316 Virginia Ave · Valdosta, GA 31601

$49,900

3 bd · 2.0 ba · 1,144 sqft · SingleFamily public records · 119 Days on market

Built 1980 6,534 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +4.6/5.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Excellent residential investment opportunity in a convenient in-town location. Situated close to retail, dining, and local amenities, this property offers both comfort and accessibility. Ideal for investors seeking steady rental potential or buyers looking for a well-located home with upside. With room to add value and strong appeal in the neighborhood, this is an opportunity you won't want to overlook. Contact us today for more details!

Key facts

• 6,534 sq ft lot
• Built 1980
• Listed 118 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $50k.

Deal economics

• At list price, monthly cash flow is $468 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $50k).
• Recommended offer: $45k (9.0% below list) — sets the bar for market timing.
• Cap rate 17.5% vs local median 4.3% in Valdosta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#392 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools F, crime F, amenities F.
• Valdosta City (urban): math 15% / reading 22% proficiency, ranked #149 of 174 in GA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+8.3%/yr); 198 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 61% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
• This rent runs 33% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 119 days — a 9% lower offer ($45k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $10k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $12k; list at $50k implies a 316% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $45,409 (9.0% below list)

Questions for the listing agent

1. It's been on market 119 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.01% ✓
• Cap rate: 17.54%
• Cash-on-cash: 40.18%
• DSCR: 2.79
• GRM: 4.1

CMA / ARV

• ARV (median comp): $155,907
• List price: $49,900
• Delta: -67.99%
• Verdict: UNDERPRICED
• Comps: 14 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
607 Way St	0.73mi	3/1.0	1,151 (+1%)	1mo	$32,000	$28	61
902 E Adair St	0.48mi	3/2.0	1,232 (+8%)	14mo	$119,900	$97	53
507 N Barack Obama Blvd	0.49mi	3/1.0	1,032 (-10%)	6mo	$79,900	$77	52
309 E Adair St	0.32mi	3/2.0	1,310 (+14%)	12mo	$138,000	$105	51
515 E Mary St	0.57mi	3/1.0	1,000 (-13%)	2mo	$94,900	$95	47
716 E Magnolia St	0.41mi	3/1.0	1,280 (+12%)	15mo	$38,000	$30	44
413 S Lee St	0.50mi	2/1.0 (-1)	1,019 (-11%)	6mo	$8,800	$9	44
720 E Magnolia St	0.44mi	3/1.0	1,014 (-11%)	18mo	$77,000	$76	41
905 Charlton St	0.44mi	3/1.0	1,014 (-11%)	24mo	$69,900	$69	37
1006 E Force St	0.64mi	2/1.0 (-1)	1,284 (+12%)	5mo	$30,000	$23	37
517 Hudson St	0.65mi	3/1.0	1,040 (-9%)	16mo	$62,000	$60	37
304 Martin Ave	0.50mi	4/3.0 (+1)	1,288 (+13%)	20mo	$82,000	$64	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 42.0%
• Equity multiple: 2.93×
• Total profit: $27,027
• Equity at exit: $7,440

10-year hold

• IRR: 50.4%
• Equity multiple: 7.16×
• Total profit: $86,097
• Equity at exit: $4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31601

• Home prices YoY: -31.2%
• Rents YoY: 8.3%
• Active inventory: 198
• Price-to-rent: 4.1×

Monthly cashflow live

• Estimated rent: $1,005 high
• Mortgage (P&I): −$262
• Tax from tax record: −$44 /mo · $526/yr
• Insurance: −$21
• HOA: −$0
• Vacancy / Maint / Mgmt: −$211
• Net cashflow: $468

Break-even live

Break-even rent $413

Max offer price $49,900

Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $12,475
• Closing costs: $1,497
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
522 Green St Valdosta, GA	2.0	1.0	1020	$900	$0.88	21d	1	0.27mi
1010 N Toombs St Valdosta, GA	2.0	1.5	1056	$1,000	$0.95	21d	3	0.71mi
1005 N Oak St Valdosta, GA	3.0	1.0	1087	$795	$0.73	43d	1	0.72mi
1004 N Oak St Valdosta, GA	1.0–2.0	1.0	866	$750	$0.87	21d	3	0.75mi
1029 Johnson St Valdosta, GA	2.0	1.0	986	$900	$0.91	43d	1	0.79mi
604 E Brookwood Dr Valdosta, GA	2.0	1.0	720	$995	$1.38	43d	1	0.85mi
743 E Brookwood Dr Valdosta, GA	2.0	1.0	906	$895	$0.99	43d	1	0.86mi
825 Bethune Dr Valdosta, GA	3.0	1.0	834	$895	$1.07	21d	1	0.99mi
803 Lausanne Dr Valdosta, GA	3.0	1.0	994	$1,095	$1.10	43d	1	1.01mi
722 Vallotton Dr Valdosta, GA	3.0	1.0	984	$900	$0.91	43d	1	1.04mi
1609 Marion St Unit B Valdosta, GA	2.0	1.0	945	$895	$0.95	21d	1	1.13mi
1205 Bethune St Unit B Valdosta, GA	2.0	2.0	1150	$1,000	$0.87	21d	1	1.16mi
1205 Bethune St Unit A Valdosta, GA	2.0	1.5	1100	$1,000	$0.91	21d	1	1.16mi
1506 Slater St Unit 7 Valdosta, GA	2.0	1.5	1037	$695	$0.67	43d	1	1.17mi
808 Lilly St Apt B Valdosta, GA	3.0	1.0	872	$895	$1.03	43d	1	1.17mi
1701 N Troup St Valdosta, GA	2.0	1.0	756	$750	$0.99	21d	1	1.24mi
808 Penny Pl Valdosta, GA	3.0	2.0	1200	$1,100	$0.92	43d	1	1.25mi
1503 E Park Ave Valdosta, GA	1.0–3.0	1.0–2.0	890	$1,260	$1.42	43d	54	1.33mi
1716 Charlton St Valdosta, GA	2.0	1.0	833	$825	$0.99	43d	1	1.33mi
1616 E Moore St Apt 19 Valdosta, GA	2.0	1.0	1029	$825	$0.80	43d	1	1.37mi
1704 N Patterson St Unit 4 Valdosta, GA	2.0	2.0	1100	$950	$0.86	43d	1	1.44mi
1235 Ponderosa Dr Valdosta, GA	3.0	2.0	1200	$1,295	$1.08	21d	1	1.45mi
1342 Partridge Pl Unit A Valdosta, GA	2.0	1.0	878	$895	$1.02	43d	1	1.46mi

Listing history 22 events

1. 2026-06-19
   days on market $49,900 Active 119 DOM
2. 2026-06-18
   days on marketlisting id $49,900 Active 118 DOM
3. 2026-06-17
   days on market $49,900 Active 117 DOM
4. 2026-06-16
   days on market $49,900 Active 116 DOM
5. 2026-06-15
   days on market $49,900 Active 115 DOM
6. 2026-06-14
   days on market $49,900 Active 113 DOM
7. 2026-06-13
   days on market $49,900 Active 112 DOM
8. 2026-06-10
   days on market $49,900 Active 110 DOM
9. 2026-06-09
   days on market $49,900 Active 109 DOM
10. 2026-06-08
    days on market $49,900 Active 108 DOM
11. 2026-06-07
    days on market $49,900 Active 107 DOM
12. 2026-06-05
    days on market $49,900 Active 104 DOM
13. 2026-06-03
    days on market $49,900 Active 103 DOM
14. 2026-06-02
    days on market $49,900 Active 102 DOM
15. 2026-06-01
    days on market $49,900 Active 101 DOM
16. 2026-05-31
    days on market $49,900 Active 100 DOM
17. 2026-05-30
    days on market $49,900 Active 99 DOM
18. 2026-03-18
    price $49,900 441-char remark

    Show marketing remark (441 chars)

    Excellent residential investment opportunity in a convenient in-town location. Situated close to retail, dining, and local amenities, this property offers both comfort and accessibility. Ideal for investors seeking steady rental potential or buyers looking for a well-located home with upside. With room to add value and strong appeal in the neighborhood, this is an opportunity you won't want to overlook. Contact us today for more details!

19. 2026-03-18
    price $49,900 441-char remark

    Show marketing remark (441 chars)

    Excellent residential investment opportunity in a convenient in-town location. Situated close to retail, dining, and local amenities, this property offers both comfort and accessibility. Ideal for investors seeking steady rental potential or buyers looking for a well-located home with upside. With room to add value and strong appeal in the neighborhood, this is an opportunity you won't want to overlook. Contact us today for more details!

20. 2026-02-21
    listed $59,900 Active 441-char remark

    Show marketing remark (441 chars)

    Excellent residential investment opportunity in a convenient in-town location. Situated close to retail, dining, and local amenities, this property offers both comfort and accessibility. Ideal for investors seeking steady rental potential or buyers looking for a well-located home with upside. With room to add value and strong appeal in the neighborhood, this is an opportunity you won't want to overlook. Contact us today for more details!

21. 2026-02-17
    listed $59,900 New 441-char remark

    Show marketing remark (441 chars)

    Excellent residential investment opportunity in a convenient in-town location. Situated close to retail, dining, and local amenities, this property offers both comfort and accessibility. Ideal for investors seeking steady rental potential or buyers looking for a well-located home with upside. With room to add value and strong appeal in the neighborhood, this is an opportunity you won't want to overlook. Contact us today for more details!

22. 1983-09-29
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $526 · $44/mo
• Projected year-2 tax: $526 · $44/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 6/10 Major 11 unhealthy d/yr today · 12 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,063
• − Mortgage interest: −$2,795
• − Property taxes: −$526
• − Insurance: −$250
• − Repairs & maintenance: −$965
• − Management: −$965
• − Depreciation: −$1,452
• Taxable income: $5,111
• Est. tax owed @ 24.0%: −$1,227
• After-tax cash flow: $4,387/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Valdosta City
• NCES district ID: 1305310
• Math proficiency: 15% ▼ -12.00%
• Reading proficiency: 22% ▼ -7.00%
• Median HH income: $30,634
• Composite: 14.79/100
• National rank: #9388
• State rank: #149 of 174 in GA

Livability — Valdosta

• Score: 60/100
• State rank: #392
• US rank: #19544

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Valdosta, GA
• County: Lowndes County · 107,801 people
• City population: 91,859
• Metro: Valdosta, GA
• Population (ZIP): 31,302
• Household income: $36,111
• Rent vs Own: 51.7% rent · 48.3% own
• Severe rent burden: 2016.0

Population outlook (Lowndes County) Hauer SSP2

• Today (2025): 120,348 people
• By 2030: 123,469 · +2.6%
• By 2040: 128,482 · +6.8%
• By 2050: 131,907 · +9.6%
• By 2075: 139,080 · +15.6%
• By 2100: 133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: Black 57% White 31% Hispanic / Latino 8% Two or more races 4% Asian 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 1% Italian 1%
• Foreign-born: 4% · Canada, South Korea
• Languages at home: 92% English-only · Spanish 7% Korean 1%

Political lean MEDSL · Lowndes

• 2024 margin: R (+18.0) · D 40.8% · R 58.8%
• 2008→2024 swing: -8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
• All cycles: 2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.12%
• Current HPI: 121.5948
• Rent YoY: ▲ 8.34%
• Metro: Valdosta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+315.8% since first listed

5 events — show timeline

• 2026-03-18 Price Changed $49,900 GAMLS
• 2026-03-18 Price Changed $49,900 SGMLS
• 2026-02-21 Listed $59,900 SGMLS
• 2026-02-17 Listed $59,900 GAMLS
• 1983-09-29 Sold (Public Records) $12,000 Public Records

Property tax history

+3.0%/yr

Latest (2025): $526 · +28.1% YoY. Source: county tax records.