70 Shaul St · Clearlake Oaks, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 10/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 8 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 32 days/yr
- Unhealthy air days in 30 yrs
- 34 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.0/30.0
- DSCR +7.7/10.0
- ARV discount +7.4/15.0
- 1% rule +5.8/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.
Key facts
- Tiled flooring
- Tiled entry
- Private patio area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $185k.
Deal economics
- At list price, monthly cash flow is $363 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $185k).
- Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.6% vs local median 4.3% in Clearlake Oaks — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#569 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, crime B; Watch: health & safety C-, schools F, amenities F.
- Konocti Unified (town): math 9% / reading 21% proficiency, ranked #494 of 517 in CA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 136 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 107 units permitted in Lake County in 2024 (40 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Lake County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 212 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 21y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 8→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 212 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.65%
- Cash-on-cash
- 8.40%
- DSCR
- 1.37
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $184,661
- List price
- $185,000
- Delta
- 0.18%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 12762 Shoreview Dr | 0.20mi | 2/2.0 (+1) | 1,071 (+4%) | 0mo | $230,000 | $215 | 75 |
| 12940 1st St | 0.02mi | 2/2.0 (+1) | 936 (-9%) | 2mo | $198,500 | $212 | 73 |
| 13084 4th St | 0.21mi | 2/1.5 (+1) | 1,000 (-3%) | 9mo | $185,000 | $185 | 70 |
| 12861 Lakeview Dr | 0.10mi | 2/1.0 (+1) | 932 (-10%) | 7mo | $95,000 | $102 | 68 |
| 584 Bass | 0.47mi | 2/1.5 (+1) | 1,056 (+2%) | 2mo | $291,000 | $276 | 65 |
| 12801 E Highway 20 | 0.12mi | 2/1.0 (+1) | 900 (-13%) | 5mo | $190,000 | $211 | 64 |
| 12410 Lakeview Dr | 0.57mi | 2/1.0 (+1) | 1,056 (+2%) | 2mo | $159,000 | $151 | 63 |
| 12888 First St | 0.04mi | 2/1.5 (+1) | 916 (-11%) | 12mo | $195,000 | $213 | 63 |
| 12939 3rd St | 0.12mi | 2/1.0 (+1) | 896 (-13%) | 10mo | $139,000 | $155 | 59 |
| 12742 Shoreview Dr | 0.23mi | 2/1.0 (+1) | 888 (-14%) | 8mo | $207,000 | $233 | 54 |
| 12500 Shady Ln | 0.62mi | 2/2.0 (+1) | 1,049 (+2%) | 8mo | $175,000 | $167 | 53 |
| 13334 Anchor | 0.46mi | 2/2.0 (+1) | 1,084 (+5%) | 10mo | $285,000 | $263 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -3.5%
- Equity multiple
- 0.87×
- Total profit
- $-6,884
- Equity at exit
- $27,584
- IRR
- 6.1%
- Equity multiple
- 1.46×
- Total profit
- $23,722
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 95423
- Home prices YoY
- -20.6%
- Active inventory
- 136
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $2,000 medium interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$170 /mo · $2,040/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$420
- Net cashflow
- $363
Break-even live
Sensitivity live
| Price | -10% $467 | -5% $415 | +0% $363 | +5% $310 | +10% $258 |
|---|---|---|---|---|---|
| Rent | -10% $205 | -5% $284 | +0% $363 | +5% $442 | +10% $521 |
| Rate | -1.0pp $456 | -0.5pp $410 | base $363 | +0.5pp $315 | +1.0pp $266 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 12755 Blue Heron Ct Clearlake Oaks, CA | 2.0 | 2.0 | 1134 | $2,000 | $1.76 | 44d | 1 | 0.37mi |
Listing history 50 events
-
2026-06-19days on market $185,000 Active 212 DOM
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2026-06-18days on market $185,000 Active 211 DOM
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2026-06-17days on market $185,000 Active 210 DOM
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2026-06-16days on market $185,000 Active 209 DOM
-
2026-06-15days on market $185,000 Active 208 DOM
-
2026-06-14days on market $185,000 Active 206 DOM
-
2026-06-13pricedays on market $185,000 Active 205 DOM
-
2026-06-10days on market $187,000 Active 203 DOM
-
2026-06-09days on market $187,000 Active 202 DOM
-
2026-06-08days on market $187,000 Active 201 DOM
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2026-06-07days on market $187,000 Active 200 DOM
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2026-06-05days on market $187,000 Active 197 DOM
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2026-06-02days on market $187,000 Active 195 DOM
-
2026-06-01days on market $187,000 Active 194 DOM
-
2026-05-31days on market $187,000 Active 193 DOM
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2026-05-30days on market $187,000 Active 192 DOM
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2026-05-03historical Active Under Contract 848-char remark
Show marketing remark (848 chars)
Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.
-
2026-03-18price $187,000 848-char remark
Show marketing remark (848 chars)
Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.
-
2025-12-13price $190,000 848-char remark
Show marketing remark (848 chars)
Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.
-
2025-11-19$195,000 Active 848-char remark
Show marketing remark (848 chars)
Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.
-
2021-04-28soldstatus $169,000 Closed Sale 799-char remark
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
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2021-04-28soldstatus $169,000 Closed
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
-
2021-04-28soldstatus $169,000
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
-
2021-03-30historical Active Under Contract 799-char remark
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
-
2021-03-24status Active 799-char remark
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
-
2021-03-04status Pending
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
-
2021-03-04historical Active Under Contract 799-char remark
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
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2021-02-12price $160,000
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
-
2021-02-12price $160,000 799-char remark
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
-
2021-01-09$176,000 Active 799-char remark
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
-
2021-01-09$176,000 Active
Show marketing remark (799 chars)
This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.
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2019-07-17soldstatus $140,000
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2013-11-13soldstatus $88,000 Sold
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2013-11-13soldstatus $88,000 Closed
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2013-10-04status Backup Offers Accepted
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2013-08-20price $90,900
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2013-08-20price $90,900
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2013-07-19$99,900 Active
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2013-07-18price $99,900
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2013-07-11$105,000 Active
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2013-05-17historical
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2013-04-06$105,000
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2013-04-04historical
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2013-02-09$105,000
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2009-02-27soldstatus $79,900
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2009-02-03historical
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2008-12-28$79,900
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2006-06-18historical
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2006-03-31historical
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2006-01-16$220,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $2,040 · $170/mo
- Projected year-2 tax
- $2,040 · $170/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 10/10 Extreme
- Heat 6/10 Major 8 d/yr ≥99°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 32 unhealthy d/yr today · 34 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,000
- − Mortgage interest
- −$10,363
- − Property taxes
- −$2,040
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,920
- − Management
- −$1,920
- − Depreciation
- −$5,382
- Taxable income
- $1,450
- Est. tax owed @ 24.0%
- −$348
- After-tax cash flow
- $4,005/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Konocti Unified
- NCES district ID
- 0620070
- Math proficiency
- 9% ▼ -5.00%
- Reading proficiency
- 21% ▼ -6.00%
- Median HH income
- $30,026
- Composite
- 11.81/100
- National rank
- #9677
- State rank
- #494 of 517 in CA
Livability — Clearlake Oaks
- Score
- 60/100
- State rank
- #569
- US rank
- #18675
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Clearlake Oaks, CA
- Population (ZIP)
- 3,432
Population outlook (Lake County) Hauer SSP2
- Today (2025)
- 62,396 people
- By 2030
- 60,626 · -2.8%
- By 2040
- 56,453 · -9.5%
- By 2050
- 53,054 · -15.0%
- By 2075
- 47,663 · -23.6%
- By 2100
- 41,804 · -33.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Hispanic / Latino 18% Two or more races 9% Native American 3% Black 1% Asian 1%
- Hispanic origin (detail)
- Mexican 17%
- Common ancestry
- Slovak 5% Lithuanian 4% Russian 2%
- Foreign-born
- 11% · Canada, Vietnam
- Languages at home
- 84% English-only · Spanish 8% Other Indo-European 7% German/W. Germanic 1%
Political lean MEDSL · Lake
- 2024 margin
- Toss-up / Even · D 47.8% · R 49.2% · Other 3.0%
- 2008→2024 swing
- -20.6pp toward R · 2008: 19.3pp · 2024: -1.4pp
- All cycles
- 2024: R+1.4 2020: D+6.3 2016: D+3.7 2012: D+16.5 2008: D+19.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -46.32%
- Current HPI
- 178.9812
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+2571.4% since first listed36 events — show timeline
- 2026-05-03 Contingent — CRMLS
- 2026-03-18 Price Changed $187,000 CRMLS
- 2025-12-13 Price Changed $190,000 CRMLS
- 2025-11-19 Listed $195,000 CRMLS
- 2021-04-28 Sold (Public Records) $169,000 Public Records
- 2021-04-28 Sold (MLS) $169,000 BAREIS
- 2021-04-28 Sold (MLS) $169,000 CRMLS
- 2021-03-30 Contingent — CRMLS
- 2021-03-24 Relisted — CRMLS
- 2021-03-04 Pending — BAREIS
- 2021-03-04 Contingent — CRMLS
- 2021-02-12 Price Changed $160,000 BAREIS
- 2021-02-12 Price Changed $160,000 CRMLS
- 2021-01-09 Listed $176,000 BAREIS
- 2021-01-09 Listed $176,000 CRMLS
- 2019-07-17 Sold (Public Records) $140,000 Public Records
- 2013-11-13 Sold (MLS) $88,000 CRMLS
- 2013-11-13 Sold (MLS) $88,000 BAREIS
- 2013-10-04 Pending — CRMLS
- 2013-08-20 Price Changed $90,900 BAREIS
- 2013-08-20 Price Changed $90,900 CRMLS
- 2013-07-19 Listed $99,900 BAREIS
- 2013-07-18 Price Changed $99,900 CRMLS
- 2013-07-11 Listed $105,000 CRMLS
- 2013-05-17 Listing Removed — CRMLS
- 2013-04-06 Listed $105,000 CRMLS
- 2013-04-04 Listing Removed — CRMLS
- 2013-02-09 Listed $105,000 CRMLS
- 2009-02-27 Sold (MLS) $79,900 CRMLS
- 2009-02-03 Listing Removed — CRMLS
- 2008-12-28 Listed $79,900 CRMLS
- 2006-06-18 Listing Removed — CRMLS
- 2006-03-31 Listing Removed — CRMLS
- 2006-01-16 Listed $220,000 CRMLS
- 2005-09-03 Listed $225,000 CRMLS
- 1989-06-23 Sold (Public Records) $7,000 Public Records
Property tax history
+6.4%/yrLatest (2025): $2,040 · +1.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…