8215 Copa De Oro St · Doolittle, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.5/30.0
- ARV discount +15.0/15.0
- DSCR +9.7/10.0
- 1% rule +6.8/10.0
- Livability +2.6/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$89,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nestled on the north side of Edinburg, this charming 3-bedroom, 2-bath mobile home offers privacy and security with a sturdy cement and metal frame gate. With Milo Ponce Park as your backyard neighbor, you’ll enjoy a peaceful setting with no rear neighbors! Inside, the home features upgrade finishes, especially in the kitchen, and comes equipped with four mini-splits for year-round comfort. A spacious three-car carport provides ample parking, while an unfinished bathroom offers the perfect opportunity to add your personal touch. The open layout creates a welcoming atmosphere, perfect for gatherings. While the home could use a little TLC, it’s nothing major—just a chance to make it truly yours! With its great location, ample space, and endless potential, this property won’t last long. Don’t miss out—schedule your showing today!
Key facts
- Four mini-splits
- Unfinished bathroom
- Three-car carport
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $90k.
Deal economics
- At list price, monthly cash flow is $267 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
- Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.9% vs local median 4.4% in Doolittle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 52/100 on livability (#1,460 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: schools F, crime F, amenities F.
- Edinburg CISD (urban): math 20% / reading 34% proficiency, ranked #699 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-1.1%/yr); 1003 active listings in the ZIP; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 471 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 471 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.18% ✓
- Cap rate
- 9.85%
- Cash-on-cash
- 12.71%
- DSCR
- 1.57
- GRM
- 7.1
CMA / ARV
- ARV (median comp)
- $172,758
- List price
- $89,900
- Delta
- -47.96%
- Verdict
- UNDERPRICED
- Comps
- 17 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -0.8%
- Equity multiple
- 0.97×
- Total profit
- $-699
- Equity at exit
- $13,404
- IRR
- 5.7%
- Equity multiple
- 1.37×
- Total profit
- $9,216
- Equity at exit
- $7,773
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78542
- Home prices YoY
- -13.4%
- Rents YoY
- -1.1%
- Active inventory
- 1003
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,058 medium interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax from tax record
- −$60 /mo · $723/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$222
- Net cashflow
- $267
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-18days on market $89,900 Active 471 DOM
-
2026-06-17days on market $89,900 Active 470 DOM
-
2026-06-16days on market $89,900 Active 469 DOM
-
2026-06-15days on market $89,900 Active 468 DOM
-
2026-06-14days on market $89,900 Active 466 DOM
-
2026-06-13days on market $89,900 Active 465 DOM
-
2026-06-10days on market $89,900 Active 463 DOM
-
2026-06-08days on market $89,900 Active 461 DOM
-
2026-06-07days on market $89,900 Active 460 DOM
-
2026-06-03days on market $89,900 Active 456 DOM
-
2026-06-02days on market $89,900 Active 455 DOM
-
2026-06-01days on market $89,900 Active 454 DOM
-
2026-05-31days on market $89,900 Active 453 DOM
-
2026-05-31days on market $89,900 Active 452 DOM
-
2026-02-02price $89,900 874-char remark
Show marketing remark (874 chars)
Nestled on the north side of Edinburg, this charming 3-bedroom, 2-bath mobile home offers privacy and security with a sturdy cement and metal frame gate. With Milo Ponce Park as your backyard neighbor, you’ll enjoy a peaceful setting with no rear neighbors! Inside, the home features upgrade finishes, especially in the kitchen, and comes equipped with four mini-splits for year-round comfort. A spacious three-car carport provides ample parking, while an unfinished bathroom offers the perfect opportunity to add your personal touch. The open layout creates a welcoming atmosphere, perfect for gatherings. While the home could use a little TLC, it’s nothing major—just a chance to make it truly yours! With its great location, ample space, and endless potential, this property won’t last long. Don’t miss out—schedule your showing today!
-
2025-12-17price $79,900 874-char remark
Show marketing remark (874 chars)
Nestled on the north side of Edinburg, this charming 3-bedroom, 2-bath mobile home offers privacy and security with a sturdy cement and metal frame gate. With Milo Ponce Park as your backyard neighbor, you’ll enjoy a peaceful setting with no rear neighbors! Inside, the home features upgrade finishes, especially in the kitchen, and comes equipped with four mini-splits for year-round comfort. A spacious three-car carport provides ample parking, while an unfinished bathroom offers the perfect opportunity to add your personal touch. The open layout creates a welcoming atmosphere, perfect for gatherings. While the home could use a little TLC, it’s nothing major—just a chance to make it truly yours! With its great location, ample space, and endless potential, this property won’t last long. Don’t miss out—schedule your showing today!
-
2025-07-14price $90,000 874-char remark
Show marketing remark (874 chars)
Nestled on the north side of Edinburg, this charming 3-bedroom, 2-bath mobile home offers privacy and security with a sturdy cement and metal frame gate. With Milo Ponce Park as your backyard neighbor, you’ll enjoy a peaceful setting with no rear neighbors! Inside, the home features upgrade finishes, especially in the kitchen, and comes equipped with four mini-splits for year-round comfort. A spacious three-car carport provides ample parking, while an unfinished bathroom offers the perfect opportunity to add your personal touch. The open layout creates a welcoming atmosphere, perfect for gatherings. While the home could use a little TLC, it’s nothing major—just a chance to make it truly yours! With its great location, ample space, and endless potential, this property won’t last long. Don’t miss out—schedule your showing today!
-
2025-06-06price $99,500 874-char remark
Show marketing remark (874 chars)
Nestled on the north side of Edinburg, this charming 3-bedroom, 2-bath mobile home offers privacy and security with a sturdy cement and metal frame gate. With Milo Ponce Park as your backyard neighbor, you’ll enjoy a peaceful setting with no rear neighbors! Inside, the home features upgrade finishes, especially in the kitchen, and comes equipped with four mini-splits for year-round comfort. A spacious three-car carport provides ample parking, while an unfinished bathroom offers the perfect opportunity to add your personal touch. The open layout creates a welcoming atmosphere, perfect for gatherings. While the home could use a little TLC, it’s nothing major—just a chance to make it truly yours! With its great location, ample space, and endless potential, this property won’t last long. Don’t miss out—schedule your showing today!
-
2025-04-21price $105,000 874-char remark
Show marketing remark (874 chars)
Nestled on the north side of Edinburg, this charming 3-bedroom, 2-bath mobile home offers privacy and security with a sturdy cement and metal frame gate. With Milo Ponce Park as your backyard neighbor, you’ll enjoy a peaceful setting with no rear neighbors! Inside, the home features upgrade finishes, especially in the kitchen, and comes equipped with four mini-splits for year-round comfort. A spacious three-car carport provides ample parking, while an unfinished bathroom offers the perfect opportunity to add your personal touch. The open layout creates a welcoming atmosphere, perfect for gatherings. While the home could use a little TLC, it’s nothing major—just a chance to make it truly yours! With its great location, ample space, and endless potential, this property won’t last long. Don’t miss out—schedule your showing today!
-
2025-03-04$110,000 Active 874-char remark
Show marketing remark (874 chars)
Nestled on the north side of Edinburg, this charming 3-bedroom, 2-bath mobile home offers privacy and security with a sturdy cement and metal frame gate. With Milo Ponce Park as your backyard neighbor, you’ll enjoy a peaceful setting with no rear neighbors! Inside, the home features upgrade finishes, especially in the kitchen, and comes equipped with four mini-splits for year-round comfort. A spacious three-car carport provides ample parking, while an unfinished bathroom offers the perfect opportunity to add your personal touch. The open layout creates a welcoming atmosphere, perfect for gatherings. While the home could use a little TLC, it’s nothing major—just a chance to make it truly yours! With its great location, ample space, and endless potential, this property won’t last long. Don’t miss out—schedule your showing today!
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2025-01-22soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $723 · $60/mo
- Projected year-2 tax
- $1,645 · $137/mo
- Expected delta
- +$922/yr (+$77/mo · 127.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 9/10 Extreme 7 d/yr ≥112°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,696
- − Mortgage interest
- −$5,036
- − Property taxes
- −$723
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,016
- − Management
- −$1,016
- − Depreciation
- −$2,615
- Taxable income
- $1,841
- Est. tax owed @ 24.0%
- −$442
- After-tax cash flow
- $2,758/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Edinburg CISD
- NCES district ID
- 4818180
- Math proficiency
- 20% ▼ -34.00%
- Reading proficiency
- 34% ▼ -11.00%
- Median HH income
- $36,985
- Composite
- 22.42/100
- National rank
- #8114
- State rank
- #699 of 826 in TX
Livability — Doolittle
- Score
- 52/100
- State rank
- #1460
- US rank
- #24819
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Doolittle, TX
- County
- Hidalgo County · 623,128 people
- Metro
- McAllen-Edinburg-Mission, TX
- Population (ZIP)
- 89,401
- Household income
- $55,243
- Rent vs Own
- Severe rent burden
- 1240.0
Population outlook (Hidalgo County) Hauer SSP2
- Today (2025)
- 955,232 people
- By 2030
- 1,009,774 · +5.7%
- By 2040
- 1,120,332 · +17.3%
- By 2050
- 1,225,036 · +28.2%
- By 2075
- 1,439,189 · +50.7%
- By 2100
- 1,533,429 · +60.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (95%)
- Race & ethnicity
- Hispanic / Latino 95% Two or more races 59% White 4%
- Hispanic origin (detail)
- Mexican 91%
- Foreign-born
- 25% · Canada
- Languages at home
- 15% English-only · Spanish 84%
Political lean MEDSL · Hidalgo
- 2024 margin
- Toss-up / Even · D 48.1% · R 51.0%
- 2008→2024 swing
- -41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
- All cycles
- 2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -34.17%
- Current HPI
- 220.921
- Rent YoY
- ▼ -1.07%
- Metro
- McAllen-Edinburg-Mission, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-18.3% since first listed7 events — show timeline
- 2026-02-02 Price Changed $89,900 MCALLENMLS
- 2025-12-17 Price Changed $79,900 MCALLENMLS
- 2025-07-14 Price Changed $90,000 MCALLENMLS
- 2025-06-06 Price Changed $99,500 MCALLENMLS
- 2025-04-21 Price Changed $105,000 MCALLENMLS
- 2025-03-04 Listed $110,000 MCALLENMLS
- 2025-01-22 Sold (Public Records) — Public Records
Property tax history
+4.8%/yrLatest (2025): $723 · -3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…