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376 Sampson Ave
A- Composite 81.77
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.5/10.0
  • Rent growth +5.0/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$100,000

376 Sampson Ave · Hampton, VA 23661
2 bd · 1.0 ba · 1,009 sqft · SingleFamily public records · 1 Days on market
Built 1941 4,791 sqft lot Est $173k · 42% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

2 Bedrooms 1 Bath in quiet neighborhood.

Key facts

  • 4,791 sq ft lot
  • Garage
  • Built 1941

Property features AI

Finance

  • HOA & community: No HOA fees

Exterior

  • Parking: Driveway spaces; Street parking; Garage (approx. 200 sq ft)
  • Utilities: City/County water; City/County sewer; Electric water heater; Electric power
  • Home design: Detached ranch; Single-story; Crawl foundation; Simple ownership
  • Construction: Asphalt shingle roof
  • Exterior features: Vinyl siding; Privacy fence; City view

Interior

  • Kitchen: Electric range; Refrigerator; Pantry
  • Bedrooms: Master bedroom; Additional bedroom; Bedroom and full bathroom on first floor
  • Flooring: Carpet; Laminate; Vinyl; Wood
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced hot air heating; Central air conditioning
  • Interior features: Decorative fireplace; Window treatments; Cable hookup; Ceiling fan
  • Laundry & utility: Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $524 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Cap rate 12.6% vs local median 4.5% in Hampton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#133 in VA, #4,302 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime C-, amenities D+, commute F.
  • Hampton City Public School District (urban): math 60% / reading 70% proficiency, ranked #40 of 131 in VA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Hunter B. Andrews (math 65% / reading 72%, grade B+, #357 of 1,108 statewide, top 33%, 1,131 students, 81% FRL); Thomas Eaton Middle (math 51% / reading 60%, grade B-, #186 of 342 statewide, top 55%, 577 students, 88% FRL); Hampton High (math 60% / reading 75%, grade B, #183 of 319 statewide, top 58%, 1,359 students, 86% FRL) — zoned schools average 85% FRL vs 49% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+21.4%/yr); 124 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 68 units permitted in Hampton city in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Hampton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $11k; list at $100k implies a 809% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $100,000

Questions for the listing agent

  1. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
12.58%
Cash-on-cash
22.46%
DSCR
2.00
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$172,539
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
377 Dewey Ave 0.07mi 3/1.0 (+1) 1,005 (-0%) 7mo $160,000 $159 85
203 Hollywood Ave 0.43mi 3/1.0 (+1) 1,015 (+1%) 2mo $125,000 $123 72
137 Hollywood Ave 0.46mi 2/1.0 934 (-7%) 8mo $160,000 $171 59
142 Clifton St 0.66mi 3/2.0 (+1) 1,024 (+2%) 1mo $263,000 $257 57
407 Pine Ave 0.18mi 3/2.0 (+1) 1,160 (+15%) 1mo $255,000 $220 57
1239 24th St 0.75mi 3/1.0 (+1) 1,000 (-1%) 2mo $163,000 $163 57
126 Ash Ave 0.57mi 3/1.0 (+1) 960 (-5%) 7mo $55,000 $57 54
327 Sycamore Ave 0.33mi 3/1.0 (+1) 872 (-14%) 8mo $145,000 $166 50
230 Maple Ave 0.28mi 3/2.0 (+1) 1,148 (+14%) 7mo $265,100 $231 49
215 Blair Ave 0.72mi 2/1.0 1,107 (+10%) 5mo $80,000 $72 46
1432 36th St 0.62mi 2/1.0 876 (-13%) 4mo $180,000 $205 46
114 Clifton St 0.67mi 3/2.0 (+1) 1,125 (+12%) 4mo $275,000 $244 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
20.9%
Equity multiple
1.91×
Total profit
$25,367
Equity at exit
$14,910
10-year hold
IRR
32.2%
Equity multiple
4.66×
Total profit
$102,341
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 23661

Home prices YoY
-16.7%
Rents YoY
21.4%
Active inventory
124
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,545 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$130 /mo · $1,564/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$324
Net cashflow
$524

Break-even live

Break-even rent $882
Max offer price $100,000
Occupancy floor 61%

Sensitivity live

Price -10% $581 -5% $552 +0% $524 +5% $496 +10% $467
Rent -10% $402 -5% $463 +0% $524 +5% $585 +10% $646
Rate -1.0pp $574 -0.5pp $550 base $524 +0.5pp $498 +1.0pp $472

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
321 Pine Ave Newport News, VA 3.0 2.5 1349 $1,990 $1.48 25d 1 0.19mi
417 Greenbriar Ave Hampton, VA 3.0 2.0 1007 $1,695 $1.68 9d 1 0.26mi
233 Pine Ave Newport News, VA 3.0 2.0 1213 $2,100 $1.73 25d 1 0.27mi
104 Greenbriar Ave Hampton, VA 2.0 1.0 1146 $1,390 $1.21 14d 1 0.50mi
1348 28th St Unit NA Newport News, VA 2.0 1.0 997 $1,350 $1.35 25d 1 0.52mi
1348 28th St Newport News, VA 2.0 1.0 997 $1,350 $1.35 5d 1 0.52mi
200 Claremont Ave Unit 212 Hampton, VA 1.0 1.0 717 $1,216 $1.70 19d 1 0.53mi
401 Craven St Hampton, VA 3.0 1.0 864 $1,595 $1.85 25d 1 0.58mi
633 Hemlock Ave Hampton, VA 3.0 1.0 1056 $1,757 $1.66 13d 1 0.60mi
35 Cedar Ave Newport News, VA 3.0 1.5 1138 $1,595 $1.40 45d 1 0.68mi
1212 Shell Rd Hampton, VA 3.0 2.0 960 $1,995 $2.08 16d 1 0.69mi
41 Ash Ave Unit B Newport News, VA 2.0 1.0 930 $1,500 $1.61 25d 1 0.70mi
1227 31st St Newport News, VA 3.0 2.0 1500 $2,495 $1.66 3d 1 0.71mi
1239 24th St Newport News, VA 3.0 1.0 880 $1,495 $1.70 45d 1 0.75mi
1240 24th St Newport News, VA 2.0 1.0 752 $995 $1.32 25d 1 0.76mi
613 Delaware Ave Hampton, VA 3.0 2.0 1082 $1,900 $1.76 4d 1 0.83mi
2314 Chestnut Ave Newport News, VA 2.0 1.0 900 $12,900 $14.33 3d 1 0.84mi
2314 Chestnut Ave Newport News, VA 1.0 1.0 800 $1,090 $1.36 45d 1 0.84mi
2314 Chestnut Ave Newport News, VA 1.0 1.0 900 $990 $1.10 25d 1 0.84mi
624 Pennsylvania Ave Hampton, VA 3.0 1.0 912 $1,600 $1.75 25d 1 0.85mi
1943 Kecoughtan Rd Hampton, VA 2.0 1.0 900 $1,150 $1.28 5d 1 0.85mi
1943 Kecoughtan Rd Unit G Hampton, VA 2.0 1.0 900 $1,150 $1.28 13d 1 0.85mi
1124 33rd St Newport News, VA 3.0 1.5 1386 $1,600 $1.15 25d 1 0.89mi
1216 21st St Newport News, VA 3.0 3.5 1446 $1,700 $1.18 25d 1 0.92mi
2113 Victoria Blvd Hampton, VA 3.0 1.0 1005 $1,595 $1.59 45d 1 0.92mi
1032 37th St Newport News, VA 3.0 2.0 1191 $1,450 $1.22 45d 1 1.06mi
1035 23rd St Newport News, VA 3.0 2.0 1378 $1,600 $1.16 45d 1 1.07mi
1126 44th St Newport News, VA 1.0 1.5 1100 $1,295 $1.18 25d 1 1.09mi
1010 36th St Newport News, VA 2.0 1.0 775 $1,095 $1.41 25d 1 1.09mi
236 Pocahontas Pl Hampton, VA 2.0 1.0 1262 $1,795 $1.42 3d 1 1.14mi
640 Rolfe St Hampton, VA 3.0 2.0 1100 $2,000 $1.82 45d 1 1.15mi
130 Pocahontas Pl Hampton, VA 3.0 1.0 1415 $1,695 $1.20 45d 1 1.16mi
4111 Orcutt Ave Newport News, VA 2.0 1.0 740 $795 $1.07 4d 1 1.24mi
935 37th St Unit 16 Newport News, VA 2.0 1.0 700 $995 $1.42 45d 1 1.25mi
935 37th St Unit 15 Newport News, VA 2.0 1.0 700 $995 $1.42 9d 1 1.25mi
935 37th St Unit 4 Newport News, VA 2.0 1.0 700 $900 $1.29 25d 1 1.25mi
913 41st St Newport News, VA 2.0 1.5 740 $1,045 $1.41 25d 1 1.26mi
915 41st St Newport News, VA 2.0 1.0 740 $1,045 $1.41 25d 1 1.27mi
4241 Orcutt Ave Newport News, VA 2.0 1.0 740 $795 $1.07 4d 1 1.28mi
4218 Newsome Dr Newport News, VA 2.0 1.0 740 $795 $1.07 4d 1 1.28mi

Listing history 2 events

  1. 2026-06-07
    remarks 40-char remark
  2. 2026-06-07
    listed $100,000 Under Contract 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$1,564 · $130/mo
Projected year-2 tax
$1,564 · $130/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,540
− Mortgage interest
−$5,602
− Property taxes
−$1,564
− Insurance
−$500
− Repairs & maintenance
−$1,483
− Management
−$1,483
− Depreciation
−$2,909
Taxable income
$4,998
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,200
After-tax cash flow
$5,090/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hampton City Public School District
NCES district ID
5101800
Math proficiency
60% ▼ -21.00%
Reading proficiency
70% ▼ -4.00%
Median HH income
$50,089
Composite
55.19/100
National rank
#1272
State rank
#40 of 131 in VA

Livability — Hampton

Score
75/100
State rank
#133
US rank
#4302

Category grades

Amenities D+ Commute F Cost of living A Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hampton, VA
County
Hampton City · 132,421 people
City population
132,421
Metro
Virginia Beach-Norfolk-Newport News, VA-NC
Population (ZIP)
14,005
Household income
$65,446
Rent vs Own
30.4% rent · 69.6% own
Severe rent burden
704.0

Population outlook (Hampton County) Hauer SSP2

Today (2025)
134,055 people
By 2030
131,753 · -1.7%
By 2040
125,017 · -6.7%
By 2050
116,825 · -12.9%
By 2075
97,033 · -27.6%
By 2100
76,188 · -43.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 59% White 31% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Serbian 2% Italian 2% Romanian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 2% French/Haitian/Cajun 1% Arabic 1%

Political lean MEDSL · Hampton

2024 margin
Solid D (+39.9) · D 69.2% · R 29.4% · Other 1.4%
2008→2024 swing
+1.0pp no change · 2008: 38.9pp · 2024: 39.9pp
All cycles
2024: D+39.9 2020: D+42.2 2016: D+37.8 2012: D+45.4 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.95%
Current HPI
274.2769
Rent YoY
▲ 21.35%
Metro
Virginia Beach-Norfolk-Newport News, VA-NC
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+809.1% since first listed
3 events — show timeline
  • 2026-06-05 Pending REINMLS
  • 2026-06-05 Listed $100,000 REINMLS
  • 1959-04-01 Sold (Public Records) $11,000 Public Records

Property tax history

+7.0%/yr

Latest (2025): $1,564 · +7.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…