CashFlowRE
Sign in Sign up
217 Avon Rd
D+ Composite 45.95
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.2/30.0
  • ARV discount +11.0/15.0
  • 1% rule +4.5/10.0
  • DSCR +4.3/10.0
  • Livability +4.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$185,000

217 Avon Rd · Lansdowne, PA 19082
3 bd · 1.0 ba · 1,312 sqft · Townhouse public records · 6 Days on market
Built 1927 1,307 sqft lot Est $201k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious, well-kept three bedroom on quiet block close to public transportation, schools and shopping. Enclosed front porch, large living room, formal dining room, eat in kitchen, large bedrooms and bath make this a reasonably priced option for first time buyer or investor looking for an easy rental.

Key facts

  • Formal dining room
  • Eat in kitchen
  • Large living room

Tags

ENCLOSED FRONT PORCHLARGE LIVING ROOMFORMAL DINING ROOMEAT IN KITCHEN

Property features AI

Exterior

  • Parking: Alley access
  • Utilities: Public water; Public sewer; Natural gas service
  • Home design: Interior townhouse/rowhouse; Fee simple ownership
  • Construction: Frame and masonry construction; Stone foundation
  • Exterior features: Lot dimensions approximately 16.30 x 75.00; No tidal water

Interior

  • Bedrooms: Three bedrooms on the first upper level
  • Flooring: Carpet flooring
  • Bathrooms: One full bathroom
  • Heating & cooling: Hot water heating; Natural gas heating and hot water
  • Interior features: Partially finished basement; Good overall condition

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $185k.

Deal economics

  • At list price, monthly cash flow is $29 ($351/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $176k (4.6% below list).
  • Recommended offer: $176k (4.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 4.2% in Lansdowne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#128 in PA, #1,005 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+.
  • Upper Darby SD (suburban): math 18% / reading 36% proficiency, ranked #453 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+1.6%/yr); 133 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1927 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $176,482 (4.6% below list)

Questions for the listing agent

  1. Built in 1927 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
6.48%
Cash-on-cash
0.68%
DSCR
1.03
GRM
8.7

CMA / ARV

ARV (on-the-fly)
$200,736
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
212 Huntley Rd 0.02mi 3/1.5 1,370 (+4%) 1mo $210,000 $153 89
7281 Walnut St 0.17mi 3/1.0 1,328 (+1%) 1mo $145,000 $109 89
309 Sanford Rd 0.18mi 3/1.0 1,348 (+3%) 1mo $170,000 $126 86
205 Wembly Rd 0.04mi 3/1.0 1,415 (+8%) 0mo $197,000 $139 84
40 Lamport Rd 0.40mi 3/2.0 1,327 (+1%) 0mo $174,000 $131 75
236 Hampden Rd 0.21mi 4/1.0 (+1) 1,224 (-7%) 0mo $235,000 $192 74
222 Barrington Rd 0.44mi 3/1.0 1,258 (-4%) 0mo $180,000 $143 72
232 Copley Rd 0.14mi 4/2.0 (+1) 1,416 (+8%) 1mo $250,000 $177 70
7136 Pine St 0.20mi 3/— 1,152 (-12%) 1mo $227,000 $197 70
232 Le Carra Dr 0.54mi 3/1.5 1,278 (-3%) 0mo $231,000 $181 68
225 Wingate Rd 0.16mi 4/2.0 (+1) 1,170 (-11%) 0mo $205,000 $175 65
309 Margate Rd 0.23mi 3/1.0 1,132 (-14%) 2mo $165,000 $146 65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.62% rent growth · sell at horizon

5-year hold
IRR
-16.8%
Equity multiple
0.41×
Total profit
$-30,455
Equity at exit
$27,584
10-year hold
IRR
-11.5%
Equity multiple
0.35×
Total profit
$-33,447
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19082

Home prices YoY
-32.1%
Rents YoY
1.6%
Active inventory
133
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,765 high interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$318 /mo · $3,813/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$371
Net cashflow
$29

Break-even live

Break-even rent $1,728
Max offer price $185,000
Occupancy floor 93%

Sensitivity live

Price -10% $134 -5% $82 +0% $29 +5% $-23 +10% $-76
Rent -10% $-110 -5% $-40 +0% $29 +5% $99 +10% $169
Rate -1.0pp $122 -0.5pp $76 base $29 +0.5pp $-19 +1.0pp $-67

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
228 Bayard Rd Upper Darby, PA 3.0 2.5 1600 $2,095 $1.31 6d 1 0.12mi
217 Sansom St Upper Darby, PA 2.0 1.0 1342 $1,000 $0.75 25d 1 0.23mi
130 Garrett Rd Upper Darby, PA 2.0 1.0 675 $999 $1.48 6d 2 0.28mi
430 Glendale Rd Upper Darby, PA 3.0 1.0 1090 $1,650 $1.51 22d 1 0.30mi
31 Lamport Rd Upper Darby, PA 3.0 1.0 1244 $1,800 $1.45 6d 1 0.41mi
317 Barker Ave Lansdowne, PA 3.0 2.0 1596 $2,700 $1.69 25d 1 0.43mi
7100 W Chester Pike Upper Darby Township, PA 1.0–2.0 1.0 770 $1,315 $1.71 25d 5 0.44mi
292 N Wycombe Ave Lansdowne, PA 2.0 1.0 1162 $1,600 $1.38 44d 1 0.49mi
293 Wabash Ave Lansdowne, PA 3.0 1.0 1377 $1,900 $1.38 19d 1 0.52mi
55 N Keystone Ave Upper Darby, PA 3.0 1.0 1258 $1,700 $1.35 44d 1 0.53mi
7216 Clinton Rd Upper Darby, PA 3.0 1.0 1170 $1,815 $1.55 2d 1 0.55mi
7050 Clinton Rd Upper Darby, PA 2.0 1.0 977 $1,550 $1.59 44d 1 0.60mi
702 Copley Rd Upper Darby, PA 3.0 1.0 1044 $1,750 $1.68 25d 1 0.61mi
7026 Clinton Rd Upper Darby, PA 2.0 1.5 902 $1,650 $1.83 44d 1 0.62mi
44 Sunshine Rd Upper Darby, PA 4.0 1.0 1481 $1,795 $1.21 22d 1 0.64mi
6965 Clinton Rd Upper Darby, PA 2.0 1.0 986 $1,675 $1.70 44d 1 0.64mi
51 N State Rd Upper Darby, PA 3.0 1.0 1244 $1,595 $1.28 44d 1 0.65mi
177 Wellington Rd Upper Darby, PA 3.0 2.0 1236 $2,000 $1.62 25d 1 0.66mi
6927 Guilford Rd Upper Darby, PA 2.0 1.0 1182 $1,495 $1.26 3d 1 0.66mi
7139 Greenwood Ave Upper Darby, PA 3.0 1.0 1064 $1,600 $1.50 25d 1 0.69mi
7111 Greenwood Ave Upper Darby, PA 3.0 1.5 1064 $1,800 $1.69 44d 1 0.72mi
7147 Radbourne Rd Upper Darby, PA 3.0 1.0 1096 $1,850 $1.69 13d 1 0.73mi
624 Briarcliff Rd Upper Darby, PA 3.0 1.0 1307 $1,700 $1.30 44d 1 0.76mi
624 Briarcliff Rd Unit MAIN UNIT Upper Darby Township, PA 3.0 1.0 1307 $1,700 $1.30 25d 1 0.76mi
6839 Radbourne Rd Upper Darby, PA 3.0 1.5 1242 $1,750 $1.41 25d 1 0.78mi
10 Oakley Rd Upper Darby, PA 3.0 1.0 1476 $1,895 $1.28 25d 1 0.79mi
7116 Seaford Rd Upper Darby, PA 2.0 1.0 996 $1,600 $1.61 44d 1 0.79mi
110 N Union Ave Lansdowne, PA 4.0 1.5 1678 $2,345 $1.40 21d 1 0.85mi
233 S State Rd Unit 2ND Upper Darby Township, PA 3.0 2.0 950 $2,000 $2.11 44d 1 0.85mi
124 Lexington Ave Unit 2 Lansdowne, PA 2.0 1.0 1000 $1,500 $1.50 3d 1 0.86mi
5 W Plumstead Ave Unit 1 Lansdowne, PA 2.0 1.0 1100 $1,550 $1.41 25d 1 0.92mi
113 Saint Laurence Rd Upper Darby, PA 2.0 1.0 1360 $1,350 $0.99 17d 1 1.06mi
35 Elberon Ave Unit 2 Lansdowne, PA 2.0 1.0 900 $1,695 $1.88 25d 1 1.33mi
2204 Lynn Blvd Drexel Hill, PA 3.0 2.0 1120 $2,300 $2.05 45d 1 1.37mi
58 Suburban Ln Upper Darby, PA 3.0 1.0 1152 $2,300 $2.00 25d 1 1.39mi
2420 Cedar Ln Unit 2 Drexel Hill, PA 2.0 1.0 1500 $1,400 $0.93 13d 1 1.44mi
101 W Baltimore Ave Unit H4 Lansdowne, PA 2.0 1.0 925 $1,449 $1.57 22d 1 1.44mi
101 W Baltimore Ave Unit B04 Lansdowne, PA 2.0 1.0 925 $1,469 $1.59 25d 1 1.44mi
2219 Ardmore Ave Drexel Hill, PA 3.0 1.0 1120 $2,000 $1.79 44d 1 1.45mi
130 Ivy Ct Upper Darby, PA 3.0 1.0 1420 $2,000 $1.41 3d 1 1.47mi

Listing history 1 events

  1. 2026-05-23
    listed $185,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,813 · $318/mo
Projected year-2 tax
$3,813 · $318/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,178
− Mortgage interest
−$10,363
− Property taxes
−$3,813
− Insurance
−$925
− Repairs & maintenance
−$1,694
− Management
−$1,694
− Depreciation
−$5,382
Taxable loss
−$2,693
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$646
After-tax cash flow
$997/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Upper Darby SD
NCES district ID
4224320
Math proficiency
18% ▼ -8.00%
Reading proficiency
36% ▼ -10.00%
Median HH income
$50,341
Composite
23.68/100
National rank
#7837
State rank
#453 of 539 in PA

Livability — Lansdowne

Score
83/100
State rank
#128
US rank
#1005

Category grades

Amenities C Commute A+ Cost of living A+ Crime A- Employment B Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Delaware County · 399,863 people
City population
29,373
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
41,541
Household income
$57,108
Rent vs Own
50.7% rent · 49.3% own
Severe rent burden
2416.0

Population outlook (Delaware County) Hauer SSP2

Today (2025)
577,490 people
By 2030
581,243 · +0.6%
By 2040
584,700 · +1.2%
By 2050
586,581 · +1.6%
By 2075
598,706 · +3.7%
By 2100
590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Black 44% White 21% Asian 17% Hispanic / Latino 13% Two or more races 5%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2%
Common ancestry
Hispanic 2% Swiss 2% Romanian 1%
Foreign-born
34% · Canada, Vietnam, South Korea
Languages at home
62% English-only · Spanish 11% Other Indo-European 10% French/Haitian/Cajun 5%

Political lean MEDSL · Delaware

2024 margin
Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
2008→2024 swing
+2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
All cycles
2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -161.05%
Current HPI
341.2957
Rent YoY
▲ 1.62%
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-23 Listed $185,000 BRIGHT MLS

Property tax history

+2.2%/yr

Latest (2026): $3,813 · +7.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…