utilities: Public water; Public sewer
  • Home design: 2-story home; Aluminum siding; Asphalt roof; Resale property
  • Construction: Aluminum siding construction; Asphalt roof
  • Exterior features: 0.4-acre lot

Interior

  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (gas); Central air conditioning
  • Interior features: Basement with interior entry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $55k.

Deal economics

  • At list price, monthly cash flow is $581 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $55k).
  • Cap rate 19.0% vs local median 6.0% in Connellsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#602 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools D+, commute D+, crime D-.
  • Connellsville Area SD (rural): math 23% / reading 39% proficiency, ranked #440 of 539 in PA (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 67 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $39k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $55,000

Questions for the listing agent

  1. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.30%
Cap rate
18.96%
Cash-on-cash
45.24%
DSCR
3.01
GRM
3.6

CMA / ARV

ARV (on-the-fly)
$116,864
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
137 S 9th St 0.61mi 3/1.0 1,400 (-1%) 3mo $37,000 $26 68
201 N 10th St 0.52mi 3/1.0 1,250 (-11%) 8mo $103,750 $83 50
143 S 9th St 0.61mi 3/1.0 1,318 (-6%) 16mo $41,000 $31 48
214 Dewitt Ave 0.25mi 3/2.0 1,228 (-13%) 19mo $145,000 $118 47
147 S 9th St 0.61mi 2/1.0 (-1) 1,246 (-12%) 10mo $33,500 $27 39
815 Ridge Blvd 0.75mi 2/1.0 (-1) 1,276 (-9%) 11mo $190,000 $149 35
673 S Vanderbilt Rd 0.70mi 2/1.5 (-1) 1,260 (-10%) 13mo $199,000 $158 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
42.4%
Equity multiple
2.83×
Total profit
$28,106
Equity at exit
$8,201
10-year hold
IRR
48.5%
Equity multiple
5.69×
Total profit
$72,261
Equity at exit
$4,755

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15425

Home prices YoY
-15.9%
Active inventory
67
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$1,265 medium interval (Pro) →
Mortgage (P&I)
$288
Tax from tax record
$107 /mo · $1,287/yr
Insurance
$23
HOA
$0
Vacancy / Maint / Mgmt
$266
Net cashflow
$581

Break-even live

Break-even rent $530
Max offer price $55,000
Occupancy floor 49%

Sensitivity live

Price -10% $612 -5% $596 +0% $581 +5% $565 +10% $549
Rent -10% $481 -5% $531 +0% $581 +5% $631 +10% $680
Rate -1.0pp $608 -0.5pp $595 base $581 +0.5pp $566 +1.0pp $552

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,750
Closing costs
$1,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
713 Ridge Blvd Connellsville, PA 3.0 1.0 1028 $1,500 $1.46 44d 1 0.70mi
204 Meason St Connellsville, PA 2.0 1.5 1136 $995 $0.88 44d 1 0.88mi

Listing history 2 events

  1. 2026-05-18
    listed $55,000 Active
  2. 1992-09-17
    soldstatus $39,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,287 · $107/mo
Projected year-2 tax
$1,287 · $107/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,177
− Mortgage interest
−$3,081
− Property taxes
−$1,287
− Insurance
−$275
− Repairs & maintenance
−$1,214
− Management
−$1,214
− Depreciation
−$1,600
Taxable income
$6,506
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,561
After-tax cash flow
$5,405/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Connellsville Area SD
NCES district ID
4206660
Math proficiency
23% ▼ -15.00%
Reading proficiency
39% ▼ -10.00%
Median HH income
$39,315
Composite
25.95/100
National rank
#7333
State rank
#440 of 539 in PA

Livability — Connellsville

Score
72/100
State rank
#602
US rank
#5763

Category grades

Amenities F Commute D+ Cost of living A+ Crime D- Employment F Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
17,752

Population outlook (Fayette County) Hauer SSP2

Today (2025)
127,561 people
By 2030
123,206 · -3.4%
By 2040
113,232 · -11.2%
By 2050
103,468 · -18.9%
By 2075
83,185 · -34.8%
By 2100
62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 5% Black 1%
Common ancestry
Romanian 7% Iranian 2% Slovak 1%
Foreign-born
1%
Languages at home
98% English-only · German/W. Germanic 1% Spanish 1%

Political lean MEDSL · Fayette

2024 margin
Solid R (+37.9) · D 30.8% · R 68.7%
2008→2024 swing
-37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
All cycles
2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -36.63%
Current HPI
193.6086
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+41.0% since first listed
2 events — show timeline
  • 2026-05-18 Listed $55,000 West Penn MLS
  • 1992-09-17 Sold (Public Records) $39,000 Public Records

Property tax history

+3.3%/yr

Latest (2026): $1,287 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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