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137 Taylor Rd
D Composite 43.01
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.5/30.0
  • DSCR +6.9/10.0
  • 1% rule +4.5/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$169,900

137 Taylor Rd · Jackson, GA 30233
3 bd · 1.0 ba · 924 sqft · SingleFamily public records · 52 Days on market
Built 1960 1.16 ac lot $184/sqft · 33% above area Est $128k · 33% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming investment opportunity in the heart of Jackson! This 3-Bedroom, 1-bath home offers potential and is perfect for buyers looking to add their personal touch. Featuring an open kitchen lay out and a spacious laundry room, the home provides a functional floor plan ready for customization. While the property does need some TLC, it boasts solid bones and presents a fantastic opportunity for renovation or rental income. Nestled in an established neighborhood surrounded by higher-priced homes, this location adds significant upside value for the savvy buyer. Whether you're an investor, first time buyer, or someone looking for a project, this home is full of possibilities. Don't miss your chance to transform this diamond i the rough into something special!

Key facts

  • Open kitchen lay out
  • Rental income
  • 1.16 acre lot

Tags

OPEN KITCHEN LAY OUTSPACIOUS LAUNDRY ROOMESTABLISHED NEIGHBORHOODRENTAL INCOME

Property features AI

Finance

  • Other: Private paved road frontage; Property located on Taylor Rd

Exterior

  • Parking: Parking pad
  • Utilities: Public water; Public sewer; 110V and 220V electric service; Cable available; Natural gas available; Phone available
  • Home design: One level (single-story); Resale property
  • Construction: Vinyl siding; Shingle roof; Block foundation; Built with standard construction materials
  • Exterior features: Rain gutters; Covered front and rear porches

Interior

  • Kitchen: Laminate counters; Electric range
  • Bedrooms: Three bedrooms on the main level; Split bedroom plan
  • Flooring: Luxury vinyl flooring
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Central heating (natural gas); Central air (electric)
  • Interior features: Recessed lighting; Aluminum and wood window frames; No shared/common walls
  • Laundry & utility: Laundry room; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $256 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $161k (5.4% below list).
  • Recommended offer: $161k (5.4% below list) — sets the bar for 1% rule.
  • Cap rate 8.1% vs local median 3.6% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 56/100 on livability (#482 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Butts County (rural): math 24% / reading 31% proficiency, ranked #103 of 174 in GA (top 59%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Stark Elementary School (math 23% / reading 25%, grade F, #784 of 1,228 statewide, top 64%, 656 students, 83% FRL); Henderson Middle School (math 20% / reading 32%, grade F, #286 of 470 statewide, top 61%, 767 students, 83% FRL); Jackson High School (math 12% / reading 37%, grade F, #184 of 424 statewide, top 48%, 1,070 students, 83% FRL) — zoned schools average 83% FRL vs 61% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 325 active listings in the ZIP; 60 units permitted in Butts County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Butts County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 39% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $160,711 (5.4% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
8.10%
Cash-on-cash
6.45%
DSCR
1.29
GRM
8.8

CMA / ARV

ARV (median comp)
$128,138
List price
$169,900
Delta
32.59%
Verdict
OVERPRICED
Comps
9 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
237 Pulliam Dr 0.59mi 2/1.0 (-1) 930 (+1%) 13mo $115,000 $124 55
1146 Nelson St 0.74mi 2/1.0 (-1) 896 (-3%) 11mo $180,000 $201 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.4%
Equity multiple
0.76×
Total profit
$-11,327
Equity at exit
$25,333
10-year hold
IRR
3.2%
Equity multiple
1.23×
Total profit
$10,795
Equity at exit
$14,690

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30233

Home prices YoY
-3.9%
Active inventory
325
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,607 medium interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$52 /mo · $627/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$337
Net cashflow
$256

Break-even live

Break-even rent $1,284
Max offer price $169,900
Occupancy floor 79%

Sensitivity live

Price -10% $352 -5% $304 +0% $256 +5% $207 +10% $159
Rent -10% $129 -5% $192 +0% $256 +5% $319 +10% $383
Rate -1.0pp $341 -0.5pp $299 base $256 +0.5pp $212 +1.0pp $167

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,475
Closing costs
$5,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 25 events

  1. 2026-06-21
    days on market $169,900 Active 52 DOM
  2. 2026-06-18
    days on market $169,900 Active 49 DOM
  3. 2026-06-17
    days on market $169,900 Active 48 DOM
  4. 2026-06-16
    days on market $169,900 Active 47 DOM
  5. 2026-06-15
    days on market $169,900 Active 46 DOM
  6. 2026-06-13
    days on market $169,900 Active 44 DOM
  7. 2026-06-09
    days on market $169,900 Active 40 DOM
  8. 2026-06-08
    days on market $169,900 Active 39 DOM
  9. 2026-06-07
    days on market $169,900 Active 38 DOM
  10. 2026-06-04
    days on market $169,900 Active 35 DOM
  11. 2026-06-03
    days on market $169,900 Active 34 DOM
  12. 2026-06-02
    days on market $169,900 Active 33 DOM
  13. 2026-06-01
    days on market $169,900 Active 32 DOM
  14. 2026-05-31
    days on market $169,900 Active 31 DOM
  15. 2026-04-30
    listed $169,900 New 765-char remark
    Show marketing remark (765 chars)

    Charming investment opportunity in the heart of Jackson! This 3-Bedroom, 1-bath home offers potential and is perfect for buyers looking to add their personal touch. Featuring an open kitchen lay out and a spacious laundry room, the home provides a functional floor plan ready for customization. While the property does need some TLC, it boasts solid bones and presents a fantastic opportunity for renovation or rental income. Nestled in an established neighborhood surrounded by higher-priced homes, this location adds significant upside value for the savvy buyer. Whether you're an investor, first time buyer, or someone looking for a project, this home is full of possibilities. Don't miss your chance to transform this diamond i the rough into something special!

  16. 2026-04-30
    listed $169,900 Active 771-char remark
    Show marketing remark (765 chars)

    Charming investment opportunity in the heart of Jackson! This 3-Bedroom, 1-bath home offers potential and is perfect for buyers looking to add their personal touch. Featuring an open kitchen lay out and a spacious laundry room, the home provides a functional floor plan ready for customization. While the property does need some TLC, it boasts solid bones and presents a fantastic opportunity for renovation or rental income. Nestled in an established neighborhood surrounded by higher-priced homes, this location adds significant upside value for the savvy buyer. Whether you're an investor, first time buyer, or someone looking for a project, this home is full of possibilities. Don't miss your chance to transform this diamond i the rough into something special!

  17. 2025-09-18
    soldstatus $160,000
  18. 2025-09-17
    soldstatus $160,000 Sold
    Show marketing remark (411 chars)

    Welcome to this adorable bungalow featuring 3 cozy bedrooms and 1 bathroom. This home is ready for its new owner! This lovingly refreshed home boasts brand-new flooring and fresh paint throughout, giving it a warm and inviting feel. Nestled on a full acre just off Jackson Square, you'll enjoy the perfect blend of country charm and everyday convenience. Don't miss your chance to see it, schedule a tour today!

  19. 2025-09-02
    status Under Contract
    Show marketing remark (411 chars)

    Welcome to this adorable bungalow featuring 3 cozy bedrooms and 1 bathroom. This home is ready for its new owner! This lovingly refreshed home boasts brand-new flooring and fresh paint throughout, giving it a warm and inviting feel. Nestled on a full acre just off Jackson Square, you'll enjoy the perfect blend of country charm and everyday convenience. Don't miss your chance to see it, schedule a tour today!

  20. 2025-08-12
    price $170,000
    Show marketing remark (411 chars)

    Welcome to this adorable bungalow featuring 3 cozy bedrooms and 1 bathroom. This home is ready for its new owner! This lovingly refreshed home boasts brand-new flooring and fresh paint throughout, giving it a warm and inviting feel. Nestled on a full acre just off Jackson Square, you'll enjoy the perfect blend of country charm and everyday convenience. Don't miss your chance to see it, schedule a tour today!

  21. 2025-07-28
    listed $175,000 New
    Show marketing remark (411 chars)

    Welcome to this adorable bungalow featuring 3 cozy bedrooms and 1 bathroom. This home is ready for its new owner! This lovingly refreshed home boasts brand-new flooring and fresh paint throughout, giving it a warm and inviting feel. Nestled on a full acre just off Jackson Square, you'll enjoy the perfect blend of country charm and everyday convenience. Don't miss your chance to see it, schedule a tour today!

  22. 2025-04-25
    soldstatus $120,001
  23. 2025-04-24
    soldstatus $120,001 Sold
  24. 2025-03-27
    status Under Contract
  25. 2025-03-14
    listed $120,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$627 · $52/mo
Projected year-2 tax
$1,563 · $130/mo
Expected delta
+$936/yr (+$78/mo · 149.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 39% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,285
− Mortgage interest
−$9,517
− Property taxes
−$627
− Insurance
−$850
− Repairs & maintenance
−$1,543
− Management
−$1,543
− Depreciation
−$4,943
Taxable income
$263
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$63
After-tax cash flow
$3,004/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Butts County
NCES district ID
1300690
Math proficiency
24% ▼ -4.00%
Reading proficiency
31% ▼ -1.00%
Median HH income
$45,248
Composite
23.65/100
National rank
#7842
State rank
#103 of 174 in GA

Livability — Jackson

Score
56/100
State rank
#482
US rank
#22448

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Butts County · 24,730 people
City population
24,730
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
24,730
Household income
$74,222
Rent vs Own
23.3% rent · 76.7% own
Severe rent burden
88.0

Population outlook (Butts County) Hauer SSP2

Today (2025)
22,763 people
By 2030
22,127 · -2.8%
By 2040
20,591 · -9.5%
By 2050
18,978 · -16.6%
By 2075
15,292 · -32.8%
By 2100
11,404 · -49.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Black 19% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Slovak 1% Serbian 1% Romanian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 4%

Political lean MEDSL · Butts

2024 margin
Solid R (+45.2) · D 27.2% · R 72.4%
2008→2024 swing
-13.5pp toward R · 2008: -31.7pp · 2024: -45.2pp
All cycles
2024: R+45.2 2020: R+43.6 2016: R+43.8 2012: R+35.6 2008: R+31.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.98%
Current HPI
316.5436
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+41.6% since first listed
11 events — show timeline
  • 2026-04-30 Listed $169,900 FMLS
  • 2026-04-30 Listed $169,900 GAMLS
  • 2025-09-18 Sold (Public Records) $160,000 Public Records
  • 2025-09-17 Sold (MLS) $160,000 GAMLS
  • 2025-09-02 Pending GAMLS
  • 2025-08-12 Price Changed $170,000 GAMLS
  • 2025-07-28 Listed $175,000 GAMLS
  • 2025-04-25 Sold (Public Records) $120,001 Public Records
  • 2025-04-24 Sold (MLS) $120,001 GAMLS
  • 2025-03-27 Pending GAMLS
  • 2025-03-14 Listed $120,000 GAMLS

Property tax history

+4.1%/yr

Latest (2025): $627 · +0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…