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31 Knotty Pine Ln
C- Composite 52.56
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +12.0/30.0
  • Appreciation +5.5/10.0
  • 1% rule +5.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.6/5.0
  • DSCR +3.5/10.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$164,999

31 Knotty Pine Ln · Orange, TX 77630
3 bd · 2.0 ba · 2,194 sqft · SingleFamily public records · 110 Days on market
Built 1952 Est $246k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come and Explore this very spacious and adorable home on a corner lot.

Key facts

  • 2 garage spots
  • Listed 110 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $-106 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $146k (11.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $164k (0.5% below list).
  • Recommended offer: $146k (11.3% below list) — sets the bar for cash-flow.
  • Cap rate 6.0% vs local median 3.8% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, amenities F.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: West Orange-Stark El (math 14% / reading 17%, grade F, #3,990 of 4,322 statewide, top 93%, 1,130 students, 94% FRL); West Orange-Stark Middle (math 20% / reading 20%, grade F, #1,428 of 1,662 statewide, top 87%, 505 students, 92% FRL); West Orange-Stark H S (math 19% / reading 31%, grade F, #1,250 of 1,632 statewide, top 77%, 660 students, 88% FRL).
  • Market conditions: Rents rising fast (+5.7%/yr); 338 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $3k of equity ($1k loan paydown + $2k appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 110 days — a 9% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 13y ago; this cycle's ask has dropped $30k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price; flood insurance adds $66/mo; built in 1952 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $146,293 (11.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
  3. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  5. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
6.01%
Cash-on-cash
-1.02%
DSCR
0.95
GRM
8.4

CMA / ARV

ARV (on-the-fly)
$245,728
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
29 Knotty Pine Ln 0.02mi 3/2.0 2,318 (+6%) 1mo $259,900 $112 89
2140 Live Oak Rd 0.13mi 3/2.5 2,242 (+2%) 4mo $259,900 $116 86
11 Regency 0.42mi 3/2.5 2,088 (-5%) 1mo $249,900 $120 69
2309 Tilley Cir 0.40mi 4/2.0 (+1) 2,121 (-3%) 5mo $219,900 $104 67
2308 Tilley Cir 0.44mi 3/1.5 2,194 (0%) 24mo $99,500 $45 58
1705 Burton Ave 0.42mi 3/2.0 2,249 (+2%) 23mo $179,900 $80 57
2600 Country Club Dr 0.46mi 4/2.0 (+1) 2,142 (-2%) 17mo $249,900 $117 56
1210 17th St 0.55mi 3/2.0 1,877 (-14%) 15mo $45,000 $24 38
3117 Pebble Beach Ln 0.73mi 3/2.5 1,975 (-10%) 22mo $237,000 $120 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
0.5%
Equity multiple
1.03×
Total profit
$1,208
Equity at exit
$56,413
10-year hold
IRR
7.3%
Equity multiple
1.96×
Total profit
$44,164
Equity at exit
$75,034

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
338
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,643 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$403 /mo · $4,836/yr
Insurance
$69
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$345
Net cashflow
$-106

Break-even live

Break-even rent $1,777
Max offer price $146,293
Occupancy floor

Sensitivity live

Price -10% $-12 -5% $-59 +0% $-106 +5% $-153 +10% $-199
Rent -10% $-236 -5% $-171 +0% $-106 +5% $-41 +10% $24
Rate -1.0pp $-23 -0.5pp $-64 base $-106 +0.5pp $-149 +1.0pp $-192

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1205 Wrenway Orange, TX 4.0 2.0 1551 $1,775 $1.14 15d 1 0.51mi
1117 18th St Orange, TX 4.0 2.0 1716 $1,500 $0.87 45d 1 0.56mi
2801 W Sunset Dr Orange, TX 1.0–3.0 1.0–2.0 1113 $1,400 $1.26 15d 27 0.57mi
20 Pinewood Cir Orange, TX 3.0 2.5 2252 $2,150 $0.95 45d 1 1.03mi
3333 Ridgemont Dr Unit 401 Orange, TX 3.0 2.0 1700 $1,725 $1.01 23d 1 1.33mi
4417 Willowglen St Orange, TX 3.0 2.0 1658 $1,650 $1.00 15d 1 1.34mi

Listing history 11 events

  1. 2026-04-08
    status Pending
  2. 2026-03-04
    price $164,999
  3. 2026-01-20
    price $175,999
  4. 2025-12-20
    listed $194,999 Active
  5. 2024-05-21
    soldstatus Closed 70-char remark
    Show marketing remark (70 chars)

    Come and Explore this very spacious and adorable home on a corner lot.

  6. 2024-05-21
    historical 70-char remark
    Show marketing remark (70 chars)

    Come and Explore this very spacious and adorable home on a corner lot.

  7. 2024-05-21
    soldstatus
    Show marketing remark (70 chars)

    Come and Explore this very spacious and adorable home on a corner lot.

  8. 2024-04-16
    listed $155,800 70-char remark
    Show marketing remark (70 chars)

    Come and Explore this very spacious and adorable home on a corner lot.

  9. 2014-01-17
    soldstatus 330-char remark
    Show marketing remark (330 chars)

    Charming and contemporary! Home is spacious with 3 bedrooms, 2 full baths, formal dinning, a bonus room off kitchen and a large living room. Home is on a corner lot and is centrally located. Home also features a screened-in porch, an oversized concrete driveway with a 2 car attached garage. Minutes from shopping and restaurants.

  10. 2013-12-19
    listed $68,000 330-char remark
    Show marketing remark (330 chars)

    Charming and contemporary! Home is spacious with 3 bedrooms, 2 full baths, formal dinning, a bonus room off kitchen and a large living room. Home is on a corner lot and is centrally located. Home also features a screened-in porch, an oversized concrete driveway with a 2 car attached garage. Minutes from shopping and restaurants.

  11. 2012-01-24
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,836 · $403/mo
Projected year-2 tax
$4,836 · $403/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,711
− Mortgage interest
−$9,243
− Property taxes
−$4,836
− Insurance
−$1,622
− Repairs & maintenance
−$1,577
− Management
−$1,577
− Depreciation
−$4,800
Taxable loss
−$3,944
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$947
After-tax cash flow
$-324/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — Orange

Score
71/100
State rank
#286
US rank
#6456

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+142.6% since first listed
11 events — show timeline
  • 2026-04-08 Pending BBOR
  • 2026-03-04 Price Changed $164,999 BBOR
  • 2026-01-20 Price Changed $175,999 BBOR
  • 2025-12-20 Listed $194,999 BBOR
  • 2024-05-21 Sold (Public Records) Public Records
  • 2024-05-21 Delisted BBOR
  • 2024-05-21 Sold (MLS) BBOR
  • 2024-04-16 Listed $155,800 BBOR
  • 2014-01-17 Sold (MLS) BBOR
  • 2013-12-19 Listed $68,000 BBOR
  • 2012-01-24 Sold (Public Records) Public Records

Property tax history

+7.0%/yr

Latest (2025): $4,836 · +61.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…