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195 Hood Ave
B Composite 70.5
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.6/10.0
  • 1% rule +6.5/10.0
  • Schools +5.1/10.0
  • Rent growth +3.6/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

195 Hood Ave · Fayetteville, GA 30214
3 bd · 1.0 ba · 1,140 sqft · SingleFamily public records · 2 Days on market
Built 1900 0.50 ac lot $154/sqft · 38% below area Est $284k · 38% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Rarely does an opportunity like this hit the market. If you've been looking for a detached home in Fayette County for under $200k, you know they are nearly impossible to find. This 3-bedroom, 1-bathroom home offers an ideal entry point for a buyer looking to build sweat equity or an investor seeking high potential in sought after Fayette County. Situated on a generous half acre lot & just one mile from downtown Fayetteville, the location offers exceptional convenience. Only 30 minutes from Downtown Atlanta, and 20 minutes from Peachtree City and Tyrone.

Key facts

  • 0.5 acre lot
  • Built 1900
  • Listed 2 days

Property features AI

Finance

  • Other: Home warranty included; Listing accepted for cash or conventional financing
  • HOA & community: No HOA

Exterior

  • Parking: Attached carport
  • Utilities: Public water available; Public sewer (connected); Electricity available; High-speed internet available
  • Home design: Single-family residence (house); One story; Resale property
  • Construction: Wood siding; Composition roof; Block foundation; Built in 1900
  • Exterior features: Deck; Porch; Back yard with chain link fence; City lot, level and open

Interior

  • Kitchen: Breakfast area; Solid surface counters; Refrigerator
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Hardwood floors; Tile floors
  • Bathrooms: 1 full bathroom (main level)
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: One-level living; Den; Laundry room
  • Laundry & utility: Laundry closet; Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $422 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Cap rate 9.2% vs local median 4.4% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, employment B; Watch: amenities F, commute F.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Fayetteville Elementary School (math 27% / reading 37%, grade F, #582 of 1,228 statewide, top 50%, 485 students, 59% FRL); Bennett'S Mill Middle School (math 24% / reading 51%, grade F, #162 of 470 statewide, top 35%, 891 students, 53% FRL) — zoned schools average 56% FRL vs 21% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 35% at this address vs 56% district-wide (-21 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+4.3%/yr); 372 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.3% rent growth), your $49k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,000

Questions for the listing agent

  1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
9.19%
Cash-on-cash
10.33%
DSCR
1.46
GRM
7.3

CMA / ARV

ARV (median comp)
$284,098
List price
$175,000
Delta
-38.40%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
195 Hood Ave 0.00mi 3/1.0 1,140 (0%) 0mo $177,500 $156 100
350 Kelly Dr 0.28mi 3/2.0 1,125 (-1%) 23mo $320,000 $284 61
435 Jefferson Ave 0.58mi 3/2.0 1,007 (-12%) 4mo $275,000 $273 46
215 Pine Cir 0.56mi 3/2.0 1,224 (+7%) 15mo $297,000 $243 45
135 Hillsdale Dr 0.53mi 3/2.0 1,300 (+14%) 21mo $315,000 $242 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.29% rent growth · sell at horizon

5-year hold
IRR
0.6%
Equity multiple
1.02×
Total profit
$1,147
Equity at exit
$26,093
10-year hold
IRR
11.5%
Equity multiple
1.95×
Total profit
$46,710
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30214

Rents YoY
4.3%
Active inventory
372
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$2,006 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$172 /mo · $2,067/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$421
Net cashflow
$422

Break-even live

Break-even rent $1,472
Max offer price $175,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
119 Forrest Ave Fayetteville, GA 2.0 1.5 1240 $1,750 $1.41 5d 1 0.12mi
76 Intown Pl Fayetteville, GA 2.0 2.5 1450 $1,695 $1.17 5d 1 0.38mi
370 Georgia Ave Fayetteville, GA 3.0 2.0 1334 $3,500 $2.62 43d 1 0.53mi
130 Pye Ct Fayetteville, GA 3.0 2.0 1292 $5,500 $4.26 43d 1 0.59mi
270 Winona Dr Fayetteville, GA 3.0 2.0 1378 $2,011 $1.46 12d 1 0.62mi
235 Sharon Dr Fayetteville, GA 3.0 2.0 1299 $1,676 $1.29 24d 1 0.81mi
280 Chase Dr Fayetteville, GA 2.0 1.0 1010 $1,325 $1.31 43d 1 0.91mi
145 Belle Dr Fayetteville, GA 2.0 1.5 1100 $1,300 $1.18 43d 1 0.97mi
315 Cornwallis Way Fayetteville, GA 3.0 2.0 1374 $1,895 $1.38 2d 1 1.01mi
120 Meadowbrook Ct Unit C Fayetteville, GA 2.0 2.5 1089 $1,395 $1.28 19d 1 1.02mi
160 Belle Dr Fayetteville, GA 1.0–2.0 1.0–2.0 885 $1,575 $1.78 43d 1 1.03mi
310 S Jeff Davis Dr Unit 3 Fayetteville, GA 2.0 1.5 1258 $1,260 $1.00 43d 1 1.04mi
200 Meadowbrook Ct Unit B Fayetteville, GA 2.0 1.0 923 $1,350 $1.46 24d 1 1.04mi
255 Monmouth Dr Fayetteville, GA 2.0 2.0 1231 $1,700 $1.38 43d 1 1.14mi
201 Clarendon Pl Fayetteville, GA 2.0 2.0 1152 $1,650 $1.43 24d 1 1.25mi
415 Williamsburg Way Fayetteville, GA 2.0 2.5 1452 $1,600 $1.10 17d 1 1.26mi
470 S Jeff Davis Dr Unit B Fayetteville, GA 2.0 2.0 1007 $1,295 $1.29 24d 1 1.27mi
490 S Jeff Davis Dr Unit B Fayetteville, GA 2.0 1.5 1139 $1,800 $1.58 24d 1 1.31mi
120 Kent Dr Fayetteville, GA 3.0 2.0 1468 $2,131 $1.45 10d 1 1.37mi
2400 Cobblestone Blvd Fayetteville, GA 1.0–3.0 1.0–2.0 1149 $1,905 $1.66 2d 9 1.42mi
100 Knight Way Fayetteville, GA 1.0–3.0 1.0–2.0 1035 $1,949 $1.88 43d 1 1.44mi

Listing history 5 events

  1. 2026-05-08
    status Under Contract 563-char remark
  2. 2026-05-07
    listed $175,000 New 563-char remark
  3. 2026-05-04
    historical $175,000 563-char remark
  4. 2022-04-14
    soldstatus $90,000
  5. 1992-09-18
    soldstatus $17,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,067 · $172/mo
Projected year-2 tax
$2,067 · $172/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,071
− Mortgage interest
−$9,803
− Property taxes
−$2,067
− Insurance
−$875
− Repairs & maintenance
−$1,926
− Management
−$1,926
− Depreciation
−$5,091
Taxable income
$2,384
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$572
After-tax cash flow
$4,490/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA

Livability — Fayetteville

Score
71/100
State rank
#86
US rank
#7167

Category grades

Amenities F Commute F Cost of living B Crime B- Employment B Housing A+ Health & safety B+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, GA
County
Fayette County · 112,821 people
City population
9,083
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
31,811
Household income
$89,912
Rent vs Own
18.7% rent · 81.3% own
Severe rent burden
634.0

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Black 51% White 33% Hispanic / Latino 9% Two or more races 5% Asian 3%
Hispanic origin (detail)
Mexican 6% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 1% Serbian 1%
Foreign-born
10% · Canada, Vietnam
Languages at home
85% English-only · Spanish 8% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -142.65%
Current HPI
243.9416
Rent YoY
▲ 4.29%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+944.1% since first listed
6 events — show timeline
  • 2026-06-12 Sold (MLS) $177,500 GAMLS
  • 2026-05-08 Pending GAMLS
  • 2026-05-07 Listed $175,000 GAMLS
  • 2026-05-04 Coming Soon $175,000 GAMLS
  • 2022-04-14 Sold (Public Records) $90,000 Public Records
  • 1992-09-18 Sold (Public Records) $17,000 Public Records

Property tax history

+15.7%/yr

Latest (2025): $2,067 · +8.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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