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3450 Nolana Loop
C- Composite 51.95
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.9/30.0
  • Appreciation +9.2/10.0
  • ARV discount +8.0/15.0
  • DSCR +4.2/10.0
  • 1% rule +4.1/10.0
  • Condition / age +4.0/5.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0

$245,300

3450 Nolana Loop · Graniteville, SC 29829
3 bd · 2.5 ba · 1,663 sqft · SingleFamily · 2 Days on market
Built 2026 Good condition 4,200 sqft lot Est $248k · at est. $33/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Brand-New Ansley Plan | Open Layout | Granite Finishes in Byrd Village Take advantage of SPECIAL FINANCING with 30 year fixed rates as low as 4.99 PLUS up to 6,000 in seller paid closing costs for qualified buyers using the preferred providers. Welcome to the Ansley floor plan in Byrd Village, a brand-new 3-bedroom, 2.5-bath home in Graniteville, SC. This thoughtfully designed home features an open-concept main level with a spacious kitchen offering granite countertops, a large island, and ample cabinet space, all flowing seamlessly into the living area--perfect for entertaining or everyday living. A versatile formal dining room adds flexibility and can easily serve as a home office, pla

Key facts

  • Granite finishes
  • Spacious kitchen
  • Open layout

Tags

OPEN LAYOUTGRANITE FINISHESSPACIOUS KITCHENLARGE ISLANDAMPLE CABINET SPACEVERSATILE FORMAL DINING ROOM

Property features AI

Finance

  • Other: Subdivision: Byrd Village; Lot is approximately 0.1 acres (40' x 105'); Zoning: RUD
  • HOA & community: Homeowners association with an annual fee of $395 (about $32.92/month)

Exterior

  • Parking: Attached garage with one parking space; Concrete driveway; Garage door opener
  • Security: Security system; Smoke detectors
  • Utilities: Public water; Public sewer; Natural gas available and connected; Water connected; Cable available
  • Home design: Single family residence; Two-story; Entry level on main floor; New construction
  • Construction: Brick and vinyl siding with frame construction; Composition roof; Slab foundation; Built recently (new construction)
  • Exterior features: Patio; Landscaped yard; Front and rear sprinklers; Underground utilities; Has view; Sidewalks; Street lights

Interior

  • Kitchen: Refrigerator; Range; Dishwasher; Microwave; Garbage disposal; Tankless water heater
  • Bedrooms: Bedrooms located on multiple levels
  • Flooring: Carpet
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Natural gas heating; Central air; Ceiling fans
  • Interior features: Walk-in closets; Entrance foyer; Kitchen island; Pantry; Eat-in kitchen; Wired for data; Window coverings; Insulated windows
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $245k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $27 ($325/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (9.4% below list).
  • Recommended offer: $222k (9.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Graniteville Elementary (math 27%, 377 students, 100% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 72% FRL vs 54% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 299 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $22k of equity ($2k loan paydown + $21k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $69k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $222,190 (9.4% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.43%
Cash-on-cash
0.47%
DSCR
1.02
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$247,787
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3374 Nolana Loop 0.06mi 3/2.5 1,663 (0%) 1mo $247,000 $149 96
3315 Nolana Loop 0.10mi 3/2.5 1,663 (0%) 6mo $254,300 $153 91
3151 Nolana Loop 0.13mi 3/2.5 1,663 (0%) 15mo $250,000 $150 82
695 Quartz Ln 0.17mi 3/2.5 1,663 (0%) 18mo $247,015 $149 77
371 Ascauga Lake Rd 0.42mi 3/2.0 1,739 (+5%) 16mo $173,000 $99 57
300 Hillview Dr 0.46mi 3/1.0 1,577 (-5%) 19mo $135,000 $86 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.2%
Equity multiple
2.58×
Total profit
$108,824
Equity at exit
$192,739
10-year hold
IRR
19.4%
Equity multiple
5.59×
Total profit
$314,944
Equity at exit
$388,835

Cash invested: $68,684 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$2,222 medium interval (Pro) →
Mortgage (P&I)
$1,286
Tax est. 1.5%
$307 /mo · $3,680/yr
Insurance
$102
HOA
$33
Vacancy / Maint / Mgmt
$467
Net cashflow
$27

Break-even live

Break-even rent $2,188
Max offer price $245,300
Occupancy floor 94%

Sensitivity live

Price -10% $197 -5% $112 +0% $27 +5% $-58 +10% $-142
Rent -10% $-148 -5% $-61 +0% $27 +5% $115 +10% $203
Rate -1.0pp $151 -0.5pp $89 base $27 +0.5pp $-36 +1.0pp $-101

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,325
Closing costs
$7,359
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6130 Mahogany Ter Graniteville, SC 4.0 2.0 1893 $2,250 $1.19 14d 1 1.13mi
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 24d 1 1.14mi
4044 Thimbleberry Dr Graniteville, SC 3.0 2.5 1694 $1,925 $1.14 22d 1 1.25mi
4074 Thimbleberry Dr Graniteville, SC 3.0 2.5 1854 $1,900 $1.02 22d 1 1.30mi

HOA detail

Monthly dues
$33 · $396/yr

Listing history 3 events

  1. 2026-06-18
    days on market $245,300 Active 2 DOM
  2. 2026-06-17
    remarks 699-char remark
  3. 2026-06-17
    listed $245,300 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,663
− Mortgage interest
−$13,741
− Property taxes
−$3,680
− Insurance
−$1,226
− Repairs & maintenance
−$2,133
− Management
−$2,133
− HOA
−$396
− Depreciation
−$7,136
Taxable loss
−$3,782
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$908
After-tax cash flow
$1,233/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This brand-new Ansley floor plan in Byrd Village is move-in ready with modern finishes and a smart home system, making it an attractive option for both buyers and renters.

Value-add opportunities

  • Both Smart home system — Enhances home security and convenience, attracting buyers and renters.
  • Both Landscaping improvements — Enhances curb appeal and adds value to the property.

Renovation cost estimate screening

Value-add ROI direction

  • Both Smart home system — Enhances home security and convenience, attracting buyers and renters.
  • Both Landscaping improvements — Enhances curb appeal and adds value to the property.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-26 Listed $245,300 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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