304 S Main St · Elgin, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.2/15.0
- Appreciation +10.0/10.0
- Livability +3.7/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Cash flow +1.8/30.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$265,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Motivated Seller, bring all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
Key facts
- Spacious yard
- Large covered porch
- Sizable storage shed
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/2.0-bath single-family listed at $265k.
Deal economics
- At list price, monthly cash flow is $-999 ($-12k/yr) — negative.
- To cash-flow at today's rent, offer at most $131k (50.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (49.9% below list).
- Recommended offer: $131k (50.4% below list) — sets the bar for cash-flow.
- Cap rate 1.8% vs local median 4.4% in Elgin — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 74/100 on livability (#167 in TX, #4,404 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, amenities F, commute F.
- Elgin ISD (rural): math 17% / reading 26% proficiency, ranked #741 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.1%/yr); 807 active listings in the ZIP; solid renter incomes; 1,841 units permitted in Bastrop County in 2024 (150 in 5+ unit buildings).
- This rent is only 16% of the median local income ($99k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
- Bastrop County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 188 days — a 12% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 18y ago; this cycle's ask has dropped $45k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 188 days. Have you received any prior offers? Is the seller open to a 50% concession, seller financing, or rate buy-down credit?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.50% ✗
- Cap rate
- 1.77%
- Cash-on-cash
- -16.15%
- DSCR
- 0.28
- GRM
- 16.6
CMA / ARV
- ARV (median comp)
- $281,818
- List price
- $265,000
- Delta
- -5.97%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 300 W Cleveland St | 0.26mi | 2/2.0 (+1) | 1,552 (+3%) | 8mo | $199,000 | $128 | 71 |
| 108 N Avenue B | 0.35mi | 2/2.0 (+1) | 1,584 (+5%) | 9mo | $365,000 | $230 | 63 |
| 518 N Avenue F | 0.64mi | 2/1.0 (+1) | 1,316 (-13%) | 4mo | $325,000 | $247 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.12% rent growth · sell at horizon
- IRR
- 13.1%
- Equity multiple
- 2.09×
- Total profit
- $81,018
- Equity at exit
- $238,733
- IRR
- 13.4%
- Equity multiple
- 4.90×
- Total profit
- $289,246
- Equity at exit
- $514,837
Cash invested: $74,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78621
- Home prices YoY
- 7.6%
- Rents YoY
- 3.1%
- Active inventory
- 807
- Price-to-rent
- 16.6×
Monthly cashflow live
- Estimated rent
- $1,327 medium interval (Pro) →
- Mortgage (P&I)
- −$1,390
- Tax from tax record
- −$547 /mo · $6,567/yr
- Insurance
- −$110
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$279
- Net cashflow
- $-999
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $66,250
- Closing costs
- $7,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 34 events
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2026-06-18days on market $265,000 Active 188 DOM
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2026-06-17days on market $265,000 Active 187 DOM
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2026-06-16days on market $265,000 Active 186 DOM
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2026-06-15days on market $265,000 Active 185 DOM
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2026-06-13days on market $265,000 Active 183 DOM
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2026-06-09days on market $265,000 Active 179 DOM
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2026-06-08days on market $265,000 Active 178 DOM
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2026-06-07days on market $265,000 Active 177 DOM
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2026-06-04days on market $265,000 Active 174 DOM
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2026-06-03days on market $265,000 Active 173 DOM
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2026-06-02days on market $265,000 Active 172 DOM
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2026-06-01days on market $265,000 Active 171 DOM
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2026-05-31days on market $265,000 Active 170 DOM
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2026-04-10price $265,000 1192-char remark
Show marketing remark (1194 chars)
Motivated Seller - Submit all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
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2026-04-10price $265,000 1194-char remark
Show marketing remark (1194 chars)
Motivated Seller - Submit all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
-
2026-02-10price $275,000 1194-char remark
Show marketing remark (1192 chars)
Motivated Seller, bring all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
-
2026-02-10price $275,000 1192-char remark
Show marketing remark (1192 chars)
Motivated Seller, bring all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
-
2026-01-20price $285,000 1194-char remark
Show marketing remark (1192 chars)
Motivated Seller, bring all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
-
2026-01-20price $285,000 1192-char remark
Show marketing remark (1192 chars)
Motivated Seller, bring all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
-
2025-12-29price $294,000 1194-char remark
Show marketing remark (1192 chars)
Motivated Seller, bring all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
-
2025-12-29price $294,000 1192-char remark
Show marketing remark (1192 chars)
Motivated Seller, bring all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
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2025-12-20price $299,000 1194-char remark
Show marketing remark (1192 chars)
Motivated Seller, bring all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
-
2025-12-20price $299,000 1192-char remark
Show marketing remark (1192 chars)
Motivated Seller, bring all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
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2025-12-12$310,000 Active 1192-char remark
Show marketing remark (1194 chars)
Motivated Seller - Submit all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
-
2025-12-12$310,000 Active 1194-char remark
Show marketing remark (1194 chars)
Motivated Seller - Submit all offers. Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
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2019-03-07soldstatus Sold
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2019-03-07soldstatus
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2019-02-10status Pending - Taking Backups
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2019-02-01status Active
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2019-01-30status Pending - Taking Backups
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2019-01-22$175,000 Active
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2008-06-10historical
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2008-02-10
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2005-07-13soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,567 · $547/mo
- Projected year-2 tax
- $6,567 · $547/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,926
- − Mortgage interest
- −$14,844
- − Property taxes
- −$6,567
- − Insurance
- −$1,325
- − Repairs & maintenance
- −$1,274
- − Management
- −$1,274
- − Depreciation
- −$7,709
- Taxable loss
- −$17,068
- Est. tax savings @ 24.0%
- +$4,096
- After-tax cash flow
- $-7,891/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Elgin ISD
- NCES district ID
- 4818360
- Math proficiency
- 17% ▼ -9.00%
- Reading proficiency
- 26% ▼ -5.00%
- Median HH income
- $55,176
- Composite
- 19.62/100
- National rank
- #8749
- State rank
- #741 of 826 in TX
Livability — Elgin
- Score
- 74/100
- State rank
- #167
- US rank
- #4404
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Elgin, TX
- County
- Bastrop County · 68,601 people
- City population
- 27,860
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 30,411
- Household income
- $98,534
- Rent vs Own
- Severe rent burden
- 235.0
Population outlook (Bastrop County) Hauer SSP2
- Today (2025)
- 94,260 people
- By 2030
- 101,355 · +7.5%
- By 2040
- 115,578 · +22.6%
- By 2050
- 129,464 · +37.3%
- By 2075
- 168,068 · +78.3%
- By 2100
- 194,857 · +106.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 46% White 38% Two or more races 19% Black 11% Native American 1%
- Hispanic origin (detail)
- Mexican 38%
- Common ancestry
- Slovak 2% Italian 2% Romanian 1%
- Foreign-born
- 17% · Canada, Vietnam
- Languages at home
- 63% English-only · Spanish 36%
Political lean MEDSL · Bastrop
- 2024 margin
- R (+18.4) · D 40.2% · R 58.6% · Other 1.2%
- 2008→2024 swing
- -10.2pp toward R · 2008: -8.2pp · 2024: -18.4pp
- All cycles
- 2024: R+18.4 2020: R+13.8 2016: R+20.4 2012: R+17.0 2008: R+8.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 29.47%
- Current HPI
- 416.87
- Rent YoY
- ▲ 3.12%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
+51.4% since first listed21 events — show timeline
- 2026-04-10 Price Changed $265,000 Unlock MLS
- 2026-04-10 Price Changed $265,000 CTXMLS
- 2026-02-10 Price Changed $275,000 CTXMLS
- 2026-02-10 Price Changed $275,000 Unlock MLS
- 2026-01-20 Price Changed $285,000 CTXMLS
- 2026-01-20 Price Changed $285,000 Unlock MLS
- 2025-12-29 Price Changed $294,000 CTXMLS
- 2025-12-29 Price Changed $294,000 Unlock MLS
- 2025-12-20 Price Changed $299,000 CTXMLS
- 2025-12-20 Price Changed $299,000 Unlock MLS
- 2025-12-12 Listed $310,000 CTXMLS
- 2025-12-12 Listed $310,000 Unlock MLS
- 2019-03-07 Sold (Public Records) — Public Records
- 2019-03-07 Sold (MLS) — Unlock MLS
- 2019-02-10 Pending — Unlock MLS
- 2019-02-01 Relisted — Unlock MLS
- 2019-01-30 Pending — Unlock MLS
- 2019-01-22 Listed $175,000 Unlock MLS
- 2008-06-10 Delisted — Unlock MLS
- 2008-02-10 Listed — Unlock MLS
- 2005-07-13 Sold (Public Records) — Public Records
Property tax history
+8.2%/yrLatest (2025): $6,567 · +12.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…