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755 Linda Lou
B Composite 74.52
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.7/5.0
  • Schools +1.4/10.0
  • Appreciation +0.0/10.0

$90,000

755 Linda Lou · San Antonio, TX 78223
4 bd · 1.0 ba · 1,657 sqft · SingleFamily public records · 135 Days on market
Built 1950 7,666 sqft lot $54/sqft · 48% below area Est $173k · 48% under ↓ 37% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 755 Linda Lou in San Antonio! This well-priced 3-bedroom, 1-bath home offers two comfortable living areas, providing flexible space for entertaining, relaxing, or working from home. Situated on a generously sized lot of nearly 0.20 acres, the property features a private backyard with plenty of room for outdoor living, pets, gardening, or future expansion. The home is priced aggressively and represents an excellent opportunity for first-time buyers, investors, or anyone looking for value in today's market. With a functional layout, ample yard space, and move-in-ready potential, this property is ideal for buyers seeking affordability without sacrificing space. Conveniently located near major thoroughfares, shopping, dining, and everything that makes San Antonio such a great place to live-this one is ready to sell quickly. Don't miss your chance to make it yours!

Key facts

  • Flexible space
  • Private backyard
  • Generously sized lot

Tags

TWO LIVING AREASPRIVATE BACKYARDGENEROUSLY SIZED LOTOUTDOOR LIVINGFLEXIBLE SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $755 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.4% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents falling (-3.4%/yr); 325 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 135 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 8y ago; this cycle's ask has dropped $20k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.94%
Cap rate
16.36%
Cash-on-cash
35.96%
DSCR
2.60
GRM
4.3

CMA / ARV

ARV (median comp)
$173,435
List price
$90,000
Delta
-48.11%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
755 Linda Lou 0.00mi 4/1.0 1,657 (0%) 0mo $90,000 $54 100
422 Merry Ann 0.37mi 3/2.0 (-1) 1,622 (-2%) 2mo $252,000 $155 68
455 Pamela Dr 0.24mi 3/2.0 (-1) 1,585 (-4%) 7mo $139,000 $88 67
250 Lilla Jean 0.21mi 4/2.0 1,854 (+12%) 2mo $230,000 $124 64
2123 Lennon Ave 0.48mi 3/2.0 (-1) 1,647 (-1%) 10mo $299,000 $182 60
306 Linda Lou 0.40mi 3/2.0 (-1) 1,534 (-7%) 2mo $200,000 $130 58
406 Halliday Ave 0.64mi 4/1.0 1,570 (-5%) 5mo $131,300 $84 57
201 Monticello 0.51mi 3/2.0 (-1) 1,716 (+4%) 7mo $150,000 $87 55
211 Betty Jean 0.44mi 3/2.0 (-1) 1,774 (+7%) 6mo $100,000 $56 54
430 Merry Ann 0.38mi 3/2.0 (-1) 1,431 (-14%) 2mo $255,000 $178 49
910 Halliday 0.47mi 4/2.0 1,409 (-15%) 1mo $185,000 $131 48
523 Avondale 0.64mi 4/2.0 1,460 (-12%) 1mo $90,000 $62 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
28.2%
Equity multiple
2.13×
Total profit
$28,426
Equity at exit
$13,419
10-year hold
IRR
33.9%
Equity multiple
3.66×
Total profit
$67,045
Equity at exit
$7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78223

Home prices YoY
-16.4%
Rents YoY
-3.4%
Active inventory
325
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$1,743 high interval (Pro) →
Mortgage (P&I)
$472
Tax est. 1.5%
$112 /mo · $1,350/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$366
Net cashflow
$755

Break-even live

Break-even rent $787
Max offer price $90,000
Occupancy floor 52%

Sensitivity live

Price -10% $817 -5% $786 +0% $755 +5% $724 +10% $693
Rent -10% $617 -5% $686 +0% $755 +5% $824 +10% $893
Rate -1.0pp $800 -0.5pp $778 base $755 +0.5pp $732 +1.0pp $708

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 37 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
134 Lilla Jean Dr San Antonio, TX 3.0 2.0 1349 $1,595 $1.18 24d 1 0.32mi
312 Avondale Ave San Antonio, TX 3.0 3.0 1757 $2,000 $1.14 16d 1 0.53mi
534 Chicago Blvd San Antonio, TX 3.0 2.0 1250 $1,550 $1.24 20d 1 0.58mi
534 Chicago Blvd Unit NA San Antonio, TX 3.0 2.0 1250 $1,550 $1.24 18d 1 0.58mi
518 Topeka Blvd San Antonio, TX 3.0 2.0 1135 $1,375 $1.21 24d 1 0.66mi
125 Ada St Unit 1 San Antonio, TX 3.0 1.0 1563 $1,295 $0.83 44d 1 0.67mi
414 Stanfield Ave San Antonio, TX 3.0 1.0 1250 $1,300 $1.04 44d 1 0.69mi
927 Vfw Blvd San Antonio, TX 1.0–3.0 1.0–2.0 937 $1,280 $1.37 4d 28 0.72mi
123 Fairview Ave #3 San Antonio, TX 3.0 2.5 1776 $1,800 $1.01 44d 1 0.72mi
242 Glamis Ave San Antonio, TX 4.0 2.0 1464 $1,900 $1.30 11d 1 0.83mi
311 Glamis Ave San Antonio, TX 3.0 1.0 1100 $1,295 $1.18 4d 1 0.88mi
311 Glamis Ave Unit 1 San Antonio, TX 3.0 2.0 1200 $1,395 $1.16 44d 1 0.88mi
2914 Roosevelt Ave San Antonio, TX 1.0–3.0 1.0–2.0 868 $1,469 $1.69 44d 1 0.88mi
1510 Steves Ave San Antonio, TX 3.0 2.0 1330 $1,800 $1.35 24d 1 0.90mi
1050 Vanderbilt St San Antonio, TX 4.0 2.0 1508 $1,850 $1.23 24d 1 0.97mi
768 Avondale Ave Unit 202 San Antonio, TX 3.0 1.5 1050 $1,195 $1.14 3d 1 0.98mi
1039 McKinley Ave San Antonio, TX 3.0 3.0 1650 $2,300 $1.39 2d 1 1.01mi
1124 Vanderbilt St San Antonio, TX 3.0 1.0 1095 $1,350 $1.23 44d 1 1.02mi
1444 McKinley Ave San Antonio, TX 3.0 2.0 1618 $2,500 $1.55 24d 1 1.03mi
6222 S New Braunfels Ave San Antonio, TX 1.0–4.0 1.0–2.0 1258 $1,536 $1.22 10d 12 1.04mi
454 Bailey Ave San Antonio, TX 3.0 2.0 1674 $1,495 $0.89 44d 1 1.10mi
220 Hansford St San Antonio, TX 3.0 2.0 1269 $1,600 $1.26 4d 1 1.18mi
1627 Schley Ave San Antonio, TX 3.0 1.0 1408 $1,650 $1.17 24d 1 1.19mi
3815 Bremen Ave San Antonio, TX 3.0 2.0 1590 $1,495 $0.94 24d 1 1.19mi
142 Avant Ave #1 San Antonio, TX 3.0 1.0 1314 $1,495 $1.14 18d 1 1.20mi
331 Avant Ave San Antonio, TX 3.0 2.0 1200 $1,825 $1.52 24d 1 1.21mi
747 Bailey Ave San Antonio, TX 5.0 3.0 2069 $2,495 $1.21 13d 1 1.22mi
534 Cosgrove St San Antonio, TX 3.0 2.0 1430 $1,875 $1.31 44d 1 1.23mi
4015 Meeks Ave San Antonio, TX 3.0 2.0 1650 $1,675 $1.02 44d 1 1.25mi
3602 Bremen St San Antonio, TX 4.0 2.0 1092 $1,595 $1.46 24d 1 1.27mi
517 Hicks Ave San Antonio, TX 3.0 2.0 1520 $1,700 $1.12 44d 1 1.28mi
6410 S New Braunfels Ave San Antonio, TX 1.0–3.0 1.0–2.0 1017 $1,555 $1.53 4d 21 1.37mi
4622 Clark Ave San Antonio, TX 1.0–4.0 1.0–2.0 859 $1,560 $1.82 44d 1 1.39mi
534 Rigsby Ave San Antonio, TX 3.0 2.0 1438 $1,950 $1.36 24d 1 1.40mi
1007 Avant Ave San Antonio, TX 3.0 2.0 1632 $3,200 $1.96 24d 1 1.40mi
636 Rigsby Ave San Antonio, TX 3.0 1.0 1327 $1,595 $1.20 44d 1 1.42mi
511 E Sayers Ave San Antonio, TX 4.0 2.0 1748 $1,675 $0.96 24d 1 1.47mi

Listing history 16 events

  1. 2026-05-20
    status Pending 889-char remark
    Show marketing remark (889 chars)

    Welcome to 755 Linda Lou in San Antonio! This well-priced 3-bedroom, 1-bath home offers two comfortable living areas, providing flexible space for entertaining, relaxing, or working from home. Situated on a generously sized lot of nearly 0.20 acres, the property features a private backyard with plenty of room for outdoor living, pets, gardening, or future expansion. The home is priced aggressively and represents an excellent opportunity for first-time buyers, investors, or anyone looking for value in today's market. With a functional layout, ample yard space, and move-in-ready potential, this property is ideal for buyers seeking affordability without sacrificing space. Conveniently located near major thoroughfares, shopping, dining, and everything that makes San Antonio such a great place to live-this one is ready to sell quickly. Don't miss your chance to make it yours!

  2. 2026-04-16
    price $90,000 889-char remark
    Show marketing remark (889 chars)

    Welcome to 755 Linda Lou in San Antonio! This well-priced 3-bedroom, 1-bath home offers two comfortable living areas, providing flexible space for entertaining, relaxing, or working from home. Situated on a generously sized lot of nearly 0.20 acres, the property features a private backyard with plenty of room for outdoor living, pets, gardening, or future expansion. The home is priced aggressively and represents an excellent opportunity for first-time buyers, investors, or anyone looking for value in today's market. With a functional layout, ample yard space, and move-in-ready potential, this property is ideal for buyers seeking affordability without sacrificing space. Conveniently located near major thoroughfares, shopping, dining, and everything that makes San Antonio such a great place to live-this one is ready to sell quickly. Don't miss your chance to make it yours!

  3. 2026-03-17
    price $94,900 889-char remark
    Show marketing remark (889 chars)

    Welcome to 755 Linda Lou in San Antonio! This well-priced 3-bedroom, 1-bath home offers two comfortable living areas, providing flexible space for entertaining, relaxing, or working from home. Situated on a generously sized lot of nearly 0.20 acres, the property features a private backyard with plenty of room for outdoor living, pets, gardening, or future expansion. The home is priced aggressively and represents an excellent opportunity for first-time buyers, investors, or anyone looking for value in today's market. With a functional layout, ample yard space, and move-in-ready potential, this property is ideal for buyers seeking affordability without sacrificing space. Conveniently located near major thoroughfares, shopping, dining, and everything that makes San Antonio such a great place to live-this one is ready to sell quickly. Don't miss your chance to make it yours!

  4. 2026-02-20
    price $105,000 889-char remark
    Show marketing remark (889 chars)

    Welcome to 755 Linda Lou in San Antonio! This well-priced 3-bedroom, 1-bath home offers two comfortable living areas, providing flexible space for entertaining, relaxing, or working from home. Situated on a generously sized lot of nearly 0.20 acres, the property features a private backyard with plenty of room for outdoor living, pets, gardening, or future expansion. The home is priced aggressively and represents an excellent opportunity for first-time buyers, investors, or anyone looking for value in today's market. With a functional layout, ample yard space, and move-in-ready potential, this property is ideal for buyers seeking affordability without sacrificing space. Conveniently located near major thoroughfares, shopping, dining, and everything that makes San Antonio such a great place to live-this one is ready to sell quickly. Don't miss your chance to make it yours!

  5. 2026-01-05
    listed $109,900 New 889-char remark
    Show marketing remark (889 chars)

    Welcome to 755 Linda Lou in San Antonio! This well-priced 3-bedroom, 1-bath home offers two comfortable living areas, providing flexible space for entertaining, relaxing, or working from home. Situated on a generously sized lot of nearly 0.20 acres, the property features a private backyard with plenty of room for outdoor living, pets, gardening, or future expansion. The home is priced aggressively and represents an excellent opportunity for first-time buyers, investors, or anyone looking for value in today's market. With a functional layout, ample yard space, and move-in-ready potential, this property is ideal for buyers seeking affordability without sacrificing space. Conveniently located near major thoroughfares, shopping, dining, and everything that makes San Antonio such a great place to live-this one is ready to sell quickly. Don't miss your chance to make it yours!

  6. 2019-08-13
    historical
  7. 2019-08-02
    status Back on Market
  8. 2019-07-31
    historical
  9. 2019-04-17
    listed $111,000 New
  10. 2019-04-14
    historical
  11. 2019-04-05
    price $111,000
  12. 2019-03-29
    price $114,900
  13. 2019-01-10
    price $124,900
  14. 2019-01-10
    price $123,000
  15. 2018-12-27
    price $134,500
  16. 2018-12-09
    listed $142,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,917
− Mortgage interest
−$5,041
− Property taxes
−$1,350
− Insurance
−$450
− Repairs & maintenance
−$1,673
− Management
−$1,673
− Depreciation
−$2,618
Taxable income
$8,111
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,947
After-tax cash flow
$7,114/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Antonio ISD
NCES district ID
4838730
Math proficiency
12% ▼ -21.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$30,952
Composite
13.57/100
National rank
#9512
State rank
#805 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
58,983
Household income
$52,088
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2809.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% Two or more races 28% White 16% Black 5% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 67%
Common ancestry
Lithuanian 2% Romanian 1% Slovak 1%
Foreign-born
10% · Canada, Vietnam
Languages at home
63% English-only · Spanish 36%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.06%
Current HPI
265.2235
Rent YoY
▼ -3.36%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-36.6% since first listed
16 events — show timeline
  • 2026-05-20 Pending LERA
  • 2026-04-16 Price Changed $90,000 LERA
  • 2026-03-17 Price Changed $94,900 LERA
  • 2026-02-20 Price Changed $105,000 LERA
  • 2026-01-05 Listed $109,900 LERA
  • 2019-08-13 Listing Removed LERA
  • 2019-08-02 Relisted LERA
  • 2019-07-31 Listing Removed LERA
  • 2019-04-17 Listed $111,000 LERA
  • 2019-04-14 Listing Removed LERA
  • 2019-04-05 Price Changed $111,000 LERA
  • 2019-03-29 Price Changed $114,900 LERA
  • 2019-01-10 Price Changed $124,900 LERA
  • 2019-01-10 Price Changed $123,000 LERA
  • 2018-12-27 Price Changed $134,500 LERA
  • 2018-12-09 Listed $142,000 LERA

Property tax history

+6.0%/yr

Latest (2025): $4,866 · -3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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