195 Hood Ave · Fayetteville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.7/30.0
- ARV discount +15.0/15.0
- DSCR +8.6/10.0
- 1% rule +6.5/10.0
- Schools +5.1/10.0
- Rent growth +3.6/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Rarely does an opportunity like this hit the market. If you've been looking for a detached home in Fayette County for under $200k, you know they are nearly impossible to find. This 3-bedroom, 1-bathroom home offers an ideal entry point for a buyer looking to build sweat equity or an investor seeking high potential in sought after Fayette County. Situated on a generous half acre lot & just one mile from downtown Fayetteville, the location offers exceptional convenience. Only 30 minutes from Downtown Atlanta, and 20 minutes from Peachtree City and Tyrone.
Key facts
- 0.5 acre lot
- Built 1900
- Listed 2 days
Property features AI
Finance
- Other: Home warranty included; Listing accepted for cash or conventional financing
- HOA & community: No HOA
Exterior
- Parking: Attached carport
- Utilities: Public water available; Public sewer (connected); Electricity available; High-speed internet available
- Home design: Single-family residence (house); One story; Resale property
- Construction: Wood siding; Composition roof; Block foundation; Built in 1900
- Exterior features: Deck; Porch; Back yard with chain link fence; City lot, level and open
Interior
- Kitchen: Breakfast area; Solid surface counters; Refrigerator
- Bedrooms: 3 bedrooms on the main level
- Flooring: Hardwood floors; Tile floors
- Bathrooms: 1 full bathroom (main level)
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: One-level living; Den; Laundry room
- Laundry & utility: Laundry closet; Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $422 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $175k).
- Cap rate 9.2% vs local median 4.4% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, employment B; Watch: amenities F, commute F.
- Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Fayetteville Elementary School (math 27% / reading 37%, grade F, #582 of 1,228 statewide, top 50%, 485 students, 59% FRL); Bennett'S Mill Middle School (math 24% / reading 51%, grade F, #162 of 470 statewide, top 35%, 891 students, 53% FRL) — zoned schools average 56% FRL vs 21% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 35% at this address vs 56% district-wide (-21 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+4.3%/yr); 372 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.3% rent growth), your $49k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.15% ✓
- Cap rate
- 9.19%
- Cash-on-cash
- 10.33%
- DSCR
- 1.46
- GRM
- 7.3
CMA / ARV
- ARV (median comp)
- $284,098
- List price
- $175,000
- Delta
- -38.40%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 195 Hood Ave | 0.00mi | 3/1.0 | 1,140 (0%) | 0mo | $177,500 | $156 | 100 |
| 350 Kelly Dr | 0.28mi | 3/2.0 | 1,125 (-1%) | 23mo | $320,000 | $284 | 61 |
| 435 Jefferson Ave | 0.58mi | 3/2.0 | 1,007 (-12%) | 4mo | $275,000 | $273 | 46 |
| 215 Pine Cir | 0.56mi | 3/2.0 | 1,224 (+7%) | 15mo | $297,000 | $243 | 45 |
| 135 Hillsdale Dr | 0.53mi | 3/2.0 | 1,300 (+14%) | 21mo | $315,000 | $242 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.29% rent growth · sell at horizon
- IRR
- 0.6%
- Equity multiple
- 1.02×
- Total profit
- $1,147
- Equity at exit
- $26,093
- IRR
- 11.5%
- Equity multiple
- 1.95×
- Total profit
- $46,710
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30214
- Rents YoY
- 4.3%
- Active inventory
- 372
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $2,006 high interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$172 /mo · $2,067/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$421
- Net cashflow
- $422
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 119 Forrest Ave Fayetteville, GA | 2.0 | 1.5 | 1240 | $1,750 | $1.41 | 5d | 1 | 0.12mi |
| 76 Intown Pl Fayetteville, GA | 2.0 | 2.5 | 1450 | $1,695 | $1.17 | 5d | 1 | 0.38mi |
| 370 Georgia Ave Fayetteville, GA | 3.0 | 2.0 | 1334 | $3,500 | $2.62 | 43d | 1 | 0.53mi |
| 130 Pye Ct Fayetteville, GA | 3.0 | 2.0 | 1292 | $5,500 | $4.26 | 43d | 1 | 0.59mi |
| 270 Winona Dr Fayetteville, GA | 3.0 | 2.0 | 1378 | $2,011 | $1.46 | 12d | 1 | 0.62mi |
| 235 Sharon Dr Fayetteville, GA | 3.0 | 2.0 | 1299 | $1,676 | $1.29 | 24d | 1 | 0.81mi |
| 280 Chase Dr Fayetteville, GA | 2.0 | 1.0 | 1010 | $1,325 | $1.31 | 43d | 1 | 0.91mi |
| 145 Belle Dr Fayetteville, GA | 2.0 | 1.5 | 1100 | $1,300 | $1.18 | 43d | 1 | 0.97mi |
| 315 Cornwallis Way Fayetteville, GA | 3.0 | 2.0 | 1374 | $1,895 | $1.38 | 2d | 1 | 1.01mi |
| 120 Meadowbrook Ct Unit C Fayetteville, GA | 2.0 | 2.5 | 1089 | $1,395 | $1.28 | 19d | 1 | 1.02mi |
| 160 Belle Dr Fayetteville, GA | 1.0–2.0 | 1.0–2.0 | 885 | $1,575 | $1.78 | 43d | 1 | 1.03mi |
| 310 S Jeff Davis Dr Unit 3 Fayetteville, GA | 2.0 | 1.5 | 1258 | $1,260 | $1.00 | 43d | 1 | 1.04mi |
| 200 Meadowbrook Ct Unit B Fayetteville, GA | 2.0 | 1.0 | 923 | $1,350 | $1.46 | 24d | 1 | 1.04mi |
| 255 Monmouth Dr Fayetteville, GA | 2.0 | 2.0 | 1231 | $1,700 | $1.38 | 43d | 1 | 1.14mi |
| 201 Clarendon Pl Fayetteville, GA | 2.0 | 2.0 | 1152 | $1,650 | $1.43 | 24d | 1 | 1.25mi |
| 415 Williamsburg Way Fayetteville, GA | 2.0 | 2.5 | 1452 | $1,600 | $1.10 | 17d | 1 | 1.26mi |
| 470 S Jeff Davis Dr Unit B Fayetteville, GA | 2.0 | 2.0 | 1007 | $1,295 | $1.29 | 24d | 1 | 1.27mi |
| 490 S Jeff Davis Dr Unit B Fayetteville, GA | 2.0 | 1.5 | 1139 | $1,800 | $1.58 | 24d | 1 | 1.31mi |
| 120 Kent Dr Fayetteville, GA | 3.0 | 2.0 | 1468 | $2,131 | $1.45 | 10d | 1 | 1.37mi |
| 2400 Cobblestone Blvd Fayetteville, GA | 1.0–3.0 | 1.0–2.0 | 1149 | $1,905 | $1.66 | 2d | 9 | 1.42mi |
| 100 Knight Way Fayetteville, GA | 1.0–3.0 | 1.0–2.0 | 1035 | $1,949 | $1.88 | 43d | 1 | 1.44mi |
Listing history 5 events
-
2026-05-08status Under Contract 563-char remark
-
2026-05-07$175,000 New 563-char remark
-
2026-05-04historical $175,000 563-char remark
-
2022-04-14soldstatus $90,000
-
1992-09-18soldstatus $17,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,067 · $172/mo
- Projected year-2 tax
- $2,067 · $172/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,071
- − Mortgage interest
- −$9,803
- − Property taxes
- −$2,067
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,926
- − Management
- −$1,926
- − Depreciation
- −$5,091
- Taxable income
- $2,384
- Est. tax owed @ 24.0%
- −$572
- After-tax cash flow
- $4,490/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fayette County
- NCES district ID
- 1302130
- Math proficiency
- 52% ▼ -12.00%
- Reading proficiency
- 60% ▼ -7.00%
- Median HH income
- $80,746
- Composite
- 50.67/100
- National rank
- #1824
- State rank
- #7 of 174 in GA
Livability — Fayetteville
- Score
- 71/100
- State rank
- #86
- US rank
- #7167
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fayetteville, GA
- County
- Fayette County · 112,821 people
- City population
- 9,083
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 31,811
- Household income
- $89,912
- Rent vs Own
- Severe rent burden
- 634.0
Population outlook (Fayette County) Hauer SSP2
- Today (2025)
- 120,914 people
- By 2030
- 125,439 · +3.7%
- By 2040
- 132,378 · +9.5%
- By 2050
- 137,123 · +13.4%
- By 2075
- 156,091 · +29.1%
- By 2100
- 163,102 · +34.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Black 51% White 33% Hispanic / Latino 9% Two or more races 5% Asian 3%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 1%
- Common ancestry
- Italian 2% Slovak 1% Serbian 1%
- Foreign-born
- 10% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 8% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Fayette
- 2024 margin
- Toss-up / Even · D 48.0% · R 51.1%
- 2008→2024 swing
- +27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -142.65%
- Current HPI
- 243.9416
- Rent YoY
- ▲ 4.29%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+944.1% since first listed6 events — show timeline
- 2026-06-12 Sold (MLS) $177,500 GAMLS
- 2026-05-08 Pending — GAMLS
- 2026-05-07 Listed $175,000 GAMLS
- 2026-05-04 Coming Soon $175,000 GAMLS
- 2022-04-14 Sold (Public Records) $90,000 Public Records
- 1992-09-18 Sold (Public Records) $17,000 Public Records
Property tax history
+15.7%/yrLatest (2025): $2,067 · +8.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…