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7775 England St
D+ Composite 46.3
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.2/30.0
  • ARV discount +12.3/15.0
  • DSCR +4.3/10.0
  • Livability +4.0/5.0
  • Schools +3.8/10.0
  • 1% rule +3.5/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$199,900

7775 England St · Overland Park, KS 66214
3 bd · 2.0 ba · 1,355 sqft · Townhouse public records · 23 Days on market
Built 1965 9,147 sqft lot Est $224k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NEWER CARPETING, KITCHEN CABINETS, COUNTERTOP, SINK & VINYL FLOORS. BATHROOMS UPDATED, 2 ADDITIONAL BDRM & FULL BATH IN BASEMENT & REC RM. ONLY NEED FLOORING TO BE COMPLETED. NEW VINYL WINDOWS UPSTAIRS. SELLER HAVING EXTERIOR PAINTED. STOVE & REFRIGERATOR DO NOT STAY!

Key facts

  • Garage
  • Built 1965
  • Listed 23 days

Property features AI

Finance

  • Other: Living area approximately 1,355 total; Above-grade finished area reported as 908; Below-grade finished area reported as 447; Property listed as a fixer (needs repairs); Not in a flood plain

Exterior

  • Parking: Attached garage that faces front (1-car)
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer
  • Home design: Half duplex (attached); Raised ranch floor plan; Residential property; Facing and entry level information not provided
  • Construction: Brick trim and frame construction; Composition roof; Concrete foundation
  • Exterior features: Deck; Patio; City lot; Fixer condition

Interior

  • Kitchen: Dishwasher; Disposal; Refrigerator; Country-style kitchen
  • Bedrooms: 3 bedrooms (includes a basement bedroom and a main-floor primary bedroom)
  • Bathrooms: 2 full bathrooms
  • Interior features: Ceiling fan(s); Storm windows; Finished basement with walk-out access; Basement bedroom; Recreation room; Formal living room; Main-floor primary bedroom; Country kitchen
  • Laundry & utility: Washer and dryer; Laundry located in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $200k.

Deal economics

  • At list price, monthly cash flow is $33 ($391/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (14.9% below list).
  • Recommended offer: $170k (14.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 3.9% in Overland Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#16 in KS, #1,851 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, crime B; Watch: health & safety C-, commute D+.
  • Shawnee Mission Pub Schools (suburban): math 38% / reading 46% proficiency, ranked #22 of 169 in KS (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Comanche Elem (math 22% / reading 37%, grade F, #463 of 684 statewide, top 73%, 381 students, 79% FRL); Westridge Middle (math 15% / reading 23%, grade F, #159 of 219 statewide, top 73%, 811 students, 58% FRL) — zoned schools average 69% FRL vs 29% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 42% district-wide (-18 pts) — the specific schools serving this property underperform the Shawnee Mission Pub Schools average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.9%/yr); 33 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,969 units permitted in Johnson County in 2024 (1,066 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Johnson County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
Recommended offer $170,070 (14.9% below list)

Questions for the listing agent

  1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.49%
Cash-on-cash
0.70%
DSCR
1.03
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$223,575
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7728 Kessler Ln 0.05mi 2/1.5 (-1) 1,452 (+7%) 1mo $310,000 $213 78
7743 England Dr 0.06mi 2/2.5 (-1) 1,467 (+8%) 9mo $242,500 $165 69
7235 Mastin St 0.73mi 2/2.0 (-1) 1,232 (-9%) 13mo $290,000 $235 35
8221 Grant St 0.62mi 3/2.0 1,539 (+14%) 23mo $250,000 $162 29
9406 W 83rd St 0.64mi 3/2.0 1,540 (+14%) 22mo $250,000 $162 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.5%
Equity multiple
0.37×
Total profit
$-35,321
Equity at exit
$29,806
10-year hold
IRR
-17.8%
Equity multiple
0.15×
Total profit
$-47,421
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kansas
83 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; moderate court pace.

ZIP-level market 66214

Rents YoY
-2.9%
Active inventory
33
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,701 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$179 /mo · $2,153/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$357
Net cashflow
$33

Break-even live

Break-even rent $1,659
Max offer price $199,900
Occupancy floor 93%

Sensitivity live

Price -10% $146 -5% $89 +0% $33 +5% $-24 +10% $-81
Rent -10% $-102 -5% $-35 +0% $33 +5% $100 +10% $167
Rate -1.0pp $133 -0.5pp $83 base $33 +0.5pp $-19 +1.0pp $-72

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 37 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9130 W 78th St Overland Park, KS 3.0 2.0 1527 $1,745 $1.14 19d 1 0.12mi
9128 W 78th St Overland Park, KS 3.0 2.0 1527 $1,745 $1.14 14d 1 0.13mi
9213 W 79th St Overland Park, KS 1.0–2.0 1.0–2.0 906 $1,295 $1.43 3d 11 0.17mi
7819 Carter St Overland Park, KS 1.0–2.0 1.0–1.5 850 $1,175 $1.38 25d 1 0.19mi
9526 W 78th St Overland Park, KS 2.0 2.0 1145 $1,800 $1.57 21d 1 0.19mi
7903 Grandview St Overland Park, KS 2.0 1.0 972 $1,295 $1.33 25d 1 0.24mi
9400 W 81st St Overland Park, KS 2.0 1.0 1050 $1,345 $1.28 13d 1 0.36mi
9010 W 82nd St Overland Park, KS 3.0 1.0 1360 $2,179 $1.60 6d 1 0.48mi
8000 Perry St Overland Park, KS 1.0–3.0 1.0–2.0 998 $1,685 $1.69 3d 11 0.54mi
8100 Perry St Overland Park, KS 1.0–3.0 1.0–2.0 991 $1,850 $1.87 9d 10 0.62mi
7350 Kings Cove Dr Merriam, KS 2.0 1.0–2.0 746 $1,449 $1.94 25d 1 0.65mi
7650 Goddard St Shawnee, KS 2.0 1.0–2.5 1225 $1,925 $1.57 16d 1 0.78mi
8403 Carter St Overland Park, KS 2.0–3.0 1.0–2.0 1732 $4,750 $2.74 12d 1 0.84mi
7200 Eby Ave Unit 26205 Overland Park, KS 2.0 2.0 1078 $1,560 $1.45 16d 1 0.87mi
7200 Eby Ave Unit 13304 Overland Park, KS 2.0 2.0 1128 $1,555 $1.38 25d 1 0.87mi
8909 W 71st St Overland Park, KS 3.0 2.5 1118 $1,895 $1.69 9d 1 0.88mi
8342 Wedd St Overland Park, KS 1.0–3.0 1.0–2.0 1223 $1,455 $1.19 25d 1 0.88mi
7106 Mastin St Unit 1 Shawnee, KS 3.0 3.5 1700 $2,300 $1.35 6d 1 0.90mi
9551 W 85th St Overland Park, KS 1.0–3.0 1.0–2.5 1026 $1,225 $1.19 14d 2 0.95mi
7512 Newton St Overland Park, KS 3.0 2.0 1295 $2,095 $1.62 25d 1 1.07mi
10405 W 70th Ter Shawnee, KS 1.0–2.0 1.0–2.0 830 $1,540 $1.86 25d 1 1.09mi
9634 W 87th St Overland Park, KS 2.0 2.5 1100 $1,475 $1.34 9d 4 1.12mi
7801 W 83rd St Overland Park, KS 1.0–2.0 1.0–2.0 875 $1,450 $1.66 9d 3 1.15mi
8300 Robinson St Apt 2 Overland Park, KS 2.0 2.0 950 $1,450 $1.53 25d 1 1.18mi
8325 Lowell Ave Unit 6 Overland Park, KS 2.0 1.0 900 $1,195 $1.33 9d 1 1.20mi
7843 Riley St Overland Park, KS 1.0–2.0 1.0 726 $1,934 $2.66 3d 49 1.24mi
8640 Hadley St Overland Park, KS 3.0 2.0 1100 $1,925 $1.75 23d 1 1.24mi
9301 Santa Fe Ln Overland Park, KS 1.0–2.0 1.0–2.0 982 $3,642 $3.71 12d 1 1.28mi
7613 Flint St Overland Park, KS 1.0–3.0 1.0–2.0 1000 $1,750 $1.75 12d 13 1.33mi
7613 Flint St Overland Park, KS 1.0–3.0 1.0–2.0 1000 $1,730 $1.73 3d 16 1.33mi
8441 Robinson St Overland Park, KS 2.0 1.5 950 $1,290 $1.36 3d 1 1.33mi
7201 W 80th St Overland Park, KS 1.0–2.0 1.0–2.0 869 $2,646 $3.04 4d 4 1.36mi
8241 Riley St Overland Park, KS 2.0 2.0 1128 $2,200 $1.95 5d 1 1.38mi
7109 Conser St Overland Park, KS 4.0 2.0 1706 $2,600 $1.52 9d 1 1.39mi
7420 Flint St Shawnee, KS 1.0–2.0 1.0–2.0 917 $1,399 $1.53 3d 16 1.42mi
7122 King St Shawnee, KS 2.0 1.5 1300 $1,695 $1.30 25d 1 1.45mi
11501 W 81st St Overland Park, KS 2.0 1.0–2.0 901 $2,971 $3.30 3d 10 1.47mi

Listing history 20 events

  1. 2026-06-21
    days on market $199,900 Active 23 DOM
  2. 2026-06-18
    days on market $199,900 Active 20 DOM
  3. 2026-06-17
    days on market $199,900 Active 19 DOM
  4. 2026-06-16
    days on market $199,900 Active 18 DOM
  5. 2026-06-15
    days on market $199,900 Active 17 DOM
  6. 2026-06-13
    days on market $199,900 Active 15 DOM
  7. 2026-06-13
    days on market $199,900 Active 14 DOM
  8. 2026-06-09
    days on market $199,900 Active 11 DOM
  9. 2026-06-08
    remarks 502-char remark
  10. 2026-06-08
    pricedays on market $199,900 Active 10 DOM
  11. 2026-06-07
    days on market $210,000 Active 9 DOM
  12. 2026-06-05
    days on market $210,000 Active 6 DOM
  13. 2026-06-03
    days on market $210,000 Active 5 DOM
  14. 2026-06-02
    days on market $210,000 Active 4 DOM
  15. 2026-06-01
    days on market $210,000 Active 3 DOM
  16. 2026-05-31
    days on market $210,000 Active 2 DOM
  17. 2026-05-28
    historical $210,000
  18. 2003-09-03
    soldstatus 292-char remark
    Show marketing remark (292 chars)

    NEWER CARPETING, KITCHEN CABINETS, COUNTERTOP, SINK & VINYL FLOORS. BATHROOMS UPDATED, 2 ADDITIONAL BDRM & FULL BATH IN BASEMENT & REC RM. ONLY NEED FLOORING TO BE COMPLETED. NEW VINYL WINDOWS UPSTAIRS. SELLER HAVING EXTERIOR PAINTED. STOVE & REFRIGERATOR DO NOT STAY!

  19. 2003-09-02
    soldstatus
  20. 2003-07-01
    listed $112,950 292-char remark
    Show marketing remark (292 chars)

    NEWER CARPETING, KITCHEN CABINETS, COUNTERTOP, SINK & VINYL FLOORS. BATHROOMS UPDATED, 2 ADDITIONAL BDRM & FULL BATH IN BASEMENT & REC RM. ONLY NEED FLOORING TO BE COMPLETED. NEW VINYL WINDOWS UPSTAIRS. SELLER HAVING EXTERIOR PAINTED. STOVE & REFRIGERATOR DO NOT STAY!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KS · Resets to sale price

Current annual tax
$2,153 · $179/mo
Projected year-2 tax
$2,819 · $235/mo
Expected delta
+$666/yr (+$55/mo · 30.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,408
− Mortgage interest
−$11,198
− Property taxes
−$2,153
− Insurance
−$1,000
− Repairs & maintenance
−$1,633
− Management
−$1,633
− Depreciation
−$5,815
Taxable loss
−$3,022
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$725
After-tax cash flow
$1,116/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Shawnee Mission Pub Schools
NCES district ID
2011640
Math proficiency
38% ▼ -6.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$64,923
Composite
37.55/100
National rank
#4391
State rank
#22 of 169 in KS

Livability — Overland Park

Score
80/100
State rank
#16
US rank
#1851

Category grades

Amenities B- Commute D+ Cost of living C Crime B Employment A+ Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Overland Park, KS
County
Johnson County · 574,662 people
City population
180,138
Metro
Kansas City, MO-KS
Population (ZIP)
12,351
Household income
$83,435
Rent vs Own
54.0% rent · 46.0% own
Severe rent burden
388.0

Population outlook (Johnson County) Hauer SSP2

Today (2025)
663,396 people
By 2030
702,585 · +5.9%
By 2040
775,386 · +16.9%
By 2050
841,772 · +26.9%
By 2075
994,137 · +49.9%
By 2100
1,073,036 · +61.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 57% Black 17% Hispanic / Latino 17% Two or more races 10% Asian 3% Native American 2%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Italian 4% Slovak 3% Lithuanian 2%
Foreign-born
15% · Canada, China, Jamaica
Languages at home
81% English-only · Spanish 10% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Johnson

2024 margin
Lean D (+8.5) · D 53.4% · R 44.9% · Other 1.8%
2008→2024 swing
+17.5pp toward D · 2008: -9.0pp · 2024: 8.5pp
All cycles
2024: D+8.5 2020: D+8.2 2016: R+2.7 2012: R+17.8 2008: R+9.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -239.56%
Current HPI
257.7275
Rent YoY
▼ -2.89%
Metro
Kansas City, MO-KS
State GDP YoY
F500 in state
0

Price history

+85.9% since first listed
4 events — show timeline
  • 2026-05-28 Coming Soon $210,000 Heartland MLS as Distributed by MLS Grid
  • 2003-09-03 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2003-09-02 Sold (Public Records) Public Records
  • 2003-07-01 Listed $112,950 Heartland MLS as Distributed by MLS Grid

Property tax history

+4.1%/yr

Latest (2025): $2,153 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…