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123 Galaxy Ave
D- Composite 35.08
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • DSCR +4.0/10.0
  • Schools +3.9/10.0
  • Rent growth +3.6/5.0
  • Livability +3.2/5.0
  • 1% rule +2.7/10.0
  • Condition / age +2.5/5.0
  • ARV discount +1.9/15.0
  • Appreciation +0.0/10.0

$351,500

123 Galaxy Ave · Warner Robins, GA 31005
3 bd · 2.0 ba · 2,070 sqft · SingleFamily public records · 25 Days on market
Built 1996 10,018 sqft lot Est $313k · 12% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully maintained stucco home on a cul-de-sac street in Bonaire! Offering 3 bedrooms, 2 bathrooms, and an abundance of flexible living space, this home blends comfort, function, and style throughout. Step inside to soaring foyer ceilings, elevated LED lighting, and laminate flooring throughout the bedrooms, kitchen, office, dining areas, bonus room, and main living spaces. The warm and inviting eat-in kitchen serves as the heart of the home with granite countertops, an island, abundant cabinet space, and the added surprise of a double oven range perfect for hosting, holiday cooking, or everyday convenience. The separate dining room showcases elegant tray ceilings and creates an ideal space for entertaining. Need extra space? You will love the dedicated office, bonus living area ideal for a media room, game room, lounge space, or second living area, plus generous storage throughout the home. The owner’s suite is a true retreat with TWO closets and an upgraded groutless shower in the ensuite bath. Enjoy cozy evenings by the fireplace in the great room, already equipped with a large propane tank. Outside, relax on the screened porch or entertain on the deck overlooking lush green grass that practically calls for bare feet. The oversized 2-car garage continues the theme of ample storage and functionality. This home offers the space, upgrades, and versatility buyers are looking for in a desirable Bonaire location!

Key facts

  • Laminate flooring
  • Cul-de-sac street
  • Eat-in kitchen

Tags

CUL-DE-SAC STREETFLEXIBLE LIVING SPACESOARING FOYER CEILINGSELEVATED LED LIGHTINGLAMINATE FLOORINGEAT-IN KITCHEN

Property features AI

Finance

  • Other: Listing accepted financing: Cash, Conventional, FHA, VA Loan; Located at 123 Galaxy Ave, Bonaire, GA 31005
  • HOA & community: No HOA

Exterior

  • Parking: Attached garage with garage door opener; Off-street parking; 2 parking spaces total; Garage at kitchen level
  • Security: Street lights in the community
  • Utilities: Public water; Public sewer (connected); Electricity available; Propane available; High speed internet available; Cable and phone available; Underground utilities; Sewer and water available on property
  • Home design: Single-family residence; One story; Resale property; Located in the Sunset Terrace subdivision; Cul-de-sac lot
  • Construction: Built in 1996; Stucco exterior; Composition roof; Slab foundation
  • Exterior features: Sprinkler system; Deck; Patio; Screened porch; Fenced backyard with wood/privacy fencing; Other exterior structures: outbuilding, shed(s), stable(s)

Interior

  • Kitchen: Dishwasher; Disposal; Double oven; Microwave; Refrigerator; Stainless steel appliances
  • Bedrooms: 3 bedrooms (all on the main level)
  • Flooring: Laminate; Tile
  • Bathrooms: 2 full bathrooms (both on the main level)
  • Heating & cooling: Central heating (electric and propane); Central air; Ceiling fans
  • Interior features: High ceilings; Gas log fireplace (1)
  • Laundry & utility: Laundry in hall; Electric and propane water heaters

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $352k.

Deal economics

  • At list price, monthly cash flow is $-5 ($-61/yr) — negative.
  • To cash-flow at today's rent, offer at most $351k (0.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $272k (22.5% below list).
  • Recommended offer: $272k (22.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.9% in Warner Robins — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: David A. Perdue Primary (713 students, 51% FRL); Bonaire Middle School (math 67% / reading 68%, grade A-, #21 of 470 statewide, top 4%, 1,140 students, 32% FRL); Veterans High School (math 33% / reading 32%, grade F, #104 of 424 statewide, top 25%, 1,914 students, 30% FRL).
  • Market conditions: Rents rising fast (+4.5%/yr); 240 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($346k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $231k; list at $352k implies a 52% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $272,245 (22.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
6.28%
Cash-on-cash
-0.06%
DSCR
1.00
GRM
10.8

CMA / ARV

ARV (on-the-fly)
$312,570
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
342 Peach Blossom Rd 0.09mi 3/2.5 1,991 (-4%) 0mo $259,000 $130 87
109 Jupiter Ln 0.14mi 3/2.0 1,822 (-12%) 4mo $311,000 $171 70
304 Jubilee Cir 0.36mi 3/2.0 2,207 (+7%) 3mo $300,000 $136 70
115 N Hiley Ct 0.54mi 3/2.0 2,096 (+1%) 7mo $288,500 $138 67
400 Jubilee Cir 0.24mi 4/3.0 (+1) 2,177 (+5%) 11mo $325,000 $149 62
215 Red Bird Cir 0.43mi 3/2.0 2,201 (+6%) 10mo $307,000 $139 61
223 Peach Blossom Rd 0.21mi 4/3.0 (+1) 2,250 (+9%) 9mo $365,000 $162 59
602 Lattice Bnd 0.59mi 3/2.5 2,133 (+3%) 9mo $290,000 $136 58
106 Blossom Ct 0.21mi 4/2.5 (+1) 2,335 (+13%) 7mo $360,000 $154 56
111 Ashford Park 0.57mi 3/2.5 1,815 (-12%) 1mo $280,000 $154 50
305 Carver Ct 0.71mi 3/2.0 1,774 (-14%) 3mo $268,000 $151 40
105 Sandy Springs Drive Dr 0.67mi 4/3.0 (+1) 2,301 (+11%) 2mo $375,000 $163 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.53% rent growth · sell at horizon

5-year hold
IRR
-14.9%
Equity multiple
0.46×
Total profit
$-53,154
Equity at exit
$52,410
10-year hold
IRR
-4.2%
Equity multiple
0.70×
Total profit
$-29,205
Equity at exit
$30,391

Cash invested: $98,420 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31005

Home prices YoY
-17.1%
Rents YoY
4.5%
Active inventory
240
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$2,722 high interval (Pro) →
Mortgage (P&I)
$1,843
Tax from tax record
$166 /mo · $1,993/yr
Insurance
$146
HOA
$0
Vacancy / Maint / Mgmt
$572
Net cashflow
$-5

Break-even live

Break-even rent $2,729
Max offer price $350,602
Occupancy floor 95%

Sensitivity live

Price -10% $194 -5% $94 +0% $-5 +5% $-105 +10% $-204
Rent -10% $-220 -5% $-113 +0% $-5 +5% $102 +10% $210
Rate -1.0pp $172 -0.5pp $84 base $-5 +0.5pp $-96 +1.0pp $-189

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,875
Closing costs
$10,545
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
102 Duxbury Ct Bonaire, GA 3.0 2.0 1725 $1,975 $1.14 22d 1 0.36mi
309 Raleigh Dr Warner Robins, GA 4.0 2.5 1984 $4,995 $2.52 45d 1 0.74mi
309 Raleigh Dr Warner Robins, GA 4.0 3.0 1984 $4,995 $2.52 22d 1 0.74mi
113 Gray Fox Xing Bonaire, GA 4.0 2.0 1717 $2,200 $1.28 22d 1 0.90mi
108 Crossfield Dr Warner Robins, GA 3.0 2.0 1548 $1,795 $1.16 22d 1 0.99mi
203 Bryson Way Warner Robins, GA 3.0 2.0 1858 $1,850 $1.00 45d 1 1.01mi
200 Chipper St Bonaire, GA 3.0 2.0 1572 $1,995 $1.27 22d 1 1.25mi

Listing history 22 events

  1. 2026-06-21
    days on market $351,500 Active 25 DOM
  2. 2026-06-19
    days on market $351,500 Active 23 DOM
  3. 2026-06-18
    days on market $351,500 Active 22 DOM
  4. 2026-06-17
    days on market $351,500 Active 21 DOM
  5. 2026-06-16
    days on market $351,500 Active 20 DOM
  6. 2026-06-15
    days on market $351,500 Active 19 DOM
  7. 2026-06-14
    days on market $351,500 Active 17 DOM
  8. 2026-06-13
    days on market $351,500 Active 16 DOM
  9. 2026-06-10
    statusdays on market $351,500 Active 14 DOM
  10. 2026-06-09
    days on market $351,500 New 13 DOM
  11. 2026-06-08
    days on market $351,500 New 12 DOM
  12. 2026-06-07
    days on market $351,500 New 11 DOM
  13. 2026-06-05
    days on market $351,500 New 8 DOM
  14. 2026-06-03
    days on market $351,500 New 7 DOM
  15. 2026-06-02
    days on market $351,500 New 6 DOM
  16. 2026-06-01
    days on market $351,500 New 5 DOM
  17. 2026-05-31
    days on market $351,500 New 4 DOM
  18. 2026-05-30
    days on market $351,500 New 3 DOM
  19. 2026-05-27
    listed $351,500 Active 1459-char remark
    Show marketing remark (1459 chars)

    Welcome to this beautifully maintained stucco home on a cul-de-sac street in Bonaire! Offering 3 bedrooms, 2 bathrooms, and an abundance of flexible living space, this home blends comfort, function, and style throughout. Step inside to soaring foyer ceilings, elevated LED lighting, and laminate flooring throughout the bedrooms, kitchen, office, dining areas, bonus room, and main living spaces. The warm and inviting eat-in kitchen serves as the heart of the home with granite countertops, an island, abundant cabinet space, and the added surprise of a double oven range perfect for hosting, holiday cooking, or everyday convenience. The separate dining room showcases elegant tray ceilings and creates an ideal space for entertaining. Need extra space? You will love the dedicated office, bonus living area ideal for a media room, game room, lounge space, or second living area, plus generous storage throughout the home. The owner’s suite is a true retreat with TWO closets and an upgraded groutless shower in the ensuite bath. Enjoy cozy evenings by the fireplace in the great room, already equipped with a large propane tank. Outside, relax on the screened porch or entertain on the deck overlooking lush green grass that practically calls for bare feet. The oversized 2-car garage continues the theme of ample storage and functionality. This home offers the space, upgrades, and versatility buyers are looking for in a desirable Bonaire location!

  20. 2026-05-25
    listed $351,500 New
  21. 2022-05-27
    soldstatus $231,000
  22. 1997-09-29
    soldstatus $110,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,993 · $166/mo
Projected year-2 tax
$3,234 · $269/mo
Expected delta
+$1,241/yr (+$103/mo · 62.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,669
− Mortgage interest
−$19,689
− Property taxes
−$1,993
− Insurance
−$1,758
− Repairs & maintenance
−$2,614
− Management
−$2,614
− Depreciation
−$10,225
Taxable loss
−$6,223
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,493
After-tax cash flow
$1,432/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
22,063
Household income
$110,461
Rent vs Own
22.1% rent · 77.9% own
Severe rent burden
212.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 61% Black 23% Two or more races 11% Hispanic / Latino 8% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 1% Salvadoran 1%
Common ancestry
Italian 3% Lithuanian 2% Serbian 1%
Foreign-born
5% · Canada
Languages at home
96% English-only · Spanish 2% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -43.85%
Current HPI
213.0605
Rent YoY
▲ 4.53%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+219.5% since first listed
4 events — show timeline
  • 2026-05-27 Listed $351,500 CGMLS
  • 2026-05-25 Listed $351,500 GAMLS
  • 2022-05-27 Sold (Public Records) $231,000 Public Records
  • 1997-09-29 Sold (Public Records) $110,000 Public Records

Property tax history

+4.2%/yr

Latest (2025): $1,993 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…