CashFlowRE
Sign in Sign up
960 7th St S #105
B- Composite 68.81
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.3/30.0
  • 1% rule +8.6/10.0
  • ARV discount +7.5/15.0
  • DSCR +7.1/10.0
  • Appreciation +7.0/10.0
  • Schools +5.0/10.0
  • Rent growth +4.7/5.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0

$349,999

960 7th St S #105 · Naples, FL 34102
1 bd · 1.0 ba · 534 sqft · Condo public records · 154 Days on market
Built 1973 $979/mo HOA · 21% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Light, bright and airy first-floor residence with custom interior finishes including crown and base molding, crisp white cabinetry and hickory hand-scraped wood floors. A well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Situated in a charming setting with lush tropical landscaping, a soothing water feature greets you off of the main entry. Superior location, close to Cambier Park for art fairs, tennis and community fun events, with the cafes and restaurants of Fifth Avenue South and Third Street South moments away, and just minutes to the sandy beaches of the Gulf of Mexico.

Key facts

  • Reimagined kitchen
  • Move-in-ready condo
  • Soft-close cabinetry

Tags

COMPLETELY RENOVATEDMOVE-IN-READY CONDOREDESIGNED OPEN FLOOR PLANWOOD-STYLE TILE FLOORINGREIMAGINED KITCHENSOFT-CLOSE CABINETRY

Property features AI

Finance

  • Other: Unit located in a 12-unit complex (6 units in building); One unit per floor; Restrictions: No commercial, No RV
  • HOA & community: Mandatory HOA (non-gated community); Professional management; Quarterly master HOA fee; HOA covers insurance, irrigation water, lawn/land maintenance, legal/accounting, exterior pest control, repairs, reserves, sewer, trash removal, and water; Community amenities include extra storage and underground utilities; Total annual recurring HOA fees reported

Exterior

  • Parking: 1 assigned parking space; Guest parking available
  • Security: Impact resistant windows
  • Utilities: Central water; Central sewer; Cable available
  • Home design: Residential low-rise (1–3) building; 2-story building; Rear exposure faces west; Located in OLDE NAPLES development
  • Construction: Built in 1973; Concrete block and wood frame construction; Stucco exterior; Shingle roof
  • Exterior features: Patio; Automatic sprinkler system; Storage; Water feature/display; Landscaped view

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator/Freezer; Kitchen island; Breakfast bar
  • Bedrooms: 1 bedroom (Master on ground level)
  • Flooring: Tile; Wood
  • Bathrooms: 1 full bathroom with shower-only master bath
  • Heating & cooling: Central electric heat; Central electric cooling
  • Interior features: Cable prewire; Smoke detectors; Window coverings; Breakfast bar; Island kitchen; Turnkey furnished; Laundry in residence
  • Laundry & utility: Washer and dryer in unit

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $350k.

Deal economics

  • At list price, monthly cash flow is $150 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $350k).
  • Recommended offer: $308k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+8.8%/yr); 614 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($131k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $17k of equity ($2k loan paydown + $14k appreciation (4.1% local appreciation)).
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (4.1% appreciation + 8.0% rent growth), your $98k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 154 days — a 12% lower offer ($308k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 17y ago; this cycle's ask has dropped $49k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 21% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $307,999 (12.0% below list)

Questions for the listing agent

  1. It's been on market 154 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.36%
Cap rate
8.27%
Cash-on-cash
7.06%
DSCR
1.31
GRM
6.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.08% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
15.9%
Equity multiple
2.00×
Total profit
$98,190
Equity at exit
$179,165
10-year hold
IRR
20.1%
Equity multiple
4.67×
Total profit
$360,024
Equity at exit
$294,412

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34102

Home prices YoY
1.3%
Rents YoY
8.8%
Active inventory
614
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$4,763 high interval (Pro) →
Mortgage (P&I)
$1,835
Tax from tax record
$226 /mo · $2,709/yr
Insurance
$146
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$979
Vacancy / Maint / Mgmt
$1,000
Net cashflow
$150

Break-even live

Break-even rent $4,573
Max offer price $349,999
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,500
Closing costs
$10,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
960 7th St S #103 Naples, FL 1.0 1.0 534 $5,000 $9.36 23d 1 0.03mi
655 8th Ave S Unit 1504166P Naples, FL 1.0 1.0 505 $5,346 $10.59 14d 1 0.18mi
473 12th Ave S Naples, FL 1.0–2.0 1.0–2.0 700 $3,000 $4.29 23d 2 0.28mi
950 7th Ave S #23 Naples, FL 1.0 1.0 631 $3,250 $5.15 14d 1 0.32mi
980 7th Ave S Naples, FL 1.0 1.0 540 $7,500 $13.89 23d 2 0.34mi
940 3rd St S Naples, FL 1.0–2.0 1.0–2.0 870 $2,800 $3.22 23d 2 0.36mi
291 8th Ave S Unit 291A Naples, FL 1.0 1.0 550 $3,900 $7.09 23d 1 0.41mi
666 3rd St S Naples, FL 1.0–2.0 1.0–2.0 932 $2,500 $2.68 14d 2 0.44mi
540 4th Ave S #13 Naples, FL 1.0 1.0 580 $5,000 $8.62 23d 1 0.45mi
480 5th St S #102 Naples, FL 1.0 1.0 600 $6,500 $10.83 23d 1 0.47mi
1295 Gulf Shore Blvd S #218 Naples, FL 2.0 2.0 662 $10,479 $15.83 23d 1 0.56mi
803 River Point Dr Unit 201B Naples, FL 1.0 1.0 715 $2,300 $3.22 23d 1 0.60mi
175 5th Ave S Naples, FL 2.0 2.0 732 $14,000 $19.13 23d 2 0.60mi
101 8th St S Naples, FL 1.0 1.0–2.0 940 $12,600 $13.40 14d 4 0.68mi
101 8th St S Naples, FL 1.0 1.0–2.0 940 $12,600 $13.40 23d 4 0.68mi
1360 Chesapeake Ave Unit 1372 Naples, FL 1.0 1.0 600 $1,850 $3.08 23d 1 0.70mi
1950 Mayfair ST Unit 817 Naples, FL 1.0 1.0 710 $3,295 $4.64 14d 1 1.02mi
1950 Mayfair ST Unit 1021 Naples, FL 1.0 1.0 710 $3,520 $4.96 14d 1 1.02mi
1950 Mayfair ST Unit 802 Naples, FL 1.0 1.0 710 $3,355 $4.73 14d 1 1.02mi
1950 Mayfair ST Unit 716 Naples, FL 1.0 1.0 710 $3,330 $4.69 14d 1 1.02mi
1950 Mayfair ST Unit 921 Naples, FL 1.0 1.0 710 $3,420 $4.82 14d 1 1.02mi
1950 Mayfair St Naples, FL 3.0 1.0–3.5 1514 $5,505 $3.63 14d 109 1.07mi
2134 Palm St Naples, FL 1.0 1.0 600 $7,500 $12.50 23d 1 1.15mi

HOA detail condo

Monthly dues
$979 · $11,748/yr
Likely covers
waterlandscaping
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 38 events

  1. 2026-06-18
    days on market $349,999 Active 154 DOM
  2. 2026-06-17
    days on market $349,999 Active 153 DOM
  3. 2026-06-16
    days on market $349,999 Active 152 DOM
  4. 2026-06-15
    days on market $349,999 Active 151 DOM
  5. 2026-06-14
    days on market $349,999 Active 149 DOM
  6. 2026-06-10
    days on market $349,999 Active 146 DOM
  7. 2026-06-09
    days on market $349,999 Active 145 DOM
  8. 2026-06-08
    days on market $349,999 Active 144 DOM
  9. 2026-06-07
    days on market $349,999 Active 143 DOM
  10. 2026-06-03
    days on market $349,999 Active 139 DOM
  11. 2026-06-02
    days on market $349,999 Active 138 DOM
  12. 2026-06-01
    days on market $349,999 Active 137 DOM
  13. 2026-05-31
    days on market $349,999 Active 136 DOM
  14. 2026-05-30
    days on market $349,999 Active 135 DOM
  15. 2026-03-16
    price $349,999
  16. 2026-02-04
    status Active
  17. 2026-02-02
    status Pending
  18. 2026-01-13
    listed $399,000 Active
  19. 2020-12-04
    soldstatus $347,000
  20. 2020-12-03
    soldstatus $347,000 Sold 696-char remark
    Show marketing remark (696 chars)

    Light, bright and airy first-floor residence with custom interior finishes including crown and base molding, crisp white cabinetry and hickory hand-scraped wood floors. A well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Situated in a charming setting with lush tropical landscaping, a soothing water feature greets you off of the main entry. Superior location, close to Cambier Park for art fairs, tennis and community fun events, with the cafes and restaurants of Fifth Avenue South and Third Street South moments away, and just minutes to the sandy beaches of the Gulf of Mexico.

  21. 2020-11-04
    status Pending With Contingencies 696-char remark
    Show marketing remark (696 chars)

    Light, bright and airy first-floor residence with custom interior finishes including crown and base molding, crisp white cabinetry and hickory hand-scraped wood floors. A well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Situated in a charming setting with lush tropical landscaping, a soothing water feature greets you off of the main entry. Superior location, close to Cambier Park for art fairs, tennis and community fun events, with the cafes and restaurants of Fifth Avenue South and Third Street South moments away, and just minutes to the sandy beaches of the Gulf of Mexico.

  22. 2020-11-04
    status Active 696-char remark
    Show marketing remark (696 chars)

    Light, bright and airy first-floor residence with custom interior finishes including crown and base molding, crisp white cabinetry and hickory hand-scraped wood floors. A well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Situated in a charming setting with lush tropical landscaping, a soothing water feature greets you off of the main entry. Superior location, close to Cambier Park for art fairs, tennis and community fun events, with the cafes and restaurants of Fifth Avenue South and Third Street South moments away, and just minutes to the sandy beaches of the Gulf of Mexico.

  23. 2020-11-04
    status Pending With Contingencies 696-char remark
    Show marketing remark (696 chars)

    Light, bright and airy first-floor residence with custom interior finishes including crown and base molding, crisp white cabinetry and hickory hand-scraped wood floors. A well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Situated in a charming setting with lush tropical landscaping, a soothing water feature greets you off of the main entry. Superior location, close to Cambier Park for art fairs, tennis and community fun events, with the cafes and restaurants of Fifth Avenue South and Third Street South moments away, and just minutes to the sandy beaches of the Gulf of Mexico.

  24. 2020-10-23
    listed $349,000 Active 696-char remark
    Show marketing remark (696 chars)

    Light, bright and airy first-floor residence with custom interior finishes including crown and base molding, crisp white cabinetry and hickory hand-scraped wood floors. A well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Situated in a charming setting with lush tropical landscaping, a soothing water feature greets you off of the main entry. Superior location, close to Cambier Park for art fairs, tennis and community fun events, with the cafes and restaurants of Fifth Avenue South and Third Street South moments away, and just minutes to the sandy beaches of the Gulf of Mexico.

  25. 2016-06-24
    price $335,000 687-char remark
    Show marketing remark (687 chars)

    Light, bright and airy first-floor residence with custom interior finishes. Coastal backgrounds including crown and base molding, crisp white cabinetry and neutral tile throughout. Well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Charming setting with lush tropical landscape and soothing water feature off the main entry. Close to Cambier Park for art fairs, tennis and community fun events and the taste-tempting cafes and restaurants of Fifth Avenue South and Third Street South. This fantastic location is just blocks away from the sandy beaches of the Gulf of Mexico.

  26. 2016-06-24
    soldstatus $335,000 Sold 687-char remark
    Show marketing remark (687 chars)

    Light, bright and airy first-floor residence with custom interior finishes. Coastal backgrounds including crown and base molding, crisp white cabinetry and neutral tile throughout. Well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Charming setting with lush tropical landscape and soothing water feature off the main entry. Close to Cambier Park for art fairs, tennis and community fun events and the taste-tempting cafes and restaurants of Fifth Avenue South and Third Street South. This fantastic location is just blocks away from the sandy beaches of the Gulf of Mexico.

  27. 2016-06-24
    soldstatus $335,000
    Show marketing remark (687 chars)

    Light, bright and airy first-floor residence with custom interior finishes. Coastal backgrounds including crown and base molding, crisp white cabinetry and neutral tile throughout. Well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Charming setting with lush tropical landscape and soothing water feature off the main entry. Close to Cambier Park for art fairs, tennis and community fun events and the taste-tempting cafes and restaurants of Fifth Avenue South and Third Street South. This fantastic location is just blocks away from the sandy beaches of the Gulf of Mexico.

  28. 2016-06-21
    price $349,000 687-char remark
    Show marketing remark (687 chars)

    Light, bright and airy first-floor residence with custom interior finishes. Coastal backgrounds including crown and base molding, crisp white cabinetry and neutral tile throughout. Well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Charming setting with lush tropical landscape and soothing water feature off the main entry. Close to Cambier Park for art fairs, tennis and community fun events and the taste-tempting cafes and restaurants of Fifth Avenue South and Third Street South. This fantastic location is just blocks away from the sandy beaches of the Gulf of Mexico.

  29. 2016-06-20
    status Pending With Contingencies 687-char remark
    Show marketing remark (687 chars)

    Light, bright and airy first-floor residence with custom interior finishes. Coastal backgrounds including crown and base molding, crisp white cabinetry and neutral tile throughout. Well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Charming setting with lush tropical landscape and soothing water feature off the main entry. Close to Cambier Park for art fairs, tennis and community fun events and the taste-tempting cafes and restaurants of Fifth Avenue South and Third Street South. This fantastic location is just blocks away from the sandy beaches of the Gulf of Mexico.

  30. 2016-06-03
    price $349,000 687-char remark
    Show marketing remark (687 chars)

    Light, bright and airy first-floor residence with custom interior finishes. Coastal backgrounds including crown and base molding, crisp white cabinetry and neutral tile throughout. Well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Charming setting with lush tropical landscape and soothing water feature off the main entry. Close to Cambier Park for art fairs, tennis and community fun events and the taste-tempting cafes and restaurants of Fifth Avenue South and Third Street South. This fantastic location is just blocks away from the sandy beaches of the Gulf of Mexico.

  31. 2016-03-22
    price $375,000 687-char remark
    Show marketing remark (687 chars)

    Light, bright and airy first-floor residence with custom interior finishes. Coastal backgrounds including crown and base molding, crisp white cabinetry and neutral tile throughout. Well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Charming setting with lush tropical landscape and soothing water feature off the main entry. Close to Cambier Park for art fairs, tennis and community fun events and the taste-tempting cafes and restaurants of Fifth Avenue South and Third Street South. This fantastic location is just blocks away from the sandy beaches of the Gulf of Mexico.

  32. 2016-02-17
    listed $385,000 Active 687-char remark
    Show marketing remark (687 chars)

    Light, bright and airy first-floor residence with custom interior finishes. Coastal backgrounds including crown and base molding, crisp white cabinetry and neutral tile throughout. Well-planned kitchen includes classic subway tile backsplash, breakfast bar and stainless steel appliances. Washer and dryer are tucked away for added convenience. Charming setting with lush tropical landscape and soothing water feature off the main entry. Close to Cambier Park for art fairs, tennis and community fun events and the taste-tempting cafes and restaurants of Fifth Avenue South and Third Street South. This fantastic location is just blocks away from the sandy beaches of the Gulf of Mexico.

  33. 2013-03-25
    soldstatus $229,000
  34. 2013-01-25
    listed $229,000
  35. 2013-01-12
    historical
  36. 2012-01-02
    listed $219,000
  37. 2009-12-21
    soldstatus $875,000
  38. 2009-11-13
    listed $975,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,709 · $226/mo
Projected year-2 tax
$2,905 · $242/mo
Expected delta
+$196/yr (+$16/mo · 7.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$57,156
− Mortgage interest
−$19,605
− Property taxes
−$2,709
− Insurance
−$6,868
− Repairs & maintenance
−$4,572
− Management
−$4,572
− HOA
−$11,748
− Depreciation
−$10,182
Taxable loss
−$3,102
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$744
After-tax cash flow
$2,547/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL

Livability — Naples

Score
80/100
State rank
#126
US rank
#1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Naples, FL
County
Collier County · 396,295 people
City population
344,941
Metro
Naples-Marco Island, FL
Population (ZIP)
11,179
Household income
$130,929
Rent vs Own
24.1% rent · 75.9% own
Severe rent burden
333.0

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 9% Two or more races 8% Black 8% Asian 1%
Hispanic origin (detail)
Cuban 6%
Common ancestry
Hispanic 4% Lithuanian 4% Romanian 4%
Foreign-born
17% · Canada, China
Languages at home
87% English-only · Spanish 7% French/Haitian/Cajun 4% German/W. Germanic 1%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.08%
Current HPI
328.2755
Rent YoY
▲ 8.75%
Metro
Naples-Marco Island, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-64.1% since first listed
24 events — show timeline
  • 2026-03-16 Price Changed $349,999 NAPLESMLS
  • 2026-02-04 Relisted NAPLESMLS
  • 2026-02-02 Pending NAPLESMLS
  • 2026-01-13 Listed $399,000 NAPLESMLS
  • 2020-12-04 Sold (Public Records) $347,000 Public Records
  • 2020-12-03 Sold (MLS) $347,000 NAPLESMLS
  • 2020-11-04 Pending NAPLESMLS
  • 2020-11-04 Relisted NAPLESMLS
  • 2020-11-04 Pending NAPLESMLS
  • 2020-10-23 Listed $349,000 NAPLESMLS
  • 2016-06-24 Price Changed $335,000 NAPLESMLS
  • 2016-06-24 Sold (Public Records) $335,000 Public Records
  • 2016-06-24 Sold (MLS) $335,000 NAPLESMLS
  • 2016-06-21 Price Changed $349,000 NAPLESMLS
  • 2016-06-20 Pending NAPLESMLS
  • 2016-06-03 Price Changed $349,000 NAPLESMLS
  • 2016-03-22 Price Changed $375,000 NAPLESMLS
  • 2016-02-17 Listed $385,000 NAPLESMLS
  • 2013-03-25 Sold (MLS) $229,000 NAPLESMLS
  • 2013-01-25 Listed $229,000 NAPLESMLS
  • 2013-01-12 Listing Removed NAPLESMLS
  • 2012-01-02 Listed $219,000 NAPLESMLS
  • 2009-12-21 Sold (MLS) $875,000 NAPLESMLS
  • 2009-11-13 Listed $975,000 NAPLESMLS

Property tax history

+2.1%/yr

Latest (2025): $2,709 · -18.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…