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14 Piedmont Ave
B Composite 71.12
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$115,000

14 Piedmont Ave · Judson, SC 29611
2 bd · 1.0 ba · 1,664 sqft · SingleFamily public records · 1 Days on market
Built 1950 9,583 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Great opportunity at 14 Piedmont Ave in Greenville, SC. This 2 bedroom, 1 bath home is located just minutes from downtown Greenville and offers solid potential for an investor, contractor, landlord, or buyer looking for a renovation project. The home needs updates and repairs throughout, but the price point creates an attractive opportunity in a convenient Greenville location. Property is being sold strictly AS IS, WHERE IS. Cash or renovation-style financing due to property condition. Bring your vision — this one has potential for the right buyer. Call today for your private showing.

Key facts

  • 9,583 sq ft lot
  • Garage

Property features AI

Finance

  • Other: Lead-based paint disclosure required
  • HOA & community: No HOA fees (no HOA amenities listed)

Exterior

  • Parking: Unpaved driveway; Other/see remarks for garage/parking
  • Utilities: Public water; Public sewer; Garbage pickup (public); Water heater: other (see remarks)
  • Home design: Single-story home; Approximately 50+ years old; Crawl space foundation
  • Construction: Composition shingle roof; Exterior finish: other (see remarks)
  • Exterior features: Front porch; Level lot; Lot 1/2 acre or less

Interior

  • Kitchen: Kitchen (13 x 11)
  • Bedrooms: Primary bedroom on main level (13 x 13); Second bedroom on main level (11 x 13); Two bedrooms on main level
  • Flooring: Carpet; Other flooring (see remarks)
  • Bathrooms: One full bathroom (on main level)
  • Heating & cooling: No heating system; No cooling system
  • Interior features: Countertops (other/see remarks); No fireplace
  • Laundry & utility: No laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $749 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $115k).

Location & tenants

  • Location reads 80/100 on livability (#10 in SC, #1,636 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment F.
  • Greenville 01 (suburban): math 44% / reading 54% proficiency, ranked #10 of 80 in SC (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hollis Academy (math 28% / reading 21%, grade F, #452 of 597 statewide, top 78%, 608 students, 100% FRL) — zoned schools average 100% FRL vs 42% district-wide (58 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 49% district-wide (-24 pts) — the specific schools serving this property underperform the Greenville 01 average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 278 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 5,595 units permitted in Greenville County in 2024 (566 in 5+ unit buildings).
  • At $1,999/mo this rent would consume 47% of the median local household income ($52k/yr) (locally 1754% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Greenville County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $32k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $53k; list at $115k implies a 117% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $115,000

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.74%
Cap rate
14.11%
Cash-on-cash
27.92%
DSCR
2.24
GRM
4.8

CMA / ARV

ARV (on-the-fly)
$287,872
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
200A Blackwood St 0.65mi 3/2.5 (+1) 1,650 (-1%) 1mo $347,490 $211 57
310 S Texas Ave 0.32mi 3/2.0 (+1) 1,555 (-7%) 13mo $349,000 $224 54
15 N Washington Ave 0.38mi 2/2.0 1,761 (+6%) 24mo $255,000 $145 49
19 N Washington Ave 0.40mi 3/2.0 (+1) 1,468 (-12%) 14mo $180,000 $123 41
4 York Dr 0.67mi 3/2.0 (+1) 1,530 (-8%) 16mo $264,000 $173 33
203 Mary St 0.53mi 3/2.0 (+1) 1,465 (-12%) 23mo $253,500 $173 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.72% rent growth · sell at horizon

5-year hold
IRR
20.6%
Equity multiple
1.83×
Total profit
$26,593
Equity at exit
$17,147
10-year hold
IRR
27.9%
Equity multiple
3.32×
Total profit
$74,647
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29611

Home prices YoY
-34.6%
Rents YoY
1.7%
Active inventory
278
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,999 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$179 /mo · $2,149/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$420
Net cashflow
$749

Break-even live

Break-even rent $1,051
Max offer price $115,000
Occupancy floor 58%

Sensitivity live

Price -10% $814 -5% $782 +0% $749 +5% $717 +10% $684
Rent -10% $591 -5% $670 +0% $749 +5% $828 +10% $907
Rate -1.0pp $807 -0.5pp $778 base $749 +0.5pp $719 +1.0pp $689

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
44 4th Ave Greenville, SC 3.0 2.0 1350 $1,975 $1.46 24d 1 0.26mi
107 Virginia Ave Greenville, SC 2.0 2.5 1134 $1,699 $1.50 24d 1 0.27mi
109 Virginia Ave Greenville, SC 2.0 2.5 1134 $1,699 $1.50 24d 1 0.28mi
701 Easley Bridge Rd Greenville, SC 3.0 1.0–2.5 1324 $2,758 $2.08 3d 110 0.34mi
125 Ledbetter St Unit B Greenville, SC 3.0 2.0 1270 $1,850 $1.46 4d 1 0.40mi
10 10th St Greenville, SC 2.0 1.0 1152 $1,100 $0.95 4d 1 0.51mi
29 4th St Greenville, SC 3.0 2.0 1120 $1,695 $1.51 4d 1 0.61mi
4 Kilgore St Greenville, SC 2.0 1.0 1050 $1,500 $1.43 24d 1 0.64mi
19 Saco St Greenville, SC 2.0 2.0 1050 $2,400 $2.29 24d 1 0.76mi
3 Lynhurst Dr Greenville, SC 3.0 1.5 1177 $2,500 $2.12 15d 1 0.79mi
102 Odessa St Greenville, SC 2.0 2.0 1192 $1,900 $1.59 3d 1 0.84mi
12 Templewood Dr Greenville, SC 3.0 1.0 1200 $1,795 $1.50 24d 1 0.88mi
41 Burdette St #1 Greenville, SC 3.0 2.0 1148 $1,500 $1.31 24d 1 0.89mi
35 Burdette St Greenville, SC 2.0 2.0 1600 $1,950 $1.22 24d 1 0.89mi
7 Iola St Greenville, SC 3.0 2.0 1165 $2,500 $2.15 15d 1 1.02mi
520 Perry Ave Greenville, SC 3.0 2.0 1600 $1,795 $1.12 15d 1 1.03mi
708 Anderson Rd Greenville, SC 2.0 2.5 2120 $2,750 $1.30 4d 1 1.09mi
207 S Calhoun St Unit B Greenville, SC 3.0 2.5 1730 $2,597 $1.50 15d 1 1.09mi
411 Perry Ave Unit 1 Greenville, SC 3.0 2.5 2000 $3,400 $1.70 24d 1 1.12mi
7 Hamilton Ave Unit 1 Greenville, SC 3.0 3.0 1400 $3,999 $2.86 24d 1 1.14mi
298 Werts St Greenville, SC 2.0 2.0 1110 $2,000 $1.80 24d 1 1.15mi
68 Allen St Greenville, SC 2.0 1.0 1156 $1,245 $1.08 12d 1 1.17mi
806 Green Ave Greenville, SC 3.0 1.0–2.0 1053 $2,033 $1.93 24d 1 1.19mi
5 Charles St Greenville, SC 3.0 2.0 1492 $1,800 $1.21 24d 1 1.22mi
113 Taverly Dr Greenville, SC 3.0 2.5 1507 $2,024 $1.34 19d 1 1.26mi
115 Taverly Dr Greenville, SC 3.0 2.5 1571 $2,024 $1.29 19d 1 1.26mi
1 E Main St Greenville, SC 1.0–3.0 1.0–2.0 1241 $2,098 $1.69 4d 28 1.27mi
5001 Assembly View Cir Greenville, SC 1.0–3.0 1.0–2.0 975 $1,328 $1.36 4d 27 1.30mi
401 Wilkins St Unit B Greenville, SC 2.0 2.5 1350 $2,050 $1.52 4d 1 1.36mi
210 N Leach St Greenville, SC 3.0 2.5 1886 $2,916 $1.55 4d 1 1.38mi
1014 S Welcome Rd Greenville, SC 3.0 2.0 1400 $2,800 $2.00 3d 1 1.42mi
1027 S Main St #206 Greenville, SC 2.0 2.5 1600 $4,950 $3.09 24d 1 1.47mi
106 Grace St Greenville, SC 3.0 2.0 1562 $2,695 $1.73 4d 1 1.49mi

Listing history 3 events

  1. 2026-06-15
    status $115,000 Pending 1 DOM
  2. 2026-06-13
    remarks 591-char remark
  3. 2026-06-13
    listed $115,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$2,149 · $179/mo
Projected year-2 tax
$2,149 · $179/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,989
− Mortgage interest
−$6,442
− Property taxes
−$2,149
− Insurance
−$575
− Repairs & maintenance
−$1,919
− Management
−$1,919
− Depreciation
−$3,345
Taxable income
$7,640
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,834
After-tax cash flow
$7,157/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Greenville 01
NCES district ID
4502310
Math proficiency
44% ▼ -10.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$49,596
Composite
41.88/100
National rank
#3370
State rank
#10 of 80 in SC

Livability — Judson

Score
80/100
State rank
#10
US rank
#1636

Category grades

Amenities B+ Commute A+ Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Judson, SC
County
Greenville County · 573,815 people
Metro
Greenville-Anderson, SC
Population (ZIP)
32,365
Household income
$51,565
Rent vs Own
46.7% rent · 53.3% own
Severe rent burden
1754.0

Population outlook (Greenville County) Hauer SSP2

Today (2025)
574,580 people
By 2030
615,615 · +7.1%
By 2040
695,373 · +21.0%
By 2050
769,367 · +33.9%
By 2075
933,296 · +62.4%
By 2100
1,029,196 · +79.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 41% Black 29% Hispanic / Latino 22% Two or more races 12%
Hispanic origin (detail)
Mexican 12% Puerto Rican 2%
Common ancestry
Slovak 1% Italian 1% Serbian 1%
Foreign-born
12% · Canada, Jamaica, China
Languages at home
79% English-only · Spanish 19% Russian/Polish/Slavic 1%

Political lean MEDSL · Greenville

2024 margin
Strong R (+22.2) · D 38.0% · R 60.2% · Other 1.8%
2008→2024 swing
+1.7pp toward D · 2008: -23.9pp · 2024: -22.2pp
All cycles
2024: R+22.2 2020: R+18.2 2016: R+24.7 2012: R+27.8 2008: R+23.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -139.58%
Current HPI
264.2891
Rent YoY
▲ 1.72%
Metro
Greenville-Anderson, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+729.4% since first listed
4 events — show timeline
  • 2026-06-12 Listed $115,000 Greater Greenville MLS
  • 2001-05-02 Sold (Public Records) $53,000 Public Records
  • 1992-04-08 Sold (Public Records) $33,000 Public Records
  • 1989-06-01 Sold (Public Records) $13,865 Public Records

Property tax history

+8.0%/yr

Latest (2025): $2,149 · +3.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…