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5040 Jackson St #152
C+ Composite 62.54
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.9/5.0
  • Schools +3.1/10.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$89,999

5040 Jackson St #152 · North Highlands, CA 95660
2 bd · 1.0 ba · 720 sqft · Manufactured public records · 572 Days on market
Built 2022 $125/sqft · 66% above area Est $65k · 40% over $105/mo HOA · 6% of rent ↓ 34% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

Key facts

  • Built 2022
  • Listed 571 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $90k.

Deal economics

  • At list price, monthly cash flow is $604 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
  • Cap rate 14.3% vs local median 4.0% in North Highlands — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#523 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+; Watch: employment C-, schools D, crime F.
  • Twin Rivers Unified (suburban): math 29% / reading 37% proficiency, ranked #970 of 1,400 in CA (top 69%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.7%/yr); 110 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 6,825 units permitted in Sacramento County in 2024 (1,752 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Sacramento County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 5.7% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 572 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $49k (35%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,199 (12.0% below list)

Questions for the listing agent

  1. It's been on market 572 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.87%
Cap rate
14.34%
Cash-on-cash
28.74%
DSCR
2.28
GRM
4.5

CMA / ARV

ARV (median comp)
$64,503
List price
$89,999
Delta
39.53%
Verdict
OVERPRICED
Comps
8 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4215 Ticonderoga Ln 0.28mi 2/1.0 750 (+4%) 10mo $54,900 $73 72
7 4th St 0.56mi 2/1.0 720 (0%) 3mo $30,000 $42 72
4211 Ticonderoga 0.27mi 2/1.0 720 (0%) 24mo $50,000 $69 68
3650 Ohio Ln #82 0.57mi 2/1.0 784 (+9%) 2mo $80,000 $102 57
4959 Almond Tree Ln 0.62mi 2/1.0 648 (-10%) 12mo $65,000 $100 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.69% rent growth · sell at horizon

5-year hold
IRR
26.4%
Equity multiple
2.14×
Total profit
$28,626
Equity at exit
$13,419
10-year hold
IRR
35.8%
Equity multiple
4.77×
Total profit
$95,086
Equity at exit
$7,781

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95660

Rents YoY
5.7%
Active inventory
110
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,684 high interval (Pro) →
Mortgage (P&I)
$472
Tax est. 1.5%
$112 /mo · $1,350/yr
Insurance
$37
HOA
$105
Vacancy / Maint / Mgmt
$354
Net cashflow
$604

Break-even live

Break-even rent $920
Max offer price $89,999
Occupancy floor 59%

Sensitivity live

Price -10% $666 -5% $635 +0% $604 +5% $572 +10% $541
Rent -10% $470 -5% $537 +0% $604 +5% $670 +10% $737
Rate -1.0pp $649 -0.5pp $626 base $604 +0.5pp $580 +1.0pp $556

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5119 Hillsdale Blvd Sacramento, CA 1.0 1.0 592 $1,250 $2.11 3d 1 0.24mi
3800 Madison Ave North Highlands, CA 2.0 1.0 524 $1,500 $2.86 3d 7 0.33mi
5061 Shell St North Highlands, CA 2.0 1.0 750 $2,000 $2.67 3d 1 0.36mi
5416 Jackson St North Highlands, CA 1.0–2.0 1.0–2.0 720 $1,750 $2.43 3d 30 0.39mi
5520 Harrison St North Highlands, CA 2.0 1.0 735 $1,478 $2.01 8d 1 0.48mi
4930 Polk St North Highlands, CA 2.0–3.0 1.0–2.0 938 $1,795 $1.91 3d 3 0.53mi
3669 Myrtle Ave North Highlands, CA 1.0 1.0 620 $1,245 $2.01 3d 2 0.64mi
4215 Palm Ave Sacramento, CA 1.0–2.0 1.0–2.0 775 $1,660 $2.14 3d 3 0.71mi
3652 McClellan Dr North Highlands, CA 2.0 1.0 750 $1,650 $2.20 3d 1 0.73mi
3652 Gayle Way Apt 5 North Highlands, CA 1.0 1.0 500 $1,095 $2.19 45d 1 0.84mi
3652 Gayle Way Apt 13 North Highlands, CA 1.0 1.0 500 $1,095 $2.19 3d 1 0.84mi
3652 Gayle Way Apt 11 North Highlands, CA 1.0 1.0 500 $1,095 $2.19 8d 1 0.84mi
4909 Date Ave Sacramento, CA 1.0–2.0 1.0 737 $1,750 $2.37 45d 1 0.88mi
5800 Hamilton St Sacramento, CA 1.0–2.0 1.0–2.0 823 $1,770 $2.15 3d 4 0.88mi
4728 Amber Ln Sacramento, CA 2.0 1.0 730 $1,900 $2.60 20d 1 0.89mi
5415 College Oak Dr Sacramento, CA 1.0–2.0 1.0–2.0 850 $1,725 $2.03 3d 3 1.04mi
4661 Orange Grove Ave Sacramento, CA 1.0–2.0 1.0 700 $1,495 $2.14 25d 2 1.07mi
5443 College Oak Dr Sacramento, CA 1.0–2.0 1.0–2.0 821 $1,850 $2.25 45d 3 1.07mi
4841 Myrtle Ave Sacramento, CA 1.0 1.0 600 $1,350 $2.25 3d 1 1.09mi
4806 Myrtle Ave Sacramento, CA 1.0 1.0 650 $1,338 $2.06 45d 1 1.11mi
4930 College Oak Dr Sacramento, CA 1.0 1.0 670 $1,450 $2.16 3d 1 1.20mi
4901 Little Oak Ln Sacramento, CA 1.0–3.0 1.0–2.0 915 $1,540 $1.68 3d 7 1.22mi
5341 Walnut Ave Sacramento, CA 1.0–2.0 1.0 750 $1,795 $2.39 3d 6 1.26mi

HOA detail

Monthly dues
$105 · $1,260/yr

Listing history 46 events

  1. 2026-06-21
    days on market $89,999 Active 572 DOM
  2. 2026-06-18
    days on market $89,999 Active 569 DOM
  3. 2026-06-17
    days on market $89,999 Active 568 DOM
  4. 2026-06-16
    days on market $89,999 Active 567 DOM
  5. 2026-06-15
    days on market $89,999 Active 566 DOM
  6. 2026-06-13
    days on market $89,999 Active 564 DOM
  7. 2026-06-13
    days on market $89,999 Active 563 DOM
  8. 2026-06-09
    days on market $89,999 Active 560 DOM
  9. 2026-06-08
    days on market $89,999 Active 559 DOM
  10. 2026-06-07
    days on market $89,999 Active 558 DOM
  11. 2026-06-03
    days on market $89,999 Active 554 DOM
  12. 2026-06-02
    days on market $89,999 Active 553 DOM
  13. 2026-06-01
    days on market $89,999 Active 552 DOM
  14. 2026-05-31
    days on market $89,999 Active 551 DOM
  15. 2026-04-21
    price $89,999 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  16. 2026-04-21
    price $89,999 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  17. 2026-04-15
    price $90,999 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  18. 2026-04-14
    price $90,999 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  19. 2026-02-10
    price $95,999 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  20. 2026-02-10
    price $95,999 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  21. 2026-01-13
    price $100,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  22. 2026-01-13
    price $100,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  23. 2025-11-19
    price $105,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  24. 2025-11-19
    price $105,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  25. 2025-09-19
    price $109,999 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  26. 2025-09-19
    price $109,999 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  27. 2025-08-21
    price $110,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  28. 2025-08-20
    price $110,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  29. 2025-08-07
    price $117,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  30. 2025-08-06
    price $117,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  31. 2025-06-12
    price $118,500 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  32. 2025-06-12
    price $118,500 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  33. 2025-04-23
    price $120,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  34. 2025-04-23
    price $120,000 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  35. 2024-12-27
    price $136,999 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  36. 2024-11-26
    listed $138,970 Active 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  37. 2024-11-26
    listed $136,999 Active 618-char remark
    Show marketing remark (618 chars)

    NEW PRICE!! For Sale: Brand New Clayton Home Location: Lamplighter Mobile Home Park, North Highlands, CA 95660 Space #: 152 Discover Your Dream Home! Welcome to the friendly Lamplighter community! This spacious, 2-bedroom, 2-bath Clayton home is move-in ready and great for those seeking a peaceful, vibrant lifestyle among welcoming neighbors. Home Highlights: Size: 868 sq ft Bedrooms: 2 Bathrooms: 2 Kitchen: Includes appliances Layout: Split floor plan for added privacy Comfort: Air conditioning for year-round comfort Parking: Carport for convenient parking Additional Details: DL#: 1127080 Serial #: BUC013263AZ

  38. 2024-11-12
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  42. 2024-07-23
    price
  43. 2024-06-17
    price
  44. 2024-06-03
    historical
  45. 2024-06-02
    listed Active
  46. 2024-05-28
    listed Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥102°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 34 unhealthy d/yr today · 38 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,210
− Mortgage interest
−$5,041
− Property taxes
−$1,350
− Insurance
−$450
− Repairs & maintenance
−$1,617
− Management
−$1,617
− HOA
−$1,260
− Depreciation
−$2,618
Taxable income
$6,257
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,502
After-tax cash flow
$5,741/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Twin Rivers Unified
NCES district ID
0601332
Math proficiency
29% ▲ 2.00%
Reading proficiency
37% ▲ 2.00%
Median HH income
$42,481
Composite
30.67/100
National rank
#11437
State rank
#970 of 1400 in CA

Livability — North Highlands

Score
61/100
State rank
#523
US rank
#17613

Category grades

Amenities F Commute F Cost of living F Crime F Employment C- Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Highlands, CA
County
Sacramento County · 1,539,646 people
City population
56,900
Metro
Sacramento-Roseville-Folsom, CA
Population (ZIP)
35,451
Household income
$68,235
Rent vs Own
38.0% rent · 62.0% own
Severe rent burden
1300.0

Population outlook (Sacramento County) Hauer SSP2

Today (2025)
1,660,763 people
By 2030
1,732,990 · +4.3%
By 2040
1,855,755 · +11.7%
By 2050
1,941,335 · +16.9%
By 2075
2,046,162 · +23.2%
By 2100
1,961,444 · +18.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 41% Hispanic / Latino 37% Two or more races 16% Black 9% Asian 7%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Subsaharan African 5% Scotch-Irish 2% Scandinavian 2%
Foreign-born
28% · Canada, Vietnam
Languages at home
56% English-only · Spanish 25% Russian/Polish/Slavic 9% Other Indo-European 5%

Political lean MEDSL · Sacramento

2024 margin
D (+19.7) · D 58.1% · R 38.4% · Other 3.5%
2008→2024 swing
+0.7pp no change · 2008: 19.0pp · 2024: 19.7pp
All cycles
2024: D+19.7 2020: D+25.3 2016: D+23.7 2012: D+16.3 2008: D+19.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -273.83%
Current HPI
438.1022
Rent YoY
▲ 5.69%
Metro
Sacramento-Roseville-Folsom, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-34.3% since first listed
32 events — show timeline
  • 2026-04-21 Price Changed $89,999 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-04-21 Price Changed $89,999 MLSListings
  • 2026-04-15 Price Changed $90,999 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-04-14 Price Changed $90,999 MLSListings
  • 2026-02-10 Price Changed $95,999 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-02-10 Price Changed $95,999 MLSListings
  • 2026-01-13 Price Changed $100,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-01-13 Price Changed $100,000 MLSListings
  • 2025-11-19 Price Changed $105,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-11-19 Price Changed $105,000 MLSListings
  • 2025-09-19 Price Changed $109,999 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-09-19 Price Changed $109,999 MLSListings
  • 2025-08-21 Price Changed $110,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-08-20 Price Changed $110,000 MLSListings
  • 2025-08-07 Price Changed $117,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-08-06 Price Changed $117,000 MLSListings
  • 2025-06-12 Price Changed $118,500 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-06-12 Price Changed $118,500 MLSListings
  • 2025-04-23 Price Changed $120,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-04-23 Price Changed $120,000 MLSListings
  • 2024-12-27 Price Changed $136,999 MLSListings
  • 2024-11-26 Listed $138,970 MLSListings
  • 2024-11-26 Listed $136,999 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-11-12 Listing Removed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-11-05 Price Changed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-09-05 Price Changed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-08-09 Price Changed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-07-23 Price Changed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-06-17 Price Changed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-06-03 Listing Removed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-06-02 Listed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-05-28 Listed bridgeMLS, Bay East AOR, or Contra Costa AOR

Property tax history

-4.1%/yr

Latest (2025): $71 · -1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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