1252 N Timathy Ln · Boise City, ID
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.8/30.0
- DSCR +5.9/10.0
- Schools +5.2/10.0
- 1% rule +5.0/10.0
- Appreciation +5.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
$169,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
You get the best of both worlds with this home location sitting just on the border of both Meridian AND Boise! The Village and Albertsons Market Street, and plenty of parks, shopping, activities, and events within this area to keep anyone busy! This corner lot home is spacious with an open living room, dining, and kitchen to make you feel welcome. Master bedroom boasts a walk-in closet, and his and her sinks in the attached master bath. Worried about storage? Don’t be! This property has a 200 sf shop with electric to be used however you please. This well-kept community features a dog park, playground, and clubhouse. Don’t miss this opportunity!
Key facts
- Dog park
- Clubhouse
- New appliances
Tags
Property features AI
Exterior
- Parking: RV access/parking; Finished driveway
- Utilities: City water service; Sewer connected; Cable connected; Broadband internet
- Home design: Mobile/manufactured home on rented lot; Built in 2016
- Construction: Composition roof
- Exterior features: Full metal fencing; Garden; Sidewalks; Corner lot; Automatic sprinkler system; Storage shed
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Freestanding oven/range; Refrigerator; Kitchen island; Pantry; Breakfast bar; Laminate countertops
- Bedrooms: 3 bedrooms, all on the main level
- Flooring: Carpet; Laminate
- Bathrooms: 2 bathrooms
- Heating & cooling: Electric heating; Central air conditioning
- Interior features: Primary bedroom includes an attached bath; Primary bedroom on main level; Walk-in closet(s); Breakfast bar; Pantry; Kitchen island; Laminate countertops
- Laundry & utility: Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $170k.
Deal economics
- At list price, monthly cash flow is $171 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $170k).
- Cap rate 7.5% vs local median 2.6% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Joint School District No. 2 (suburban): math 53% / reading 67% proficiency, ranked #11 of 92 in ID (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Ustick Elementary School (math 32% / reading 37%, grade F, #272 of 357 statewide, top 80%, 357 students, 60% FRL); Centennial High School (math 53% / reading 76%, grade B-, #10 of 169 statewide, top 7%, 1,931 students, 22% FRL) — zoned schools average 41% FRL vs 23% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 1 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).
Forward outlook
- In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (3.0% local appreciation)).
- Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 7.50%
- Cash-on-cash
- 4.32%
- DSCR
- 1.19
- GRM
- 8.3
CMA / ARV
- ARV (on-the-fly)
- $139,552
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 11317 W Florence Ln | 0.01mi | 4/2.0 (+1) | 1,512 (-4%) | 14mo | $135,000 | $89 | 77 |
| 631 N Timathy Rd | 0.13mi | 4/2.0 (+1) | 1,512 (-4%) | 10mo | $105,000 | $69 | 75 |
| 1253 N Samson Ln | 0.52mi | 3/2.5 | 1,560 (-0%) | 1mo | $175,000 | $112 | 72 |
| 392 Silver City Dr | 0.15mi | 3/2.0 | 1,430 (-9%) | 11mo | $162,000 | $113 | 69 |
| 602 Empress | 0.17mi | 3/2.0 | 1,404 (-10%) | 10mo | $119,900 | $85 | 67 |
| 11371 W Irving Ln | 0.03mi | 4/2.0 (+1) | 1,404 (-10%) | 18mo | $70,000 | $50 | 61 |
| 302 W Driftwood Rd | 0.27mi | 2/2.0 (-1) | 1,728 (+10%) | 5mo | $60,000 | $35 | 61 |
| 700 E Fairview #128 | 0.59mi | 3/2.0 | 1,500 (-4%) | 8mo | $190,000 | $127 | 58 |
| 419 W Driftwood Rd | 0.29mi | 4/2.0 (+1) | 1,458 (-7%) | 15mo | $138,000 | $95 | 58 |
| 307 Driftwood Rd | 0.28mi | 2/2.0 (-1) | 1,344 (-14%) | 1mo | $99,500 | $74 | 57 |
| 303 Driftwood | 0.39mi | 3/2.0 | 1,440 (-8%) | 17mo | $189,900 | $132 | 54 |
| 530 N Meadowland Dr | 0.12mi | 4/2.0 (+1) | 1,792 (+14%) | 16mo | $89,000 | $50 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 11.5%
- Equity multiple
- 1.66×
- Total profit
- $31,406
- Equity at exit
- $76,394
- IRR
- 13.7%
- Equity multiple
- 3.03×
- Total profit
- $96,569
- Equity at exit
- $117,733
Cash invested: $47,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83713-7971
- Active inventory
- 1
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $1,703 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax est. 1.5%
- −$212 /mo · $2,548/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$358
- Net cashflow
- $171
Break-even live
Sensitivity live
| Price | -10% $289 | -5% $230 | +0% $171 | +5% $113 | +10% $54 |
|---|---|---|---|---|---|
| Rent | -10% $37 | -5% $104 | +0% $171 | +5% $239 | +10% $306 |
| Rate | -1.0pp $257 | -0.5pp $215 | base $171 | +0.5pp $127 | +1.0pp $83 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,475
- Closing costs
- $5,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11239 W Gabrielle Dr Boise, ID | 2.0 | 2.5 | 1128 | $1,645 | $1.46 | 24d | 1 | 0.14mi |
| 11383 W Fairview Ave Boise, ID | 2.0 | 2.0 | 1123 | $1,575 | $1.40 | 3d | 4 | 0.23mi |
| 9993 W Rosecroft Ct #101 Boise, ID | 2.0 | 2.5 | 1136 | $1,575 | $1.39 | 4d | 1 | 0.89mi |
| 10096 W Garverdale Ln Boise, ID | 3.0 | 2.0 | 1113 | $1,600 | $1.44 | 24d | 1 | 0.89mi |
| 9846 W Rosecroft Ct #102 Boise, ID | 2.0 | 2.5 | 1236 | $1,545 | $1.25 | 4d | 1 | 0.98mi |
| 2663 N Fastwater Ave Boise, ID | 3.0 | 2.0 | 1204 | $1,795 | $1.49 | 15d | 1 | 1.03mi |
| 11274 W Race St Boise, ID | 3.0 | 2.5 | 1744 | $2,150 | $1.23 | 15d | 1 | 1.13mi |
| 3848 E Presidential Dr Meridian, ID | 3.0 | 3.0 | 1356 | $2,250 | $1.66 | 15d | 1 | 1.17mi |
| 3325 N Covered Wagon Way Boise, ID | 3.0 | 2.0 | 1200 | $2,050 | $1.71 | 24d | 1 | 1.35mi |
Listing history 6 events
-
2026-06-18days on market $169,900 Active 6 DOM
-
2026-06-17days on market $169,900 Active 5 DOM
-
2026-06-16days on market $169,900 Active 4 DOM
-
2026-06-15days on market $169,900 Active 3 DOM
-
2026-06-13remarks 681-char remark
-
2026-06-13$169,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,438
- − Mortgage interest
- −$9,517
- − Property taxes
- −$2,548
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,635
- − Management
- −$1,635
- − Depreciation
- −$4,943
- Taxable loss
- −$690
- Est. tax savings @ 24.0%
- +$166
- After-tax cash flow
- $2,222/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Joint School District No. 2
- NCES district ID
- 1602100
- Math proficiency
- 53% ▼ -6.00%
- Reading proficiency
- 67% ▼ -1.00%
- Median HH income
- $64,573
- Composite
- 52.42/100
- National rank
- #1576
- State rank
- #11 of 92 in ID
Livability — Boise City
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Boise City, ID
Population outlook (Ada County) Hauer SSP2
- Today (2025)
- 535,818 people
- By 2030
- 585,751 · +9.3%
- By 2040
- 682,435 · +27.4%
- By 2050
- 775,818 · +44.8%
- By 2075
- 994,458 · +85.6%
- By 2100
- 1,148,884 · +114.4%
Not yet ingested
- Political lean
- —
- Race & ethnicity
- —
- Common origin
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- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
+75.2% since first listed9 events — show timeline
- 2026-06-12 Listed $169,900 IMLS
- 2024-05-30 Sold (MLS) — IMLS
- 2024-04-29 Pending — IMLS
- 2024-04-23 Listed $89,999 IMLS
- 2019-09-02 Listing Removed — IMLS
- 2019-08-04 Price Changed $85,000 IMLS
- 2019-07-05 Price Changed $89,999 IMLS
- 2019-06-11 Price Changed $96,999 IMLS
- 2019-05-19 Listed $97,000 IMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…