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7445 Calder Dr
D Composite 43.64
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.9/15.0
  • Cash flow +12.2/30.0
  • Rent growth +4.0/5.0
  • 1% rule +3.6/10.0
  • DSCR +3.6/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$299,999

7445 Calder Dr · Walker Mill, MD 20743
3 bd · 3.0 ba · 1,439 sqft · Townhouse public records · 8 Days on market
Built 1972 2,178 sqft lot $208/sqft · 12% below area Est $341k · 12% under $75/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Seller is reviewing offers. Incredible value!! 3 bed/2 /2 baths with attached garage at an unbeatable price. Seller just put a new Roof on this spacious townhouse. Property features a large primary bedroom with ensuite bathroom, and a spacious basement for entertaining. Sit outside on the deck and enjoy the summer weather. Live in this property and update with your own vision. Near shopping and a 5 minute drive to Addison Drive Metro. Live here and you can enjoy beautiful Watkins Mill Regional Park.

Key facts

  • $75 HOA
  • Garage
  • Built 1972

Property features AI

Finance

  • HOA & community: HOA fee $900 annually

Exterior

  • Parking: Attached garage (front entry); Driveway parking; Total of 2 garage/parking spaces (1 attached garage space, 1 driveway space)
  • Utilities: Public water; Public sewer
  • Home design: Interior townhouse/rowhouse; Above-grade finished living area reported by assessor
  • Construction: Brick construction; Block foundation; Other structures above grade
  • Exterior features: No tidal water

Interior

  • Kitchen: Stove; Refrigerator
  • Bedrooms: Three bedrooms on the upper level
  • Bathrooms: Two full bathrooms (both on upper level); Two half bathrooms (one on main level, one on lower level)
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: Connecting stairway to the basement; Stove, Refrigerator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath townhouse listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-58 ($-695/yr) — negative.
  • To cash-flow at today's rent, offer at most $290k (3.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $257k (14.2% below list).
  • Recommended offer: $257k (14.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 4.4% in Walker Mill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#300 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A; Watch: crime D+, amenities F, cost of living F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: John H. Bayne Elementary (math 2% / reading 2%, grade F, #826 of 860 statewide, top 100%, 322 students, 78% FRL); Walker Mill Middle (math 8% / reading 36%, grade F, #125 of 225 statewide, top 58%, 693 students, 73% FRL); Central High (math 12% / reading 37%, grade F, #163 of 222 statewide, top 75%, 877 students, 74% FRL) — zoned schools average 75% FRL vs 53% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.9%/yr); 215 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $52k; list at $300k implies a 477% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $257,484 (14.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.06%
Cash-on-cash
-0.83%
DSCR
0.96
GRM
9.7

CMA / ARV

ARV (median comp)
$340,646
List price
$299,999
Delta
-11.93%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7415 Shady Glen Ter 0.12mi 3/2.0 1,352 (-6%) 6mo $350,000 $259 75
404 Shady Glen Dr 0.16mi 3/3.0 1,600 (+11%) 4mo $335,000 $209 70
7411 Walker Mill Dr 0.14mi 3/3.0 1,518 (+6%) 20mo $311,000 $205 68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.9% rent growth · sell at horizon

5-year hold
IRR
-14.4%
Equity multiple
0.47×
Total profit
$-44,521
Equity at exit
$44,731
10-year hold
IRR
-1.5%
Equity multiple
0.89×
Total profit
$-9,644
Equity at exit
$25,938

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20743

Rents YoY
5.9%
Active inventory
215
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$2,575 high interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$319 /mo · $3,826/yr
Insurance
$125
HOA
$75
Vacancy / Maint / Mgmt
$541
Net cashflow
$-58

Break-even live

Break-even rent $2,648
Max offer price $289,765
Occupancy floor 97%

Sensitivity live

Price -10% $112 -5% $27 +0% $-58 +5% $-143 +10% $-228
Rent -10% $-261 -5% $-160 +0% $-58 +5% $44 +10% $145
Rate -1.0pp $93 -0.5pp $18 base $-58 +0.5pp $-136 +1.0pp $-215

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,000
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7425 Drumlea Rd Capitol Heights, MD 4.0 3.5 1394 $2,500 $1.79 45d 1 0.08mi
6812 Pepper St Capitol Heights, MD 4.0 2.0 1095 $2,750 $2.51 45d 1 0.78mi
8210 Goldstone Ct Hyattsville, MD 4.0 3.5 1696 $4,000 $2.36 20d 1 0.83mi
8100 Gibbs Way Hyattsville, MD 1.0–3.0 1.0–2.5 1082 $2,810 $2.60 0d 54 0.88mi
7727 Swan Ter Hyattsville, MD 3.0 2.5 1700 $2,200 $1.29 19d 1 0.92mi
7626 Green Willow Ct Hyattsville, MD 4.0 3.0 1220 $2,850 $2.34 20d 1 0.96mi
8251 Ridgefield Blvd Landover, MD 2.0–4.0 1.5–2.5 1182 $2,643 $2.24 0d 54 1.08mi
7290 Mahogany Dr Hyattsville, MD 3.0 2.5 1300 $2,400 $1.85 6d 1 1.08mi
6936 Walker Mill Rd Capitol Heights, MD 1.0–3.0 1.0–1.5 806 $1,700 $2.11 14d 11 1.12mi
6957 Walker Mill Rd Capitol Heights, MD 3.0 2.5 1320 $2,650 $2.01 45d 1 1.17mi
7017 Migliori Ct District Heights, MD 3.0 2.5 1320 $2,650 $2.01 7d 1 1.20mi
6221 Addison Rd Capitol Heights, MD 3.0 1.5 1554 $3,000 $1.93 20d 1 1.24mi
1341 Karen Blvd Capitol Heights, MD 2.0 2.0 950 $2,300 $2.42 45d 1 1.24mi
6769 Milltown Ct District Heights, MD 2.0 1.5 1100 $2,299 $2.09 12d 1 1.26mi
916 Portia Ct Hyattsville, MD 3.0 2.5 1029 $2,800 $2.72 45d 1 1.28mi
6565 Ronald Rd Capitol Heights, MD 3.0 3.5 1350 $2,650 $1.96 45d 1 1.31mi
1127 Ivy Club Ln Hyattsville, MD 1.0–2.0 1.0–2.0 826 $2,020 $2.44 1d 7 1.41mi
6706 Central Hills Ter Hyattsville, MD 3.0 2.5 1212 $2,500 $2.06 45d 1 1.47mi
1741 Addison Rd S District Heights, MD 3.0 1.5 1300 $1,950 $1.50 20d 1 1.48mi

HOA detail

Monthly dues
$75 · $900/yr

Listing history 5 events

  1. 2026-06-18
    status $299,999 Pending 8 DOM
  2. 2026-05-15
    listed $299,999 Active 477-char remark
  3. 2026-05-15
    historical $299,999 477-char remark
  4. 1978-12-04
    soldstatus $52,000
  5. 1972-04-11
    soldstatus $27,480

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,826 · $319/mo
Projected year-2 tax
$3,826 · $319/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,898
− Mortgage interest
−$16,805
− Property taxes
−$3,826
− Insurance
−$1,500
− Repairs & maintenance
−$2,472
− Management
−$2,472
− HOA
−$900
− Depreciation
−$8,727
Taxable loss
−$5,803
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,393
After-tax cash flow
$698/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Walker Mill

Score
63/100
State rank
#300
US rank
#15588

Category grades

Amenities F Commute A+ Cost of living F Crime D+ Employment A Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Walker Mill, MD
County
Prince Georges County · 919,866 people
City population
39,439
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
41,093
Household income
$76,466
Rent vs Own
33.9% rent · 66.1% own
Severe rent burden
1418.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (78%)
Race & ethnicity
Black 78% Hispanic / Latino 16% Two or more races 4% White 3% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Foreign-born
16% · Canada
Languages at home
81% English-only · Spanish 13% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -311.97%
Current HPI
335.5152
Rent YoY
▲ 5.90%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+991.7% since first listed
5 events — show timeline
  • 2026-05-24 Contingent BRIGHT MLS
  • 2026-05-15 Listed $299,999 BRIGHT MLS
  • 2026-05-15 Coming Soon $299,999 BRIGHT MLS
  • 1978-12-04 Sold (Public Records) $52,000 Public Records
  • 1972-04-11 Sold (Public Records) $27,480 Public Records

Property tax history

+6.1%/yr

Latest (2025): $3,826 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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