900 Mountain Creek Rd #038 · Chattanooga, TN 37405

$129,000

2 bd · 2.0 ba · 950 sqft · SingleFamily · 20 Days on market

Built 1975 Fair condition 39 ac lot $136/sqft · 29% below area Est $182k · 29% under $346/mo HOA · 26% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +7.1/30.0
• 1% rule +5.3/10.0
• Rent growth +3.9/5.0
• Livability +3.9/5.0
• Schools +2.2/10.0
• Condition / age +2.2/5.0
• DSCR +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Main-Level 2 Bedroom Condo on Mountain Creek Rd Chattanooga, TN Welcome to easy, low-maintenance living in this beautifully positioned 2 bedroom, 2 bathroom condo in Chattanooga, TN located at 900 Mountain Creek Rd. Unit c-38 is situated on the main level, this unit offers convenient, stair-free access -- ideal for comfortable everyday living. This well-designed floor plan features two spacious bedrooms, each with access to a full bathroom, making it perfect for a primary residence, roommate layout, downsizing opportunity, or investment property. The main-level location provides effortless entry and added accessibility compared to upper-floor units. Located in the desirable Mountain Creek area of Chattanooga, this condo offers easy access to the local lake for some relaxing fishing or just sitting on the bench watching the ducks. Additional amenities such as basketball court, exercise room, clubhouse, playground and dog park make for comfortable and healthy living for those with an active lifestyle. The quick access to downtown Chattanooga, Hixson, shopping, dining, parks, and major roadways. Enjoy the balance of peaceful surroundings while being just minutes from everything the Scenic City has to offer. If you've been searching for a main-level condo in Chattanooga or a 2 bedroom condo near Mountain Creek Road, this opportunity combines location, convenience, and easy living. Schedule your private showing today and discover why so many buyers are choosing condo living in Chattanooga.

Key facts

• Exercise room
• Mountain creek area
• Main level

Tags

• MAIN LEVEL
• STAIR FREE ACCESS
• MOUNTAIN CREEK AREA
• LOCAL LAKE
• BASKETBALL COURT
• EXERCISE ROOM

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $129k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $-609 ($-7k/yr) — negative.
• To cash-flow at today's rent, offer at most $41k (68.4% below list).
• Meets the 1% rule at list price ($1k rent vs $129k).
• Recommended offer: $41k (68.4% below list) — sets the bar for cash-flow.
• Cap rate 4.6% vs local median 3.5% in Chattanooga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#3 in TN, #2,582 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D+, crime F.
• Hamilton County (urban): math 31% / reading 31% proficiency, ranked #42 of 139 in TN (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Red Bank Elementary (math 33% / reading 29%, grade F, #400 of 952 statewide, top 43%, 588 students, 0% FRL); Red Bank Middle School (math 14% / reading 13%, grade F, #236 of 333 statewide, top 71%, 535 students, 0% FRL); Red Bank High School (math 8% / reading 37%, grade F, #156 of 332 statewide, top 49%, 824 students, 0% FRL) — zoned schools average 0% FRL vs 52% district-wide (52 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+5.6%/yr); 423 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,133 units permitted in Hamilton County in 2024 (405 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Hamilton County population projected at +23% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 20 days — a 2% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $11k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; HOA is 26% of rent.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 9→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $40,817 (68.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 4.59%
• Cash-on-cash: -6.08%
• DSCR: 0.73
• GRM: 8.1

CMA / ARV

• ARV (median comp): $182,101
• List price: $129,000
• Delta: -29.16%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
900 Mountain Creek Rd Unit M 190	0.09mi	2/1.5	950 (0%)	15mo	$168,700	$178	81
900 Mountain Creek Rd Unit K140	0.09mi	2/1.5	950 (0%)	18mo	$125,000	$132	78
113 Southview St	0.33mi	3/2.0 (+1)	926 (-2%)	1mo	$285,000	$308	74
131 Signal Hills Dr	0.44mi	3/2.0 (+1)	1,032 (+9%)	3mo	$210,000	$203	58
900 Mountain Creek Rd Unit R 293	0.09mi	2/2.0	1,080 (+14%)	24mo	$180,000	$167	53
641 Lullwater Rd	0.70mi	2/1.0	1,008 (+6%)	8mo	$259,000	$257	47
702 Runyan Dr	0.45mi	2/2.0	816 (-14%)	13mo	$231,500	$284	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.64% rent growth · sell at horizon

5-year hold

• IRR: -49.7%
• Equity multiple: -0.54×
• Total profit: $-55,583
• Equity at exit: $19,234

10-year hold

• IRR: -52.1%
• Equity multiple: -1.23×
• Total profit: $-80,604
• Equity at exit: $11,154

Cash invested: $36,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Tennessee: 87 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 8 active · 6 under contract
• Months of supply: 12.0 mo (8%/mo absorbed)
• Median asking: $234,950 ($219/sqft)
• Median days on market: 59 d
• This list price: lowest-priced of the active set
• ARV vs active asking: -12.4% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 37405

• Rents YoY: 5.6%
• Active inventory: 423
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,335 high
• Mortgage (P&I): −$676
• Tax est. 1.5%: −$161 /mo · $1,935/yr
• Insurance: −$54
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$346
• Vacancy / Maint / Mgmt: −$280
• Net cashflow: $-609

Break-even live

Break-even rent $2,106

Max offer price $40,817

Occupancy floor —

Sensitivity live

Price	-10% $-520	-5% $-565	+0% $-609	+5% $-654	+10% $-699
Rent	-10% $-715	-5% $-662	+0% $-609	+5% $-557	+10% $-504
Rate	-1.0pp $-544	-0.5pp $-577	base $-609	+0.5pp $-643	+1.0pp $-677

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,250
• Closing costs: $3,870
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
900 Mountain Creek Rd Unit A3 Chattanooga, TN	2.0	2.0	950	$1,250	$1.32	6d	1	0.14mi
105 Cross St Chattanooga, TN	3.0	1.0	1064	$2,000	$1.88	119d	1	0.27mi
936 Mountain Creek Rd Chattanooga, TN	1.0–3.0	1.0–2.5	1000	$1,488	$1.49	0d	24	0.47mi
505 Mountain Ridge Rd Chattanooga, TN	2.0	1.5	1116	$1,095	$0.98	119d	1	0.75mi
800 Lullwater Rd Unit 816 Chattanooga, TN	2.0	1.0	650	$925	$1.42	6d	1	0.81mi
143 Hendricks Blvd Chattanooga, TN	1.0–2.0	1.0	1100	$1,300	$1.18	0d	4	0.84mi
145 Hendricks Blvd Unit 145-8 Chattanooga, TN	1.0	1.0	1000	$850	$0.85	6d	1	0.85mi
141 Hendricks Blvd Apt 3 Chattanooga, TN	1.0	1.0	1000	$1,049	$1.05	109d	1	0.85mi
141 Hendricks Blvd Unit 141-6 Chattanooga, TN	1.0	1.0	1000	$899	$0.90	119d	1	0.85mi
514 Lullwater Rd Chattanooga, TN	3.0	1.0	985	$1,395	$1.42	0d	1	0.86mi
424 Hedgewood Dr Chattanooga, TN	3.0	1.0	1101	$1,690	$1.53	6d	1	0.95mi
313 California Ave Unit A Chattanooga, TN	1.0	1.0	750	$1,000	$1.33	6d	1	1.01mi
219 Vreeland St Chattanooga, TN	2.0	2.0	1092	$1,900	$1.74	6d	1	1.08mi
217 Sweetland Dr Chattanooga, TN	2.0	1.0	844	$950	$1.13	119d	1	1.10mi
217 Sweetland Dr Chattanooga, TN	2.0	1.0	846	$1,100	$1.30	6d	1	1.10mi
113 Goodson Ave Unit 11 Chattanooga, TN	2.0	1.0	711	$850	$1.20	109d	1	1.12mi
113 Goodson Ave Chattanooga, TN	2.0	1.0	711	$990	$1.39	5d	1	1.12mi
113 Goodson Ave Unit 10 Chattanooga, TN	2.0	1.0	711	$840	$1.18	109d	1	1.12mi
167 W Ridgewood Ave Red Bank, TN	2.0	1.0	800	$1,373	$1.72	6d	1	1.13mi
121 Goodson Ave Unit F Chattanooga, TN	1.0	1.0	665	$950	$1.43	119d	1	1.15mi
300 W Midvale Ave Chattanooga, TN	1.0–2.0	1.0–1.5	1050	$1,299	$1.24	109d	4	1.16mi
300 W Midvale Ave Chattanooga, TN	1.0	1.0	850	$1,000	$1.18	6d	1	1.16mi
125 Goodson Ave Chattanooga, TN	1.0	1.0	844	$1,100	$1.30	116d	1	1.16mi
127 Goodson Ave Chattanooga, TN	1.0	1.0	685	$988	$1.44	0d	2	1.21mi
127 Goodson Ave Chattanooga, TN	1.0–2.0	1.0	792	$1,190	$1.50	119d	1	1.21mi
1185 Mountain Creek Rd Chattanooga, TN	1.0–2.0	1.0–2.0	868	$1,456	$1.68	0d	16	1.24mi
109 Peace St Unit 123 Red Bank, TN	1.0	1.0	600	$950	$1.58	119d	1	1.24mi
109 Peace St Unit 141 Red Bank, TN	1.0	1.0	600	$975	$1.62	116d	1	1.24mi
2614 Berkley Dr Chattanooga, TN	2.0	1.0	1100	$2,150	$1.95	6d	1	1.24mi
154 Goodson Ave Unit 1B Chattanooga, TN	1.0	1.0	650	$1,123	$1.73	3d	1	1.30mi
154 Goodson Ave Apt 2B Chattanooga, TN	1.0	1.0	624	$1,073	$1.72	3d	1	1.30mi
109 Signal View St Unit A Chattanooga, TN	2.0	1.0	846	$1,199	$1.42	119d	1	1.32mi
109 Signal View St Unit D Chattanooga, TN	2.0	1.0	850	$1,100	$1.29	6d	1	1.32mi
105 P Poole Ave Chattanooga, TN	1.0	1.0	649	$950	$1.46	6d	1	1.37mi
105 P Poole Ave Chattanooga, TN	1.0	1.0	650	$975	$1.50	119d	1	1.37mi
2406 Lyndon Ave Unit 04 Chattanooga, TN	2.0	1.5	1000	$1,273	$1.27	109d	1	1.41mi
3131 Mountain Creek Rd Chattanooga, TN	1.0–2.0	1.0–2.0	907	$1,599	$1.76	0d	14	1.42mi
2833 Dayton Blvd Chattanooga, TN	1.0	1.0	600	$978	$1.63	0d	2	1.44mi
2414 Lyndon Ave Chattanooga, TN	1.0	1.0	600	$765	$1.27	119d	1	1.46mi
3001 Dayton Blvd Chattanooga, TN	2.0–4.0	1.0–2.0	1350	$1,100	$0.81	0d	3	1.48mi

Property features AI

Finance

• Other: Living area reported as 950 square feet (assessor)Ground-level unit (C-38) in the Signal View community — second unit in front of the building
• HOA & community: Homeowners association with monthly feesHOA maintains grounds and provides pest control, water and sewerCommunity amenities include clubhouse, playground, fitness centerCommon interest: Condominium

Exterior

• Parking: Detached parkingAsphalt/paved surfaces
• Security: Security guard
• Utilities: Public waterPublic sewerElectricity available
• Home design: Residential, condominium (attached)Three or more levels
• Construction: Brick and other construction materialsAsphalt roofBuilt existing (year not specified)
• Exterior features: Private in-ground poolLot approximately 38.76 acres

Interior

• Kitchen: RefrigeratorElectric Range
• Bedrooms: 2 bedrooms
• Flooring: CarpetVinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heatingCentral electric air conditioning
• Interior features: RefrigeratorElectric RangeSuite master bathroom
• Laundry & utility: Slab foundation

Listing history 50 events

1. 2026-09-23
   days on market $129,000 Active 20 DOM
2. 2026-09-22
   days on market $129,000 Active 19 DOM
3. 2026-09-21
   days on market $129,000 Active 18 DOM
4. 2026-09-20
   days on market $129,000 Active 17 DOM
5. 2026-09-18
   days on market $129,000 Active 15 DOM
6. 2026-09-17
   days on market $129,000 Active 14 DOM
7. 2026-09-16
   days on market $129,000 Active 13 DOM
8. 2026-09-15
   days on market $129,000 Active 12 DOM
9. 2026-09-14
   days on market $129,000 Active 11 DOM
10. 2026-09-13
    days on market $129,000 Active 10 DOM
11. 2026-09-12
    days on market $129,000 Active 9 DOM
12. 2026-09-11
    days on market $129,000 Active 8 DOM
13. 2026-09-05
    days on market $129,000 Active 2 DOM
14. 2026-09-03
    pricedays on marketlisting id $129,000 Active 1 DOM
15. 2026-08-31
    days on market $139,900 Active 192 DOM
16. 2026-08-30
    days on market $139,900 Active 191 DOM
17. 2026-08-29
    days on market $139,900 Active 190 DOM
18. 2026-08-28
    days on market $139,900 Active 189 DOM
19. 2026-08-27
    days on market $139,900 Active 188 DOM
20. 2026-08-25
    days on market $139,900 Active 186 DOM
21. 2026-08-24
    days on market $139,900 Active 185 DOM
22. 2026-08-23
    days on market $139,900 Active 184 DOM
23. 2026-08-22
    days on market $139,900 Active 183 DOM
24. 2026-08-21
    days on marketlisting id $139,900 Active 182 DOM
25. 2026-08-20
    days on market $139,900 Active 176 DOM
26. 2026-08-19
    days on market $139,900 Active 175 DOM
27. 2026-08-18
    days on market $139,900 Active 174 DOM
28. 2026-08-17
    days on market $139,900 Active 173 DOM
29. 2026-08-16
    days on market $139,900 Active 172 DOM
30. 2026-08-15
    days on market $139,900 Active 171 DOM
31. 2026-08-14
    days on market $139,900 Active 170 DOM
32. 2026-08-13
    days on market $139,900 Active 169 DOM
33. 2026-08-12
    days on market $139,900 Active 168 DOM
34. 2026-08-11
    days on market $139,900 Active 167 DOM
35. 2026-08-10
    days on market $139,900 Active 166 DOM
36. 2026-08-09
    days on market $139,900 Active 165 DOM
37. 2026-08-08
    days on market $139,900 Active 164 DOM
38. 2026-08-07
    days on market $139,900 Active 163 DOM
39. 2026-08-06
    days on market $139,900 Active 162 DOM
40. 2026-08-05
    days on market $139,900 Active 161 DOM
41. 2026-08-04
    days on market $139,900 Active 160 DOM
42. 2026-08-03
    days on market $139,900 Active 159 DOM
43. 2026-07-31
    days on market $139,900 Active 156 DOM
44. 2026-07-29
    days on market $139,900 Active 154 DOM
45. 2026-07-27
    days on market $139,900 Active 152 DOM
46. 2026-07-25
    days on market $139,900 Active 150 DOM
47. 2026-07-24
    days on market $139,900 Active 149 DOM
48. 2026-07-23
    days on market $139,900 Active 148 DOM
49. 2026-07-22
    days on market $139,900 Active 147 DOM
50. 2026-07-21
    days on market $139,900 Active 146 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 6/10 Major 9 d/yr ≥104°F today · 26 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,020
• − Mortgage interest: −$7,226
• − Property taxes: −$1,935
• − Insurance: −$5,764
• − Repairs & maintenance: −$1,282
• − Management: −$1,282
• − HOA: −$4,152
• − Depreciation: −$3,753
• Taxable loss: −$9,373
• Est. tax savings @ 24.0%: +$2,249
• After-tax cash flow: $-5,063/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 14 photos

Fair 45/100 Moderate rehab Est. rehab $23,750–$42,750 screening

This 2-bedroom, 2-bathroom condo requires moderate renovations to update the kitchen and bathrooms, which would significantly increase its resale and rental value.

Repairs flagged

• Moderate kitchen cabinets — dated and worn
• Moderate kitchen countertops — dated and worn
• Moderate bathroom fixtures — dated and worn
• Moderate bathroom tile — dated and worn

Value-add opportunities

• Resale update kitchen cabinets and countertops — modernizing the kitchen would appeal to buyers ↑
• Resale update bathroom fixtures and tile — modernizing the bathrooms would appeal to buyers ↑
• Both paint interior walls — improves the overall appearance and can be done inexpensively ↑
• Both replace carpet with hardwood or tile — improves the overall appearance and can be done inexpensively ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 22/100

Zoned Schools

Elementary Red Bank Elementary F TN #400/952 Nat'l #26,096/41,679 Middle Red Bank Middle School F TN #236/333 Nat'l #12,913/14,009 High Red Bank High School F TN #156/332 Nat'l #13,633/17,239

Schools (NCES district)

• District: Hamilton County
• NCES district ID: 4701590
• Math proficiency: 31% ▼ -10.00%
• Reading proficiency: 31% ▼ -3.00%
• Median HH income: $47,456
• Composite: 26.8/100
• National rank: #7122
• State rank: #42 of 139 in TN

B Composite livability gradescore 78/100

Livability — Chattanooga

• Score: 78/100
• State rank: #3
• US rank: #2582

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Chattanooga, TN
• County: Hamilton County · 393,784 people
• City population: 131,999
• Metro: Chattanooga, TN-GA
• Population (ZIP): 18,109
• Household income: $81,337
• Rent vs Own: 51.3% rent · 48.7% own
• Severe rent burden: 5% of renters

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Population outlook (Hamilton County) Hauer SSP2

• Today (2025): 393,784 people
• By 2030: 412,983 · +4.9%
• By 2040: 449,502 · +14.1%
• By 2050: 484,341 · +23.0%
• By 2075: 565,746 · +43.7%
• By 2100: 618,394 · +57.0%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 8% Black 4% Asian 3% Hispanic / Latino 3%
• Common ancestry: Slovak 5% Serbian 3% Lithuanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 2% Other Indo-European 1%

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Political lean MEDSL · Hamilton

• 2024 margin: R (+13.1) · D 42.7% · R 55.7% · Other 1.6%
• 2008→2024 swing: -1.2pp toward R · 2008: -11.8pp · 2024: -13.1pp
• All cycles: 2024: R+13.1 2020: R+9.7 2016: R+16.6 2012: R+14.8 2008: R+11.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -380.39%
• Current HPI: 335.8088
• Rent YoY: ▲ 5.64%
• Metro: Chattanooga, TN-GA
• State GDP YoY: ▲ 2.78%
• F500 in state: 22

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Industry mix (Fortune 500 HQ in TN)

Industry	F500 HQs	Revenue
▸Healthcare	3	$91B
▸Retail	3	$72B
▸Transportation / Logistics	1	$88B
▸Paper / Packaging	1	$19B
▸Insurance	1	$13B
▸Energy	1	$12B

Property features AI

Finance

• Other: Living area reported as 950 square feet (assessor)Ground-level unit (C-38) in the Signal View community — second unit in front of the building
• HOA & community: Homeowners association with monthly feesHOA maintains grounds and provides pest control, water and sewerCommunity amenities include clubhouse, playground, fitness centerCommon interest: Condominium

Exterior

• Parking: Detached parkingAsphalt/paved surfaces
• Security: Security guard
• Utilities: Public waterPublic sewerElectricity available
• Home design: Residential, condominium (attached)Three or more levels
• Construction: Brick and other construction materialsAsphalt roofBuilt existing (year not specified)
• Exterior features: Private in-ground poolLot approximately 38.76 acres

Interior

• Kitchen: RefrigeratorElectric Range
• Bedrooms: 2 bedrooms
• Flooring: CarpetVinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heatingCentral electric air conditioning
• Interior features: RefrigeratorElectric RangeSuite master bathroom
• Laundry & utility: Slab foundation

Price history

+0.0% since first listed

3 events — show timeline

• 2026-02-21 Listed $139,900 REALTRACS as Distributed by MLS Grid
• 2026-02-19 Listed $139,900 RCAOR
• 2026-02-19 Listed $139,900 GCAR