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7918 NW Cadwallader Rd
C+ Composite 61.91
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.9/30.0
  • ARV discount +14.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +4.5/10.0
  • Schools +4.5/10.0
  • Rent growth +4.3/5.0
  • Livability +3.9/5.0
  • 1% rule +3.4/10.0
  • Condition / age +2.5/5.0

$260,000

7918 NW Cadwallader Rd · Kansas City, MO 64152
3 bd · 1.5 ba · 1,562 sqft · SingleFamily public records · 9 Days on market
Built 1967 0.40 ac lot $166/sqft · 14% below area Est $304k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well Maintained! Large, Corner Treed Lot. Updated Kitchen and Brand New Bath. Great Deck for Entertaining w/ TreeTop View. Finished Lower Level Family Room Offers Cozy, Additional Living Space w/ French Doors that Walk Out to Patio. Great Value in Highly Rated Park Hill School District! Great Location. Easy Highway Access. .. .Just Off Hwy 9! PRICE REDUCTION!!! PRICE REDUCTION!!! PRICE REDUCTION!!!

Key facts

  • 0.4 acre lot
  • 2 garage spots
  • Built 1967

Property features AI

Finance

  • HOA & community: Association trash service included

Exterior

  • Parking: Built-in garage that faces rear; 2-car garage
  • Utilities: Public water; Public sewer; Cable available; High-speed internet available
  • Home design: Single family residence; Raised ranch floor plan; Residential property; Above-grade finished area reported from public records
  • Construction: Frame construction with wood siding; Composition roof; Has basement — concrete, finished with walk-out access
  • Exterior features: Deck; Patio; City lot; Corner lot; Not in flood plain; Public road maintenance

Interior

  • Kitchen: Laminate counters; Dishwasher; Disposal; Free‑standing electric oven; Eat-in kitchen
  • Bedrooms: 3 bedrooms (all on main/first floor)
  • Flooring: Carpet
  • Bathrooms: 1 full bath; 1 half bath; Shower over tub
  • Heating & cooling: Forced air heating; Attic fan; Electric cooling
  • Interior features: Painted cabinets; Thermal windows; Storm door(s)
  • Laundry & utility: Laundry on lower level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $260k.

Deal economics

  • At list price, monthly cash flow is $74 ($891/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (16.0% below list).
  • Recommended offer: $219k (16.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • Park Hill (urban): math 47% / reading 54% proficiency, ranked #26 of 324 in MO (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+7.0%/yr); 268 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 234 units permitted in Platte County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
  • Platte County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 7.0% rent growth), your $73k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $218,503 (16.0% below list)

Questions for the listing agent

  1. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.64%
Cash-on-cash
1.22%
DSCR
1.05
GRM
9.9

CMA / ARV

ARV (median comp)
$303,535
List price
$260,000
Delta
-14.34%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8012 NW Cadwallader Rd 0.07mi 3/2.0 1,641 (+5%) 3mo $269,000 $164 84
7999 NW Cadwallader Rd 0.04mi 3/2.0 1,596 (+2%) 16mo $290,000 $182 80
7608 NW 70th St 0.39mi 3/2.5 1,568 (+0%) 11mo $315,000 $201 68
8419 NW 68th St 0.40mi 3/2.5 1,543 (-1%) 12mo $308,000 $200 65
7202 N Congress St 0.62mi 3/3.0 1,566 (+0%) 7mo $265,000 $169 58
8408 NW 68th St 0.34mi 3/2.5 1,440 (-8%) 13mo $264,900 $184 57
7609 NW 73rd St 0.64mi 4/2.0 (+1) 1,626 (+4%) 7mo $227,999 $140 50
7945 NW 74th St 0.74mi 3/2.0 1,485 (-5%) 6mo $339,900 $229 50
8007 NW 70th St 0.37mi 4/3.0 (+1) 1,696 (+9%) 14mo $324,900 $192 46
7605 NW 69th St 0.26mi 4/3.0 (+1) 1,750 (+12%) 13mo $299,000 $171 46
7613 NW 73rd St 0.64mi 3/2.0 1,728 (+11%) 14mo $315,000 $182 39
7206 NW Winter Ave 0.75mi 3/2.0 1,776 (+14%) 10mo $274,900 $155 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 7.03% rent growth · sell at horizon

5-year hold
IRR
26.5%
Equity multiple
3.14×
Total profit
$155,493
Equity at exit
$234,229
10-year hold
IRR
24.3%
Equity multiple
7.54×
Total profit
$476,062
Equity at exit
$505,123

Cash invested: $72,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64152

Home prices YoY
4.7%
Rents YoY
7.0%
Active inventory
268
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,185 high interval (Pro) →
Mortgage (P&I)
$1,363
Tax from tax record
$180 /mo · $2,162/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$459
Net cashflow
$74

Break-even live

Break-even rent $2,091
Max offer price $260,000
Occupancy floor 92%

Sensitivity live

Price -10% $221 -5% $148 +0% $74 +5% $1 +10% $-73
Rent -10% $-98 -5% $-12 +0% $74 +5% $161 +10% $247
Rate -1.0pp $205 -0.5pp $140 base $74 +0.5pp $7 +1.0pp $-62

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$65,000
Closing costs
$7,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8418 NW 68th St Kansas City, MO 3.0 1.5 1714 $2,141 $1.25 11d 1 0.42mi
6905 NW 72nd Ter Kansas City, MO 3.0 1.0 1465 $2,000 $1.37 5d 1 0.84mi
6449 NW 70th St Kansas City, MO 1.0–2.0 1.0–2.0 939 $1,687 $1.80 4d 9 0.97mi
6725 NW Hilldale Dr Kansas City, MO 3.0 2.0 1629 $2,300 $1.41 18d 1 1.01mi
6301 N Klamm Rd Kansas City, MO 1.0–3.0 1.0–2.0 1017 $2,251 $2.21 3d 27 1.07mi
7641 N Stoddard Ave Kansas City, MO 3.0 2.0 1766 $2,200 $1.25 44d 1 1.24mi
8310 NW 77th Ter Kansas City, MO 4.0 2.5 1792 $2,399 $1.34 5d 1 1.31mi
5951 NW 63rd Ter Kansas City, MO 1.0–3.0 1.0–2.0 1111 $2,353 $2.12 2d 55 1.37mi
6904 NW 78th St Kansas City, MO 3.0 1.0 1450 $1,799 $1.24 22d 1 1.44mi

Listing history 16 events

  1. 2026-06-13
    statusdays on market $260,000 Pending 9 DOM
  2. 2026-06-09
    days on market $260,000 Active 7 DOM
  3. 2026-06-08
    remarks 156-char remark
  4. 2026-06-08
    pricedays on market $260,000 Active 6 DOM
  5. 2026-06-07
    days on market $270,000 Active 5 DOM
  6. 2026-06-03
    statusdays on market $270,000 Active 1 DOM
  7. 2026-06-02
    days on market $270,000 Coming Soon 26 DOM
  8. 2026-06-01
    days on market $270,000 Coming Soon 25 DOM
  9. 2026-05-31
    days on market $270,000 Coming Soon 24 DOM
  10. 2026-05-07
    historical $270,000 137-char remark
  11. 2015-08-14
    historical
  12. 2015-04-25
    listed $115,000
  13. 2012-05-16
    soldstatus
  14. 2012-05-15
    soldstatus
    Show marketing remark (411 chars)

    Well Maintained! Large, Corner Treed Lot. Updated Kitchen and Brand New Bath. Great Deck for Entertaining w/ TreeTop View. Finished Lower Level Family Room Offers Cozy, Additional Living Space w/ French Doors that Walk Out to Patio. Great Value in Highly Rated Park Hill School District! Great Location. Easy Highway Access. .. .Just Off Hwy 9! PRICE REDUCTION!!! PRICE REDUCTION!!! PRICE REDUCTION!!!

  15. 2010-09-12
    listed $109,000
    Show marketing remark (411 chars)

    Well Maintained! Large, Corner Treed Lot. Updated Kitchen and Brand New Bath. Great Deck for Entertaining w/ TreeTop View. Finished Lower Level Family Room Offers Cozy, Additional Living Space w/ French Doors that Walk Out to Patio. Great Value in Highly Rated Park Hill School District! Great Location. Easy Highway Access. .. .Just Off Hwy 9! PRICE REDUCTION!!! PRICE REDUCTION!!! PRICE REDUCTION!!!

  16. 2007-03-20
    listed $137,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$2,162 · $180/mo
Projected year-2 tax
$2,522 · $210/mo
Expected delta
+$360/yr (+$30/mo · 16.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,220
− Mortgage interest
−$14,564
− Property taxes
−$2,162
− Insurance
−$1,300
− Repairs & maintenance
−$2,098
− Management
−$2,098
− Depreciation
−$7,564
Taxable loss
−$3,564
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$855
After-tax cash flow
$1,746/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Park Hill
NCES district ID
2923550
Math proficiency
47% ▼ -3.00%
Reading proficiency
54% ▼ -3.00%
Median HH income
$67,616
Composite
44.86/100
National rank
#2723
State rank
#26 of 324 in MO

Livability — Kansas City

Score
78/100
State rank
#28
US rank
#2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, MO
County
Platte County · 100,198 people
City population
439,467
Metro
Kansas City, MO-KS
Population (ZIP)
31,545
Household income
$114,688
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
234.0

Population outlook (Platte County) Hauer SSP2

Today (2025)
111,772 people
By 2030
119,173 · +6.6%
By 2040
133,326 · +19.3%
By 2050
146,617 · +31.2%
By 2075
178,626 · +59.8%
By 2100
195,638 · +75.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 7% Two or more races 6% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Romanian 4% Italian 4% Slovak 4%
Foreign-born
4% · Canada, China
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Platte

2024 margin
Toss-up / Even · D 47.7% · R 50.8% · Other 1.4%
2008→2024 swing
+3.2pp toward D · 2008: -6.4pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+3.0 2016: R+13.0 2012: R+14.2 2008: R+6.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 33.10%
Current HPI
739.89
Rent YoY
▲ 7.03%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+89.1% since first listed
10 events — show timeline
  • 2026-06-12 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-06-08 Price Changed $260,000 Heartland MLS as Distributed by MLS Grid
  • 2026-06-03 Listed $270,000 Heartland MLS as Distributed by MLS Grid
  • 2026-05-07 Coming Soon $270,000 Heartland MLS as Distributed by MLS Grid
  • 2015-08-14 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2015-04-25 Listed $115,000 Heartland MLS as Distributed by MLS Grid
  • 2012-05-16 Sold (Public Records) Public Records
  • 2012-05-15 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2010-09-12 Listed $109,000 Heartland MLS as Distributed by MLS Grid
  • 2007-03-20 Listed $137,500 Heartland MLS as Distributed by MLS Grid

Property tax history

+1.2%/yr

Latest (2025): $2,162 · +11.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…