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70 Shaul St
C- Composite 54.16
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.0/30.0
  • DSCR +7.7/10.0
  • ARV discount +7.4/15.0
  • 1% rule +5.8/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$185,000

70 Shaul St · Clearlake Oaks, CA 95423
1 bd · 1.0 ba · 1,032 sqft · SingleFamily public records · 212 Days on market
Built 1950 5,227 sqft lot $179/sqft · at area comps Est $185k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.

Key facts

  • Tiled flooring
  • Tiled entry
  • Private patio area

Tags

FULLY FENCED YARDPRIVATE PATIO AREALARGE ENCLOSED CARPORTJETTED TUBTILED FLOORINGTILED ENTRY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $185k.

Deal economics

  • At list price, monthly cash flow is $363 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $185k).
  • Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 4.3% in Clearlake Oaks — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#569 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, crime B; Watch: health & safety C-, schools F, amenities F.
  • Konocti Unified (town): math 9% / reading 21% proficiency, ranked #494 of 517 in CA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 136 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 107 units permitted in Lake County in 2024 (40 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Lake County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 212 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 21y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 8→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $162,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 212 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.65%
Cash-on-cash
8.40%
DSCR
1.37
GRM
7.7

CMA / ARV

ARV (median comp)
$184,661
List price
$185,000
Delta
0.18%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12762 Shoreview Dr 0.20mi 2/2.0 (+1) 1,071 (+4%) 0mo $230,000 $215 75
12940 1st St 0.02mi 2/2.0 (+1) 936 (-9%) 2mo $198,500 $212 73
13084 4th St 0.21mi 2/1.5 (+1) 1,000 (-3%) 9mo $185,000 $185 70
12861 Lakeview Dr 0.10mi 2/1.0 (+1) 932 (-10%) 7mo $95,000 $102 68
584 Bass 0.47mi 2/1.5 (+1) 1,056 (+2%) 2mo $291,000 $276 65
12801 E Highway 20 0.12mi 2/1.0 (+1) 900 (-13%) 5mo $190,000 $211 64
12410 Lakeview Dr 0.57mi 2/1.0 (+1) 1,056 (+2%) 2mo $159,000 $151 63
12888 First St 0.04mi 2/1.5 (+1) 916 (-11%) 12mo $195,000 $213 63
12939 3rd St 0.12mi 2/1.0 (+1) 896 (-13%) 10mo $139,000 $155 59
12742 Shoreview Dr 0.23mi 2/1.0 (+1) 888 (-14%) 8mo $207,000 $233 54
12500 Shady Ln 0.62mi 2/2.0 (+1) 1,049 (+2%) 8mo $175,000 $167 53
13334 Anchor 0.46mi 2/2.0 (+1) 1,084 (+5%) 10mo $285,000 $263 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.5%
Equity multiple
0.87×
Total profit
$-6,884
Equity at exit
$27,584
10-year hold
IRR
6.1%
Equity multiple
1.46×
Total profit
$23,722
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95423

Home prices YoY
-20.6%
Active inventory
136
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$2,000 medium interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$170 /mo · $2,040/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$420
Net cashflow
$363

Break-even live

Break-even rent $1,541
Max offer price $185,000
Occupancy floor 77%

Sensitivity live

Price -10% $467 -5% $415 +0% $363 +5% $310 +10% $258
Rent -10% $205 -5% $284 +0% $363 +5% $442 +10% $521
Rate -1.0pp $456 -0.5pp $410 base $363 +0.5pp $315 +1.0pp $266

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12755 Blue Heron Ct Clearlake Oaks, CA 2.0 2.0 1134 $2,000 $1.76 44d 1 0.37mi

Listing history 50 events

  1. 2026-06-19
    days on market $185,000 Active 212 DOM
  2. 2026-06-18
    days on market $185,000 Active 211 DOM
  3. 2026-06-17
    days on market $185,000 Active 210 DOM
  4. 2026-06-16
    days on market $185,000 Active 209 DOM
  5. 2026-06-15
    days on market $185,000 Active 208 DOM
  6. 2026-06-14
    days on market $185,000 Active 206 DOM
  7. 2026-06-13
    pricedays on market $185,000 Active 205 DOM
  8. 2026-06-10
    days on market $187,000 Active 203 DOM
  9. 2026-06-09
    days on market $187,000 Active 202 DOM
  10. 2026-06-08
    days on market $187,000 Active 201 DOM
  11. 2026-06-07
    days on market $187,000 Active 200 DOM
  12. 2026-06-05
    days on market $187,000 Active 197 DOM
  13. 2026-06-02
    days on market $187,000 Active 195 DOM
  14. 2026-06-01
    days on market $187,000 Active 194 DOM
  15. 2026-05-31
    days on market $187,000 Active 193 DOM
  16. 2026-05-30
    days on market $187,000 Active 192 DOM
  17. 2026-05-03
    historical Active Under Contract 848-char remark
    Show marketing remark (848 chars)

    Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.

  18. 2026-03-18
    price $187,000 848-char remark
    Show marketing remark (848 chars)

    Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.

  19. 2025-12-13
    price $190,000 848-char remark
    Show marketing remark (848 chars)

    Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.

  20. 2025-11-19
    listed $195,000 Active 848-char remark
    Show marketing remark (848 chars)

    Affordable and cute 2 bedroom 1 bathroom home in Clearlake Oaks. Fully fenced yard with back yard fenced separately, private patio area. Large enclosed carport that holds 2 cars plus a good size storage shed. Bathroom features a jetted tub and tiled flooring . Front room features tiled entry, wood laminate flooring and a fireplace/wood stove, additional heat is a propane monitor heater located in kitchen area. Also built in bookshelf area in living room. Laundry room off kitchen. Ceiling fans throughout. Kitchen features lot's of cabinets, ceiling fan, tile counters, electric cook-top stove and dishwasher. Fresh interior paint throughout. Plenty of parking between the driveway (2 cars), carport (at least 1 car), and street parking as well. Walking distance to Elementary School. Be to I5 in about 45 minutes or HWY 101 45 minute estimate.

  21. 2021-04-28
    soldstatus $169,000 Closed Sale 799-char remark
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  22. 2021-04-28
    soldstatus $169,000 Closed
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  23. 2021-04-28
    soldstatus $169,000
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  24. 2021-03-30
    historical Active Under Contract 799-char remark
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  25. 2021-03-24
    status Active 799-char remark
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  26. 2021-03-04
    status Pending
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  27. 2021-03-04
    historical Active Under Contract 799-char remark
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  28. 2021-02-12
    price $160,000
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  29. 2021-02-12
    price $160,000 799-char remark
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  30. 2021-01-09
    listed $176,000 Active 799-char remark
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  31. 2021-01-09
    listed $176,000 Active
    Show marketing remark (799 chars)

    This house has plenty of room for a small family to live and grow with room for expansions. Sitting on a large corner lot. The 15' x 16' kitchen is large with birch cabinets and wall pantry, Italian Ceramic tile on both the counters and the built in breakfast bar. The bathroom has all Spanish ceramic tile with a extra deep 6 jet jacuzzi tub. Brand new water heater installed. Roof is only 6-7 years old. Nice size laundry room. Garage has plenty of room for storage along with another storage shed on the property. 2 separate patios for outdoor entertainment. There is a water line that is capped off but could be added on to for setting up an outdoor sauna in the garage or patio area. With a little minor touches this could be a great vacation home. Close to Clearlake and easy access to Hwy 20.

  32. 2019-07-17
    soldstatus $140,000
  33. 2013-11-13
    soldstatus $88,000 Sold
  34. 2013-11-13
    soldstatus $88,000 Closed
  35. 2013-10-04
    status Backup Offers Accepted
  36. 2013-08-20
    price $90,900
  37. 2013-08-20
    price $90,900
  38. 2013-07-19
    listed $99,900 Active
  39. 2013-07-18
    price $99,900
  40. 2013-07-11
    listed $105,000 Active
  41. 2013-05-17
    historical
  42. 2013-04-06
    listed $105,000
  43. 2013-04-04
    historical
  44. 2013-02-09
    listed $105,000
  45. 2009-02-27
    soldstatus $79,900
  46. 2009-02-03
    historical
  47. 2008-12-28
    listed $79,900
  48. 2006-06-18
    historical
  49. 2006-03-31
    historical
  50. 2006-01-16
    listed $220,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$2,040 · $170/mo
Projected year-2 tax
$2,040 · $170/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 10/10 Extreme
  • 🌡 Heat 6/10 Major 8 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 32 unhealthy d/yr today · 34 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,000
− Mortgage interest
−$10,363
− Property taxes
−$2,040
− Insurance
−$925
− Repairs & maintenance
−$1,920
− Management
−$1,920
− Depreciation
−$5,382
Taxable income
$1,450
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$348
After-tax cash flow
$4,005/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Konocti Unified
NCES district ID
0620070
Math proficiency
9% ▼ -5.00%
Reading proficiency
21% ▼ -6.00%
Median HH income
$30,026
Composite
11.81/100
National rank
#9677
State rank
#494 of 517 in CA

Livability — Clearlake Oaks

Score
60/100
State rank
#569
US rank
#18675

Category grades

Amenities F Commute F Cost of living C Crime B Employment F Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clearlake Oaks, CA
Population (ZIP)
3,432

Population outlook (Lake County) Hauer SSP2

Today (2025)
62,396 people
By 2030
60,626 · -2.8%
By 2040
56,453 · -9.5%
By 2050
53,054 · -15.0%
By 2075
47,663 · -23.6%
By 2100
41,804 · -33.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 18% Two or more races 9% Native American 3% Black 1% Asian 1%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Slovak 5% Lithuanian 4% Russian 2%
Foreign-born
11% · Canada, Vietnam
Languages at home
84% English-only · Spanish 8% Other Indo-European 7% German/W. Germanic 1%

Political lean MEDSL · Lake

2024 margin
Toss-up / Even · D 47.8% · R 49.2% · Other 3.0%
2008→2024 swing
-20.6pp toward R · 2008: 19.3pp · 2024: -1.4pp
All cycles
2024: R+1.4 2020: D+6.3 2016: D+3.7 2012: D+16.5 2008: D+19.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -46.32%
Current HPI
178.9812
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+2571.4% since first listed
36 events — show timeline
  • 2026-05-03 Contingent CRMLS
  • 2026-03-18 Price Changed $187,000 CRMLS
  • 2025-12-13 Price Changed $190,000 CRMLS
  • 2025-11-19 Listed $195,000 CRMLS
  • 2021-04-28 Sold (Public Records) $169,000 Public Records
  • 2021-04-28 Sold (MLS) $169,000 BAREIS
  • 2021-04-28 Sold (MLS) $169,000 CRMLS
  • 2021-03-30 Contingent CRMLS
  • 2021-03-24 Relisted CRMLS
  • 2021-03-04 Pending BAREIS
  • 2021-03-04 Contingent CRMLS
  • 2021-02-12 Price Changed $160,000 BAREIS
  • 2021-02-12 Price Changed $160,000 CRMLS
  • 2021-01-09 Listed $176,000 BAREIS
  • 2021-01-09 Listed $176,000 CRMLS
  • 2019-07-17 Sold (Public Records) $140,000 Public Records
  • 2013-11-13 Sold (MLS) $88,000 CRMLS
  • 2013-11-13 Sold (MLS) $88,000 BAREIS
  • 2013-10-04 Pending CRMLS
  • 2013-08-20 Price Changed $90,900 BAREIS
  • 2013-08-20 Price Changed $90,900 CRMLS
  • 2013-07-19 Listed $99,900 BAREIS
  • 2013-07-18 Price Changed $99,900 CRMLS
  • 2013-07-11 Listed $105,000 CRMLS
  • 2013-05-17 Listing Removed CRMLS
  • 2013-04-06 Listed $105,000 CRMLS
  • 2013-04-04 Listing Removed CRMLS
  • 2013-02-09 Listed $105,000 CRMLS
  • 2009-02-27 Sold (MLS) $79,900 CRMLS
  • 2009-02-03 Listing Removed CRMLS
  • 2008-12-28 Listed $79,900 CRMLS
  • 2006-06-18 Listing Removed CRMLS
  • 2006-03-31 Listing Removed CRMLS
  • 2006-01-16 Listed $220,000 CRMLS
  • 2005-09-03 Listed $225,000 CRMLS
  • 1989-06-23 Sold (Public Records) $7,000 Public Records

Property tax history

+6.4%/yr

Latest (2025): $2,040 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…