365 Weaver St · Rochester, NY 14621

$75,000

2 bd · 1.0 ba · 1,069 sqft · SingleFamily public records · 74 Days on market

Built 1900 3,592 sqft lot $70/sqft · 15% below area Est $88k · 15% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +14.2/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +4.7/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Updated Price! Incredible Opportunity for Owner-Occupants or Savvy Investors! Welcome to 365 Weaver St a well maintained home offering strong value with just a touch of finishing needed to make it truly rent-ready or move-in ready. Inside, you’ll find a spacious living room, a large eat-in kitchen, updated bathroom, an opportunity to add an additional first-floor bedroom, and first-floor laundry with the upstairs featuring two generously sized bedrooms. The exterior offers a welcoming front porch, low-maintenance vinyl siding, off-street parking with an extended driveway, and a large, partially fenced backyard, perfect for outdoor enjoyment or future improvements. Mechanically sound, this home features a 30-year architectural roof and a high-efficiency furnace, giving peace of mind while you complete any final cosmetic touches. With its updated price and good bones, this property presents an excellent opportunity whether you're looking to own for less than the cost of renting or add a strong performer to your investment portfolio. No delayed negotiations, motivated seller! Schedule your showing today!

Key facts

• Large eat-in kitchen
• Updated bathroom
• First-floor laundry

Tags

• SPACIOUS LIVING ROOM
• LARGE EAT-IN KITCHEN
• UPDATED BATHROOM
• FIRST-FLOOR LAUNDRY
• WELCOMING FRONT PORCH
• LOW-MAINTENANCE VINYL SIDING

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

• At list price, monthly cash flow is $629 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $70k (6.0% below list) — sets the bar for market timing.
• Cap rate 16.4% vs local median 9.3% in Rochester — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#222 in NY, #3,482 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, crime F, employment F.
• Rochester City School District (urban): math 21% / reading 26% proficiency, ranked #589 of 590 in NY (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+8.9%/yr); 116 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,169 units permitted in Monroe County in 2024 (591 in 5+ unit buildings).
• At $1,376/mo this rent would consume 47% of the median local household income ($35k/yr) (locally 2756% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Monroe County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 74 days — a 6% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $48k; list at $75k implies a 58% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $70,500 (6.0% below list)

Questions for the listing agent

1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.83% ✓
• Cap rate: 16.36%
• Cash-on-cash: 35.95%
• DSCR: 2.60
• GRM: 4.5

CMA / ARV

• ARV (median comp): $88,142
• List price: $75,000
• Delta: -14.91%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
95 Cleon St	0.20mi	3/1.0 (+1)	1,089 (+2%)	1mo	$83,000	$76	82
65 Kosciusko St	0.16mi	3/1.0 (+1)	1,097 (+3%)	3mo	$55,000	$50	80
1475 North St	0.29mi	3/1.0 (+1)	1,080 (+1%)	3mo	$136,740	$127	77
51 Sayne St	0.47mi	2/1.0	1,100 (+3%)	4mo	$165,000	$150	70
263 Weyl St	0.05mi	3/1.0 (+1)	1,202 (+12%)	4mo	$85,000	$71	69
57 Milan St	0.42mi	3/1.0 (+1)	1,097 (+3%)	3mo	$190,000	$173	68
39 Townsend St	0.32mi	3/1.0 (+1)	1,120 (+5%)	5mo	$105,000	$94	68
34 Zygment St	0.32mi	3/1.0 (+1)	1,137 (+6%)	2mo	$182,000	$160	68
199 Roycroft Dr	0.38mi	3/1.0 (+1)	1,131 (+6%)	4mo	$52,000	$46	64
235 Ernst St	0.40mi	3/1.5 (+1)	1,164 (+9%)	2mo	$170,000	$146	58
56 Weeger St	0.66mi	3/1.5 (+1)	1,133 (+6%)	5mo	$120,000	$106	48
79 Kohlman St	0.58mi	3/1.5 (+1)	940 (-12%)	0mo	$96,500	$103	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 36.9%
• Equity multiple: 2.67×
• Total profit: $35,170
• Equity at exit: $11,183

10-year hold

• IRR: 45.9%
• Equity multiple: 6.49×
• Total profit: $115,250
• Equity at exit: $6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 14621

• Home prices YoY: -4.0%
• Rents YoY: 8.9%
• Active inventory: 116
• Price-to-rent: 4.5×

Monthly cashflow live

• Estimated rent: $1,376 high
• Mortgage (P&I): −$393
• Tax from tax record: −$33 /mo · $401/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$289
• Net cashflow: $629

Break-even live

Break-even rent $580

Max offer price $75,000

Occupancy floor 49%

Sensitivity live

Price	-10% $672	-5% $650	+0% $629	+5% $608	+10% $587
Rent	-10% $520	-5% $575	+0% $629	+5% $683	+10% $738
Rate	-1.0pp $667	-0.5pp $648	base $629	+0.5pp $610	+1.0pp $590

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
239 Weyl St Rochester, NY	3.0	1.0	1208	$1,600	$1.32	20d	1	0.09mi
100 Fairbanks St Rochester, NY	2.0	1.0	1456	$1,100	$0.76	45d	1	0.11mi
176 Roycroft Dr Rochester, NY	3.0	1.0	1169	$950	$0.81	11d	1	0.33mi
171 Mohawk St Rochester, NY	3.0	2.0	1054	$1,775	$1.68	44d	1	0.56mi
127 Carter St #125 Rochester, NY	2.0	1.0	1320	$1,400	$1.06	44d	1	0.58mi
25 Trust St Rochester, NY	3.0	1.5	1003	$1,600	$1.60	4d	1	0.74mi
11 Maria St Unit 1 DN Rochester, NY	2.0	1.0	800	$895	$1.12	44d	1	0.76mi
14-42 Seneca Manor Dr Rochester, NY	1.0–2.0	1.0	800	$1,120	$1.40	44d	1	0.77mi
56 Brambury Dr Rochester, NY	1.0–2.0	1.0	720	$1,425	$1.98	11d	1	0.85mi
— Rochester, NY	2.0	1.0	896	$1,100	$1.23	15d	1	0.86mi
493 Hollenbeck St Rochester, NY	2.0	1.5	936	$1,275	$1.36	15d	1	0.88mi
21 Portland Ct Rochester, NY	2.0	1.0	850	$1,210	$1.42	44d	1	0.94mi
32 Portland Pkwy Rochester, NY	2.0	1.0	652	$1,485	$2.28	3d	8	1.03mi
1750 Hudson Ave Irondequoit, NY	1.0–2.0	1.0	654	$1,900	$2.90	3d	4	1.04mi
95 Onondaga Rd Rochester, NY	1.0–2.0	1.0	825	$1,630	$1.98	3d	1	1.09mi
83 Navarre Rd Rochester, NY	3.0	2.0	1322	$2,250	$1.70	3d	1	1.22mi
76 Avenue A Unit Up Rochester, NY	3.0	1.0	796	$1,700	$2.14	44d	1	1.23mi
1196 E Ridge Rd Rochester, NY	1.0–2.0	1.0	800	$1,265	$1.58	24d	1	1.23mi
326 Northland Ave Rochester, NY	3.0	1.0	1168	$1,500	$1.28	3d	1	1.36mi
28-30 Carthage Dr Unit 28 Rochester, NY	3.0	1.0	1415	$1,600	$1.13	24d	1	1.37mi
86-88 Baycliff Dr Unit 86 Rochester, NY	2.0	1.0	900	$1,030	$1.14	22d	1	1.47mi

Listing history 22 events

1. 2026-06-21
   days on market $75,000 Active 74 DOM
2. 2026-06-18
   days on market $75,000 Active 71 DOM
3. 2026-06-17
   days on market $75,000 Active 70 DOM
4. 2026-06-16
   days on market $75,000 Active 69 DOM
5. 2026-06-15
   days on market $75,000 Active 68 DOM
6. 2026-06-13
   days on market $75,000 Active 66 DOM
7. 2026-06-13
   days on market $75,000 Active 65 DOM
8. 2026-06-10
   days on market $75,000 Active 63 DOM
9. 2026-06-09
   days on market $75,000 Active 62 DOM
10. 2026-06-09
    days on market $75,000 Active 61 DOM
11. 2026-06-07
    days on market $75,000 Active 60 DOM
12. 2026-06-05
    days on market $75,000 Active 57 DOM
13. 2026-06-03
    days on market $75,000 Active 56 DOM
14. 2026-06-03
    pricedays on market $75,000 Active 55 DOM
15. 2026-06-01
    days on market $79,900 Active 54 DOM
16. 2026-05-31
    days on market $79,900 Active 53 DOM
17. 2026-04-08
    listed $79,900 Active 1124-char remark

    Show marketing remark (1124 chars)

    Updated Price! Incredible Opportunity for Owner-Occupants or Savvy Investors! Welcome to 365 Weaver St a well maintained home offering strong value with just a touch of finishing needed to make it truly rent-ready or move-in ready. Inside, you’ll find a spacious living room, a large eat-in kitchen, updated bathroom, an opportunity to add an additional first-floor bedroom, and first-floor laundry with the upstairs featuring two generously sized bedrooms. The exterior offers a welcoming front porch, low-maintenance vinyl siding, off-street parking with an extended driveway, and a large, partially fenced backyard, perfect for outdoor enjoyment or future improvements. Mechanically sound, this home features a 30-year architectural roof and a high-efficiency furnace, giving peace of mind while you complete any final cosmetic touches. With its updated price and good bones, this property presents an excellent opportunity whether you're looking to own for less than the cost of renting or add a strong performer to your investment portfolio. No delayed negotiations, motivated seller! Schedule your showing today!

18. 2026-04-06
    historical
19. 2026-02-25
    listed $89,900 Active
20. 2023-08-11
    soldstatus $47,500 Closed Sale or Rented
21. 2023-05-20
    status Under Contract- Do Not Show
22. 2023-05-08
    listed $49,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $401 · $33/mo
• Projected year-2 tax: $834 · $70/mo
• Expected delta: +$433/yr (+$36/mo · 107.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,513
• − Mortgage interest: −$4,201
• − Property taxes: −$401
• − Insurance: −$375
• − Repairs & maintenance: −$1,321
• − Management: −$1,321
• − Depreciation: −$2,182
• Taxable income: $6,711
• Est. tax owed @ 24.0%: −$1,611
• After-tax cash flow: $5,938/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Rochester City School District
• NCES district ID: 3624750
• Math proficiency: 21% ▬ 0.00%
• Reading proficiency: 26% ▲ 4.00%
• Median HH income: $30,923
• Composite: 18.98/100
• National rank: #8850
• State rank: #589 of 590 in NY

Livability — Rochester

• Score: 76/100
• State rank: #222
• US rank: #3482

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rochester, NY
• County: Monroe County · 674,131 people
• City population: 432,803
• Metro: Rochester, NY
• Population (ZIP): 32,381
• Household income: $35,383
• Rent vs Own: 64.6% rent · 35.4% own
• Severe rent burden: 2756.0

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 759,460 people
• By 2030: 757,154 · -0.3%
• By 2040: 740,644 · -2.5%
• By 2050: 714,443 · -5.9%
• By 2075: 645,883 · -15.0%
• By 2100: 547,084 · -28.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Hispanic / Latino 40% Black 40% White 14% Two or more races 12% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 32% Dominican 3%
• Common ancestry: Romanian 1% Lithuanian 1% Serbian 1%
• Foreign-born: 8% · Canada, Jamaica
• Languages at home: 65% English-only · Spanish 30% Other Asian/Pacific 2% French/Haitian/Cajun 1%

Political lean MEDSL · Monroe

• 2024 margin: D (+19.1) · D 59.5% · R 40.5%
• 2008→2024 swing: +1.4pp toward D · 2008: 17.7pp · 2024: 19.1pp
• All cycles: 2024: D+19.1 2020: D+21.0 2016: D+14.1 2012: D+17.4 2008: D+17.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -10.66%
• Current HPI: 254.1805
• Rent YoY: ▲ 8.88%
• Metro: Rochester, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+60.1% since first listed

6 events — show timeline

• 2026-04-08 Listed $79,900 UNYREIS
• 2026-04-06 Listing Removed — UNYREIS
• 2026-02-25 Listed $89,900 UNYREIS
• 2023-08-11 Sold (MLS) $47,500 UNYREIS
• 2023-05-20 Pending — UNYREIS
• 2023-05-08 Listed $49,900 UNYREIS

Property tax history

-2.2%/yr

Latest (2025): $401 · +0.0% YoY. Source: county tax records.