300 Midwood Dr · Plant City, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.7/30.0
- ARV discount +7.5/15.0
- DSCR +5.9/10.0
- 1% rule +5.1/10.0
- Schools +4.2/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$198,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
Key facts
- No pet restrictions
- Not a flood zone
- Fenced in back yard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $198k.
Deal economics
- At list price, monthly cash flow is $196 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $198k).
- Recommended offer: $174k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 76/100 on livability (#227 in FL, #3,587 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: employment C-, schools D+, commute F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+5.1%/yr); 166 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 33% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 361 days — a 12% lower offer ($174k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $52k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 361 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 7.48%
- Cash-on-cash
- 4.24%
- DSCR
- 1.19
- GRM
- 8.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 5.09% rent growth · sell at horizon
- IRR
- -7.3%
- Equity multiple
- 0.72×
- Total profit
- $-15,277
- Equity at exit
- $29,522
- IRR
- 4.8%
- Equity multiple
- 1.38×
- Total profit
- $21,321
- Equity at exit
- $17,119
Cash invested: $55,440 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33566
- Home prices YoY
- -18.9%
- Rents YoY
- 5.1%
- Active inventory
- 166
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $2,002 high interval (Pro) →
- Mortgage (P&I)
- −$1,038
- Tax from tax record
- −$265 /mo · $3,175/yr
- Insurance
- −$82
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$420
- Net cashflow
- $196
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,500
- Closing costs
- $5,940
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 411 Abigail Rd Plant City, FL | 3.0 | 2.0 | 1309 | $1,933 | $1.48 | 2d | 1 | 0.56mi |
| 4522 Reynolds Creek Ave Plant City, FL | 3.0 | 2.0 | 1172 | $1,979 | $1.69 | 17d | 1 | 0.57mi |
| 530 Scarlet Maple Ct Plant City, FL | 3.0 | 2.0 | 1119 | $1,899 | $1.70 | 3d | 1 | 0.79mi |
| 3817 Creek Way Ct Plant City, FL | 3.0 | 2.0 | 1149 | $2,099 | $1.83 | 24d | 1 | 0.97mi |
| 3506 Walter Ct Plant City, FL | 3.0 | 1.0 | 1206 | $1,795 | $1.49 | 5d | 1 | 1.20mi |
| 24 Euclid Dr Plant City, FL | 2.0 | 1.0 | 704 | $1,500 | $2.13 | 22d | 1 | 1.37mi |
Listing history 46 events
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2026-06-18days on market $198,000 Active 361 DOM
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2026-06-17days on market $198,000 Active 360 DOM
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2026-06-16days on market $198,000 Active 359 DOM
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2026-06-15days on market $198,000 Active 358 DOM
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2026-06-13days on market $198,000 Active 356 DOM
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2026-06-13pricedays on market $198,000 Active 355 DOM
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2026-06-09days on market $200,000 Active 352 DOM
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2026-06-08days on market $200,000 Active 351 DOM
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2026-06-07days on market $200,000 Active 350 DOM
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2026-06-04days on market $200,000 Active 347 DOM
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2026-06-03days on market $200,000 Active 346 DOM
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2026-06-02days on market $200,000 Active 345 DOM
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2026-06-01days on market $200,000 Active 344 DOM
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2026-05-31days on market $200,000 Active 343 DOM
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2026-05-14price $209,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-04-17price $210,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-04-17price $208,500 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-03-21price $210,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-03-16price $211,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-02-28price $212,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-02-11price $212,500 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-01-31price $215,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-01-31status Active 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-01-31price $225,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-01-20status Pending 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-01-14price $231,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-01-05price $225,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2026-01-02price $228,500 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-11-14price $230,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-11-10price $238,500 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-11-07price $240,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-10-31price $245,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-10-13price $237,500 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-09-09price $238,500 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-09-04price $242,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-08-25price $243,500 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-08-14price $245,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-07-22price $247,500 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-07-15price $248,000 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-06-30price $248,500 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-06-19status Active 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-06-17status Pending 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2025-06-09$250,000 Active 959-char remark
Show marketing remark (959 chars)
Affordable 3-bedroom, 2-bath concrete block home in Plant City with fenced backyard, no HOA, and no deed restrictions. Rare opportunity with no pet restrictions and no lease restrictions, making this a strong option for investors, landlords, or buyers needing flexibility. Located in a non-flood zone and did not flood or sustain damage during last year’s hurricanes. Home has been used as a rental property for several years and offers solid potential as a rental, flip, or long-term hold. Cash price reflects condition. Property will not currently qualify for a 4-point inspection and is best suited for cash buyers in its present condition. To qualify for financing, seller may consider completing needed improvements including roof, HVAC, and electrical updates at a higher purchase price. Home shows well—see photos for condition and layout. Great chance to own one of the most affordable 3/2 opportunities in the area with room to add value.
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2023-05-25historical
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2021-04-12soldstatus $4,916,000
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1989-02-01soldstatus $18,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,175 · $265/mo
- Projected year-2 tax
- $3,175 · $265/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $24,019
- − Mortgage interest
- −$11,091
- − Property taxes
- −$3,175
- − Insurance
- −$990
- − Repairs & maintenance
- −$1,921
- − Management
- −$1,921
- − Depreciation
- −$5,760
- Taxable loss
- −$841
- Est. tax savings @ 24.0%
- +$202
- After-tax cash flow
- $2,551/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Plant City
- Score
- 76/100
- State rank
- #227
- US rank
- #3587
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Hillsborough County · 1,540,968 people
- City population
- 68,525
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 24,521
- Household income
- $72,393
- Rent vs Own
- Severe rent burden
- 376.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 54% Hispanic / Latino 34% Two or more races 14% Black 8% Asian 2%
- Hispanic origin (detail)
- Mexican 19% Puerto Rican 7% Cuban 4%
- Common ancestry
- Lithuanian 2% Serbian 2% Romanian 1%
- Foreign-born
- 17% · Canada, Jamaica
- Languages at home
- 73% English-only · Spanish 26% Other Asian/Pacific 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -69.40%
- Current HPI
- 298.1385
- Rent YoY
- ▲ 5.09%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+1029.7% since first listed32 events — show timeline
- 2026-05-14 Price Changed $209,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-17 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-17 Price Changed $208,500 Stellar MLS as Distributed by MLS Grid
- 2026-03-21 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-16 Price Changed $211,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-28 Price Changed $212,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-11 Price Changed $212,500 Stellar MLS as Distributed by MLS Grid
- 2026-01-31 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-31 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-01-31 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-20 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-01-14 Price Changed $231,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-05 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-02 Price Changed $228,500 Stellar MLS as Distributed by MLS Grid
- 2025-11-14 Price Changed $230,000 Stellar MLS as Distributed by MLS Grid
- 2025-11-10 Price Changed $238,500 Stellar MLS as Distributed by MLS Grid
- 2025-11-07 Price Changed $240,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-31 Price Changed $245,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-13 Price Changed $237,500 Stellar MLS as Distributed by MLS Grid
- 2025-09-09 Price Changed $238,500 Stellar MLS as Distributed by MLS Grid
- 2025-09-04 Price Changed $242,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-25 Price Changed $243,500 Stellar MLS as Distributed by MLS Grid
- 2025-08-14 Price Changed $245,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-22 Price Changed $247,500 Stellar MLS as Distributed by MLS Grid
- 2025-07-15 Price Changed $248,000 Stellar MLS as Distributed by MLS Grid
- 2025-06-30 Price Changed $248,500 Stellar MLS as Distributed by MLS Grid
- 2025-06-19 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-06-17 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-06-09 Listed $250,000 Stellar MLS as Distributed by MLS Grid
- 2023-05-25 Rental Removed — STELLARMLS
- 2021-04-12 Sold (Public Records) $4,916,000 Public Records
- 1989-02-01 Sold (Public Records) $18,500 Public Records
Property tax history
+8.1%/yrLatest (2025): $3,175 · +5.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…