900 Mountain Creek Rd #184 · Chattanooga, TN 37405

$95,000

1 bd · 1.0 ba · 780 sqft · Condo · 256 Days on market

Built 1975 Good condition $122/sqft · 21% below area Est $120k · 21% under $335/mo HOA · 29% of rent ↓ 4% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.2/30.0
• 1% rule +7.0/10.0
• Rent growth +3.9/5.0
• Livability +3.9/5.0
• Condition / age +3.8/5.0
• DSCR +2.2/10.0
• Schools +2.2/10.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 900 Mountain Creek Road #184, a charming and thoughtfully updated 1-bedroom, 1-bath condo located in the highly desirable Signal View community of Chattanooga. This first-floor unit offers convenient, easy living with no stairs and a functional layout that maximizes both comfort and space. Inside, you'll find luxury vinyl plank flooring throughout the main living areas, complemented by fresh new carpet in the bedroom for added comfort. The condo has been recently refreshed and features new appliances, giving the kitchen a clean, modern feel and making the home truly move-in ready.

Key facts

• Community pool
• Tennis courts
• First floor unit

Tags

• FIRST FLOOR UNIT
• LUXURY VINYL PLANK FLOORING
• NEW APPLIANCES
• COMMUNITY POOL
• PLAYGROUND
• TENNIS COURTS

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $95k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-516 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $20k (78.5% below list).
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $20k (78.5% below list) — sets the bar for cash-flow.
• Cap rate 5.2% vs local median 3.5% in Chattanooga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#3 in TN, #2,582 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D+, crime F.
• Hamilton County (urban): math 31% / reading 31% proficiency, ranked #42 of 139 in TN (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Red Bank Elementary (math 33% / reading 29%, grade F, #400 of 952 statewide, top 43%, 588 students, 0% FRL); Red Bank Middle School (math 14% / reading 13%, grade F, #236 of 333 statewide, top 71%, 535 students, 0% FRL); Red Bank High School (math 8% / reading 37%, grade F, #156 of 332 statewide, top 49%, 824 students, 0% FRL) — zoned schools average 0% FRL vs 52% district-wide (52 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+5.6%/yr); 423 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,133 units permitted in Hamilton County in 2024 (405 in 5+ unit buildings).
• This rent is only 17% of the median local income ($81k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Hamilton County population projected at +23% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 256 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; HOA is 29% of rent.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 9→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $20,392 (78.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 256 days. Have you received any prior offers? Is the seller open to a 79% concession, seller financing, or rate buy-down credit?
3. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
9. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
10. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
11. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
12. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
13. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
14. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 5.17%
• Cash-on-cash: -4.02%
• DSCR: 0.82
• GRM: 6.9

CMA / ARV

• ARV (median comp): $119,722
• List price: $95,000
• Delta: -20.65%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
900 Mountain Creek Rd Unit E70	0.03mi	2/1.5 (+1)	950 (+22%)	4mo	$111,500	$117	64
900 Mountain Creek Rd Unit E-71	0.07mi	2/1.5 (+1)	950 (+22%)	2mo	$125,000	$132	63
145 Signal Hills Dr	0.58mi	2/1.0 (+1)	800 (+3%)	1mo	$182,000	$228	63
900 Mountain Creek Rd #063	0.03mi	2/2.0 (+1)	950 (+22%)	3mo	$130,000	$137	62
900 Mountain Creek Rd #067	0.13mi	2/1.5 (+1)	950 (+22%)	2mo	$65,000	$68	60
900 Mountain Creek Rd #039	0.10mi	2/2.0 (+1)	950 (+22%)	4mo	$130,000	$137	58
900 Mountain Creek Rd Unit E66	0.11mi	2/2.0 (+1)	950 (+22%)	4mo	$110,000	$116	57
160 Dal Brown Rd	0.67mi	1/1.5	680 (-13%)	5mo	$45,000	$66	42
187 Sims Dr	0.81mi	1/1.0	960 (+23%)	1mo	$235,000	$245	39
2510 Nonova Ln	1.11mi	2/1.0 (+1)	862 (+10%)	10mo	$212,500	$247	35
114 Peace St	1.08mi	2/1.0 (+1)	952 (+22%)	2mo	$250,000	$263	33
110 Goodson Ave	1.08mi	2/1.0 (+1)	900 (+15%)	6mo	$194,900	$217	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.64% rent growth · sell at horizon

5-year hold

• IRR: -55.4%
• Equity multiple: -0.68×
• Total profit: $-44,633
• Equity at exit: $14,165

10-year hold

• IRR: -60.1%
• Equity multiple: -1.47×
• Total profit: $-65,689
• Equity at exit: $8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Tennessee: 87 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 1 active · 1 under contract
• Median asking: $130,000 ($137/sqft)
• Median days on market: 4 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +12.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 37405

• Rents YoY: 5.6%
• Active inventory: 423
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,142 high
• Mortgage (P&I): −$498
• Tax est. 1.5%: −$119 /mo · $1,425/yr
• Insurance: −$40
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$335
• Vacancy / Maint / Mgmt: −$240
• Net cashflow: $-516

Break-even live

Break-even rent $1,795

Max offer price $20,392

Occupancy floor —

Sensitivity live

Price	-10% $-450	-5% $-483	+0% $-516	+5% $-548	+10% $-581
Rent	-10% $-606	-5% $-561	+0% $-516	+5% $-470	+10% $-425
Rate	-1.0pp $-468	-0.5pp $-491	base $-516	+0.5pp $-540	+1.0pp $-565

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
900 Mountain Creek Rd Unit A3 Chattanooga, TN	2.0	2.0	950	$1,250	$1.32	6d	1	0.03mi
936 Mountain Creek Rd Chattanooga, TN	1.0–3.0	1.0–2.5	1000	$1,099	$1.10	0d	24	0.43mi
505 Mountain Ridge Rd Chattanooga, TN	2.0	1.5	1116	$1,095	$0.98	119d	1	0.65mi
800 Lullwater Rd Unit 816 Chattanooga, TN	2.0	1.0	650	$925	$1.42	6d	1	0.71mi
143 Hendricks Blvd Chattanooga, TN	1.0–2.0	1.0	1100	$850	$0.77	0d	4	0.75mi
145 Hendricks Blvd Unit 145-8 Chattanooga, TN	1.0	1.0	1000	$850	$0.85	6d	1	0.75mi
141 Hendricks Blvd Apt 3 Chattanooga, TN	1.0	1.0	1000	$1,049	$1.05	109d	1	0.76mi
141 Hendricks Blvd Unit 141-6 Chattanooga, TN	1.0	1.0	1000	$899	$0.90	119d	1	0.76mi
313 California Ave Unit A Chattanooga, TN	1.0	1.0	750	$1,000	$1.33	6d	1	0.92mi
219 Vreeland St Chattanooga, TN	2.0	2.0	1092	$1,900	$1.74	6d	1	1.00mi
217 Sweetland Dr Chattanooga, TN	2.0	1.0	844	$950	$1.13	119d	1	1.01mi
217 Sweetland Dr Chattanooga, TN	2.0	1.0	846	$1,100	$1.30	6d	1	1.01mi
167 W Ridgewood Ave Red Bank, TN	2.0	1.0	800	$1,373	$1.72	6d	1	1.05mi
113 Goodson Ave Unit 10 Chattanooga, TN	2.0	1.0	711	$840	$1.18	109d	1	1.06mi
113 Goodson Ave Chattanooga, TN	2.0	1.0	711	$990	$1.39	5d	1	1.06mi
113 Goodson Ave Unit 11 Chattanooga, TN	2.0	1.0	711	$850	$1.20	109d	1	1.06mi
121 Goodson Ave Unit F Chattanooga, TN	1.0	1.0	665	$950	$1.43	119d	1	1.09mi
300 W Midvale Ave Chattanooga, TN	1.0–2.0	1.0–1.5	1050	$950	$0.90	109d	4	1.09mi
300 W Midvale Ave Chattanooga, TN	1.0	1.0	850	$1,000	$1.18	6d	1	1.09mi
125 Goodson Ave Chattanooga, TN	1.0	1.0	844	$1,100	$1.30	116d	1	1.10mi
2614 Berkley Dr Chattanooga, TN	2.0	1.0	1100	$2,150	$1.95	6d	1	1.13mi
109 Peace St Unit 123 Red Bank, TN	1.0	1.0	600	$950	$1.58	119d	1	1.14mi
109 Peace St Unit 141 Red Bank, TN	1.0	1.0	600	$975	$1.62	116d	1	1.14mi
127 Goodson Ave Chattanooga, TN	1.0	1.0	685	$988	$1.44	0d	2	1.15mi
127 Goodson Ave Chattanooga, TN	1.0–2.0	1.0	792	$990	$1.25	119d	1	1.15mi
1185 Mountain Creek Rd Chattanooga, TN	1.0–2.0	1.0–2.0	868	$1,061	$1.22	0d	16	1.20mi
109 Signal View St Unit A Chattanooga, TN	2.0	1.0	846	$1,199	$1.42	119d	1	1.21mi
109 Signal View St Unit D Chattanooga, TN	2.0	1.0	850	$1,100	$1.29	6d	1	1.21mi
154 Goodson Ave Apt 2B Chattanooga, TN	1.0	1.0	624	$1,073	$1.72	3d	1	1.25mi
154 Goodson Ave Unit 1B Chattanooga, TN	1.0	1.0	650	$1,123	$1.73	3d	1	1.25mi
105 P Poole Ave Chattanooga, TN	1.0	1.0	649	$950	$1.46	6d	1	1.26mi
105 P Poole Ave Chattanooga, TN	1.0	1.0	650	$975	$1.50	119d	1	1.26mi
2406 Lyndon Ave Unit 04 Chattanooga, TN	2.0	1.5	1000	$1,273	$1.27	109d	1	1.31mi
2833 Dayton Blvd Chattanooga, TN	1.0	1.0	600	$978	$1.63	0d	2	1.33mi
2414 Lyndon Ave Chattanooga, TN	1.0	1.0	600	$765	$1.27	119d	1	1.35mi
3001 Dayton Blvd Chattanooga, TN	2.0–4.0	1.0–2.0	1350	$1,100	$0.81	0d	3	1.37mi
3131 Mountain Creek Rd Chattanooga, TN	1.0–2.0	1.0–2.0	907	$1,129	$1.24	0d	14	1.37mi
2614 Lyndon Ave Chattanooga, TN	1.0	1.0	600	$895	$1.49	119d	1	1.38mi
2845 Dayton Blvd Chattanooga, TN	1.0	1.0	655	$1,050	$1.60	6d	1	1.40mi
3123 Carlton Ave Unit 1UNIT 3 Red Bank, TN	2.0	1.0	938	$1,000	$1.07	119d	1	1.42mi

Property features AI

Finance

• HOA & community: Homeowners association with monthly feeMonthly association fee of $335Community amenities: clubhouse, pool, tennis courts, pond, playground

Exterior

• Parking: Asphalt parking lot
• Security: Smoke detector(s) (varies by unit)
• Utilities: Public waterPublic sewerElectricity connectedWater connectedSewer connectedCable available
• Home design: Condominium (residential)One storyUpdated/remodeled
• Construction: Brick constructionShingle roofSlab foundationBuilt above grade (780 finished area)
• Exterior features: Tennis court(s)Pool (community)Clubhouse (community)Pond (year-round, community)PlaygroundCurbsLevel lotAsphalt/paved road

Interior

• Kitchen: RefrigeratorFree-standing electric rangeDishwasherElectric water heater
• Bedrooms: 4 total rooms
• Flooring: CarpetVinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric)Central air conditioning (electric)
• Interior features: Laminate countersOpen floorplanSmoke detector(s) (varies by unit)
• Laundry & utility: Common area laundry

HOA detail $335/mo · $4,020/yr condo

• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 50 events

1. 2026-09-23
   days on market $95,000 Active 256 DOM
2. 2026-09-22
   days on market $95,000 Active 255 DOM
3. 2026-09-21
   days on market $95,000 Active 254 DOM
4. 2026-09-20
   days on market $95,000 Active 253 DOM
5. 2026-09-18
   days on market $95,000 Active 251 DOM
6. 2026-09-17
   days on market $95,000 Active 250 DOM
7. 2026-09-16
   days on market $95,000 Active 249 DOM
8. 2026-09-15
   pricedays on market $95,000 Active 248 DOM
9. 2026-09-14
   days on market $100,000 Active 247 DOM
10. 2026-09-13
    days on market $100,000 Active 246 DOM
11. 2026-09-13
    days on market $100,000 Active 245 DOM
12. 2026-09-11
    days on market $100,000 Active 244 DOM
13. 2026-09-05
    days on market $100,000 Active 238 DOM
14. 2026-09-04
    days on market $100,000 Active 237 DOM
15. 2026-09-03
    days on market $100,000 Active 236 DOM
16. 2026-08-31
    days on market $100,000 Active 233 DOM
17. 2026-08-30
    days on market $100,000 Active 232 DOM
18. 2026-08-29
    days on market $100,000 Active 231 DOM
19. 2026-08-28
    days on market $100,000 Active 230 DOM
20. 2026-08-27
    days on market $100,000 Active 229 DOM
21. 2026-08-25
    days on market $100,000 Active 227 DOM
22. 2026-08-24
    days on market $100,000 Active 226 DOM
23. 2026-08-23
    days on market $100,000 Active 225 DOM
24. 2026-08-22
    days on market $100,000 Active 224 DOM
25. 2026-08-21
    days on market $100,000 Active 223 DOM
26. 2026-08-20
    days on market $100,000 Active 222 DOM
27. 2026-08-19
    days on market $100,000 Active 221 DOM
28. 2026-08-18
    days on market $100,000 Active 220 DOM
29. 2026-08-17
    days on market $100,000 Active 219 DOM
30. 2026-08-16
    days on market $100,000 Active 218 DOM
31. 2026-08-15
    days on market $100,000 Active 217 DOM
32. 2026-08-14
    days on market $100,000 Active 216 DOM
33. 2026-08-13
    days on market $100,000 Active 215 DOM
34. 2026-08-12
    days on market $100,000 Active 214 DOM
35. 2026-08-11
    days on market $100,000 Active 213 DOM
36. 2026-08-10
    days on market $100,000 Active 212 DOM
37. 2026-08-09
    days on market $100,000 Active 211 DOM
38. 2026-08-08
    days on market $100,000 Active 210 DOM
39. 2026-08-07
    pricedays on market $100,000 Active 209 DOM
40. 2026-08-06
    days on market $105,000 Active 208 DOM
41. 2026-08-05
    days on market $105,000 Active 207 DOM
42. 2026-08-04
    days on market $105,000 Active 206 DOM
43. 2026-08-03
    days on market $105,000 Active 205 DOM
44. 2026-07-31
    days on market $105,000 Active 202 DOM
45. 2026-07-29
    days on market $105,000 Active 200 DOM
46. 2026-07-27
    days on market $105,000 Active 198 DOM
47. 2026-07-25
    days on market $105,000 Active 196 DOM
48. 2026-07-24
    days on market $105,000 Active 195 DOM
49. 2026-07-23
    days on market $105,000 Active 194 DOM
50. 2026-07-22
    days on market $105,000 Active 193 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 6/10 Major 9 d/yr ≥104°F today · 26 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,708
• − Mortgage interest: −$5,321
• − Property taxes: −$1,425
• − Insurance: −$5,594
• − Repairs & maintenance: −$1,097
• − Management: −$1,097
• − HOA: −$4,020
• − Depreciation: −$2,764
• Taxable loss: −$7,609
• Est. tax savings @ 24.0%: +$1,826
• After-tax cash flow: $-4,361/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab Est. rehab $3,900–$11,700 screening

This move-in ready 1-bedroom, 1-bath condo is in good condition with recent updates, making it an attractive option for both buyers and renters.

Value-add opportunities

• Both Paint exterior trim — Enhances curb appeal and value ↑
• Both Replace carpet in bedroom — Improves comfort and appearance ↑
• Both Update kitchen backsplash — Modernizes kitchen and adds value ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 22/100

Zoned Schools

Elementary Red Bank Elementary F TN #400/952 Nat'l #26,096/41,679 Middle Red Bank Middle School F TN #236/333 Nat'l #12,913/14,009 High Red Bank High School F TN #156/332 Nat'l #13,633/17,239

Schools (NCES district)

• District: Hamilton County
• NCES district ID: 4701590
• Math proficiency: 31% ▼ -10.00%
• Reading proficiency: 31% ▼ -3.00%
• Median HH income: $47,456
• Composite: 26.8/100
• National rank: #7122
• State rank: #42 of 139 in TN

B Composite livability gradescore 78/100

Livability — Chattanooga

• Score: 78/100
• State rank: #3
• US rank: #2582

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Chattanooga, TN
• County: Hamilton County · 393,784 people
• City population: 131,999
• Metro: Chattanooga, TN-GA
• Population (ZIP): 18,109
• Household income: $81,337
• Rent vs Own: 51.3% rent · 48.7% own
• Severe rent burden: 5% of renters

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Population outlook (Hamilton County) Hauer SSP2

• Today (2025): 393,784 people
• By 2030: 412,983 · +4.9%
• By 2040: 449,502 · +14.1%
• By 2050: 484,341 · +23.0%
• By 2075: 565,746 · +43.7%
• By 2100: 618,394 · +57.0%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 8% Black 4% Asian 3% Hispanic / Latino 3%
• Common ancestry: Slovak 5% Serbian 3% Lithuanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 2% Other Indo-European 1%

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Political lean MEDSL · Hamilton

• 2024 margin: R (+13.1) · D 42.7% · R 55.7% · Other 1.6%
• 2008→2024 swing: -1.2pp toward R · 2008: -11.8pp · 2024: -13.1pp
• All cycles: 2024: R+13.1 2020: R+9.7 2016: R+16.6 2012: R+14.8 2008: R+11.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -380.39%
• Current HPI: 335.8088
• Rent YoY: ▲ 5.64%
• Metro: Chattanooga, TN-GA
• State GDP YoY: ▲ 2.78%
• F500 in state: 22

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Industry mix (Fortune 500 HQ in TN)

Industry	F500 HQs	Revenue
▸Healthcare	3	$91B
▸Retail	3	$72B
▸Transportation / Logistics	1	$88B
▸Paper / Packaging	1	$19B
▸Insurance	1	$13B
▸Energy	1	$12B

Property features AI

Finance

• HOA & community: Homeowners association with monthly feeMonthly association fee of $335Community amenities: clubhouse, pool, tennis courts, pond, playground

Exterior

• Parking: Asphalt parking lot
• Security: Smoke detector(s) (varies by unit)
• Utilities: Public waterPublic sewerElectricity connectedWater connectedSewer connectedCable available
• Home design: Condominium (residential)One storyUpdated/remodeled
• Construction: Brick constructionShingle roofSlab foundationBuilt above grade (780 finished area)
• Exterior features: Tennis court(s)Pool (community)Clubhouse (community)Pond (year-round, community)PlaygroundCurbsLevel lotAsphalt/paved road

Interior

• Kitchen: RefrigeratorFree-standing electric rangeDishwasherElectric water heater
• Bedrooms: 4 total rooms
• Flooring: CarpetVinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric)Central air conditioning (electric)
• Interior features: Laminate countersOpen floorplanSmoke detector(s) (varies by unit)
• Laundry & utility: Common area laundry

Price history

-4.3% since first listed

3 events — show timeline

• 2026-05-18 Pending — GCAR
• 2026-02-02 Price Changed $110,000 GCAR
• 2026-01-02 Listed $115,000 GCAR