843 14th St · San Francisco, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 2/10 · Minimal
- Hot days now (above 78°F)
- 8 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 15 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +9.8/10.0
- Rent growth +5.0/5.0
- Schools +5.0/10.0
- Livability +3.8/5.0
- Cash flow +2.7/30.0
- Condition / age +2.5/5.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$1,595,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Centrally located in Duboce Triangle with ideal transit and easy access to everything, this chic, full-floor, Edwardian condo is brimming with beautiful style and period detail. Elegant coved ceilings, bay windows and moldings embellish the bedrooms and living spaces, and the dual-parlor layout boasts two ornate fireplaces and built-ins. Enjoy in-unit laundry, an updated bathroom and a large, updated kitchen with flat-panel cabinetry, stainless appliances and ample storage and prep space. The flexible floor plan easily allows for three bedrooms, a formal dining room and living room. The rear bedroom and dining room are flooded with southern light, offering views of the spacious, lush yard surrounded by succulents, vegetable gardens, mature jasmine and a peach tree. This exceptional location is central to the Castro, Haight, NOPA, Mission, Hayes Valley, every MUNI train within two blocks, BART nearby, and abundant local dining, shopping and errands.
Key facts
- Renovated condo
- Period details
- Bay windows
Tags
Property features AI
Finance
- HOA & community: Homeowners association with a $500 monthly fee; HOA covers common areas, structure insurance, structure maintenance, sewer, trash, and water; Community of 3 units; Pets allowed (cats and dogs; limits/conditions apply)
Exterior
- Parking: Front-facing garage; Side-by-side configuration; Size-limited covered parking; On-site parking (1 covered space, 1 total)
- Home design: Residential condominium; One story; Attached property; Built in 1901
- Construction: 1901 construction
- Exterior features: Entry at ground level
Interior
- Bedrooms: 3 bedrooms
- Bathrooms: 1 full bathroom
- Interior features: Updated/remodeled condition; Single-level living
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $1.59M.
Deal economics
- At list price, monthly cash flow is $-5k ($-64k/yr) — negative.
- To cash-flow at today's rent, offer at most $647k (59.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $731k (54.2% below list).
- Recommended offer: $647k (59.4% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 76/100 on livability (#90 in CA, #3,143 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
- San Francisco Unified (urban): math 50% / reading 56% proficiency, ranked #322 of 1,400 in CA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lilienthal (Claire) Elementary (669 students, 19% FRL); Giannini (A.P.) Middle (1,192 students, 34% FRL); Lowell High (2,632 students, 37% FRL) — zoned schools average 30% FRL vs 49% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+14.4%/yr); 121 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 750 units permitted in San Francisco County in 2024 (688 in 5+ unit buildings).
- This rent runs 43% of the median local income ($204k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $163k of equity ($11k loan paydown + $152k appreciation (9.5% local appreciation)).
- San Francisco County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$261k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1901 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1901 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.46% ✗
- Cap rate
- 2.26%
- Cash-on-cash
- -14.41%
- DSCR
- 0.36
- GRM
- 18.2
CMA / ARV
- ARV (median comp)
- $2,132,333
- List price
- $1,595,000
- Delta
- -25.20%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
9.51% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 14.1%
- Equity multiple
- 2.15×
- Total profit
- $512,287
- Equity at exit
- $1,379,921
- IRR
- 14.8%
- Equity multiple
- 5.17×
- Total profit
- $1,860,407
- Equity at exit
- $2,917,232
Cash invested: $446,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 0 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City San Francisco
- 0 Strongly Tenant-Friendly · D+57
ZIP-level market 94114
- Home prices YoY
- 4.4%
- Rents YoY
- 14.4%
- Active inventory
- 121
- Price-to-rent
- 18.2×
Monthly cashflow live
- Estimated rent
- $7,308 high interval (Pro) →
- Mortgage (P&I)
- −$8,364
- Tax from tax record
- −$1,608 /mo · $19,295/yr
- Insurance
- −$665
- HOA
- −$500
- Vacancy / Maint / Mgmt
- −$1,535
- Net cashflow
- $-5,364
Break-even live
Sensitivity live
| Price | -10% $-4,461 | -5% $-4,912 | +0% $-5,364 | +5% $-5,815 | +10% $-6,267 |
|---|---|---|---|---|---|
| Rent | -10% $-5,941 | -5% $-5,653 | +0% $-5,364 | +5% $-5,075 | +10% $-4,787 |
| Rate | -1.0pp $-4,561 | -0.5pp $-4,958 | base $-5,364 | +0.5pp $-5,777 | +1.0pp $-6,198 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $398,750
- Closing costs
- $47,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 257 Church St San Francisco, CA | 2.0 | 1.0 | 1100 | $5,995 | $5.45 | 45d | 1 | 0.18mi |
| 124 Alpine Ter San Francisco, CA | 3.0 | 2.0 | 2200 | $11,995 | $5.45 | 16d | 1 | 0.33mi |
| 124 Alpine Ter San Francisco, CA | 3.0 | 2.0 | 2200 | $12,500 | $5.68 | 26d | 1 | 0.33mi |
| 124 Alpine Ter San Francisco, CA | 3.0 | 2.0 | 2200 | $11,995 | $5.45 | 13d | 1 | 0.33mi |
| 258 Dorland St Unit 7 San Francisco, CA | 2.0 | 2.0 | 1500 | $5,500 | $3.67 | 45d | 1 | 0.34mi |
| 47 Ford St San Francisco, CA | 2.0 | 1.5 | 1401 | $6,500 | $4.64 | 22d | 1 | 0.36mi |
| 4058 17th St #4062 San Francisco, CA | 2.0 | 2.0 | 1300 | $5,895 | $4.53 | 20d | 1 | 0.39mi |
| 200 Buchanan St San Francisco, CA | 1.0–2.0 | 1.0–2.0 | 1015 | $9,680 | $9.53 | 0d | 10 | 0.45mi |
| 165 States St San Francisco, CA | 2.0 | 2.0 | 1100 | $6,000 | $5.45 | 45d | 1 | 0.45mi |
| 542 Valencia St Unit A San Francisco, CA | 2.0 | 1.0 | 1600 | $5,000 | $3.12 | 26d | 1 | 0.57mi |
| 25 Baker St Unit STREET1 San Francisco, CA | 3.0 | 2.0 | 1300 | $6,500 | $5.00 | 6d | 1 | 0.58mi |
| 25 Baker St San Francisco, CA | 3.0 | 2.0 | 1300 | $6,500 | $5.00 | 4d | 1 | 0.58mi |
| 4058 20th St San Francisco, CA | 3.0 | 2.0 | 1794 | $13,975 | $7.79 | 26d | 1 | 0.62mi |
| 170 Eureka St San Francisco, CA | 2.0 | 1.5 | 1200 | $8,995 | $7.50 | 5d | 1 | 0.62mi |
| 1600 15th St San Francisco, CA | 1.0–2.0 | 1.0–2.0 | 931 | $6,066 | $6.52 | 0d | 6 | 0.64mi |
| 1306 Page St San Francisco, CA | 3.0 | 2.0 | 1500 | $11,995 | $8.00 | 45d | 1 | 0.67mi |
| 325 Octavia St San Francisco, CA | 2.0 | 1.0–2.0 | 811 | $7,563 | $9.33 | 0d | 1 | 0.70mi |
| 1 Brady St San Francisco, CA | 2.0 | 1.0–2.0 | 889 | $7,400 | $8.32 | 0d | 26 | 0.77mi |
| 3436 19th St Unit A San Francisco, CA | 3.0 | 2.0 | 1250 | $7,225 | $5.78 | 22d | 1 | 0.79mi |
| 140 S Van Ness Ave #1679 San Francisco, CA | 2.0 | 2.0 | 1250 | $5,760 | $4.61 | 0d | 1 | 0.80mi |
| 30 Otis St San Francisco, CA | 2.0 | 1.0–2.0 | 874 | $8,477 | $9.69 | 0d | 15 | 0.82mi |
| 2 Fair Oaks St #4 San Francisco, CA | 3.0 | 1.0 | 1513 | $9,900 | $6.54 | 20d | 1 | 0.83mi |
| 600 S Van Ness Ave San Francisco, CA | 2.0 | 2.0 | 1200 | $6,500 | $5.42 | 4d | 1 | 0.83mi |
| 922 Valencia St Unit A San Francisco, CA | 3.0 | 2.5 | 1250 | $8,450 | $6.76 | 45d | 1 | 0.84mi |
| 922 Valencia St Apt C San Francisco, CA | 3.0 | 2.5 | 1300 | $7,950 | $6.12 | 45d | 1 | 0.84mi |
| 922 Valencia St San Francisco, CA | 3.0 | 3.0 | 1100 | $8,450 | $7.68 | 45d | 1 | 0.84mi |
| 1436 Waller St Unit 1436 San Francisco, CA | 3.0 | 2.0 | 1800 | $6,890 | $3.83 | 45d | 1 | 0.86mi |
| 724 Central Ave San Francisco, CA | 2.0 | 1.0 | 1307 | $5,795 | $4.43 | 16d | 1 | 0.95mi |
| 82 Parnassus Ave San Francisco, CA | 3.0 | 1.0 | 1701 | $2,800 | $1.65 | 4d | 1 | 0.96mi |
| 100 Van Ness Ave #1477 San Francisco, CA | 1.0–2.0 | 1.0–2.0 | 865 | $7,990 | $9.24 | 0d | 2 | 0.96mi |
| 826 Central Ave San Francisco, CA | 3.0 | 1.0 | 1100 | $4,989 | $4.54 | 45d | 1 | 1.00mi |
| 8 10th St San Francisco, CA | 2.0 | 1.0–2.0 | 882 | $9,205 | $10.44 | 0d | 25 | 1.02mi |
| 569-571 Capp St San Francisco, CA | 3.0 | 1.0 | 1600 | $6,995 | $4.37 | 4d | 1 | 1.02mi |
| 643 Cole St San Francisco, CA | 3.0 | 1.5 | 1600 | $5,245 | $3.28 | 45d | 1 | 1.04mi |
| 30 Washburn St Unit 3 San Francisco, CA | 2.0 | 2.0 | 1576 | $5,995 | $3.80 | 9d | 1 | 1.11mi |
| 30 Washburn St San Francisco, CA | 2.0 | 2.0 | 1576 | $5,995 | $3.80 | 26d | 1 | 1.11mi |
| 55 9th St San Francisco, CA | 2.0 | 1.0–2.0 | 833 | $5,625 | $6.75 | 0d | 1 | 1.14mi |
| 380 10th St San Francisco, CA | 2.0 | 2.0 | 1122 | $5,495 | $4.90 | 46d | 1 | 1.15mi |
| 1288 Howard St #1908 San Francisco, CA | 1.0–2.0 | 1.0–2.0 | 782 | $6,710 | $8.58 | 3d | 2 | 1.18mi |
| 1265 Stanyan St San Francisco, CA | 3.0 | 2.0 | 2005 | $13,900 | $6.93 | 9d | 1 | 1.19mi |
HOA detail condo
- Monthly dues
- $500 · $6,000/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 12 events
-
2026-05-15status Pending 1675-char remark
-
2026-05-01$1,595,000 Active 1675-char remark
-
2021-02-05soldstatus $1,430,000 Closed 962-char remark
Show marketing remark (962 chars)
Centrally located in Duboce Triangle with ideal transit and easy access to everything, this chic, full-floor, Edwardian condo is brimming with beautiful style and period detail. Elegant coved ceilings, bay windows and moldings embellish the bedrooms and living spaces, and the dual-parlor layout boasts two ornate fireplaces and built-ins. Enjoy in-unit laundry, an updated bathroom and a large, updated kitchen with flat-panel cabinetry, stainless appliances and ample storage and prep space. The flexible floor plan easily allows for three bedrooms, a formal dining room and living room. The rear bedroom and dining room are flooded with southern light, offering views of the spacious, lush yard surrounded by succulents, vegetable gardens, mature jasmine and a peach tree. This exceptional location is central to the Castro, Haight, NOPA, Mission, Hayes Valley, every MUNI train within two blocks, BART nearby, and abundant local dining, shopping and errands.
-
2021-02-05soldstatus $1,430,000
Show marketing remark (962 chars)
Centrally located in Duboce Triangle with ideal transit and easy access to everything, this chic, full-floor, Edwardian condo is brimming with beautiful style and period detail. Elegant coved ceilings, bay windows and moldings embellish the bedrooms and living spaces, and the dual-parlor layout boasts two ornate fireplaces and built-ins. Enjoy in-unit laundry, an updated bathroom and a large, updated kitchen with flat-panel cabinetry, stainless appliances and ample storage and prep space. The flexible floor plan easily allows for three bedrooms, a formal dining room and living room. The rear bedroom and dining room are flooded with southern light, offering views of the spacious, lush yard surrounded by succulents, vegetable gardens, mature jasmine and a peach tree. This exceptional location is central to the Castro, Haight, NOPA, Mission, Hayes Valley, every MUNI train within two blocks, BART nearby, and abundant local dining, shopping and errands.
-
2021-02-01status Pending 962-char remark
Show marketing remark (962 chars)
Centrally located in Duboce Triangle with ideal transit and easy access to everything, this chic, full-floor, Edwardian condo is brimming with beautiful style and period detail. Elegant coved ceilings, bay windows and moldings embellish the bedrooms and living spaces, and the dual-parlor layout boasts two ornate fireplaces and built-ins. Enjoy in-unit laundry, an updated bathroom and a large, updated kitchen with flat-panel cabinetry, stainless appliances and ample storage and prep space. The flexible floor plan easily allows for three bedrooms, a formal dining room and living room. The rear bedroom and dining room are flooded with southern light, offering views of the spacious, lush yard surrounded by succulents, vegetable gardens, mature jasmine and a peach tree. This exceptional location is central to the Castro, Haight, NOPA, Mission, Hayes Valley, every MUNI train within two blocks, BART nearby, and abundant local dining, shopping and errands.
-
2020-12-15historical Contingent - Show 962-char remark
Show marketing remark (962 chars)
Centrally located in Duboce Triangle with ideal transit and easy access to everything, this chic, full-floor, Edwardian condo is brimming with beautiful style and period detail. Elegant coved ceilings, bay windows and moldings embellish the bedrooms and living spaces, and the dual-parlor layout boasts two ornate fireplaces and built-ins. Enjoy in-unit laundry, an updated bathroom and a large, updated kitchen with flat-panel cabinetry, stainless appliances and ample storage and prep space. The flexible floor plan easily allows for three bedrooms, a formal dining room and living room. The rear bedroom and dining room are flooded with southern light, offering views of the spacious, lush yard surrounded by succulents, vegetable gardens, mature jasmine and a peach tree. This exceptional location is central to the Castro, Haight, NOPA, Mission, Hayes Valley, every MUNI train within two blocks, BART nearby, and abundant local dining, shopping and errands.
-
2020-12-15status Pending 962-char remark
Show marketing remark (962 chars)
Centrally located in Duboce Triangle with ideal transit and easy access to everything, this chic, full-floor, Edwardian condo is brimming with beautiful style and period detail. Elegant coved ceilings, bay windows and moldings embellish the bedrooms and living spaces, and the dual-parlor layout boasts two ornate fireplaces and built-ins. Enjoy in-unit laundry, an updated bathroom and a large, updated kitchen with flat-panel cabinetry, stainless appliances and ample storage and prep space. The flexible floor plan easily allows for three bedrooms, a formal dining room and living room. The rear bedroom and dining room are flooded with southern light, offering views of the spacious, lush yard surrounded by succulents, vegetable gardens, mature jasmine and a peach tree. This exceptional location is central to the Castro, Haight, NOPA, Mission, Hayes Valley, every MUNI train within two blocks, BART nearby, and abundant local dining, shopping and errands.
-
2020-12-08historical Contingent - Show 962-char remark
Show marketing remark (962 chars)
Centrally located in Duboce Triangle with ideal transit and easy access to everything, this chic, full-floor, Edwardian condo is brimming with beautiful style and period detail. Elegant coved ceilings, bay windows and moldings embellish the bedrooms and living spaces, and the dual-parlor layout boasts two ornate fireplaces and built-ins. Enjoy in-unit laundry, an updated bathroom and a large, updated kitchen with flat-panel cabinetry, stainless appliances and ample storage and prep space. The flexible floor plan easily allows for three bedrooms, a formal dining room and living room. The rear bedroom and dining room are flooded with southern light, offering views of the spacious, lush yard surrounded by succulents, vegetable gardens, mature jasmine and a peach tree. This exceptional location is central to the Castro, Haight, NOPA, Mission, Hayes Valley, every MUNI train within two blocks, BART nearby, and abundant local dining, shopping and errands.
-
2020-11-30$1,395,000 Active 962-char remark
Show marketing remark (962 chars)
Centrally located in Duboce Triangle with ideal transit and easy access to everything, this chic, full-floor, Edwardian condo is brimming with beautiful style and period detail. Elegant coved ceilings, bay windows and moldings embellish the bedrooms and living spaces, and the dual-parlor layout boasts two ornate fireplaces and built-ins. Enjoy in-unit laundry, an updated bathroom and a large, updated kitchen with flat-panel cabinetry, stainless appliances and ample storage and prep space. The flexible floor plan easily allows for three bedrooms, a formal dining room and living room. The rear bedroom and dining room are flooded with southern light, offering views of the spacious, lush yard surrounded by succulents, vegetable gardens, mature jasmine and a peach tree. This exceptional location is central to the Castro, Haight, NOPA, Mission, Hayes Valley, every MUNI train within two blocks, BART nearby, and abundant local dining, shopping and errands.
-
2005-10-26soldstatus $735,000
Show marketing remark (490 chars)
This lovely property has many classic elements of a San Francisco Victorian such as period moldings, wainscoting, and built-in cabinetry. Features include a double parlor, formal dining room, a large updated kitchen, 2 bedrooms, and 1 updated bathroom. The dining room has built in cabinetry, wainscoting, and a decorative fireplace. The house has a new furnace, several new windows, and new recessed lighting. This home is just a short walk to Castro Street. One of 3 units in TIC blding.
-
2005-10-10historical
Show marketing remark (490 chars)
This lovely property has many classic elements of a San Francisco Victorian such as period moldings, wainscoting, and built-in cabinetry. Features include a double parlor, formal dining room, a large updated kitchen, 2 bedrooms, and 1 updated bathroom. The dining room has built in cabinetry, wainscoting, and a decorative fireplace. The house has a new furnace, several new windows, and new recessed lighting. This home is just a short walk to Castro Street. One of 3 units in TIC blding.
-
2005-09-15$599,000
Show marketing remark (490 chars)
This lovely property has many classic elements of a San Francisco Victorian such as period moldings, wainscoting, and built-in cabinetry. Features include a double parlor, formal dining room, a large updated kitchen, 2 bedrooms, and 1 updated bathroom. The dining room has built in cabinetry, wainscoting, and a decorative fireplace. The house has a new furnace, several new windows, and new recessed lighting. This home is just a short walk to Castro Street. One of 3 units in TIC blding.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $19,295 · $1,608/mo
- Projected year-2 tax
- $19,295 · $1,608/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 8 d/yr ≥78°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 15 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $87,690
- − Mortgage interest
- −$89,345
- − Property taxes
- −$19,295
- − Insurance
- −$7,975
- − Repairs & maintenance
- −$7,015
- − Management
- −$7,015
- − HOA
- −$6,000
- − Depreciation
- −$46,400
- Taxable loss
- −$95,355
- Est. tax savings @ 24.0%
- +$22,885
- After-tax cash flow
- $-41,482/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- San Francisco Unified
- NCES district ID
- 0634410
- Math proficiency
- 50% ▬ 0.00%
- Reading proficiency
- 56% ▲ 1.00%
- Median HH income
- $81,249
- Composite
- 50.14/100
- National rank
- #4088
- State rank
- #322 of 1400 in CA
Livability — San Francisco
- Score
- 76/100
- State rank
- #90
- US rank
- #3143
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Francisco, CA
- County
- San Francisco County · 827,552 people
- City population
- 827,552
- Metro
- San Francisco-Oakland-Berkeley, CA
- Population (ZIP)
- 33,020
- Household income
- $204,134
- Rent vs Own
- Severe rent burden
- 1336.0
Population outlook (San Francisco County) Hauer SSP2
- Today (2025)
- 1,030,936 people
- By 2030
- 1,110,409 · +7.7%
- By 2040
- 1,270,010 · +23.2%
- By 2050
- 1,435,001 · +39.2%
- By 2075
- 1,779,074 · +72.6%
- By 2100
- 1,966,767 · +90.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Asian 14% Two or more races 12% Hispanic / Latino 10% Black 2%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Lithuanian 4% Italian 4% Romanian 3%
- Foreign-born
- 20% · Canada, China, Vietnam
- Languages at home
- 77% English-only · Spanish 6% Chinese 4% Other Indo-European 4%
Political lean MEDSL · San Francisco
- 2024 margin
- Solid D (+64.8) · D 80.3% · R 15.5% · Other 4.1%
- 2008→2024 swing
- -5.7pp toward R · 2008: 70.5pp · 2024: 64.8pp
- All cycles
- 2024: D+64.8 2020: D+72.5 2016: D+76.1 2012: D+70.2 2008: D+70.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 9.51%
- Current HPI
- 223.6988
- Rent YoY
- ▲ 14.40%
- Metro
- San Francisco-Oakland-Berkeley, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+260.6% since first listed13 events — show timeline
- 2026-05-28 Sold (MLS) $2,160,000 San Francisco MLS
- 2026-05-15 Pending — San Francisco MLS
- 2026-05-01 Listed $1,595,000 San Francisco MLS
- 2021-02-05 Sold (Public Records) $1,430,000 Public Records
- 2021-02-05 Sold (MLS) $1,430,000 San Francisco MLS
- 2021-02-01 Pending — San Francisco MLS
- 2020-12-15 Contingent — San Francisco MLS
- 2020-12-15 Pending — San Francisco MLS
- 2020-12-08 Contingent — San Francisco MLS
- 2020-11-30 Listed $1,395,000 San Francisco MLS
- 2005-10-26 Sold (MLS) $735,000 San Francisco MLS
- 2005-10-10 Delisted — San Francisco MLS
- 2005-09-15 Listed $599,000 San Francisco MLS
Property tax history
+8.4%/yrLatest (2025): $19,295 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…