5696 Kingsbury Ave #107 · St. Louis, MO 63112

$65,000

1 bd · 1.0 ba · 530 sqft · Condo public records · 118 Days on market

Built 1916 $123/sqft · 35% below area Est $107k · 39% under $379/mo HOA · 31% of rent ↓ 21% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.8/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +8.1/10.0
• Rent growth +3.1/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Check out this modern 1st floor 1br/1ba condo in the heart of the city. This unit features an open floor plan with lots of natural light, a contemporary kitchen with granite countertops, stainless steel appliances, and space for an in-unit washer/dryer combo. The spacious bedroom suite features ample storage, and the attached full bath includes ceramic tile floors, shower, and large vanity. New luxury vinyl plank flooring installed throughout the unit (2026), new bathroom vanity top and faucet (2026) and entire unit was just freshly painted (2026). Building amenities include: One assigned and gated parking space, secure building entry, fitness center, lounge, kitchen/pantry area, free laundry rooms on each floor, elevator, and private storage locker in basement. Seasonal pool available for additional fee. Close to Forest Park, Metrolink, The Loop Trolley, Wash U, Barnes Hospital, restaurants and so much more!

Key facts

• $379 HOA
• Parking
• Community pool

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $65k.

Deal economics

• At list price, monthly cash flow is $138 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $65k).
• Recommended offer: $59k (9.0% below list) — sets the bar for market timing.
• Cap rate 8.8% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Nahed Chapman New American Aca (math 2% / reading 2%, grade F, #1,099 of 1,115 statewide, top 100%, 335 students, 99% FRL); Gateway Middle (math 0% / reading 8%, grade F, #389 of 391 statewide, top 100%, 506 students, 99% FRL); Sumner High (math 2% / reading 2%, grade F, #520 of 521 statewide, top 100%, 264 students, 99% FRL) — zoned schools average 99% FRL vs 80% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+2.4%/yr); 122 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
• This rent runs 32% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 118 days — a 9% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 6y ago; this cycle's ask has dropped $13k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 31% of rent; built in 1916 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $59,150 (9.0% below list)

Questions for the listing agent

1. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1916 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.89% ✓
• Cap rate: 8.85%
• Cash-on-cash: 9.12%
• DSCR: 1.41
• GRM: 4.4

CMA / ARV

• ARV (median comp): $107,205
• List price: $65,000
• Delta: -39.37%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 2.39% rent growth · sell at horizon

5-year hold

• IRR: -3.3%
• Equity multiple: 0.88×
• Total profit: $-2,219
• Equity at exit: $9,692

10-year hold

• IRR: 5.7%
• Equity multiple: 1.41×
• Total profit: $7,405
• Equity at exit: $5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63112

• Rents YoY: 2.4%
• Active inventory: 122
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,228 high
• Mortgage (P&I): −$341
• Tax from tax record: −$85 /mo · $1,020/yr
• Insurance: −$27
• HOA: −$379
• Vacancy / Maint / Mgmt: −$258
• Net cashflow: $138

Break-even live

Break-even rent $1,053

Max offer price $65,000

Occupancy floor 84%

Sensitivity live

Price	-10% $175	-5% $157	+0% $138	+5% $120	+10% $102
Rent	-10% $41	-5% $90	+0% $138	+5% $187	+10% $235
Rate	-1.0pp $171	-0.5pp $155	base $138	+0.5pp $121	+1.0pp $104

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,250
• Closing costs: $1,950
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
415 DeBaliviere Ave Unit 106 St. Louis, MO	1.0	1.0	659	$1,200	$1.82	16d	1	0.04mi
415 DeBaliviere Ave Unit 212 St. Louis, MO	1.0	1.0	730	$1,350	$1.85	45d	1	0.04mi
415 DeBaliviere Ave Unit 211 St. Louis, MO	1.0	1.0	688	$1,275	$1.85	45d	1	0.04mi
415 DeBaliviere Ave Unit 203 St. Louis, MO	1.0	1.0	650	$1,200	$1.85	45d	1	0.04mi
415 DeBaliviere Ave Unit 209 St. Louis, MO	1.0	1.0	650	$1,215	$1.87	45d	1	0.04mi
5660 Kingsbury Ave Saint Louis, MO	1.0–2.0	1.0–2.0	789	$1,000	$1.27	5d	16	0.08mi
5660 Kingsbury Ave Saint Louis, MO	1.0–2.0	1.0–2.0	789	$1,100	$1.39	45d	23	0.08mi
501 Clara Ave Saint Louis, MO	1.0–2.0	1.0–2.0	850	$1,335	$1.57	16d	21	0.13mi
299 DeBaliviere Ave St. Louis, MO	1.0	1.0–1.5	738	$2,505	$3.39	12d	13	0.17mi
5621 Pershing Ave Saint Louis, MO	1.0	1.0	670	$1,200	$1.79	45d	1	0.17mi
299 DeBaliviere Ave Unit S522 St. Louis, MO	1.0	1.0	634	$1,987	$3.13	45d	1	0.17mi
629 Clara Ave Apt 28 St. Louis, MO	2.0	1.0	672	$1,150	$1.71	0d	1	0.23mi
5621 Delmar Blvd Saint Louis, MO	1.0	1.0	612	$1,132	$1.85	0d	5	0.23mi
5560 Delmar Blvd Saint Louis, MO	1.0–2.0	1.0–2.0	752	$995	$1.32	18d	1	0.25mi
5535 Delmar Blvd St. Louis, MO	1.0–2.0	1.0–2.0	884	$1,165	$1.32	0d	16	0.31mi
5510 Pershing Ave Saint Louis, MO	2.0	1.0–2.0	722	$1,648	$2.28	0d	17	0.39mi
5457 Delmar Blvd St. Louis, MO	1.0	1.0	481	$810	$1.68	0d	7	0.40mi
807 Clara Ave Unit 7 St. Louis, MO	1.0	1.0	650	$699	$1.08	19d	1	0.41mi
807 Clara Ave Unit 2 St. Louis, MO	1.0	1.0	650	$699	$1.08	45d	1	0.41mi
807 Clara Ave Unit 3 St. Louis, MO	1.0	1.0	650	$699	$1.08	9d	1	0.41mi
807 Clara Ave Unit 34 St. Louis, MO	1.0	1.0	650	$799	$1.23	19d	1	0.41mi
807 Clara Ave Apt 33 St. Louis, MO	1.0	1.0	650	$799	$1.23	45d	1	0.41mi
5904 Enright Ave St. Louis, MO	1.0	1.0	512	$1,100	$2.15	4d	3	0.43mi
5740 Cabanne Ave Saint Louis, MO	1.0	1.0	650	$625	$0.96	45d	1	0.52mi
5803 Cabanne Ave Saint Louis, MO	2.0	1.0	600	$1,200	$2.00	6d	1	0.58mi
5316 Pershing Ave Saint Louis, MO	1.0–2.0	1.0	770	$1,150	$1.49	0d	4	0.59mi
275 Union Blvd St. Louis, MO	3.0	1.0–3.0	1317	$2,166	$1.64	0d	63	0.62mi
6105 Delmar Blvd Saint Louis, MO	1.0–3.0	1.0–3.0	931	$1,798	$1.93	5d	1	0.69mi
5345 Cabanne Ave Unit 5345 Cabanne 3N St. Louis, MO	1.0	1.0	630	$800	$1.27	45d	1	0.76mi
1019 N Skinker Pkwy St. Louis, MO	1.0–3.0	1.0–3.0	1137	$1,295	$1.14	0d	9	0.96mi
5936 Etzel Ave Unit 5936A St. Louis, MO	1.0	1.0	500	$813	$1.63	45d	1	0.98mi
6301 Delmar Blvd Unit 2NE University City, MO	1.0	1.0	525	$895	$1.70	19d	1	1.02mi
1131 Hodiamont Ave St. Louis, MO	2.0	1.0	700	$1,050	$1.50	45d	1	1.06mi
6401 Cates Ave Saint Louis, MO	1.0	1.0	580	$1,400	$2.41	25d	1	1.13mi
100 N Kingshighway Blvd Saint Louis, MO	3.0	1.0–2.0	1211	$3,963	$3.27	45d	84	1.24mi
100 N Kingshighway Blvd Saint Louis, MO	3.0	1.0–2.0	1171	$3,882	$3.31	0d	79	1.24mi
6650 Delmar Blvd Saint Louis, MO	3.0	1.0–3.0	760	$1,418	$1.87	0d	1	1.27mi
40 N Kingshighway Blvd Saint Louis, MO	2.0	1.0–2.0	860	$1,870	$2.17	3d	54	1.27mi
40 N Kingshighway Blvd Saint Louis, MO	3.0	1.0–2.0	872	$1,695	$1.94	45d	54	1.27mi
625 N Euclid Ave St. Louis, MO	2.0	1.0–2.0	984	$2,145	$2.18	0d	16	1.30mi

HOA detail condo

• Monthly dues: $379 · $4,548/yr
• Likely covers: poolgymsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 38 events

1. 2026-06-21
   days on market $65,000 Active 118 DOM
2. 2026-06-18
   days on market $65,000 Active 115 DOM
3. 2026-06-17
   days on market $65,000 Active 114 DOM
4. 2026-06-16
   days on market $65,000 Active 113 DOM
5. 2026-06-15
   days on market $65,000 Active 112 DOM
6. 2026-06-13
   days on market $65,000 Active 110 DOM
7. 2026-06-09
   days on market $65,000 Active 106 DOM
8. 2026-06-08
   days on market $65,000 Active 105 DOM
9. 2026-06-08
   days on market $65,000 Active 104 DOM
10. 2026-06-05
    pricedays on market $65,000 Active 101 DOM
11. 2026-06-03
    days on market $69,900 Active 100 DOM
12. 2026-06-02
    days on market $69,900 Active 99 DOM
13. 2026-06-01
    days on market $69,900 Active 98 DOM
14. 2026-05-31
    days on market $69,900 Active 97 DOM
15. 2026-04-25
    status Active 922-char remark

    Show marketing remark (922 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of the city. This unit features an open floor plan with lots of natural light, a contemporary kitchen with granite countertops, stainless steel appliances, and space for an in-unit washer/dryer combo. The spacious bedroom suite features ample storage, and the attached full bath includes ceramic tile floors, shower, and large vanity. New luxury vinyl plank flooring installed throughout the unit (2026), new bathroom vanity top and faucet (2026) and entire unit was just freshly painted (2026). Building amenities include: One assigned and gated parking space, secure building entry, fitness center, lounge, kitchen/pantry area, free laundry rooms on each floor, elevator, and private storage locker in basement. Seasonal pool available for additional fee. Close to Forest Park, Metrolink, The Loop Trolley, Wash U, Barnes Hospital, restaurants and so much more!

16. 2026-04-13
    status Pending 922-char remark

    Show marketing remark (922 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of the city. This unit features an open floor plan with lots of natural light, a contemporary kitchen with granite countertops, stainless steel appliances, and space for an in-unit washer/dryer combo. The spacious bedroom suite features ample storage, and the attached full bath includes ceramic tile floors, shower, and large vanity. New luxury vinyl plank flooring installed throughout the unit (2026), new bathroom vanity top and faucet (2026) and entire unit was just freshly painted (2026). Building amenities include: One assigned and gated parking space, secure building entry, fitness center, lounge, kitchen/pantry area, free laundry rooms on each floor, elevator, and private storage locker in basement. Seasonal pool available for additional fee. Close to Forest Park, Metrolink, The Loop Trolley, Wash U, Barnes Hospital, restaurants and so much more!

17. 2026-03-14
    price $69,900 922-char remark

    Show marketing remark (922 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of the city. This unit features an open floor plan with lots of natural light, a contemporary kitchen with granite countertops, stainless steel appliances, and space for an in-unit washer/dryer combo. The spacious bedroom suite features ample storage, and the attached full bath includes ceramic tile floors, shower, and large vanity. New luxury vinyl plank flooring installed throughout the unit (2026), new bathroom vanity top and faucet (2026) and entire unit was just freshly painted (2026). Building amenities include: One assigned and gated parking space, secure building entry, fitness center, lounge, kitchen/pantry area, free laundry rooms on each floor, elevator, and private storage locker in basement. Seasonal pool available for additional fee. Close to Forest Park, Metrolink, The Loop Trolley, Wash U, Barnes Hospital, restaurants and so much more!

18. 2026-03-04
    price $74,500 922-char remark

    Show marketing remark (922 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of the city. This unit features an open floor plan with lots of natural light, a contemporary kitchen with granite countertops, stainless steel appliances, and space for an in-unit washer/dryer combo. The spacious bedroom suite features ample storage, and the attached full bath includes ceramic tile floors, shower, and large vanity. New luxury vinyl plank flooring installed throughout the unit (2026), new bathroom vanity top and faucet (2026) and entire unit was just freshly painted (2026). Building amenities include: One assigned and gated parking space, secure building entry, fitness center, lounge, kitchen/pantry area, free laundry rooms on each floor, elevator, and private storage locker in basement. Seasonal pool available for additional fee. Close to Forest Park, Metrolink, The Loop Trolley, Wash U, Barnes Hospital, restaurants and so much more!

19. 2026-02-11
    listed $78,000 Active 922-char remark

    Show marketing remark (922 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of the city. This unit features an open floor plan with lots of natural light, a contemporary kitchen with granite countertops, stainless steel appliances, and space for an in-unit washer/dryer combo. The spacious bedroom suite features ample storage, and the attached full bath includes ceramic tile floors, shower, and large vanity. New luxury vinyl plank flooring installed throughout the unit (2026), new bathroom vanity top and faucet (2026) and entire unit was just freshly painted (2026). Building amenities include: One assigned and gated parking space, secure building entry, fitness center, lounge, kitchen/pantry area, free laundry rooms on each floor, elevator, and private storage locker in basement. Seasonal pool available for additional fee. Close to Forest Park, Metrolink, The Loop Trolley, Wash U, Barnes Hospital, restaurants and so much more!

20. 2026-02-11
    historical $78,000 922-char remark

    Show marketing remark (922 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of the city. This unit features an open floor plan with lots of natural light, a contemporary kitchen with granite countertops, stainless steel appliances, and space for an in-unit washer/dryer combo. The spacious bedroom suite features ample storage, and the attached full bath includes ceramic tile floors, shower, and large vanity. New luxury vinyl plank flooring installed throughout the unit (2026), new bathroom vanity top and faucet (2026) and entire unit was just freshly painted (2026). Building amenities include: One assigned and gated parking space, secure building entry, fitness center, lounge, kitchen/pantry area, free laundry rooms on each floor, elevator, and private storage locker in basement. Seasonal pool available for additional fee. Close to Forest Park, Metrolink, The Loop Trolley, Wash U, Barnes Hospital, restaurants and so much more!

21. 2021-08-11
    soldstatus $78,500
22. 2021-08-06
    soldstatus Closed 881-char remark

    Show marketing remark (881 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of an up-and-coming neighborhood steps from Forest Park and the Skinker-Debaliviere Metro station. This unit features an open floor plan and contemporary kitchen with granite tops and a full suite of appliances, including in-unit washer/dryer combo. The spacious bedroom suite features ample storage and natural light, while the attached bathroom includes ceramic tile floors, shower, and large vanity. Comes with one gated and secure parking spot. The building includes 1st floor fitness center and lounge, free common laundry on 1st floor, elevator, and storage locker in basement. Down-payment assistance available to qualified WashU/BJC employees. New roof in 2019. Seasonal pool access available w/ fee. Excellent location near WashU, Central West End, Delmar Loop, and much more. Fresh paint and HVAC tuneup in 2021.

23. 2021-06-20
    status Pending 881-char remark

    Show marketing remark (881 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of an up-and-coming neighborhood steps from Forest Park and the Skinker-Debaliviere Metro station. This unit features an open floor plan and contemporary kitchen with granite tops and a full suite of appliances, including in-unit washer/dryer combo. The spacious bedroom suite features ample storage and natural light, while the attached bathroom includes ceramic tile floors, shower, and large vanity. Comes with one gated and secure parking spot. The building includes 1st floor fitness center and lounge, free common laundry on 1st floor, elevator, and storage locker in basement. Down-payment assistance available to qualified WashU/BJC employees. New roof in 2019. Seasonal pool access available w/ fee. Excellent location near WashU, Central West End, Delmar Loop, and much more. Fresh paint and HVAC tuneup in 2021.

24. 2021-06-12
    price $82,000 881-char remark

    Show marketing remark (881 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of an up-and-coming neighborhood steps from Forest Park and the Skinker-Debaliviere Metro station. This unit features an open floor plan and contemporary kitchen with granite tops and a full suite of appliances, including in-unit washer/dryer combo. The spacious bedroom suite features ample storage and natural light, while the attached bathroom includes ceramic tile floors, shower, and large vanity. Comes with one gated and secure parking spot. The building includes 1st floor fitness center and lounge, free common laundry on 1st floor, elevator, and storage locker in basement. Down-payment assistance available to qualified WashU/BJC employees. New roof in 2019. Seasonal pool access available w/ fee. Excellent location near WashU, Central West End, Delmar Loop, and much more. Fresh paint and HVAC tuneup in 2021.

25. 2021-06-04
    listed $85,000 Active 881-char remark

    Show marketing remark (881 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of an up-and-coming neighborhood steps from Forest Park and the Skinker-Debaliviere Metro station. This unit features an open floor plan and contemporary kitchen with granite tops and a full suite of appliances, including in-unit washer/dryer combo. The spacious bedroom suite features ample storage and natural light, while the attached bathroom includes ceramic tile floors, shower, and large vanity. Comes with one gated and secure parking spot. The building includes 1st floor fitness center and lounge, free common laundry on 1st floor, elevator, and storage locker in basement. Down-payment assistance available to qualified WashU/BJC employees. New roof in 2019. Seasonal pool access available w/ fee. Excellent location near WashU, Central West End, Delmar Loop, and much more. Fresh paint and HVAC tuneup in 2021.

26. 2021-06-04
    price $85,000 881-char remark

    Show marketing remark (881 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of an up-and-coming neighborhood steps from Forest Park and the Skinker-Debaliviere Metro station. This unit features an open floor plan and contemporary kitchen with granite tops and a full suite of appliances, including in-unit washer/dryer combo. The spacious bedroom suite features ample storage and natural light, while the attached bathroom includes ceramic tile floors, shower, and large vanity. Comes with one gated and secure parking spot. The building includes 1st floor fitness center and lounge, free common laundry on 1st floor, elevator, and storage locker in basement. Down-payment assistance available to qualified WashU/BJC employees. New roof in 2019. Seasonal pool access available w/ fee. Excellent location near WashU, Central West End, Delmar Loop, and much more. Fresh paint and HVAC tuneup in 2021.

27. 2021-06-04
    historical $82,000 881-char remark

    Show marketing remark (881 chars)

    Check out this modern 1st floor 1br/1ba condo in the heart of an up-and-coming neighborhood steps from Forest Park and the Skinker-Debaliviere Metro station. This unit features an open floor plan and contemporary kitchen with granite tops and a full suite of appliances, including in-unit washer/dryer combo. The spacious bedroom suite features ample storage and natural light, while the attached bathroom includes ceramic tile floors, shower, and large vanity. Comes with one gated and secure parking spot. The building includes 1st floor fitness center and lounge, free common laundry on 1st floor, elevator, and storage locker in basement. Down-payment assistance available to qualified WashU/BJC employees. New roof in 2019. Seasonal pool access available w/ fee. Excellent location near WashU, Central West End, Delmar Loop, and much more. Fresh paint and HVAC tuneup in 2021.

28. 2021-02-25
    soldstatus $70,000
29. 2020-09-21
    soldstatus $69,900
30. 2020-09-15
    soldstatus Closed
31. 2020-08-21
    status Pending
32. 2020-08-11
    price $74,900
33. 2020-07-23
    price $79,900
34. 2020-07-17
    price $85,900
35. 2020-07-10
    price $88,500
36. 2020-07-10
    status Active
37. 2020-07-08
    historical
38. 2020-07-01
    listed $89,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,020 · $85/mo
• Projected year-2 tax: $1,020 · $85/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,738
• − Mortgage interest: −$3,641
• − Property taxes: −$1,020
• − Insurance: −$325
• − Repairs & maintenance: −$1,179
• − Management: −$1,179
• − HOA: −$4,548
• − Depreciation: −$1,891
• Taxable income: $955
• Est. tax owed @ 24.0%: −$229
• After-tax cash flow: $1,431/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Louis City
• NCES district ID: 2929280
• Math proficiency: 10% ▼ -6.00%
• Reading proficiency: 18% ▼ -3.00%
• Median HH income: $35,685
• Composite: 11.54/100
• National rank: #9699
• State rank: #312 of 324 in MO

Livability — St. Louis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Louis, MO
• County: Saint Louis City · 254,015 people
• City population: 283,259
• Metro: St. Louis, MO-IL
• Population (ZIP): 17,985
• Household income: $45,542
• Rent vs Own: 64.1% rent · 35.9% own
• Severe rent burden: 1457.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 315,737 people
• By 2030: 313,865 · -0.6%
• By 2040: 305,439 · -3.3%
• By 2050: 296,529 · -6.1%
• By 2075: 271,028 · -14.2%
• By 2100: 255,359 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (63%)
• Race & ethnicity: Black 63% White 24% Asian 6% Two or more races 5% Hispanic / Latino 4%
• Common ancestry: Lithuanian 1% Scotch-Irish 1% Romanian 1%
• Foreign-born: 9% · China, South Korea, Canada
• Languages at home: 88% English-only · Spanish 3% Chinese 2% Korean 2%

Political lean MEDSL · St. Louis

• 2024 margin: Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
• 2008→2024 swing: -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
• All cycles: 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -158.94%
• Current HPI: 115.1863
• Rent YoY: ▲ 2.39%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-21.5% since first listed

24 events — show timeline

• 2026-04-25 Relisted — MARIS as Distributed by MLS Grid
• 2026-04-13 Pending — MARIS as Distributed by MLS Grid
• 2026-03-14 Price Changed $69,900 MARIS as Distributed by MLS Grid
• 2026-03-04 Price Changed $74,500 MARIS as Distributed by MLS Grid
• 2026-02-11 Listed $78,000 MARIS as Distributed by MLS Grid
• 2026-02-11 Coming Soon $78,000 MARIS as Distributed by MLS Grid
• 2021-08-11 Sold (Public Records) $78,500 Public Records
• 2021-08-06 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2021-06-20 Pending — MARIS as Distributed by MLS Grid
• 2021-06-12 Price Changed $82,000 MARIS as Distributed by MLS Grid
• 2021-06-04 Listed $85,000 MARIS as Distributed by MLS Grid
• 2021-06-04 Price Changed $85,000 MARIS as Distributed by MLS Grid
• 2021-06-04 Coming Soon $82,000 MARIS as Distributed by MLS Grid
• 2021-02-25 Sold (Public Records) $70,000 Public Records
• 2020-09-21 Sold (Public Records) $69,900 Public Records
• 2020-09-15 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2020-08-21 Pending — MARIS as Distributed by MLS Grid
• 2020-08-11 Price Changed $74,900 MARIS as Distributed by MLS Grid
• 2020-07-23 Price Changed $79,900 MARIS as Distributed by MLS Grid
• 2020-07-17 Price Changed $85,900 MARIS as Distributed by MLS Grid
• 2020-07-10 Price Changed $88,500 MARIS as Distributed by MLS Grid
• 2020-07-10 Relisted — MARIS as Distributed by MLS Grid
• 2020-07-08 Delisted — MARIS as Distributed by MLS Grid
• 2020-07-01 Listed $89,000 MARIS as Distributed by MLS Grid

Property tax history

+2.4%/yr

Latest (2024): $1,020 · +4.7% YoY. Source: county tax records.