600 Rancho Del Cielo Loop · Jarrell, TX 76537

$229,498

4 bd · 2.5 ba · 1,867 sqft · Other · 80 Days on market

Built 2026 Excellent condition 5,662 sqft lot $123/sqft · 8% below area Est $250k · 8% under $100/mo HOA · 5% of rent ↓ 1% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.5/30.0
• ARV discount +11.2/15.0
• Condition / age +4.8/5.0
• DSCR +3.7/10.0
• Livability +3.6/5.0
• 1% rule +3.1/10.0
• Rent growth +2.1/5.0
• Schools +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Morrow - This new two-story home boasts a spacious and modern design. On the first floor, a flexible open-concept floorplan combines the kitchen, living and dining areas, and the luxurious owner’s suite is tucked into a private rear corner with a spa-inspired bathroom and walk-in closet. On the second floor, three secondary bedrooms surround a versatile loft for convenient shared living. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Key facts

• Walk-in closet
• Versatile loft
• 5,662 sq ft lot

Tags

• OPEN-CONCEPT FLOORPLAN
• LUXURIOUS OWNERS SUITE
• SPA-INSPIRED BATHROOM
• WALK-IN CLOSET
• VERSATILE LOFT

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath other listed at $229k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-34 ($-414/yr) — negative.
• To cash-flow at today's rent, offer at most $223k (2.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (18.7% below list).
• Recommended offer: $187k (18.7% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 4.7% in Jarrell — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 71/100 on livability (#313 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F.
• Jarrell ISD (rural): math 19% / reading 28% proficiency, ranked #713 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Jarrell El (math 19% / reading 27%, grade F, #3,277 of 4,322 statewide, top 77%, 785 students, 62% FRL); Jarrell Middle (math 21% / reading 29%, grade F, #1,258 of 1,662 statewide, top 77%, 741 students, 64% FRL); Jarrell H S (math 22% / reading 37%, grade F, #1,112 of 1,632 statewide, top 70%, 868 students, 58% FRL).
• Market conditions: Rents soft (-1.7%/yr); 773 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 80 days — a 6% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago; this cycle's ask has dropped $46k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $186,614 (18.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.11%
• Cash-on-cash: -0.64%
• DSCR: 0.97
• GRM: 10.2

CMA / ARV

• ARV (median comp): $249,928
• List price: $229,498
• Delta: -8.17%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -20.6%
• Equity multiple: 0.30×
• Total profit: $-44,874
• Equity at exit: $34,219

10-year hold

• IRR: -22.0%
• Equity multiple: 0.02×
• Total profit: $-63,118
• Equity at exit: $19,843

Cash invested: $64,259 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76537

• Home prices YoY: -14.4%
• Rents YoY: -1.7%
• Active inventory: 773
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $1,866 high
• Mortgage (P&I): −$1,204
• Tax from tax record: −$110 /mo · $1,315/yr
• Insurance: −$96
• HOA: −$100
• Vacancy / Maint / Mgmt: −$392
• Net cashflow: $-34

Break-even live

Break-even rent $1,910

Max offer price $223,404

Occupancy floor 97%

Sensitivity live

Price	-10% $95	-5% $30	+0% $-34	+5% $-99	+10% $-164
Rent	-10% $-182	-5% $-108	+0% $-34	+5% $39	+10% $113
Rate	-1.0pp $81	-0.5pp $24	base $-34	+0.5pp $-94	+1.0pp $-154

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,374
• Closing costs: $6,885
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
564 Rancho del Cielo Loop Jarrell, TX	3.0	2.0	1266	$1,600	$1.26	4d	1	0.10mi
544 Rancho del Cielo Loop Georgetown, TX	4.0	2.0	1606	$1,800	$1.12	45d	1	0.13mi
516 Rancho del Cielo Loop Jarrell, TX	3.0	2.0	1274	$1,700	$1.33	45d	1	0.18mi
856 Rancho del Cielo Loop Jarrell, TX	3.0	2.0	1447	$1,600	$1.11	45d	1	0.20mi
337 Rancho del Cielo Loop Georgetown, TX	3.0	2.0	1411	$1,535	$1.09	22d	1	0.21mi
133 Texas Angel Way Jarrell, TX	3.0	2.0	1230	$1,500	$1.22	25d	1	0.30mi
112 Texas Angel Way Jarrell, TX	4.0	2.0	1897	$1,890	$1.00	19d	1	0.31mi
136 Texas Angel Way Jarrell, TX	3.0	2.0	1450	$1,495	$1.03	45d	1	0.33mi
136 Texas Angel Way Jarrell, TX	3.0	2.0	1450	$1,550	$1.07	6d	1	0.33mi
253 Tugboat Annie Way Jarrell, TX	3.0	2.0	1380	$1,495	$1.08	16d	1	0.40mi
128 Hasty Heart Ct Jarrell, TX	4.0	2.0	1606	$1,750	$1.09	0d	1	0.44mi
100 Tugboat Annie WAY Jarrell, TX	4.0	2.5	1984	$1,799	$0.91	45d	1	0.63mi

HOA detail

• Monthly dues: $100 · $1,200/yr

Listing history 21 events

1. 2026-06-21
   pricedays on market $229,498 Active 80 DOM
2. 2026-06-19
   price $228,998 Active 77 DOM
3. 2026-06-18
   days on market $248,998 Active 77 DOM
4. 2026-06-17
   pricestatus $248,998 Active 76 DOM
5. 2026-06-13
   statusdays on market $226,999 Pending 76 DOM
6. 2026-06-09
   days on market $226,999 Active 75 DOM
7. 2026-06-08
   days on market $226,999 Active 74 DOM
8. 2026-06-07
   days on market $226,999 Active 73 DOM
9. 2026-06-04
   days on market $226,999 Active 70 DOM
10. 2026-06-03
    pricedays on market $226,999 Active 69 DOM
11. 2026-06-02
    days on market $227,999 Active 68 DOM
12. 2026-06-01
    days on market $227,999 Active 67 DOM
13. 2026-05-31
    days on market $227,999 Active 66 DOM
14. 2026-05-08
    price $246,999 588-char remark

    Show marketing remark (588 chars)

    The Morrow - This new two-story home boasts a spacious and modern design. On the first floor, a flexible open-concept floorplan combines the kitchen, living and dining areas, and the luxurious owner’s suite is tucked into a private rear corner with a spa-inspired bathroom and walk-in closet. On the second floor, three secondary bedrooms surround a versatile loft for convenient shared living. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

15. 2026-05-05
    price $249,999 588-char remark

    Show marketing remark (588 chars)

    The Morrow - This new two-story home boasts a spacious and modern design. On the first floor, a flexible open-concept floorplan combines the kitchen, living and dining areas, and the luxurious owner’s suite is tucked into a private rear corner with a spa-inspired bathroom and walk-in closet. On the second floor, three secondary bedrooms surround a versatile loft for convenient shared living. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

16. 2026-04-30
    price $255,999 588-char remark

    Show marketing remark (588 chars)

    The Morrow - This new two-story home boasts a spacious and modern design. On the first floor, a flexible open-concept floorplan combines the kitchen, living and dining areas, and the luxurious owner’s suite is tucked into a private rear corner with a spa-inspired bathroom and walk-in closet. On the second floor, three secondary bedrooms surround a versatile loft for convenient shared living. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

17. 2026-03-26
    listed $275,990 Active 588-char remark

    Show marketing remark (588 chars)

    The Morrow - This new two-story home boasts a spacious and modern design. On the first floor, a flexible open-concept floorplan combines the kitchen, living and dining areas, and the luxurious owner’s suite is tucked into a private rear corner with a spa-inspired bathroom and walk-in closet. On the second floor, three secondary bedrooms surround a versatile loft for convenient shared living. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

18. 2025-01-15
    soldstatus
19. 2023-09-18
    soldstatus Closed 414-char remark

    Show marketing remark (414 chars)

    This single-story home is ideal for modern living and entertaining, featuring a cohesive open design shared between the spacious living room, dining area and kitchen. On the opposite side of the floorplan are two secondary bedrooms split by a bathroom, along with a privately situated owner’s suite with an attached full-sized bathroom and large walk-in closet. A two-car garage provides great storage space.

20. 2023-08-14
    status Pending 414-char remark

    Show marketing remark (414 chars)

    This single-story home is ideal for modern living and entertaining, featuring a cohesive open design shared between the spacious living room, dining area and kitchen. On the opposite side of the floorplan are two secondary bedrooms split by a bathroom, along with a privately situated owner’s suite with an attached full-sized bathroom and large walk-in closet. A two-car garage provides great storage space.

21. 2023-08-08
    listed $249,990 Active 414-char remark

    Show marketing remark (414 chars)

    This single-story home is ideal for modern living and entertaining, featuring a cohesive open design shared between the spacious living room, dining area and kitchen. On the opposite side of the floorplan are two secondary bedrooms split by a bathroom, along with a privately situated owner’s suite with an attached full-sized bathroom and large walk-in closet. A two-car garage provides great storage space.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,315 · $110/mo
• Projected year-2 tax: $4,200 · $350/mo
• Expected delta: +$2,884/yr (+$240/mo · 219.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 24 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,394
• − Mortgage interest: −$12,855
• − Property taxes: −$1,315
• − Insurance: −$1,147
• − Repairs & maintenance: −$1,791
• − Management: −$1,791
• − HOA: −$1,200
• − Depreciation: −$6,676
• Taxable loss: −$4,384
• Est. tax savings @ 24.0%: +$1,052
• After-tax cash flow: $638/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Excellent 95/100 None rehab

This two-story home is in excellent condition with no visible repairs needed. It offers a spacious and modern design, ideal for modern living and entertaining. The property is move-in ready and has the potential for significant value increases through minor updates and improvements.

Value-add opportunities

• Both Painting the exterior siding — Fresh paint can enhance curb appeal and property value.
• Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
• Both Interior updates (e.g., new flooring, paint, and fixtures) — Fresh updates can improve the home's appearance and attract more interest from buyers/tenants.
• Rental HVAC system maintenance — A well-maintained HVAC system can attract tenants and reduce utility costs.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior siding — Fresh paint can enhance curb appeal and property value. ↑
• Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants. ↑
• Both Interior updates (e.g., new flooring, paint, and fixtures) — Fresh updates can improve the home's appearance and attract more interest from buyers/tenants. ↑
• Rental HVAC system maintenance — A well-maintained HVAC system can attract tenants and reduce utility costs. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Jarrell ISD
• NCES district ID: 4824600
• Math proficiency: 19% ▼ -18.00%
• Reading proficiency: 28% ▼ -5.00%
• Median HH income: $57,132
• Composite: 21.47/100
• National rank: #8335
• State rank: #713 of 826 in TX

Livability — Jarrell

• Score: 71/100
• State rank: #313
• US rank: #7020

Category grades

Amenities F Commute F Cost of living A Crime A Employment A+ Housing A+ Health & safety B User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Williamson County · 680,029 people
• City population: 16,272
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 16,272
• Household income: $98,199
• Rent vs Own: 20.5% rent · 79.5% own
• Severe rent burden: 225.0

Population outlook (Williamson County) Hauer SSP2

• Today (2025): 699,027 people
• By 2030: 795,537 · +13.8%
• By 2040: 990,683 · +41.7%
• By 2050: 1,184,292 · +69.4%
• By 2075: 1,623,825 · +132.3%
• By 2100: 1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 48% Hispanic / Latino 36% Two or more races 14% Black 7% Asian 4%
• Hispanic origin (detail): Mexican 30% Puerto Rican 5%
• Common ancestry: Romanian 3% Italian 2% Slovak 1%
• Foreign-born: 13% · Canada, Vietnam
• Languages at home: 69% English-only · Spanish 26% Chinese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Williamson

• 2024 margin: Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
• 2008→2024 swing: +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
• All cycles: 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -31.03%
• Current HPI: 184.8935
• Rent YoY: ▼ -1.73%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-1.2% since first listed

8 events — show timeline

• 2026-05-08 Price Changed $246,999 Unlock MLS
• 2026-05-05 Price Changed $249,999 Unlock MLS
• 2026-04-30 Price Changed $255,999 Unlock MLS
• 2026-03-26 Listed $275,990 Unlock MLS
• 2025-01-15 Sold (Public Records) — Public Records
• 2023-09-18 Sold (MLS) — Unlock MLS
• 2023-08-14 Pending — Unlock MLS
• 2023-08-08 Listed $249,990 Unlock MLS

Property tax history

-3.5%/yr

Latest (2026): $1,315 · -7.4% YoY. Source: county tax records.