7445 Calder Dr · Walker Mill, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 102°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 19.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.9/15.0
- Cash flow +12.2/30.0
- Rent growth +4.0/5.0
- 1% rule +3.6/10.0
- DSCR +3.6/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$299,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Seller is reviewing offers. Incredible value!! 3 bed/2 /2 baths with attached garage at an unbeatable price. Seller just put a new Roof on this spacious townhouse. Property features a large primary bedroom with ensuite bathroom, and a spacious basement for entertaining. Sit outside on the deck and enjoy the summer weather. Live in this property and update with your own vision. Near shopping and a 5 minute drive to Addison Drive Metro. Live here and you can enjoy beautiful Watkins Mill Regional Park.
Key facts
- $75 HOA
- Garage
- Built 1972
Property features AI
Finance
- HOA & community: HOA fee $900 annually
Exterior
- Parking: Attached garage (front entry); Driveway parking; Total of 2 garage/parking spaces (1 attached garage space, 1 driveway space)
- Utilities: Public water; Public sewer
- Home design: Interior townhouse/rowhouse; Above-grade finished living area reported by assessor
- Construction: Brick construction; Block foundation; Other structures above grade
- Exterior features: No tidal water
Interior
- Kitchen: Stove; Refrigerator
- Bedrooms: Three bedrooms on the upper level
- Bathrooms: Two full bathrooms (both on upper level); Two half bathrooms (one on main level, one on lower level)
- Heating & cooling: Central heating (natural gas); Central air conditioning
- Interior features: Connecting stairway to the basement; Stove, Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath townhouse listed at $300k.
Deal economics
- At list price, monthly cash flow is $-58 ($-695/yr) — negative.
- To cash-flow at today's rent, offer at most $290k (3.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $257k (14.2% below list).
- Recommended offer: $257k (14.2% below list) — sets the bar for 1% rule.
- Cap rate 6.1% vs local median 4.4% in Walker Mill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#300 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A; Watch: crime D+, amenities F, cost of living F.
- Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: John H. Bayne Elementary (math 2% / reading 2%, grade F, #826 of 860 statewide, top 100%, 322 students, 78% FRL); Walker Mill Middle (math 8% / reading 36%, grade F, #125 of 225 statewide, top 58%, 693 students, 73% FRL); Central High (math 12% / reading 37%, grade F, #163 of 222 statewide, top 75%, 877 students, 74% FRL) — zoned schools average 75% FRL vs 53% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.9%/yr); 215 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
- This rent runs 40% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $52k; list at $300k implies a 477% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.06%
- Cash-on-cash
- -0.83%
- DSCR
- 0.96
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $340,646
- List price
- $299,999
- Delta
- -11.93%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7415 Shady Glen Ter | 0.12mi | 3/2.0 | 1,352 (-6%) | 6mo | $350,000 | $259 | 75 |
| 404 Shady Glen Dr | 0.16mi | 3/3.0 | 1,600 (+11%) | 4mo | $335,000 | $209 | 70 |
| 7411 Walker Mill Dr | 0.14mi | 3/3.0 | 1,518 (+6%) | 20mo | $311,000 | $205 | 68 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.9% rent growth · sell at horizon
- IRR
- -14.4%
- Equity multiple
- 0.47×
- Total profit
- $-44,521
- Equity at exit
- $44,731
- IRR
- -1.5%
- Equity multiple
- 0.89×
- Total profit
- $-9,644
- Equity at exit
- $25,938
Cash invested: $84,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20743
- Rents YoY
- 5.9%
- Active inventory
- 215
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $2,575 high interval (Pro) →
- Mortgage (P&I)
- −$1,573
- Tax from tax record
- −$319 /mo · $3,826/yr
- Insurance
- −$125
- HOA
- −$75
- Vacancy / Maint / Mgmt
- −$541
- Net cashflow
- $-58
Break-even live
Sensitivity live
| Price | -10% $112 | -5% $27 | +0% $-58 | +5% $-143 | +10% $-228 |
|---|---|---|---|---|---|
| Rent | -10% $-261 | -5% $-160 | +0% $-58 | +5% $44 | +10% $145 |
| Rate | -1.0pp $93 | -0.5pp $18 | base $-58 | +0.5pp $-136 | +1.0pp $-215 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $75,000
- Closing costs
- $9,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7425 Drumlea Rd Capitol Heights, MD | 4.0 | 3.5 | 1394 | $2,500 | $1.79 | 45d | 1 | 0.08mi |
| 6812 Pepper St Capitol Heights, MD | 4.0 | 2.0 | 1095 | $2,750 | $2.51 | 45d | 1 | 0.78mi |
| 8210 Goldstone Ct Hyattsville, MD | 4.0 | 3.5 | 1696 | $4,000 | $2.36 | 20d | 1 | 0.83mi |
| 8100 Gibbs Way Hyattsville, MD | 1.0–3.0 | 1.0–2.5 | 1082 | $2,810 | $2.60 | 0d | 54 | 0.88mi |
| 7727 Swan Ter Hyattsville, MD | 3.0 | 2.5 | 1700 | $2,200 | $1.29 | 19d | 1 | 0.92mi |
| 7626 Green Willow Ct Hyattsville, MD | 4.0 | 3.0 | 1220 | $2,850 | $2.34 | 20d | 1 | 0.96mi |
| 8251 Ridgefield Blvd Landover, MD | 2.0–4.0 | 1.5–2.5 | 1182 | $2,643 | $2.24 | 0d | 54 | 1.08mi |
| 7290 Mahogany Dr Hyattsville, MD | 3.0 | 2.5 | 1300 | $2,400 | $1.85 | 6d | 1 | 1.08mi |
| 6936 Walker Mill Rd Capitol Heights, MD | 1.0–3.0 | 1.0–1.5 | 806 | $1,700 | $2.11 | 14d | 11 | 1.12mi |
| 6957 Walker Mill Rd Capitol Heights, MD | 3.0 | 2.5 | 1320 | $2,650 | $2.01 | 45d | 1 | 1.17mi |
| 7017 Migliori Ct District Heights, MD | 3.0 | 2.5 | 1320 | $2,650 | $2.01 | 7d | 1 | 1.20mi |
| 6221 Addison Rd Capitol Heights, MD | 3.0 | 1.5 | 1554 | $3,000 | $1.93 | 20d | 1 | 1.24mi |
| 1341 Karen Blvd Capitol Heights, MD | 2.0 | 2.0 | 950 | $2,300 | $2.42 | 45d | 1 | 1.24mi |
| 6769 Milltown Ct District Heights, MD | 2.0 | 1.5 | 1100 | $2,299 | $2.09 | 12d | 1 | 1.26mi |
| 916 Portia Ct Hyattsville, MD | 3.0 | 2.5 | 1029 | $2,800 | $2.72 | 45d | 1 | 1.28mi |
| 6565 Ronald Rd Capitol Heights, MD | 3.0 | 3.5 | 1350 | $2,650 | $1.96 | 45d | 1 | 1.31mi |
| 1127 Ivy Club Ln Hyattsville, MD | 1.0–2.0 | 1.0–2.0 | 826 | $2,020 | $2.44 | 1d | 7 | 1.41mi |
| 6706 Central Hills Ter Hyattsville, MD | 3.0 | 2.5 | 1212 | $2,500 | $2.06 | 45d | 1 | 1.47mi |
| 1741 Addison Rd S District Heights, MD | 3.0 | 1.5 | 1300 | $1,950 | $1.50 | 20d | 1 | 1.48mi |
HOA detail
- Monthly dues
- $75 · $900/yr
Listing history 5 events
-
2026-06-18status $299,999 Pending 8 DOM
-
2026-05-15$299,999 Active 477-char remark
-
2026-05-15historical $299,999 477-char remark
-
1978-12-04soldstatus $52,000
-
1972-04-11soldstatus $27,480
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,826 · $319/mo
- Projected year-2 tax
- $3,826 · $319/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,898
- − Mortgage interest
- −$16,805
- − Property taxes
- −$3,826
- − Insurance
- −$1,500
- − Repairs & maintenance
- −$2,472
- − Management
- −$2,472
- − HOA
- −$900
- − Depreciation
- −$8,727
- Taxable loss
- −$5,803
- Est. tax savings @ 24.0%
- +$1,393
- After-tax cash flow
- $698/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prince George'S County Public Schools
- NCES district ID
- 2400510
- Math proficiency
- 8% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $73,967
- Composite
- 16.82/100
- National rank
- #9151
- State rank
- #21 of 24 in MD
Livability — Walker Mill
- Score
- 63/100
- State rank
- #300
- US rank
- #15588
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Walker Mill, MD
- County
- Prince Georges County · 919,866 people
- City population
- 39,439
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 41,093
- Household income
- $76,466
- Rent vs Own
- Severe rent burden
- 1418.0
Population outlook (Prince George's County) Hauer SSP2
- Today (2025)
- 1,005,426 people
- By 2030
- 1,048,416 · +4.3%
- By 2040
- 1,123,425 · +11.7%
- By 2050
- 1,183,220 · +17.7%
- By 2075
- 1,306,202 · +29.9%
- By 2100
- 1,408,179 · +40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (78%)
- Race & ethnicity
- Black 78% Hispanic / Latino 16% Two or more races 4% White 3% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Foreign-born
- 16% · Canada
- Languages at home
- 81% English-only · Spanish 13% French/Haitian/Cajun 1%
Political lean MEDSL · Prince George's
- 2024 margin
- Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
- All cycles
- 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -311.97%
- Current HPI
- 335.5152
- Rent YoY
- ▲ 5.90%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
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| Utilities | 1 | $25B |
|
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| Hotels | 1 | $24B |
|
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| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
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Price history
+991.7% since first listed5 events — show timeline
- 2026-05-24 Contingent — BRIGHT MLS
- 2026-05-15 Listed $299,999 BRIGHT MLS
- 2026-05-15 Coming Soon $299,999 BRIGHT MLS
- 1978-12-04 Sold (Public Records) $52,000 Public Records
- 1972-04-11 Sold (Public Records) $27,480 Public Records
Property tax history
+6.1%/yrLatest (2025): $3,826 · +4.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…