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16610 Bentshire Way
D Composite 44.73
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.9/30.0
  • ARV discount +8.1/15.0
  • Schools +4.6/10.0
  • Appreciation +4.4/10.0
  • 1% rule +4.3/10.0
  • Livability +3.7/5.0
  • DSCR +3.2/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0

$299,000

16610 Bentshire Way · Houston, TX 77058
3 bd · 2.5 ba · 2,015 sqft · SingleFamily public records · 65 Days on market
Built 1978 5,039 sqft lot $148/sqft · at area comps Est $303k · at est. $69/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

As you enter this beautiful, very well maintained patio home there is a wet bar that leads into the inviting living room with vaulted ceilings, tall windows and a fireplace. This home features 3 bedroom, 1.5 baths, a spacious, primary bedroom, with large walk-in closet, en suite bathroom that leads to a patio. The dining room has plenty of room for a formal dining table that sits 6 to 8 people comfortably. The kitchen has a breakfast bar that separates the light and bright breakfast room that leads to a relaxing outdoor patio. The home is located on a quiet street in the highly desirable University Green. Easy access to NASA, Kemah Boardwalk, University of Houston-Clear Lake, restaurents and shopping.

Key facts

  • En suite bathroom
  • Tall windows
  • Wet bar

Tags

WET BARVAULTED CEILINGSTALL WINDOWSFIREPLACEWALK-IN CLOSETEN SUITE BATHROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $299k.

Deal economics

  • At list price, monthly cash flow is $-199 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $264k (11.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $279k (6.8% below list).
  • Recommended offer: $264k (11.7% below list) — sets the bar for cash-flow.
  • Cap rate 5.8% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Clear Creek ISD (suburban): math 48% / reading 54% proficiency, ranked #114 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Falcon Pass El (math 52% / reading 56%, grade C, #664 of 4,322 statewide, top 16%, 573 students, 41% FRL); Space Center Int (math 31% / reading 44%, grade F, #736 of 1,662 statewide, top 45%, 827 students, 57% FRL); Clear Creek H S (math 51% / reading 54%, grade C-, #444 of 1,632 statewide, top 27%, 2,400 students, 0% FRL).
  • Market conditions: Rents rising (+1.9%/yr); 134 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • At $2,786/mo this rent would consume 49% of the median local household income ($69k/yr) (locally 1147% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-1.2%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $93k; list at $299k implies a 222% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $263,909 (11.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
5.76%
Cash-on-cash
-1.89%
DSCR
0.92
GRM
8.9

CMA / ARV

ARV (median comp)
$303,381
List price
$299,000
Delta
-1.44%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16606 Neumann Dr 0.08mi 3/2.5 2,182 (+8%) 7mo $310,000 $142 76
16614 Bentshire Way 0.01mi 4/3.0 (+1) 2,100 (+4%) 11mo $280,000 $133 76
16614 Neumann Dr 0.08mi 3/2.5 2,182 (+8%) 16mo $315,000 $144 69
1922 Pepper Hill Way 0.29mi 3/2.0 2,221 (+10%) 4mo $345,000 $155 64
16711 Bentfield Way 0.09mi 3/2.0 1,714 (-15%) 16mo $295,000 $172 56
1915 Seakale Ln 0.55mi 3/2.5 2,010 (-0%) 23mo $385,000 $192 55
1810 Barleton Way 0.36mi 2/3.0 (-1) 2,286 (+13%) 8mo $359,000 $157 47
1810 Linfield Way 0.38mi 3/2.0 1,769 (-12%) 21mo $299,000 $169 43
2002 Silverpines Rd 0.55mi 3/2.0 1,776 (-12%) 18mo $280,000 $158 38
1714 Silverpines Rd 0.59mi 4/2.0 (+1) 1,756 (-13%) 23mo $250,000 $142 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.22% appreciation · 1.92% rent growth · sell at horizon

5-year hold
IRR
-11.7%
Equity multiple
0.51×
Total profit
$-40,845
Equity at exit
$69,057
10-year hold
IRR
-5.8%
Equity multiple
0.50×
Total profit
$-41,519
Equity at exit
$69,890

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77058

Home prices YoY
-0.5%
Rents YoY
1.9%
Active inventory
134
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,786 high interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$571 /mo · $6,857/yr
Insurance
$125
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$69
Vacancy / Maint / Mgmt
$585
Net cashflow
$-199

Break-even live

Break-even rent $3,037
Max offer price $263,909
Occupancy floor

Sensitivity live

Price -10% $-29 -5% $-114 +0% $-199 +5% $-283 +10% $-368
Rent -10% $-419 -5% $-309 +0% $-199 +5% $-89 +10% $21
Rate -1.0pp $-48 -0.5pp $-123 base $-199 +0.5pp $-276 +1.0pp $-355

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16518 Center Blvd Unit 16518 Houston, TX 3.0 2.5 1560 $3,500 $2.24 26d 1 0.13mi
3306 Bay Area Blvd Houston, TX 3.0 2.0 1411 $2,245 $1.59 45d 1 1.01mi
1110 El Camino Village Dr Houston, TX 1.0–3.0 1.0–2.5 1143 $1,809 $1.58 0d 69 1.37mi
1315 E NASA Pkwy Houston, TX 1.0–3.0 1.0–2.5 1214 $1,921 $1.58 0d 36 1.37mi
1235 E Nasa Pkwy Houston, TX 1.0–3.0 1.0–3.0 1252 $3,059 $2.44 0d 33 1.41mi

HOA detail

Monthly dues
$69 · $828/yr

Listing history 20 events

  1. 2026-06-21
    days on market $299,000 Active 65 DOM
  2. 2026-06-18
    days on market $299,000 Active 62 DOM
  3. 2026-06-17
    days on market $299,000 Active 61 DOM
  4. 2026-06-16
    days on market $299,000 Active 60 DOM
  5. 2026-06-15
    days on market $299,000 Active 59 DOM
  6. 2026-06-13
    days on market $299,000 Active 57 DOM
  7. 2026-06-13
    days on market $299,000 Active 56 DOM
  8. 2026-06-09
    days on market $299,000 Active 53 DOM
  9. 2026-06-08
    days on market $299,000 Active 52 DOM
  10. 2026-06-07
    days on market $299,000 Active 51 DOM
  11. 2026-06-04
    days on market $299,000 Active 48 DOM
  12. 2026-06-03
    days on market $299,000 Active 47 DOM
  13. 2026-06-02
    days on market $299,000 Active 46 DOM
  14. 2026-06-01
    days on market $299,000 Active 45 DOM
  15. 2026-05-31
    days on market $299,000 Active 44 DOM
  16. 2026-05-15
    price $299,000 710-char remark
    Show marketing remark (710 chars)

    As you enter this beautiful, very well maintained patio home there is a wet bar that leads into the inviting living room with vaulted ceilings, tall windows and a fireplace. This home features 3 bedroom, 1.5 baths, a spacious, primary bedroom, with large walk-in closet, en suite bathroom that leads to a patio. The dining room has plenty of room for a formal dining table that sits 6 to 8 people comfortably. The kitchen has a breakfast bar that separates the light and bright breakfast room that leads to a relaxing outdoor patio. The home is located on a quiet street in the highly desirable University Green. Easy access to NASA, Kemah Boardwalk, University of Houston-Clear Lake, restaurents and shopping.

  17. 2026-04-17
    listed $310,000 Active 710-char remark
    Show marketing remark (710 chars)

    As you enter this beautiful, very well maintained patio home there is a wet bar that leads into the inviting living room with vaulted ceilings, tall windows and a fireplace. This home features 3 bedroom, 1.5 baths, a spacious, primary bedroom, with large walk-in closet, en suite bathroom that leads to a patio. The dining room has plenty of room for a formal dining table that sits 6 to 8 people comfortably. The kitchen has a breakfast bar that separates the light and bright breakfast room that leads to a relaxing outdoor patio. The home is located on a quiet street in the highly desirable University Green. Easy access to NASA, Kemah Boardwalk, University of Houston-Clear Lake, restaurents and shopping.

  18. 2000-05-04
    soldstatus
  19. 2000-01-21
    soldstatus
  20. 1988-11-01
    soldstatus $93,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,857 · $571/mo
Projected year-2 tax
$6,857 · $571/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,431
− Mortgage interest
−$16,749
− Property taxes
−$6,857
− Insurance
−$2,292
− Repairs & maintenance
−$2,674
− Management
−$2,674
− HOA
−$828
− Depreciation
−$8,698
Taxable loss
−$7,343
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,762
After-tax cash flow
$-621/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clear Creek ISD
NCES district ID
4814280
Math proficiency
48% ▼ -10.00%
Reading proficiency
54% ▼ -4.00%
Median HH income
$80,240
Composite
46.49/100
National rank
#2431
State rank
#114 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
17,850
Household income
$68,722
Rent vs Own
68.8% rent · 31.2% own
Severe rent burden
1147.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 55% Hispanic / Latino 21% Two or more races 15% Asian 10% Black 5%
Hispanic origin (detail)
Mexican 14% Puerto Rican 1%
Common ancestry
Italian 6% Lithuanian 3% Portuguese 2%
Foreign-born
21% · Canada, Vietnam, China
Languages at home
70% English-only · Spanish 15% Other Indo-European 5% Vietnamese 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.22%
Current HPI
225.0251
Rent YoY
▲ 1.92%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+221.5% since first listed
5 events — show timeline
  • 2026-05-15 Price Changed $299,000 HARMLS
  • 2026-04-17 Listed $310,000 HARMLS
  • 2000-05-04 Sold (Public Records) Public Records
  • 2000-01-21 Sold (Public Records) Public Records
  • 1988-11-01 Sold (Public Records) $93,000 Public Records

Property tax history

+2.4%/yr

Latest (2025): $6,857 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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