7918 NW Cadwallader Rd · Kansas City, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 3/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.9/30.0
- ARV discount +14.0/15.0
- Appreciation +10.0/10.0
- DSCR +4.5/10.0
- Schools +4.5/10.0
- Rent growth +4.3/5.0
- Livability +3.9/5.0
- 1% rule +3.4/10.0
- Condition / age +2.5/5.0
$260,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Well Maintained! Large, Corner Treed Lot. Updated Kitchen and Brand New Bath. Great Deck for Entertaining w/ TreeTop View. Finished Lower Level Family Room Offers Cozy, Additional Living Space w/ French Doors that Walk Out to Patio. Great Value in Highly Rated Park Hill School District! Great Location. Easy Highway Access. .. .Just Off Hwy 9! PRICE REDUCTION!!! PRICE REDUCTION!!! PRICE REDUCTION!!!
Key facts
- 0.4 acre lot
- 2 garage spots
- Built 1967
Property features AI
Finance
- HOA & community: Association trash service included
Exterior
- Parking: Built-in garage that faces rear; 2-car garage
- Utilities: Public water; Public sewer; Cable available; High-speed internet available
- Home design: Single family residence; Raised ranch floor plan; Residential property; Above-grade finished area reported from public records
- Construction: Frame construction with wood siding; Composition roof; Has basement — concrete, finished with walk-out access
- Exterior features: Deck; Patio; City lot; Corner lot; Not in flood plain; Public road maintenance
Interior
- Kitchen: Laminate counters; Dishwasher; Disposal; Free‑standing electric oven; Eat-in kitchen
- Bedrooms: 3 bedrooms (all on main/first floor)
- Flooring: Carpet
- Bathrooms: 1 full bath; 1 half bath; Shower over tub
- Heating & cooling: Forced air heating; Attic fan; Electric cooling
- Interior features: Painted cabinets; Thermal windows; Storm door(s)
- Laundry & utility: Laundry on lower level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $260k.
Deal economics
- At list price, monthly cash flow is $74 ($891/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (16.0% below list).
- Recommended offer: $219k (16.0% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- Park Hill (urban): math 47% / reading 54% proficiency, ranked #26 of 324 in MO (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+7.0%/yr); 268 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 234 units permitted in Platte County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
- Platte County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 7.0% rent growth), your $73k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.64%
- Cash-on-cash
- 1.22%
- DSCR
- 1.05
- GRM
- 9.9
CMA / ARV
- ARV (median comp)
- $303,535
- List price
- $260,000
- Delta
- -14.34%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8012 NW Cadwallader Rd | 0.07mi | 3/2.0 | 1,641 (+5%) | 3mo | $269,000 | $164 | 84 |
| 7999 NW Cadwallader Rd | 0.04mi | 3/2.0 | 1,596 (+2%) | 16mo | $290,000 | $182 | 80 |
| 7608 NW 70th St | 0.39mi | 3/2.5 | 1,568 (+0%) | 11mo | $315,000 | $201 | 68 |
| 8419 NW 68th St | 0.40mi | 3/2.5 | 1,543 (-1%) | 12mo | $308,000 | $200 | 65 |
| 7202 N Congress St | 0.62mi | 3/3.0 | 1,566 (+0%) | 7mo | $265,000 | $169 | 58 |
| 8408 NW 68th St | 0.34mi | 3/2.5 | 1,440 (-8%) | 13mo | $264,900 | $184 | 57 |
| 7609 NW 73rd St | 0.64mi | 4/2.0 (+1) | 1,626 (+4%) | 7mo | $227,999 | $140 | 50 |
| 7945 NW 74th St | 0.74mi | 3/2.0 | 1,485 (-5%) | 6mo | $339,900 | $229 | 50 |
| 8007 NW 70th St | 0.37mi | 4/3.0 (+1) | 1,696 (+9%) | 14mo | $324,900 | $192 | 46 |
| 7605 NW 69th St | 0.26mi | 4/3.0 (+1) | 1,750 (+12%) | 13mo | $299,000 | $171 | 46 |
| 7613 NW 73rd St | 0.64mi | 3/2.0 | 1,728 (+11%) | 14mo | $315,000 | $182 | 39 |
| 7206 NW Winter Ave | 0.75mi | 3/2.0 | 1,776 (+14%) | 10mo | $274,900 | $155 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 7.03% rent growth · sell at horizon
- IRR
- 26.5%
- Equity multiple
- 3.14×
- Total profit
- $155,493
- Equity at exit
- $234,229
- IRR
- 24.3%
- Equity multiple
- 7.54×
- Total profit
- $476,062
- Equity at exit
- $505,123
Cash invested: $72,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64152
- Home prices YoY
- 4.7%
- Rents YoY
- 7.0%
- Active inventory
- 268
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $2,185 high interval (Pro) →
- Mortgage (P&I)
- −$1,363
- Tax from tax record
- −$180 /mo · $2,162/yr
- Insurance
- −$108
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$459
- Net cashflow
- $74
Break-even live
Sensitivity live
| Price | -10% $221 | -5% $148 | +0% $74 | +5% $1 | +10% $-73 |
|---|---|---|---|---|---|
| Rent | -10% $-98 | -5% $-12 | +0% $74 | +5% $161 | +10% $247 |
| Rate | -1.0pp $205 | -0.5pp $140 | base $74 | +0.5pp $7 | +1.0pp $-62 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $65,000
- Closing costs
- $7,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8418 NW 68th St Kansas City, MO | 3.0 | 1.5 | 1714 | $2,141 | $1.25 | 11d | 1 | 0.42mi |
| 6905 NW 72nd Ter Kansas City, MO | 3.0 | 1.0 | 1465 | $2,000 | $1.37 | 5d | 1 | 0.84mi |
| 6449 NW 70th St Kansas City, MO | 1.0–2.0 | 1.0–2.0 | 939 | $1,687 | $1.80 | 4d | 9 | 0.97mi |
| 6725 NW Hilldale Dr Kansas City, MO | 3.0 | 2.0 | 1629 | $2,300 | $1.41 | 18d | 1 | 1.01mi |
| 6301 N Klamm Rd Kansas City, MO | 1.0–3.0 | 1.0–2.0 | 1017 | $2,251 | $2.21 | 3d | 27 | 1.07mi |
| 7641 N Stoddard Ave Kansas City, MO | 3.0 | 2.0 | 1766 | $2,200 | $1.25 | 44d | 1 | 1.24mi |
| 8310 NW 77th Ter Kansas City, MO | 4.0 | 2.5 | 1792 | $2,399 | $1.34 | 5d | 1 | 1.31mi |
| 5951 NW 63rd Ter Kansas City, MO | 1.0–3.0 | 1.0–2.0 | 1111 | $2,353 | $2.12 | 2d | 55 | 1.37mi |
| 6904 NW 78th St Kansas City, MO | 3.0 | 1.0 | 1450 | $1,799 | $1.24 | 22d | 1 | 1.44mi |
Listing history 16 events
-
2026-06-13statusdays on market $260,000 Pending 9 DOM
-
2026-06-09days on market $260,000 Active 7 DOM
-
2026-06-08remarks 156-char remark
-
2026-06-08pricedays on market $260,000 Active 6 DOM
-
2026-06-07days on market $270,000 Active 5 DOM
-
2026-06-03statusdays on market $270,000 Active 1 DOM
-
2026-06-02days on market $270,000 Coming Soon 26 DOM
-
2026-06-01days on market $270,000 Coming Soon 25 DOM
-
2026-05-31days on market $270,000 Coming Soon 24 DOM
-
2026-05-07historical $270,000 137-char remark
-
2015-08-14historical
-
2015-04-25$115,000
-
2012-05-16soldstatus
-
2012-05-15soldstatus
Show marketing remark (411 chars)
Well Maintained! Large, Corner Treed Lot. Updated Kitchen and Brand New Bath. Great Deck for Entertaining w/ TreeTop View. Finished Lower Level Family Room Offers Cozy, Additional Living Space w/ French Doors that Walk Out to Patio. Great Value in Highly Rated Park Hill School District! Great Location. Easy Highway Access. .. .Just Off Hwy 9! PRICE REDUCTION!!! PRICE REDUCTION!!! PRICE REDUCTION!!!
-
2010-09-12$109,000
Show marketing remark (411 chars)
Well Maintained! Large, Corner Treed Lot. Updated Kitchen and Brand New Bath. Great Deck for Entertaining w/ TreeTop View. Finished Lower Level Family Room Offers Cozy, Additional Living Space w/ French Doors that Walk Out to Patio. Great Value in Highly Rated Park Hill School District! Great Location. Easy Highway Access. .. .Just Off Hwy 9! PRICE REDUCTION!!! PRICE REDUCTION!!! PRICE REDUCTION!!!
-
2007-03-20$137,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $2,162 · $180/mo
- Projected year-2 tax
- $2,522 · $210/mo
- Expected delta
- +$360/yr (+$30/mo · 16.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,220
- − Mortgage interest
- −$14,564
- − Property taxes
- −$2,162
- − Insurance
- −$1,300
- − Repairs & maintenance
- −$2,098
- − Management
- −$2,098
- − Depreciation
- −$7,564
- Taxable loss
- −$3,564
- Est. tax savings @ 24.0%
- +$855
- After-tax cash flow
- $1,746/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Park Hill
- NCES district ID
- 2923550
- Math proficiency
- 47% ▼ -3.00%
- Reading proficiency
- 54% ▼ -3.00%
- Median HH income
- $67,616
- Composite
- 44.86/100
- National rank
- #2723
- State rank
- #26 of 324 in MO
Livability — Kansas City
- Score
- 78/100
- State rank
- #28
- US rank
- #2671
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kansas City, MO
- County
- Platte County · 100,198 people
- City population
- 439,467
- Metro
- Kansas City, MO-KS
- Population (ZIP)
- 31,545
- Household income
- $114,688
- Rent vs Own
- Severe rent burden
- 234.0
Population outlook (Platte County) Hauer SSP2
- Today (2025)
- 111,772 people
- By 2030
- 119,173 · +6.6%
- By 2040
- 133,326 · +19.3%
- By 2050
- 146,617 · +31.2%
- By 2075
- 178,626 · +59.8%
- By 2100
- 195,638 · +75.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 7% Two or more races 6% Black 3% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Romanian 4% Italian 4% Slovak 4%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 93% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Platte
- 2024 margin
- Toss-up / Even · D 47.7% · R 50.8% · Other 1.4%
- 2008→2024 swing
- +3.2pp toward D · 2008: -6.4pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+3.0 2016: R+13.0 2012: R+14.2 2008: R+6.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 33.10%
- Current HPI
- 739.89
- Rent YoY
- ▲ 7.03%
- Metro
- Kansas City, MO-KS
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
|
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Price history
+89.1% since first listed10 events — show timeline
- 2026-06-12 Pending — Heartland MLS as Distributed by MLS Grid
- 2026-06-08 Price Changed $260,000 Heartland MLS as Distributed by MLS Grid
- 2026-06-03 Listed $270,000 Heartland MLS as Distributed by MLS Grid
- 2026-05-07 Coming Soon $270,000 Heartland MLS as Distributed by MLS Grid
- 2015-08-14 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2015-04-25 Listed $115,000 Heartland MLS as Distributed by MLS Grid
- 2012-05-16 Sold (Public Records) — Public Records
- 2012-05-15 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2010-09-12 Listed $109,000 Heartland MLS as Distributed by MLS Grid
- 2007-03-20 Listed $137,500 Heartland MLS as Distributed by MLS Grid
Property tax history
+1.2%/yrLatest (2025): $2,162 · +11.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…