4905 SW 6th St · Des Moines, IA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $902 – $1,676
Heat risk 3/10 · Minor
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +12.1/30.0
- 1% rule +4.2/10.0
- Livability +4.0/5.0
- Schools +3.8/10.0
- DSCR +3.6/10.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fabulous 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has newer flooring and fresh paint though out. The newly updated kitchen is ready for your family to enjoy. The home features a modern fireplace in the living room. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a LARGE yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. Available for NFC financing.
Key facts
- Ranch home
- Tree lined street
- Storage building
Tags
Property features AI
Finance
- Other: Annual tax amount listed
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-story home; Asphalt shingle roof; Zoning: N3A
- Construction: Rectangular lot; 50 x 218 lot dimensions; Concrete road access; 0.25 acre lot
- Exterior features: Deck; Patio; Fully fenced yard; Open porch
Interior
- Bedrooms: 2 main-level bedrooms
- Flooring: Laminate flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating (natural gas); Central air conditioning
- Interior features: Gas log fireplace (1); Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $-28 ($-334/yr) — negative.
- To cash-flow at today's rent, offer at most $120k (3.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $115k (7.9% below list).
- Recommended offer: $115k (7.9% below list) — sets the bar for 1% rule.
- Cap rate 6.0% vs local median 3.1% in Des Moines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#63 in IA, #1,432 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, schools D+, crime F.
- Des Moines Independent Community School District (urban): math 43% / reading 46% proficiency, ranked #289 of 289 in IA (top 100%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.5%/yr); 227 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,953 units permitted in Polk County in 2024 (540 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Polk County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 6.03%
- Cash-on-cash
- -0.95%
- DSCR
- 0.96
- GRM
- 9.0
CMA / ARV
- ARV (on-the-fly)
- $211,000
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 212 Herold Ave | 0.22mi | 2/1.0 | 856 (-14%) | 0mo | $145,000 | $169 | 65 |
| 108 E Leach Ave | 0.60mi | 3/2.0 (+1) | 969 (-3%) | 0mo | $279,000 | $288 | 58 |
| 4512 SW 2nd St | 0.30mi | 3/2.0 (+1) | 1,120 (+12%) | 1mo | $274,500 | $245 | 56 |
| 1232 Carrie Ave | 0.71mi | 3/1.5 (+1) | 1,025 (+2%) | 1mo | $242,500 | $237 | 55 |
| 504 Watrous Ave | 0.57mi | 3/1.0 (+1) | 926 (-7%) | 2mo | $168,000 | $181 | 54 |
| 3822 SW 2nd St | 0.67mi | 2/1.5 | 1,080 (+8%) | 2mo | $195,000 | $181 | 52 |
| 913 Frederick Ave | 0.62mi | 2/2.0 | 910 (-9%) | 2mo | $150,000 | $165 | 51 |
| 1207 Kenyon Ave | 0.58mi | 3/1.0 (+1) | 912 (-9%) | 4mo | $192,000 | $211 | 50 |
| 4101 SE 2nd St | 0.71mi | 3/1.0 (+1) | 884 (-12%) | 1mo | $127,000 | $144 | 42 |
| 1121 Porter Ave | 0.60mi | 3/1.0 (+1) | 1,148 (+15%) | 1mo | $175,000 | $152 | 41 |
| 112 Rose Ave | 0.74mi | 2/2.0 | 876 (-12%) | 3mo | $187,500 | $214 | 38 |
| 5814 SW 3rd St | 0.63mi | 3/2.0 (+1) | 868 (-13%) | 4mo | $185,000 | $213 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.48% rent growth · sell at horizon
- IRR
- -17.2%
- Equity multiple
- 0.39×
- Total profit
- $-21,407
- Equity at exit
- $18,638
- IRR
- -8.2%
- Equity multiple
- 0.48×
- Total profit
- $-18,356
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Iowa
- 83 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 50315
- Rents YoY
- 3.5%
- Active inventory
- 227
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $1,151 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$230 /mo · $2,756/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$242
- Net cashflow
- $-28
Break-even live
Sensitivity live
| Price | -10% $43 | -5% $8 | +0% $-28 | +5% $-63 | +10% $-99 |
|---|---|---|---|---|---|
| Rent | -10% $-119 | -5% $-73 | +0% $-28 | +5% $18 | +10% $63 |
| Rate | -1.0pp $35 | -0.5pp $4 | base $-28 | +0.5pp $-60 | +1.0pp $-93 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 35 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5000 SW 8th St Des Moines, IA | 3.0 | 1.0 | 956 | $1,340 | $1.40 | 24d | 1 | 0.11mi |
| 5015 SW 9th St Des Moines, IA | 1.0–2.0 | 1.0 | 682 | $910 | $1.33 | 14d | 5 | 0.18mi |
| 201 McKinley Ave Des Moines, IA | 3.0 | 1.0 | 840 | $1,350 | $1.61 | 44d | 1 | 0.24mi |
| 4805 South Union St Des Moines, IA | 2.0 | 1.0 | 720 | $1,245 | $1.73 | 24d | 1 | 0.32mi |
| 939 Kenyon Ave Des Moines, IA | 3.0 | 1.5 | 950 | $1,350 | $1.42 | 44d | 1 | 0.42mi |
| 5201 S Union St Unit 302 Des Moines, IA | 2.0 | 1.0 | 800 | $845 | $1.06 | 21d | 1 | 0.42mi |
| 5201 S Union St Apt 208 Des Moines, IA | 2.0 | 1.0 | 800 | $845 | $1.06 | 44d | 1 | 0.42mi |
| 12 E Kenyon Ave Des Moines, IA | 3.0 | 1.5 | 1000 | $1,395 | $1.40 | 24d | 1 | 0.45mi |
| 211 E McKinley Ave Des Moines, IA | 2.0–3.0 | 1.5–2.0 | 875 | $847 | $0.97 | 14d | 4 | 0.46mi |
| 1013 1/2 Kenyon Ave Des Moines, IA | 2.0 | 1.0 | 768 | $875 | $1.14 | 44d | 1 | 0.47mi |
| 1012 Carrie Ave Des Moines, IA | 2.0 | 1.0 | 1100 | $1,700 | $1.55 | 21d | 1 | 0.55mi |
| 311 E McKinley Ave Des Moines, IA | 2.0 | 2.0 | 884 | $785 | $0.89 | 44d | 1 | 0.56mi |
| 1211 Lewis Ave Des Moines, IA | 1.0 | 1.0 | 724 | $1,095 | $1.51 | 44d | 1 | 0.58mi |
| 2323 E Porter Ave #27 Des Moines, IA | 3.0 | 2.0 | 1214 | $1,275 | $1.05 | 24d | 1 | 0.69mi |
| 3810 SW 12th St Des Moines, IA | 2.0 | 1.0 | 790 | $1,095 | $1.39 | 24d | 1 | 0.82mi |
| 204 E Leland Ave Des Moines, IA | 3.0 | 1.0 | 1040 | $1,595 | $1.53 | 14d | 1 | 0.88mi |
| 315 Miller Ave Des Moines, IA | 3.0 | 1.0 | 1018 | $1,595 | $1.57 | 44d | 1 | 0.90mi |
| 23 E Lally St Des Moines, IA | 2.0 | 1.0 | 844 | $1,245 | $1.48 | 21d | 1 | 0.94mi |
| 501 E Porter Ave Des Moines, IA | 2.0 | 1.0 | 812 | $975 | $1.20 | 44d | 1 | 0.94mi |
| 116 Park Ave Des Moines, IA | 2.0 | 1.0 | 728 | $1,200 | $1.65 | 44d | 1 | 1.08mi |
| 521 Hart Ave Des Moines, IA | 2.0 | 1.0 | 950 | $1,150 | $1.21 | 14d | 1 | 1.10mi |
| 6514 Chaffee Rd Des Moines, IA | 1.0–2.0 | 1.0 | 683 | $960 | $1.40 | 14d | 19 | 1.14mi |
| 815 Boulder Ave Des Moines, IA | 1.0 | 1.0 | 800 | $745 | $0.93 | 44d | 1 | 1.18mi |
| 6209 SE 5th St Unit 6205-35 Des Moines, IA | 2.0 | 1.0 | 900 | $905 | $1.01 | 19d | 1 | 1.21mi |
| 6800 SW 9th St Des Moines, IA | 1.0 | 1.0 | 818 | $902 | $1.10 | 14d | 3 | 1.22mi |
| 3310 SE 5th St Des Moines, IA | 2.0 | 1.0 | 700 | $1,150 | $1.64 | 44d | 1 | 1.24mi |
| 1303 Burnham Ave Des Moines, IA | 3.0 | 1.0 | 1272 | $1,795 | $1.41 | 19d | 1 | 1.30mi |
| 6920 SW 9th St Apt 11 Des Moines, IA | 2.0 | 1.0 | 750 | $775 | $1.03 | 44d | 1 | 1.30mi |
| 6920 SW 9th St Apt 12 Des Moines, IA | 2.0 | 1.0 | 750 | $750 | $1.00 | 44d | 1 | 1.30mi |
| 6924 Chaffee Rd Des Moines, IA | 1.0–2.0 | 1.0 | 796 | $1,038 | $1.30 | 14d | 14 | 1.30mi |
| 2200 Stanton Ave Des Moines, IA | 2.0 | 1.0 | 1000 | $950 | $0.95 | 24d | 1 | 1.32mi |
| 4421 SE 14th St Unit 201 Des Moines, IA | 3.0 | 2.0 | 1188 | $1,050 | $0.88 | 44d | 1 | 1.37mi |
| 2221 Stanton Ave Des Moines, IA | 1.0–2.0 | 1.0–2.0 | 853 | $1,095 | $1.28 | 14d | 3 | 1.37mi |
| 404 E Pleasant View Dr Des Moines, IA | 3.0 | 2.0 | 936 | $1,125 | $1.20 | 44d | 1 | 1.38mi |
| 3712 SE 14th St Unit 3708-36 Des Moines, IA | 2.0 | 1.0 | 850 | $855 | $1.01 | 14d | 1 | 1.47mi |
Listing history 19 events
-
2026-06-03statusdays on market $125,000 Pending 13 DOM
-
2026-06-02days on market $125,000 Active 12 DOM
-
2026-06-01days on market $125,000 Active 11 DOM
-
2026-05-31days on market $125,000 Active 10 DOM
-
2026-05-31days on market $125,000 Active 9 DOM
-
2026-05-20$125,000 Active
-
2021-04-12soldstatus $131,000
-
2021-04-09soldstatus $131,000 Closed 629-char remark
Show marketing remark (629 chars)
Fabulous 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has newer flooring and fresh paint though out. The newly updated kitchen is ready for your family to enjoy. The home features a modern fireplace in the living room. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a LARGE yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. Available for NFC financing.
-
2021-03-11status Pending 629-char remark
Show marketing remark (629 chars)
Fabulous 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has newer flooring and fresh paint though out. The newly updated kitchen is ready for your family to enjoy. The home features a modern fireplace in the living room. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a LARGE yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. Available for NFC financing.
-
2021-03-10$125,000 Active 629-char remark
Show marketing remark (629 chars)
Fabulous 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has newer flooring and fresh paint though out. The newly updated kitchen is ready for your family to enjoy. The home features a modern fireplace in the living room. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a LARGE yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. Available for NFC financing.
-
2020-02-20soldstatus $93,000
-
2020-02-17soldstatus $93,000 Closed 708-char remark
Show marketing remark (708 chars)
Sharp 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has all new flooring and fresh paint though out. The bath is fresh shines like a new penny. The kitchen is ready for your family to enjoy. There is a family room in the rear of the home with a wood burning stove to cut down on your heating bills. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a large yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. available for NFC financing.
-
2019-12-30status Pending 708-char remark
Show marketing remark (708 chars)
Sharp 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has all new flooring and fresh paint though out. The bath is fresh shines like a new penny. The kitchen is ready for your family to enjoy. There is a family room in the rear of the home with a wood burning stove to cut down on your heating bills. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a large yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. available for NFC financing.
-
2019-12-27status Active 708-char remark
Show marketing remark (708 chars)
Sharp 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has all new flooring and fresh paint though out. The bath is fresh shines like a new penny. The kitchen is ready for your family to enjoy. There is a family room in the rear of the home with a wood burning stove to cut down on your heating bills. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a large yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. available for NFC financing.
-
2019-12-23status Pending 708-char remark
Show marketing remark (708 chars)
Sharp 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has all new flooring and fresh paint though out. The bath is fresh shines like a new penny. The kitchen is ready for your family to enjoy. There is a family room in the rear of the home with a wood burning stove to cut down on your heating bills. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a large yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. available for NFC financing.
-
2019-11-25price $99,900 708-char remark
Show marketing remark (708 chars)
Sharp 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has all new flooring and fresh paint though out. The bath is fresh shines like a new penny. The kitchen is ready for your family to enjoy. There is a family room in the rear of the home with a wood burning stove to cut down on your heating bills. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a large yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. available for NFC financing.
-
2019-10-23price $107,900 708-char remark
Show marketing remark (708 chars)
Sharp 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has all new flooring and fresh paint though out. The bath is fresh shines like a new penny. The kitchen is ready for your family to enjoy. There is a family room in the rear of the home with a wood burning stove to cut down on your heating bills. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a large yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. available for NFC financing.
-
2019-10-03$109,900 Active 708-char remark
Show marketing remark (708 chars)
Sharp 3 bedroom ranch with many new features. This home has been given a fresh look and is move in ready. This home has all new flooring and fresh paint though out. The bath is fresh shines like a new penny. The kitchen is ready for your family to enjoy. There is a family room in the rear of the home with a wood burning stove to cut down on your heating bills. The laundry room is easy to to fall in love with as it is just steps away from the family room. All appliance stay. The exterior has vinyl siding newer windows, good roof, and a large yard. This home sets the new owner up with low newer furnace and central air, maintenance for the first several years. This is home. available for NFC financing.
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2004-06-04soldstatus $67,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IA · Partial reset (capped growth)
- Current annual tax
- $2,756 · $230/mo
- Projected year-2 tax
- $2,756 · $230/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥103°F today · 14 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,814
- − Mortgage interest
- −$7,002
- − Property taxes
- −$2,756
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,105
- − Management
- −$1,105
- − Depreciation
- −$3,636
- Taxable loss
- −$2,416
- Est. tax savings @ 24.0%
- +$580
- After-tax cash flow
- $246/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Des Moines Independent Community School District
- NCES district ID
- 1908970
- Math proficiency
- 43% ▼ -6.00%
- Reading proficiency
- 46% ▼ -1.00%
- Median HH income
- $45,905
- Composite
- 37.83/100
- National rank
- #4331
- State rank
- #289 of 289 in IA
Livability — Des Moines
- Score
- 81/100
- State rank
- #63
- US rank
- #1432
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Des Moines, IA
- County
- Polk County · 453,298 people
- City population
- 203,612
- Metro
- Des Moines-West Des Moines, IA
- Population (ZIP)
- 34,816
- Household income
- $60,590
- Rent vs Own
- Severe rent burden
- 1072.0
Population outlook (Polk County) Hauer SSP2
- Today (2025)
- 548,042 people
- By 2030
- 588,557 · +7.4%
- By 2040
- 670,629 · +22.4%
- By 2050
- 752,830 · +37.4%
- By 2075
- 955,069 · +74.3%
- By 2100
- 1,115,436 · +103.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Hispanic / Latino 19% Two or more races 11% Black 9% Asian 2%
- Hispanic origin (detail)
- Mexican 14%
- Common ancestry
- Iranian 2% Portuguese 2% Italian 2%
- Foreign-born
- 10% · Canada, Philippines
- Languages at home
- 83% English-only · Spanish 13% Other Asian/Pacific 1%
Political lean MEDSL · Polk
- 2024 margin
- D (+10.9) · D 54.8% · R 43.9% · Other 1.3%
- 2008→2024 swing
- -3.7pp toward R · 2008: 14.6pp · 2024: 10.9pp
- All cycles
- 2024: D+10.9 2020: D+15.2 2016: D+11.5 2012: D+14.2 2008: D+14.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -259.03%
- Current HPI
- 269.7231
- Rent YoY
- ▲ 3.48%
- Metro
- Des Moines-West Des Moines, IA
- State GDP YoY
- ▲ 2.48%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in IA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $16B |
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| Retail / Convenience | 1 | $15B |
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Price history
+86.6% since first listed14 events — show timeline
- 2026-05-20 Listed $125,000 DMMLS
- 2021-04-12 Sold (Public Records) $131,000 Public Records
- 2021-04-09 Sold (MLS) $131,000 DMMLS
- 2021-03-11 Pending — DMMLS
- 2021-03-10 Listed $125,000 DMMLS
- 2020-02-20 Sold (Public Records) $93,000 Public Records
- 2020-02-17 Sold (MLS) $93,000 DMMLS
- 2019-12-30 Pending — DMMLS
- 2019-12-27 Relisted — DMMLS
- 2019-12-23 Pending — DMMLS
- 2019-11-25 Price Changed $99,900 DMMLS
- 2019-10-23 Price Changed $107,900 DMMLS
- 2019-10-03 Listed $109,900 DMMLS
- 2004-06-04 Sold (Public Records) $67,000 Public Records
Property tax history
+5.5%/yrLatest (2025): $2,756 · +2.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…