3517 Elmora Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.1/30.0
- ARV discount +15.0/15.0
- DSCR +6.0/10.0
- 1% rule +5.4/10.0
- Appreciation +4.7/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
$174,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This property is located in a Buy Back the Block eligible area. .. get $15000 towards the purchase of this home. Welcome to 3517 Elmora Ave! This porchfront rowhome located on a peaceful, tree-lined street combines classic charm with modern convenience, offering the perfect space for comfortable living. Step inside to find a bright and airy living area with plenty of natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and modern appliances, making meal preparation a breeze. Upstairs, you'll discover three bedrooms and an updated full bathroom. The lower level offers a family room, laundry, storage, and a half bath. Enjoy outdoor living with a private backyard ideal for gardening, grilling, or unwinding after a long day. Situated on a quiet street, this home provides a serene retreat while being just minutes away from local shops, dining, and public transportation. Upgrades include a new roof (2025) and updated HVAC (2023) Don't miss the opportunity to own this charming rowhome in a sought-after neighborhood—schedule your tour today!
Key facts
- Bright living area
- Tree lined street
- Modern appliances
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $175k.
Deal economics
- At list price, monthly cash flow is $186 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $175k).
- Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 6.0% in Baltimore — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 42% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $216 of equity ($1k loan paydown + $-993 appreciation (-0.6% local appreciation)).
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-0.6% appreciation + 5.2% rent growth), your $49k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 169 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 25y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $75k; list at $175k implies a 133% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 169 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 7.57%
- Cash-on-cash
- 4.55%
- DSCR
- 1.20
- GRM
- 8.0
CMA / ARV
- ARV (median comp)
- $220,276
- List price
- $174,900
- Delta
- -20.60%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3564 Elmora Ave | 0.10mi | 3/1.5 | 1,478 (+0%) | 1mo | $133,500 | $90 | 91 |
| 3533 Elmley Ave | 0.10mi | 3/1.5 | 1,344 (-9%) | 1mo | $70,000 | $52 | 78 |
| 3620 Erdman Ave | 0.17mi | 3/2.0 | 1,600 (+9%) | 2mo | $120,000 | $75 | 72 |
| 3114 Mareco Ave | 0.35mi | 3/2.0 | 1,410 (-4%) | 2mo | $125,000 | $89 | 71 |
| 3733 Ravenwood Ave | 0.34mi | 3/2.0 | 1,350 (-8%) | 1mo | $135,000 | $100 | 66 |
| 2846 Lake Ave | 0.55mi | 4/2.5 (+1) | 1,455 (-1%) | 2mo | $235,000 | $162 | 60 |
| 2902 Clifton Park Ter | 0.51mi | 3/1.5 | 1,344 (-9%) | 1mo | $66,000 | $49 | 59 |
| 3571 Dudley Ave | 0.61mi | 3/2.0 | 1,400 (-5%) | 1mo | $175,000 | $125 | 59 |
| 1418 N Linwood Ave | 0.61mi | 3/1.0 | 1,356 (-8%) | 0mo | $90,000 | $66 | 58 |
| 3406 Ramona Ave | 0.69mi | 3/2.0 | 1,408 (-4%) | 0mo | $85,000 | $60 | 56 |
| 1411 Kenhill Ave | 0.63mi | 4/2.0 (+1) | 1,356 (-8%) | 1mo | $240,000 | $177 | 48 |
| 2821 Erdman Ave | 0.55mi | 2/2.0 (-1) | 1,260 (-14%) | 0mo | $75,000 | $60 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.57% appreciation · 5.25% rent growth · sell at horizon
- IRR
- 2.8%
- Equity multiple
- 1.13×
- Total profit
- $6,361
- Equity at exit
- $45,875
- IRR
- 10.6%
- Equity multiple
- 2.16×
- Total profit
- $56,925
- Equity at exit
- $51,362
Cash invested: $48,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21213
- Home prices YoY
- -0.1%
- Rents YoY
- 5.2%
- Active inventory
- 319
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $1,817 high interval (Pro) →
- Mortgage (P&I)
- −$917
- Tax from tax record
- −$260 /mo · $3,114/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$382
- Net cashflow
- $186
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,725
- Closing costs
- $5,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3512 Elmora Ave Baltimore, MD | 3.0 | 1.5 | 1472 | $1,900 | $1.29 | 20d | 1 | 0.01mi |
| 3551 Elmley Ave Baltimore, MD | 3.0 | 1.5 | 1872 | $2,095 | $1.12 | 24d | 1 | 0.10mi |
| 3610 Elmley Ave Baltimore, MD | 2.0 | 1.5 | 1200 | $1,550 | $1.29 | 20d | 1 | 0.20mi |
| 3339 Elmora Ave Baltimore, MD | 3.0 | 2.0 | 896 | $1,600 | $1.79 | 44d | 1 | 0.21mi |
| 3343 Ravenwood Ave Unit 3343 Baltimore, MD | 2.0 | 2.0 | 948 | $1,855 | $1.96 | 18d | 1 | 0.22mi |
| 3335 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1344 | $1,600 | $1.19 | 24d | 1 | 0.22mi |
| 3902 Erdman Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 24d | 1 | 0.22mi |
| 3326 Elmora Ave Baltimore, MD | 3.0 | 1.0 | 1200 | $1,450 | $1.21 | 24d | 1 | 0.23mi |
| 3914 Erdman Ave #1 Baltimore, MD | 3.0 | 1.0 | 1200 | $1,319 | $1.10 | 18d | 1 | 0.24mi |
| 3603 Ravenwood Ave Unit 1 Baltimore, MD | 4.0 | 1.0 | 1566 | $1,600 | $1.02 | 44d | 1 | 0.24mi |
| 3322 Ravenwood Ave Baltimore, MD | 3.0 | 2.0 | 932 | $1,800 | $1.93 | 24d | 1 | 0.24mi |
| 3317 Lyndale Ave Baltimore, MD | 3.0 | 1.0 | 900 | $1,300 | $1.44 | 44d | 1 | 0.25mi |
| 3315 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 896 | $1,650 | $1.84 | 18d | 1 | 0.25mi |
| 4104 Erdman Ave Unit 2 Baltimore, MD | 2.0 | 1.0 | 1566 | $1,075 | $0.69 | 4d | 1 | 0.28mi |
| 3222 Lyndale Ave Unit 1 Baltimore, MD | 3.0 | 1.5 | 1500 | $2,200 | $1.47 | 12d | 1 | 0.31mi |
| 3221 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1020 | $1,700 | $1.67 | 24d | 1 | 0.31mi |
| 3218 Lyndale Ave Baltimore, MD | 3.0 | 1.5 | 1020 | $1,500 | $1.47 | 24d | 1 | 0.32mi |
| 3213 Elmley Ave Baltimore, MD | 2.0 | 1.0 | 1188 | $1,395 | $1.17 | 44d | 1 | 0.33mi |
| 3525 Kentucky Ave Baltimore, MD | 3.0 | 1.5 | 1536 | $1,950 | $1.27 | 44d | 1 | 0.34mi |
| 3519 Kentucky Ave Baltimore, MD | 3.0 | 2.0 | 1536 | $2,100 | $1.37 | 11d | 1 | 0.34mi |
| 2113 Belair Rd Baltimore, MD | 3.0 | 1.0 | 1344 | $1,795 | $1.34 | 44d | 1 | 0.40mi |
| 3572 Juneway Unit 1 Baltimore, MD | 2.0 | 1.0 | 1800 | $1,200 | $0.67 | 44d | 1 | 0.44mi |
| 3544 Chesterfield Ave Baltimore, MD | 3.0 | 1.5 | 1200 | $1,635 | $1.36 | 44d | 1 | 0.52mi |
| 2828 Lake Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,850 | $1.59 | 4d | 1 | 0.54mi |
| 3436 Cardenas Ave Baltimore, MD | 2.0 | 1.0 | 1146 | $1,395 | $1.22 | 44d | 1 | 0.58mi |
| 3305 Dudley Ave Baltimore, MD | 3.0 | 2.0 | 1413 | $1,950 | $1.38 | 44d | 1 | 0.61mi |
| 2837 Pelham Ave Baltimore, MD | 4.0 | 2.0 | 1164 | $1,675 | $1.44 | 44d | 1 | 0.62mi |
| 2848 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,700 | $1.46 | 44d | 1 | 0.63mi |
| 3028 Kenyon Ave Baltimore, MD | 2.0 | 2.0 | 1075 | $1,395 | $1.30 | 44d | 1 | 0.63mi |
| 3300 Dudley Ave Baltimore, MD | 4.0 | 2.0 | 1724 | $2,200 | $1.28 | 44d | 1 | 0.64mi |
| 2817 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1464 | $1,950 | $1.33 | 24d | 1 | 0.64mi |
| 3566 Dudley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,800 | $2.01 | 24d | 1 | 0.64mi |
| 1403 N Linwood Ave Baltimore, MD | 3.0 | 2.0 | 1660 | $1,995 | $1.20 | 44d | 1 | 0.64mi |
| 3515 Parklawn Ave Baltimore, MD | 3.0 | 2.0 | 1240 | $1,700 | $1.37 | 3d | 1 | 0.66mi |
| 1310 N Ellwood Ave Baltimore, MD | 2.0 | 1.0 | 1000 | $1,450 | $1.45 | 12d | 1 | 0.66mi |
| 1310 N Ellwood Ave #1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 22d | 1 | 0.66mi |
| 3573 Shannon Dr Baltimore, MD | 4.0 | 2.0 | 1493 | $2,300 | $1.54 | 18d | 1 | 0.68mi |
| 3551 Shannon Dr Baltimore, MD | 3.0 | 2.0 | 1485 | $2,358 | $1.59 | 24d | 1 | 0.69mi |
| 2522 E Federal St Baltimore, MD | 2.0 | 2.0 | 1760 | $1,400 | $0.80 | 44d | 1 | 0.70mi |
| 4300 Orchard Ridge Blvd Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 1021 | $1,809 | $1.77 | 44d | 1 | 0.72mi |
Listing history 27 events
-
2026-06-18days on market $174,900 Active 169 DOM
-
2026-06-17days on market $174,900 Active 168 DOM
-
2026-06-16days on market $174,900 Active 167 DOM
-
2026-06-15days on market $174,900 Active 166 DOM
-
2026-06-13days on market $174,900 Active 164 DOM
-
2026-06-10price $174,900 Active 160 DOM
-
2026-06-09days on market $179,900 Active 160 DOM
-
2026-05-31days on market $179,900 Active 159 DOM
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2026-05-05status Active 1103-char remark
Show marketing remark (1103 chars)
This property is located in a Buy Back the Block eligible area. .. get $15000 towards the purchase of this home. Welcome to 3517 Elmora Ave! This porchfront rowhome located on a peaceful, tree-lined street combines classic charm with modern convenience, offering the perfect space for comfortable living. Step inside to find a bright and airy living area with plenty of natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and modern appliances, making meal preparation a breeze. Upstairs, you'll discover three bedrooms and an updated full bathroom. The lower level offers a family room, laundry, storage, and a half bath. Enjoy outdoor living with a private backyard ideal for gardening, grilling, or unwinding after a long day. Situated on a quiet street, this home provides a serene retreat while being just minutes away from local shops, dining, and public transportation. Upgrades include a new roof (2025) and updated HVAC (2023) Don't miss the opportunity to own this charming rowhome in a sought-after neighborhood—schedule your tour today!
-
2026-04-30historical 1103-char remark
Show marketing remark (1103 chars)
This property is located in a Buy Back the Block eligible area. .. get $15000 towards the purchase of this home. Welcome to 3517 Elmora Ave! This porchfront rowhome located on a peaceful, tree-lined street combines classic charm with modern convenience, offering the perfect space for comfortable living. Step inside to find a bright and airy living area with plenty of natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and modern appliances, making meal preparation a breeze. Upstairs, you'll discover three bedrooms and an updated full bathroom. The lower level offers a family room, laundry, storage, and a half bath. Enjoy outdoor living with a private backyard ideal for gardening, grilling, or unwinding after a long day. Situated on a quiet street, this home provides a serene retreat while being just minutes away from local shops, dining, and public transportation. Upgrades include a new roof (2025) and updated HVAC (2023) Don't miss the opportunity to own this charming rowhome in a sought-after neighborhood—schedule your tour today!
-
2026-04-20price $179,900 1103-char remark
Show marketing remark (1103 chars)
This property is located in a Buy Back the Block eligible area. .. get $15000 towards the purchase of this home. Welcome to 3517 Elmora Ave! This porchfront rowhome located on a peaceful, tree-lined street combines classic charm with modern convenience, offering the perfect space for comfortable living. Step inside to find a bright and airy living area with plenty of natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and modern appliances, making meal preparation a breeze. Upstairs, you'll discover three bedrooms and an updated full bathroom. The lower level offers a family room, laundry, storage, and a half bath. Enjoy outdoor living with a private backyard ideal for gardening, grilling, or unwinding after a long day. Situated on a quiet street, this home provides a serene retreat while being just minutes away from local shops, dining, and public transportation. Upgrades include a new roof (2025) and updated HVAC (2023) Don't miss the opportunity to own this charming rowhome in a sought-after neighborhood—schedule your tour today!
-
2026-04-08status Active 1103-char remark
Show marketing remark (1103 chars)
This property is located in a Buy Back the Block eligible area. .. get $15000 towards the purchase of this home. Welcome to 3517 Elmora Ave! This porchfront rowhome located on a peaceful, tree-lined street combines classic charm with modern convenience, offering the perfect space for comfortable living. Step inside to find a bright and airy living area with plenty of natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and modern appliances, making meal preparation a breeze. Upstairs, you'll discover three bedrooms and an updated full bathroom. The lower level offers a family room, laundry, storage, and a half bath. Enjoy outdoor living with a private backyard ideal for gardening, grilling, or unwinding after a long day. Situated on a quiet street, this home provides a serene retreat while being just minutes away from local shops, dining, and public transportation. Upgrades include a new roof (2025) and updated HVAC (2023) Don't miss the opportunity to own this charming rowhome in a sought-after neighborhood—schedule your tour today!
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2026-03-31historical 1103-char remark
Show marketing remark (1103 chars)
This property is located in a Buy Back the Block eligible area. .. get $15000 towards the purchase of this home. Welcome to 3517 Elmora Ave! This porchfront rowhome located on a peaceful, tree-lined street combines classic charm with modern convenience, offering the perfect space for comfortable living. Step inside to find a bright and airy living area with plenty of natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and modern appliances, making meal preparation a breeze. Upstairs, you'll discover three bedrooms and an updated full bathroom. The lower level offers a family room, laundry, storage, and a half bath. Enjoy outdoor living with a private backyard ideal for gardening, grilling, or unwinding after a long day. Situated on a quiet street, this home provides a serene retreat while being just minutes away from local shops, dining, and public transportation. Upgrades include a new roof (2025) and updated HVAC (2023) Don't miss the opportunity to own this charming rowhome in a sought-after neighborhood—schedule your tour today!
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2025-12-11$189,900 Active 1103-char remark
Show marketing remark (1103 chars)
This property is located in a Buy Back the Block eligible area. .. get $15000 towards the purchase of this home. Welcome to 3517 Elmora Ave! This porchfront rowhome located on a peaceful, tree-lined street combines classic charm with modern convenience, offering the perfect space for comfortable living. Step inside to find a bright and airy living area with plenty of natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and modern appliances, making meal preparation a breeze. Upstairs, you'll discover three bedrooms and an updated full bathroom. The lower level offers a family room, laundry, storage, and a half bath. Enjoy outdoor living with a private backyard ideal for gardening, grilling, or unwinding after a long day. Situated on a quiet street, this home provides a serene retreat while being just minutes away from local shops, dining, and public transportation. Upgrades include a new roof (2025) and updated HVAC (2023) Don't miss the opportunity to own this charming rowhome in a sought-after neighborhood—schedule your tour today!
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2025-08-18historical
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2025-02-19$189,900 Active
-
2008-11-14soldstatus $75,000 Sold
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2008-11-04historical
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2008-10-22price $74,900
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2008-10-14price $107,900
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2008-09-23price $110,900
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2008-08-15price $114,900
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2008-08-13$119,900
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2001-05-10soldstatus $69,900
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2001-05-03soldstatus $69,900
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2001-04-22historical
-
2001-02-19$69,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,114 · $260/mo
- Projected year-2 tax
- $3,114 · $260/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,804
- − Mortgage interest
- −$9,797
- − Property taxes
- −$3,114
- − Insurance
- −$874
- − Repairs & maintenance
- −$1,744
- − Management
- −$1,744
- − Depreciation
- −$5,088
- Taxable loss
- −$559
- Est. tax savings @ 24.0%
- +$134
- After-tax cash flow
- $2,364/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 28,058
- Household income
- $51,344
- Rent vs Own
- Severe rent burden
- 1868.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.57%
- Current HPI
- 427.4453
- Rent YoY
- ▲ 5.25%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+157.4% since first listed19 events — show timeline
- 2026-05-05 Relisted — BRIGHT MLS
- 2026-04-30 Listing Removed — BRIGHT MLS
- 2026-04-20 Price Changed $179,900 BRIGHT MLS
- 2026-04-08 Relisted — BRIGHT MLS
- 2026-03-31 Listing Removed — BRIGHT MLS
- 2025-12-11 Listed $189,900 BRIGHT MLS
- 2025-08-18 Listing Removed — BRIGHT MLS
- 2025-02-19 Listed $189,900 BRIGHT MLS
- 2008-11-14 Sold (MLS) $75,000 MRIS
- 2008-11-04 Delisted — MRIS
- 2008-10-22 Price Changed $74,900 MRIS
- 2008-10-14 Price Changed $107,900 MRIS
- 2008-09-23 Price Changed $110,900 MRIS
- 2008-08-15 Price Changed $114,900 MRIS
- 2008-08-13 Listed $119,900 MRIS
- 2001-05-10 Sold (Public Records) $69,900 Public Records
- 2001-05-03 Sold (MLS) $69,900 MRIS
- 2001-04-22 Delisted — MRIS
- 2001-02-19 Listed $69,900 MRIS
Property tax history
+1.0%/yrLatest (2025): $3,114 · +5.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…