3816 Dupont St · Anderson, CA 96007

$139,900

3 bd · 1.0 ba · 1,360 sqft · SingleFamily public records · 19 Days on market

Built 1956 1.47 ac lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.3/10.0
• ARV discount +7.5/15.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks

Country living with the convenience of town just minutes away! This charming 3-bedroom, 1.5-bath home is situated on 1.47 acres at the end of a quiet dead-end street, offering privacy, space, and endless possibilities. Whether you're looking for room for animals, recreational toys, gardening, or simply enjoying a little extra elbow room, this property delivers. The home offers a comfortable layout with plenty of natural light and country charm throughout. Outside, you'll find ample space to create your dream homestead, build a shop, park RVs, or enjoy the peaceful surroundings. Bring your vision and your tool belt and make this country charmer your own!

Key facts

• 1.47 acres
• Recreational toys
• Room for animals

Tags

• QUIET DEAD-END STREET
• 1.47 ACRES
• ROOM FOR ANIMALS
• RECREATIONAL TOYS
• AMPLE SPACE
• PEACEFUL SURROUNDINGS

Property features AI

Exterior

• Parking: Off-street parking; Boat parking; RV access/parking
• Utilities: Public water; Septic tank sewer
• Home design: Single-family residence; One story
• Construction: Composition roof; Other construction materials; Other foundation details; Built on one level
• Exterior features: Level lot; Dirt road access; No pool

Interior

• Flooring: Vinyl; Wood; Carpet
• Bathrooms: 1 full bathroom
• Heating & cooling: Has heating (type: other); Has cooling (type: other)
• Interior features: Vinyl, wood, and carpet flooring; Living room wood-burning stove fireplace

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $502 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $140k).
• Recommended offer: $138k (1.5% below list) — sets the bar for market timing.
• Cap rate 11.2% vs local median 3.5% in Anderson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#277 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing A-; Watch: employment D, crime F, amenities F.
• Cascade Union Elementary (suburban): math 25% / reading 32% proficiency, ranked #377 of 517 in CA (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 231 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 246 units permitted in Shasta County in 2024 (0 in 5+ unit buildings).
• This rent runs 36% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Shasta County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($138k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 6→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $137,801 (1.5% below list)

Questions for the listing agent

1. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 11.17%
• Cash-on-cash: 17.42%
• DSCR: 1.78
• GRM: 6.3

CMA / ARV

• ARV (on-the-fly): $384,880
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3574 Bearwood Pl	0.26mi	3/2.0	1,344 (-1%)	2mo	$358,000	$266	80
3625 Knight Ln	0.26mi	3/2.0	1,410 (+4%)	1mo	$410,000	$291	77
3544 Barkwood Dr	0.37mi	3/2.0	1,344 (-1%)	0mo	$380,500	$283	77
3535 Cazadero Way	0.27mi	3/2.0	1,480 (+9%)	2mo	$420,000	$284	67
2385 Alexander Ave	0.18mi	3/2.0	1,200 (-12%)	4mo	$365,000	$304	65
2771 North St	0.66mi	3/2.0	1,373 (+1%)	0mo	$365,000	$266	63
3532 Barkwood Dr	0.33mi	3/2.0	1,195 (-12%)	0mo	$330,000	$276	60
6100 Pinewood Ave	0.55mi	4/2.0 (+1)	1,344 (-1%)	5mo	$339,000	$252	60
3343 Oak St	0.51mi	3/2.0	1,262 (-7%)	2mo	$365,000	$289	59
3573 Bearwood Pl	0.29mi	3/2.0	1,195 (-12%)	4mo	$339,400	$284	59
3699 Vinewood Dr	0.30mi	3/2.0	1,181 (-13%)	4mo	$315,000	$267	56
3267 E Bailey Dr	0.67mi	3/2.0	1,433 (+5%)	2mo	$322,000	$225	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.1%
• Equity multiple: 1.24×
• Total profit: $9,340
• Equity at exit: $20,860

10-year hold

• IRR: 15.5%
• Equity multiple: 2.26×
• Total profit: $49,426
• Equity at exit: $12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 96007

• Active inventory: 231
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,858 high
• Mortgage (P&I): −$734
• Tax from tax record: −$108 /mo · $1,290/yr
• Insurance: −$58
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$390
• Net cashflow: $502

Break-even live

Break-even rent $1,223

Max offer price $139,900

Occupancy floor 68%

Sensitivity live

Price	-10% $581	-5% $542	+0% $502	+5% $463	+10% $423
Rent	-10% $355	-5% $429	+0% $502	+5% $576	+10% $649
Rate	-1.0pp $573	-0.5pp $538	base $502	+0.5pp $466	+1.0pp $429

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,975
• Closing costs: $4,197
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3190 Driftstone Dr Anderson, CA	3.0	2.0	1750	$2,200	$1.26	22d	1	0.76mi
2343 Ferry St Anderson, CA	2.0	2.0	1080	$1,500	$1.39	14d	1	0.92mi
2333 Ferry St Anderson, CA	2.0	2.0	1100	$1,500	$1.36	14d	1	0.92mi
2766 Oak St Unit 02 Anderson, CA	2.0	1.5	1008	$1,395	$1.38	14d	1	1.10mi
6656 Churn Creek Rd Unit M-6656 Redding, CA	2.0	2.0	966	$1,625	$1.68	14d	1	1.38mi
2601 Sapphire Ln Unit 3 Anderson, CA	3.0	2.5	1538	$2,150	$1.40	14d	1	1.48mi

Listing history 17 events

1. 2026-06-17
   status $139,900 Pending 19 DOM
2. 2026-06-17
   days on market $139,900 Active 19 DOM
3. 2026-06-16
   days on market $139,900 Active 18 DOM
4. 2026-06-15
   days on market $139,900 Active 17 DOM
5. 2026-06-14
   days on market $139,900 Active 15 DOM
6. 2026-06-13
   days on market $139,900 Active 14 DOM
7. 2026-06-10
   days on market $139,900 Active 12 DOM
8. 2026-06-09
   days on market $139,900 Active 11 DOM
9. 2026-06-08
   days on market $139,900 Active 10 DOM
10. 2026-06-07
    days on market $139,900 Active 9 DOM
11. 2026-06-05
    days on market $139,900 Active 6 DOM
12. 2026-06-03
    days on market $139,900 Active 5 DOM
13. 2026-06-02
    days on market $139,900 Active 4 DOM
14. 2026-06-01
    days on market $139,900 Active 3 DOM
15. 2026-05-31
    days on market $139,900 Active 2 DOM
16. 2026-05-30
    remarks 661-char remark
17. 2026-05-30
    listed $139,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $1,290 · $108/mo
• Projected year-2 tax: $1,290 · $108/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 69% chance over 30 yrs
• 🔥 Wildfire 8/10 Severe
• 🌡 Heat 8/10 Severe 6 d/yr ≥104°F today · 14 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 35 unhealthy d/yr today · 42 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,300
• − Mortgage interest: −$7,837
• − Property taxes: −$1,290
• − Insurance: −$1,497
• − Repairs & maintenance: −$1,784
• − Management: −$1,784
• − Depreciation: −$4,070
• Taxable income: $4,038
• Est. tax owed @ 24.0%: −$969
• After-tax cash flow: $5,057/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cascade Union Elementary
• NCES district ID: 0607680
• Math proficiency: 25% ▲ 1.00%
• Reading proficiency: 32% ▲ 1.00%
• Median HH income: $35,602
• Composite: 23.56/100
• National rank: #7856
• State rank: #377 of 517 in CA

Livability — Anderson

• Score: 68/100
• State rank: #277
• US rank: #9315

Category grades

Amenities F Commute A+ Cost of living D- Crime F Employment D Housing A- Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Anderson, CA
• County: Shasta County · 147,641 people
• City population: 24,768
• Metro: Redding, CA
• Population (ZIP): 24,768
• Household income: $61,357
• Rent vs Own: 29.6% rent · 70.4% own
• Severe rent burden: 758.0

Population outlook (Shasta County) Hauer SSP2

• Today (2025): 179,231 people
• By 2030: 176,953 · -1.3%
• By 2040: 169,982 · -5.2%
• By 2050: 162,547 · -9.3%
• By 2075: 145,649 · -18.7%
• By 2100: 123,025 · -31.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 15% Two or more races 12% Asian 3% Native American 2%
• Hispanic origin (detail): Mexican 11%
• Common ancestry: Italian 6% Portuguese 2% Lithuanian 2%
• Foreign-born: 6% · Canada, China, Vietnam
• Languages at home: 90% English-only · Spanish 8% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Shasta

• 2024 margin: Solid R (+36.5) · D 30.5% · R 67.0% · Other 2.5%
• 2008→2024 swing: -10.7pp toward R · 2008: -25.8pp · 2024: -36.5pp
• All cycles: 2024: R+36.5 2020: R+33.1 2016: R+37.4 2012: R+30.3 2008: R+25.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -191.70%
• Current HPI: 179.6613
• Rent YoY: —
• Metro: Redding, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

1 event — show timeline

• 2026-05-29 Listed $139,900 SAOR

Property tax history

+2.2%/yr

Latest (2025): $1,290 · +3.8% YoY. Source: county tax records.