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1258 rosamond Blvd #41
B Composite 73.65
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.2/10.0
  • Condition / age +2.8/5.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Schools +2.2/10.0

$150,000

1258 rosamond Blvd #41 · Rosamond, CA 93560
4 bd · 2.0 ba · 1,500 sqft · Manufactured · 35 Days on market
Built 1964 Average condition $100/sqft · 52% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Nicely remodeled 4 bedroom 2 bathroom Mobile Home in Rosamond Mobile Home Park! The home was originally 2 bedrooms & 1 bath, the seller remodeled & expanded adding a 200 sq ft room, laundry room, & full bathroom with shower!

Key facts

  • Remodeled
  • Laundry room
  • Expanded

Tags

REMODELEDEXPANDEDLAUNDRY ROOMFULL BATHROOM WITH SHOWER

Property features AI

Finance

  • Other: Rural community setting
  • HOA & community: Land lease community; land lease amount $732

Exterior

  • Parking: Located in Rosamond Mobile Home Park
  • Utilities: Septic (type unknown)
  • Home design: Single-story mobile home; Mobile dimensions approximately 12' x 60'; Year built per public records
  • Construction: Mobile home construction
  • Exterior features: Community pool; Mobile home remains on site

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central furnace heating; Wall/window cooling
  • Interior features: Entry on level 1; Located on a cul-de-sac
  • Laundry & utility: Washer included; Dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $150k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $150k).
  • Recommended offer: $146k (3.0% below list) — sets the bar for market timing.
  • Cap rate 15.2% vs local median 4.3% in Rosamond — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 49/100 on livability (#1,178 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: schools F, crime F, amenities F.
  • Southern Kern Unified (town): math 25% / reading 25% proficiency, ranked #387 of 517 in CA (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 458 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (2.4% local appreciation)).
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (2.4% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,500 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.82%
Cap rate
15.21%
Cash-on-cash
31.85%
DSCR
2.42
GRM
4.6

CMA / ARV

ARV (median comp)
$98,958
List price
$150,000
Delta
51.58%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3300 15th W #389 0.57mi 3/2.0 (-1) 1,440 (-4%) 1mo $102,000 $71 61
3300 15th St W #39 0.57mi 3/2.0 (-1) 1,536 (+2%) 6mo $65,000 $42 59
3300 W 15th St W #360 0.57mi 3/2.0 (-1) 1,440 (-4%) 5mo $130,000 $90 58
3300 W 15th St Spc 376 0.57mi 4/2.0 1,584 (+6%) 9mo $142,400 $90 56
3300 15th St W #102 0.57mi 3/2.0 (-1) 1,488 (-1%) 15mo $122,100 $82 54
3300 W 15th St Spc 151 0.57mi 3/2.0 (-1) 1,440 (-4%) 9mo $131,000 $91 54
1335 Richfield Ave 0.37mi 3/2.0 (-1) 1,296 (-14%) 3mo $320,000 $247 52
3300 15th St W #367 0.57mi 4/2.0 1,392 (-7%) 13mo $129,900 $93 51
3300 15th St W #65 0.43mi 3/2.0 (-1) 1,440 (-4%) 22mo $125,000 $87 50
3300 W 15th St Spc 340 0.57mi 3/2.0 (-1) 1,344 (-10%) 6mo $120,000 $89 46
0.51mi 4/2.0 1,325 (-12%) 13mo $125,000 $94 46
3300 15th St W #59 0.57mi 3/3.0 (-1) 1,420 (-5%) 15mo $120,000 $85 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.4% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
36.6%
Equity multiple
3.01×
Total profit
$84,443
Equity at exit
$62,479
10-year hold
IRR
37.3%
Equity multiple
5.93×
Total profit
$207,134
Equity at exit
$92,591

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93560

Home prices YoY
0.6%
Active inventory
458
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$2,723 high interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$188 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$572
Net cashflow
$1,115

Break-even live

Break-even rent $1,312
Max offer price $150,000
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1838 Center St Unit A Rosamond, CA 3.0 2.5 1495 $2,000 $1.34 1d 1 0.57mi
1838 Center St Unit A Rosamond, CA 3.0 2.5 1475 $2,000 $1.36 10d 1 0.57mi
2051 Candice Ave Rosamond, CA 3.0 2.0 1345 $2,395 $1.78 15d 1 0.88mi
3172 Shelley St Rosamond, CA 4.0 2.0 1192 $2,300 $1.93 22d 1 0.91mi
1953 Marie Ave Apt A Rosamond, CA 4.0 3.0 1753 $2,550 $1.45 43d 1 1.04mi
1953 Marie Ave Apt A Rosamond, CA 4.0 3.0 1753 $2,550 $1.45 3d 1 1.04mi
1943 Pengilley Ave Rosamond, CA 3.0 2.0 1379 $2,600 $1.89 1d 1 1.10mi
1225 Barrington Ave Rosamond, CA 3.0 2.0 1072 $2,200 $2.05 1d 1 1.10mi
2516 Starbrite Ave Rosamond, CA 3.0 2.0 1542 $2,900 $1.88 1d 1 1.26mi
2416 W Valley Vis Rosamond, CA 3.0 2.0 1343 $2,250 $1.68 15d 1 1.31mi
2608 Starbrite Ave Rosamond, CA 4.0 2.0 1542 $2,795 $1.81 1d 1 1.34mi
2436 Horizon Dr Rosamond, CA 3.0 2.0 1416 $4,500 $3.18 43d 1 1.35mi
3317 Dale Ct Rosamond, CA 3.0 2.0 1330 $800 $0.60 1d 1 1.47mi

Listing history 16 events

  1. 2026-06-18
    days on market $150,000 Active 35 DOM
  2. 2026-06-17
    days on market $150,000 Active 34 DOM
  3. 2026-06-16
    days on market $150,000 Active 33 DOM
  4. 2026-06-15
    days on market $150,000 Active 32 DOM
  5. 2026-06-13
    days on market $150,000 Active 30 DOM
  6. 2026-06-13
    days on market $150,000 Active 29 DOM
  7. 2026-06-09
    days on market $150,000 Active 26 DOM
  8. 2026-06-08
    days on market $150,000 Active 25 DOM
  9. 2026-06-07
    days on market $150,000 Active 24 DOM
  10. 2026-06-04
    days on market $150,000 Active 21 DOM
  11. 2026-06-03
    days on market $150,000 Active 20 DOM
  12. 2026-06-02
    days on market $150,000 Active 19 DOM
  13. 2026-06-01
    days on market $150,000 Active 18 DOM
  14. 2026-05-31
    days on market $150,000 Active 17 DOM
  15. 2026-05-14
    listed $150,000 Active 241-char remark
  16. 2024-10-22
    price $135,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 6 d/yr ≥101°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 14 unhealthy d/yr today · 18 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,680
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$2,614
− Management
−$2,614
− Depreciation
−$4,364
Taxable income
$11,685
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,804
After-tax cash flow
$10,573/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Average 55/100 Moderate rehab

A moderately rehabbed mobile home with average condition, requiring some cosmetic updates to enhance its resale and rental value.

Repairs flagged

  • Minor kitchen cabinets — Some wear
  • Minor bathroom fixtures — Some wear
  • Minor HVAC units — Some wear

Value-add opportunities

  • Both Paint and update kitchen cabinets — Enhances curb appeal and interior aesthetics
  • Both Replace HVAC units — Improves comfort and energy efficiency
  • Both Landscaping and curb appeal — Enhances curb appeal and property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · Some wear Minor $500–3,000
bathroom fixtures · Some wear Minor $500–3,000
HVAC units · Some wear Minor $500–3,000
Total estimated repair cost · 3 items $1,500–9,000

Value-add ROI direction

  • Both Paint and update kitchen cabinets — Enhances curb appeal and interior aesthetics
  • Both Replace HVAC units — Improves comfort and energy efficiency
  • Both Landscaping and curb appeal — Enhances curb appeal and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Southern Kern Unified
NCES district ID
0637620
Math proficiency
25% ▲ 7.00%
Reading proficiency
25% ▼ -8.00%
Median HH income
$54,523
Composite
22.5/100
National rank
#8093
State rank
#387 of 517 in CA

Livability — Rosamond

Score
49/100
State rank
#1178
US rank
#25952

Category grades

Amenities F Commute F Cost of living D- Crime F Employment C Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rosamond, CA
County
Kern County · 710,371 people
City population
22,119
Metro
Bakersfield, CA
Population (ZIP)
22,119
Household income
$77,431
Rent vs Own
22.6% rent · 77.4% own
Severe rent burden
425.0

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 45% White 32% Two or more races 17% Black 13% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Portuguese 2% Italian 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
68% English-only · Spanish 28% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.40%
Current HPI
403.7206
Rent YoY
Metro
Bakersfield, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+11.1% since first listed
2 events — show timeline
  • 2026-05-14 Listed $150,000 CRMLS
  • 2024-10-22 Price Changed $135,000 AVMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…