3450 Nolana Loop · Graniteville, SC
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.9/30.0
- Appreciation +9.2/10.0
- ARV discount +8.0/15.0
- DSCR +4.2/10.0
- 1% rule +4.1/10.0
- Condition / age +4.0/5.0
- Schools +3.2/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
$245,300
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Brand-New Ansley Plan | Open Layout | Granite Finishes in Byrd Village Take advantage of SPECIAL FINANCING with 30 year fixed rates as low as 4.99 PLUS up to 6,000 in seller paid closing costs for qualified buyers using the preferred providers. Welcome to the Ansley floor plan in Byrd Village, a brand-new 3-bedroom, 2.5-bath home in Graniteville, SC. This thoughtfully designed home features an open-concept main level with a spacious kitchen offering granite countertops, a large island, and ample cabinet space, all flowing seamlessly into the living area--perfect for entertaining or everyday living. A versatile formal dining room adds flexibility and can easily serve as a home office, pla
Key facts
- Granite finishes
- Spacious kitchen
- Open layout
Tags
Property features AI
Finance
- Other: Subdivision: Byrd Village; Lot is approximately 0.1 acres (40' x 105'); Zoning: RUD
- HOA & community: Homeowners association with an annual fee of $395 (about $32.92/month)
Exterior
- Parking: Attached garage with one parking space; Concrete driveway; Garage door opener
- Security: Security system; Smoke detectors
- Utilities: Public water; Public sewer; Natural gas available and connected; Water connected; Cable available
- Home design: Single family residence; Two-story; Entry level on main floor; New construction
- Construction: Brick and vinyl siding with frame construction; Composition roof; Slab foundation; Built recently (new construction)
- Exterior features: Patio; Landscaped yard; Front and rear sprinklers; Underground utilities; Has view; Sidewalks; Street lights
Interior
- Kitchen: Refrigerator; Range; Dishwasher; Microwave; Garbage disposal; Tankless water heater
- Bedrooms: Bedrooms located on multiple levels
- Flooring: Carpet
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Natural gas heating; Central air; Ceiling fans
- Interior features: Walk-in closets; Entrance foyer; Kitchen island; Pantry; Eat-in kitchen; Wired for data; Window coverings; Insulated windows
- Laundry & utility: Washer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $245k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $27 ($325/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (9.4% below list).
- Recommended offer: $222k (9.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Graniteville Elementary (math 27%, 377 students, 100% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 72% FRL vs 54% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 299 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
- This rent runs 32% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $22k of equity ($2k loan paydown + $21k appreciation (8.4% local appreciation)).
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (8.4% appreciation + 3.0% rent growth), your $69k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 6.43%
- Cash-on-cash
- 0.47%
- DSCR
- 1.02
- GRM
- 9.2
CMA / ARV
- ARV (on-the-fly)
- $247,787
- Comps found
- 6
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3374 Nolana Loop | 0.06mi | 3/2.5 | 1,663 (0%) | 1mo | $247,000 | $149 | 96 |
| 3315 Nolana Loop | 0.10mi | 3/2.5 | 1,663 (0%) | 6mo | $254,300 | $153 | 91 |
| 3151 Nolana Loop | 0.13mi | 3/2.5 | 1,663 (0%) | 15mo | $250,000 | $150 | 82 |
| 695 Quartz Ln | 0.17mi | 3/2.5 | 1,663 (0%) | 18mo | $247,015 | $149 | 77 |
| 371 Ascauga Lake Rd | 0.42mi | 3/2.0 | 1,739 (+5%) | 16mo | $173,000 | $99 | 57 |
| 300 Hillview Dr | 0.46mi | 3/1.0 | 1,577 (-5%) | 19mo | $135,000 | $86 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
8.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 21.2%
- Equity multiple
- 2.58×
- Total profit
- $108,824
- Equity at exit
- $192,739
- IRR
- 19.4%
- Equity multiple
- 5.59×
- Total profit
- $314,944
- Equity at exit
- $388,835
Cash invested: $68,684 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29829
- Home prices YoY
- 3.0%
- Active inventory
- 299
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $2,222 medium interval (Pro) →
- Mortgage (P&I)
- −$1,286
- Tax est. 1.5%
- −$307 /mo · $3,680/yr
- Insurance
- −$102
- HOA
- −$33
- Vacancy / Maint / Mgmt
- −$467
- Net cashflow
- $27
Break-even live
Sensitivity live
| Price | -10% $197 | -5% $112 | +0% $27 | +5% $-58 | +10% $-142 |
|---|---|---|---|---|---|
| Rent | -10% $-148 | -5% $-61 | +0% $27 | +5% $115 | +10% $203 |
| Rate | -1.0pp $151 | -0.5pp $89 | base $27 | +0.5pp $-36 | +1.0pp $-101 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,325
- Closing costs
- $7,359
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6130 Mahogany Ter Graniteville, SC | 4.0 | 2.0 | 1893 | $2,250 | $1.19 | 14d | 1 | 1.13mi |
| 4060 Stone Pass Dr Graniteville, SC | 4.0 | 2.0 | 1600 | $1,925 | $1.20 | 24d | 1 | 1.14mi |
| 4044 Thimbleberry Dr Graniteville, SC | 3.0 | 2.5 | 1694 | $1,925 | $1.14 | 22d | 1 | 1.25mi |
| 4074 Thimbleberry Dr Graniteville, SC | 3.0 | 2.5 | 1854 | $1,900 | $1.02 | 22d | 1 | 1.30mi |
HOA detail
- Monthly dues
- $33 · $396/yr
Listing history 3 events
-
2026-06-18days on market $245,300 Active 2 DOM
-
2026-06-17remarks 699-char remark
-
2026-06-17$245,300 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $26,663
- − Mortgage interest
- −$13,741
- − Property taxes
- −$3,680
- − Insurance
- −$1,226
- − Repairs & maintenance
- −$2,133
- − Management
- −$2,133
- − HOA
- −$396
- − Depreciation
- −$7,136
- Taxable loss
- −$3,782
- Est. tax savings @ 24.0%
- +$908
- After-tax cash flow
- $1,233/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This brand-new Ansley floor plan in Byrd Village is move-in ready with modern finishes and a smart home system, making it an attractive option for both buyers and renters.
Value-add opportunities
- Both Smart home system — Enhances home security and convenience, attracting buyers and renters.
- Both Landscaping improvements — Enhances curb appeal and adds value to the property.
Renovation cost estimate screening
Value-add ROI direction
- Both Smart home system — Enhances home security and convenience, attracting buyers and renters. ↑
- Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Graniteville
- Score
- 59/100
- State rank
- #240
- US rank
- #19924
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 116,534 people
- City population
- 12,385
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 12,385
- Household income
- $84,228
- Rent vs Own
- Severe rent burden
- 213.0
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 1%
- Common ancestry
- Italian 2% Swedish 2% Slovak 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.38%
- Current HPI
- 286.4155
- Rent YoY
- —
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
1 event — show timeline
- 2026-03-26 Listed $245,300 Hive MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…