217 Avon Rd · Lansdowne, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.2/30.0
- ARV discount +11.0/15.0
- 1% rule +4.5/10.0
- DSCR +4.3/10.0
- Livability +4.2/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Spacious, well-kept three bedroom on quiet block close to public transportation, schools and shopping. Enclosed front porch, large living room, formal dining room, eat in kitchen, large bedrooms and bath make this a reasonably priced option for first time buyer or investor looking for an easy rental.
Key facts
- Formal dining room
- Eat in kitchen
- Large living room
Tags
Property features AI
Exterior
- Parking: Alley access
- Utilities: Public water; Public sewer; Natural gas service
- Home design: Interior townhouse/rowhouse; Fee simple ownership
- Construction: Frame and masonry construction; Stone foundation
- Exterior features: Lot dimensions approximately 16.30 x 75.00; No tidal water
Interior
- Bedrooms: Three bedrooms on the first upper level
- Flooring: Carpet flooring
- Bathrooms: One full bathroom
- Heating & cooling: Hot water heating; Natural gas heating and hot water
- Interior features: Partially finished basement; Good overall condition
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $185k.
Deal economics
- At list price, monthly cash flow is $29 ($351/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $176k (4.6% below list).
- Recommended offer: $176k (4.6% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 4.2% in Lansdowne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#128 in PA, #1,005 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+.
- Upper Darby SD (suburban): math 18% / reading 36% proficiency, ranked #453 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+1.6%/yr); 133 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
- This rent runs 37% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1927 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1927 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 6.48%
- Cash-on-cash
- 0.68%
- DSCR
- 1.03
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $200,736
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 212 Huntley Rd | 0.02mi | 3/1.5 | 1,370 (+4%) | 1mo | $210,000 | $153 | 89 |
| 7281 Walnut St | 0.17mi | 3/1.0 | 1,328 (+1%) | 1mo | $145,000 | $109 | 89 |
| 309 Sanford Rd | 0.18mi | 3/1.0 | 1,348 (+3%) | 1mo | $170,000 | $126 | 86 |
| 205 Wembly Rd | 0.04mi | 3/1.0 | 1,415 (+8%) | 0mo | $197,000 | $139 | 84 |
| 40 Lamport Rd | 0.40mi | 3/2.0 | 1,327 (+1%) | 0mo | $174,000 | $131 | 75 |
| 236 Hampden Rd | 0.21mi | 4/1.0 (+1) | 1,224 (-7%) | 0mo | $235,000 | $192 | 74 |
| 222 Barrington Rd | 0.44mi | 3/1.0 | 1,258 (-4%) | 0mo | $180,000 | $143 | 72 |
| 232 Copley Rd | 0.14mi | 4/2.0 (+1) | 1,416 (+8%) | 1mo | $250,000 | $177 | 70 |
| 7136 Pine St | 0.20mi | 3/— | 1,152 (-12%) | 1mo | $227,000 | $197 | 70 |
| 232 Le Carra Dr | 0.54mi | 3/1.5 | 1,278 (-3%) | 0mo | $231,000 | $181 | 68 |
| 225 Wingate Rd | 0.16mi | 4/2.0 (+1) | 1,170 (-11%) | 0mo | $205,000 | $175 | 65 |
| 309 Margate Rd | 0.23mi | 3/1.0 | 1,132 (-14%) | 2mo | $165,000 | $146 | 65 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.62% rent growth · sell at horizon
- IRR
- -16.8%
- Equity multiple
- 0.41×
- Total profit
- $-30,455
- Equity at exit
- $27,584
- IRR
- -11.5%
- Equity multiple
- 0.35×
- Total profit
- $-33,447
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 19082
- Home prices YoY
- -32.1%
- Rents YoY
- 1.6%
- Active inventory
- 133
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $1,765 high interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$318 /mo · $3,813/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$371
- Net cashflow
- $29
Break-even live
Sensitivity live
| Price | -10% $134 | -5% $82 | +0% $29 | +5% $-23 | +10% $-76 |
|---|---|---|---|---|---|
| Rent | -10% $-110 | -5% $-40 | +0% $29 | +5% $99 | +10% $169 |
| Rate | -1.0pp $122 | -0.5pp $76 | base $29 | +0.5pp $-19 | +1.0pp $-67 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 228 Bayard Rd Upper Darby, PA | 3.0 | 2.5 | 1600 | $2,095 | $1.31 | 6d | 1 | 0.12mi |
| 217 Sansom St Upper Darby, PA | 2.0 | 1.0 | 1342 | $1,000 | $0.75 | 25d | 1 | 0.23mi |
| 130 Garrett Rd Upper Darby, PA | 2.0 | 1.0 | 675 | $999 | $1.48 | 6d | 2 | 0.28mi |
| 430 Glendale Rd Upper Darby, PA | 3.0 | 1.0 | 1090 | $1,650 | $1.51 | 22d | 1 | 0.30mi |
| 31 Lamport Rd Upper Darby, PA | 3.0 | 1.0 | 1244 | $1,800 | $1.45 | 6d | 1 | 0.41mi |
| 317 Barker Ave Lansdowne, PA | 3.0 | 2.0 | 1596 | $2,700 | $1.69 | 25d | 1 | 0.43mi |
| 7100 W Chester Pike Upper Darby Township, PA | 1.0–2.0 | 1.0 | 770 | $1,315 | $1.71 | 25d | 5 | 0.44mi |
| 292 N Wycombe Ave Lansdowne, PA | 2.0 | 1.0 | 1162 | $1,600 | $1.38 | 44d | 1 | 0.49mi |
| 293 Wabash Ave Lansdowne, PA | 3.0 | 1.0 | 1377 | $1,900 | $1.38 | 19d | 1 | 0.52mi |
| 55 N Keystone Ave Upper Darby, PA | 3.0 | 1.0 | 1258 | $1,700 | $1.35 | 44d | 1 | 0.53mi |
| 7216 Clinton Rd Upper Darby, PA | 3.0 | 1.0 | 1170 | $1,815 | $1.55 | 2d | 1 | 0.55mi |
| 7050 Clinton Rd Upper Darby, PA | 2.0 | 1.0 | 977 | $1,550 | $1.59 | 44d | 1 | 0.60mi |
| 702 Copley Rd Upper Darby, PA | 3.0 | 1.0 | 1044 | $1,750 | $1.68 | 25d | 1 | 0.61mi |
| 7026 Clinton Rd Upper Darby, PA | 2.0 | 1.5 | 902 | $1,650 | $1.83 | 44d | 1 | 0.62mi |
| 44 Sunshine Rd Upper Darby, PA | 4.0 | 1.0 | 1481 | $1,795 | $1.21 | 22d | 1 | 0.64mi |
| 6965 Clinton Rd Upper Darby, PA | 2.0 | 1.0 | 986 | $1,675 | $1.70 | 44d | 1 | 0.64mi |
| 51 N State Rd Upper Darby, PA | 3.0 | 1.0 | 1244 | $1,595 | $1.28 | 44d | 1 | 0.65mi |
| 177 Wellington Rd Upper Darby, PA | 3.0 | 2.0 | 1236 | $2,000 | $1.62 | 25d | 1 | 0.66mi |
| 6927 Guilford Rd Upper Darby, PA | 2.0 | 1.0 | 1182 | $1,495 | $1.26 | 3d | 1 | 0.66mi |
| 7139 Greenwood Ave Upper Darby, PA | 3.0 | 1.0 | 1064 | $1,600 | $1.50 | 25d | 1 | 0.69mi |
| 7111 Greenwood Ave Upper Darby, PA | 3.0 | 1.5 | 1064 | $1,800 | $1.69 | 44d | 1 | 0.72mi |
| 7147 Radbourne Rd Upper Darby, PA | 3.0 | 1.0 | 1096 | $1,850 | $1.69 | 13d | 1 | 0.73mi |
| 624 Briarcliff Rd Upper Darby, PA | 3.0 | 1.0 | 1307 | $1,700 | $1.30 | 44d | 1 | 0.76mi |
| 624 Briarcliff Rd Unit MAIN UNIT Upper Darby Township, PA | 3.0 | 1.0 | 1307 | $1,700 | $1.30 | 25d | 1 | 0.76mi |
| 6839 Radbourne Rd Upper Darby, PA | 3.0 | 1.5 | 1242 | $1,750 | $1.41 | 25d | 1 | 0.78mi |
| 10 Oakley Rd Upper Darby, PA | 3.0 | 1.0 | 1476 | $1,895 | $1.28 | 25d | 1 | 0.79mi |
| 7116 Seaford Rd Upper Darby, PA | 2.0 | 1.0 | 996 | $1,600 | $1.61 | 44d | 1 | 0.79mi |
| 110 N Union Ave Lansdowne, PA | 4.0 | 1.5 | 1678 | $2,345 | $1.40 | 21d | 1 | 0.85mi |
| 233 S State Rd Unit 2ND Upper Darby Township, PA | 3.0 | 2.0 | 950 | $2,000 | $2.11 | 44d | 1 | 0.85mi |
| 124 Lexington Ave Unit 2 Lansdowne, PA | 2.0 | 1.0 | 1000 | $1,500 | $1.50 | 3d | 1 | 0.86mi |
| 5 W Plumstead Ave Unit 1 Lansdowne, PA | 2.0 | 1.0 | 1100 | $1,550 | $1.41 | 25d | 1 | 0.92mi |
| 113 Saint Laurence Rd Upper Darby, PA | 2.0 | 1.0 | 1360 | $1,350 | $0.99 | 17d | 1 | 1.06mi |
| 35 Elberon Ave Unit 2 Lansdowne, PA | 2.0 | 1.0 | 900 | $1,695 | $1.88 | 25d | 1 | 1.33mi |
| 2204 Lynn Blvd Drexel Hill, PA | 3.0 | 2.0 | 1120 | $2,300 | $2.05 | 45d | 1 | 1.37mi |
| 58 Suburban Ln Upper Darby, PA | 3.0 | 1.0 | 1152 | $2,300 | $2.00 | 25d | 1 | 1.39mi |
| 2420 Cedar Ln Unit 2 Drexel Hill, PA | 2.0 | 1.0 | 1500 | $1,400 | $0.93 | 13d | 1 | 1.44mi |
| 101 W Baltimore Ave Unit H4 Lansdowne, PA | 2.0 | 1.0 | 925 | $1,449 | $1.57 | 22d | 1 | 1.44mi |
| 101 W Baltimore Ave Unit B04 Lansdowne, PA | 2.0 | 1.0 | 925 | $1,469 | $1.59 | 25d | 1 | 1.44mi |
| 2219 Ardmore Ave Drexel Hill, PA | 3.0 | 1.0 | 1120 | $2,000 | $1.79 | 44d | 1 | 1.45mi |
| 130 Ivy Ct Upper Darby, PA | 3.0 | 1.0 | 1420 | $2,000 | $1.41 | 3d | 1 | 1.47mi |
Listing history 1 events
-
2026-05-23$185,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $3,813 · $318/mo
- Projected year-2 tax
- $3,813 · $318/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,178
- − Mortgage interest
- −$10,363
- − Property taxes
- −$3,813
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,694
- − Management
- −$1,694
- − Depreciation
- −$5,382
- Taxable loss
- −$2,693
- Est. tax savings @ 24.0%
- +$646
- After-tax cash flow
- $997/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Upper Darby SD
- NCES district ID
- 4224320
- Math proficiency
- 18% ▼ -8.00%
- Reading proficiency
- 36% ▼ -10.00%
- Median HH income
- $50,341
- Composite
- 23.68/100
- National rank
- #7837
- State rank
- #453 of 539 in PA
Livability — Lansdowne
- Score
- 83/100
- State rank
- #128
- US rank
- #1005
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Delaware County · 399,863 people
- City population
- 29,373
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 41,541
- Household income
- $57,108
- Rent vs Own
- Severe rent burden
- 2416.0
Population outlook (Delaware County) Hauer SSP2
- Today (2025)
- 577,490 people
- By 2030
- 581,243 · +0.6%
- By 2040
- 584,700 · +1.2%
- By 2050
- 586,581 · +1.6%
- By 2075
- 598,706 · +3.7%
- By 2100
- 590,823 · +2.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- Black 44% White 21% Asian 17% Hispanic / Latino 13% Two or more races 5%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Hispanic 2% Swiss 2% Romanian 1%
- Foreign-born
- 34% · Canada, Vietnam, South Korea
- Languages at home
- 62% English-only · Spanish 11% Other Indo-European 10% French/Haitian/Cajun 5%
Political lean MEDSL · Delaware
- 2024 margin
- Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
- 2008→2024 swing
- +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
- All cycles
- 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -161.05%
- Current HPI
- 341.2957
- Rent YoY
- ▲ 1.62%
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
1 event — show timeline
- 2026-05-23 Listed $185,000 BRIGHT MLS
Property tax history
+2.2%/yrLatest (2026): $3,813 · +7.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…