5410 Taylor Ave · Port Orange, FL 32127

$109,000

2 bd · 2.0 ba · 672 sqft · Manufactured public records · 135 Days on market

Built 1969 5,800 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• ARV discount +7.5/15.0
• Livability +4.0/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One or more photo(s) has been virtually staged. Calling all landlords. .. .NO LOT RENT. Currently rented for $1,200 mo. Split bedroom plan, open living room and kitchen. laminate floors, NEW refrigerator, central A/C, private driveway and shed with washer/dryer hookup. Large screened porch, could be converted to Florida room. Financing available from 21St Mortgage.

Key facts

• Open living room
• Private driveway
• New refrigerator

Tags

• SPLIT BEDROOM PLAN
• OPEN LIVING ROOM
• NEW REFRIGERATOR
• PRIVATE DRIVEWAY
• SHED WITH WASHER DRYER HOOKUP
• LARGE SCREENED PORCH

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $109k.

Deal economics

• At list price, monthly cash flow is $467 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $109k).
• Recommended offer: $96k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 80/100 on livability (#131 in FL, #1,957 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D+, commute D+.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.8%/yr); 418 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $754 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 1.8% rent growth), your $31k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 135 days — a 12% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $55k; list at $109k implies a 98% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,920 (12.0% below list)

Questions for the listing agent

1. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 11.43%
• Cash-on-cash: 18.36%
• DSCR: 1.82
• GRM: 5.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.83% rent growth · sell at horizon

5-year hold

• IRR: 8.7%
• Equity multiple: 1.34×
• Total profit: $10,314
• Equity at exit: $16,252

10-year hold

• IRR: 16.9%
• Equity multiple: 2.32×
• Total profit: $40,204
• Equity at exit: $9,424

Cash invested: $30,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32127

• Rents YoY: 1.8%
• Active inventory: 418
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $1,531 medium
• Mortgage (P&I): −$572
• Tax from tax record: −$126 /mo · $1,510/yr
• Insurance: −$45
• HOA: −$0
• Vacancy / Maint / Mgmt: −$322
• Net cashflow: $467

Break-even live

Break-even rent $940

Max offer price $109,000

Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,250
• Closing costs: $3,270
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5249 Taylor Ave Port Orange, FL	2.0	2.5	672	$1,650	$2.46	14d	1	0.11mi

Listing history 27 events

1. 2026-06-18
   days on market $109,000 Active 135 DOM
2. 2026-06-17
   days on market $109,000 Active 134 DOM
3. 2026-06-16
   days on market $109,000 Active 133 DOM
4. 2026-06-15
   days on market $109,000 Active 132 DOM
5. 2026-06-14
   days on market $109,000 Active 130 DOM
6. 2026-06-10
   days on market $109,000 Active 127 DOM
7. 2026-06-09
   days on market $109,000 Active 126 DOM
8. 2026-06-08
   days on market $109,000 Active 125 DOM
9. 2026-06-07
   days on market $109,000 Active 124 DOM
10. 2026-06-05
    days on market $109,000 Active 121 DOM
11. 2026-06-03
    days on market $109,000 Active 120 DOM
12. 2026-06-03
    days on market $109,000 Active 119 DOM
13. 2026-06-01
    days on market $109,000 Active 118 DOM
14. 2026-05-31
    days on market $109,000 Active 117 DOM
15. 2026-05-31
    days on market $109,000 Active 116 DOM
16. 2026-02-03
    listed $109,000 Active 367-char remark

    Show marketing remark (367 chars)

    One or more photo(s) has been virtually staged. Calling all landlords. .. .NO LOT RENT. Currently rented for $1,200 mo. Split bedroom plan, open living room and kitchen. laminate floors, NEW refrigerator, central A/C, private driveway and shed with washer/dryer hookup. Large screened porch, could be converted to Florida room. Financing available from 21St Mortgage.

17. 2026-02-01
    listed $109,000 Active 336-char remark

    Show marketing remark (336 chars)

    NO LOT RENT. Investor only. Currently rented for $1,200 mo. Split bedroom plan, open living room and kitchen. laminate floors, NEW refridgerator, central A/C, private driveway and shed with washer/dryer hookup. Large screened porch, could be converted to Florida room. conventional financing available. PLEASE do not disturb the tenant.

18. 2026-01-16
    historical $1,200
19. 2026-01-04
    listed $1,200
20. 2020-09-29
    soldstatus $55,000
21. 2020-09-28
    soldstatus $55,000 Closed
22. 2020-09-16
    historical Contingent
23. 2020-06-19
    listed $65,000 Active
24. 2018-12-03
    soldstatus $940,000
25. 2005-02-24
    soldstatus $980,000
26. 2000-07-26
    soldstatus $24,500
27. 2000-06-01
    listed $29,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,510 · $126/mo
• Projected year-2 tax: $1,510 · $126/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 44% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,377
• − Mortgage interest: −$6,106
• − Property taxes: −$1,510
• − Insurance: −$545
• − Repairs & maintenance: −$1,470
• − Management: −$1,470
• − Depreciation: −$3,171
• Taxable income: $4,105
• Est. tax owed @ 24.0%: −$985
• After-tax cash flow: $4,618/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Port Orange

• Score: 80/100
• State rank: #131
• US rank: #1957

Category grades

Amenities D+ Commute D+ Cost of living A Crime B- Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Orange, FL
• County: Volusia County · 556,871 people
• City population: 75,051
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 29,612
• Household income: $71,676
• Rent vs Own: 18.4% rent · 81.6% own
• Severe rent burden: 812.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 6% Hispanic / Latino 4% Black 2% Asian 1%
• Common ancestry: Romanian 5% Lithuanian 3% Iranian 2%
• Foreign-born: 6% · Canada
• Languages at home: 93% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -348.71%
• Current HPI: 282.5248
• Rent YoY: ▲ 1.83%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+264.5% since first listed

12 events — show timeline

• 2026-02-03 Listed $109,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-01 Listed $109,000 Daytona MLS
• 2026-01-16 Rental Removed $1,200 APPFOLIO
• 2026-01-04 Listed for Rent $1,200 APPFOLIO
• 2020-09-29 Sold (Public Records) $55,000 Public Records
• 2020-09-28 Sold (MLS) $55,000 Daytona MLS
• 2020-09-16 Contingent — Daytona MLS
• 2020-06-19 Listed $65,000 Daytona MLS
• 2018-12-03 Sold (Public Records) $940,000 Public Records
• 2005-02-24 Sold (Public Records) $980,000 Public Records
• 2000-07-26 Sold (MLS) $24,500 Daytona MLS
• 2000-06-01 Listed $29,900 Daytona MLS

Property tax history

+9.0%/yr

Latest (2025): $1,510 · +5.1% YoY. Source: county tax records.