3800 Bradford St #138 · La Verne, CA 91750

$249,900

2 bd · 2.0 ba · 1,560 sqft · Manufactured public records · 104 Days on market

Built 1977 Good condition $160/sqft · at area comps Est $253k · at est. ↓ 12% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.8/30.0
• DSCR +10.0/10.0
• 1% rule +8.4/10.0
• ARV discount +8.1/15.0
• Schools +5.9/10.0
• Livability +3.8/5.0
• Condition / age +3.8/5.0
• Rent growth +3.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Your next chapter deserves comfort, community, and a home that feels right the moment you walk in. Welcome to Twin Oaks — a premier 55+ community where lifestyle leads and maintenance takes a back seat. This beautifully remodeled double-wide was designed for easy living and effortless entertaining. The open layout flows naturally into a show-stopping 11-foot black granite island, the kind of centerpiece that turns everyday mornings into moments and holidays into memories. With a Viking gas stove and refrigerator included, abundant cabinetry, and updated finishes throughout, this kitchen delivers both function and flair. Fresh interior paint, laminate flooring, modern fixtures, and updated dual-pane windows create a clean, move-in-ready feel. French doors open to an enclosed lanai with electricity, perfect for a hobby room, office, or peaceful retreat. The oversized laundry room offers direct access to an extended carport with space for up to three vehicles, plus two storage sheds for added convenience. Out back, enjoy your own private yard with peach and apricot trees — because this season of life should feel just as sweet. Twin Oaks residents enjoy resort-style amenities including a pool, spa, fitness center, billiards, card room, and vibrant community events — all close to shopping, dining, medical facilities, and freeway access. Homes with this level of remodeling, storage, and lifestyle appeal in Twin Oaks don’t sit long. If you’ve been waiting for the right home to step confidently into your next chapter, this is the one to see before it’s gone.

Key facts

• 3 parking spots
• Community pool
• Built 1977

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $250k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $915 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $250k).
• Recommended offer: $227k (9.0% below list) — sets the bar for market timing.
• Cap rate 10.7% vs local median 3.0% in La Verne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#110 in CA, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, commute A; Watch: cost of living F, health & safety F.
• Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.4%/yr); 94 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
• This rent runs 39% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 2.4% rent growth), your $70k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 104 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $227,409 (9.0% below list)

Questions for the listing agent

1. It's been on market 104 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 10.69%
• Cash-on-cash: 15.69%
• DSCR: 1.70
• GRM: 6.2

CMA / ARV

• ARV (median comp): $253,199
• List price: $249,900
• Delta: -1.30%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3800 Bradford St #182	0.02mi	2/2.0	1,560 (0%)	2mo	$260,000	$167	97
3945 Bradford #39	0.10mi	2/2.0	1,488 (-5%)	5mo	$162,000	$109	83
3800 Bradford #233	0.20mi	3/2.0 (+1)	1,576 (+1%)	2mo	$399,000	$253	82
3800 Bradford #26	0.00mi	2/3.0	1,440 (-8%)	2mo	$275,000	$191	82
3945 Bradford #111	0.10mi	2/2.0	1,440 (-8%)	2mo	$155,000	$108	80
3800 Bradford St #311	0.11mi	2/2.0	1,440 (-8%)	2mo	$280,000	$194	80
3800 Bradford St #265	0.13mi	2/2.0	1,440 (-8%)	3mo	$275,000	$191	78
3800 Bradford St #314	0.00mi	2/2.0	1,736 (+11%)	4mo	$225,000	$130	78
4095 Fruit St #603	0.48mi	2/2.0	1,512 (-3%)	5mo	$300,000	$198	68
4095 Fruit St #324	0.61mi	2/2.0	1,440 (-8%)	0mo	$135,000	$94	58
4095 Fruit St #852	0.61mi	2/2.0	1,400 (-10%)	2mo	$155,000	$111	53
4095 Fruit St #114	0.60mi	2/2.0	1,344 (-14%)	0mo	$145,000	$108	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.35% rent growth · sell at horizon

5-year hold

• IRR: 5.8%
• Equity multiple: 1.22×
• Total profit: $15,646
• Equity at exit: $37,261

10-year hold

• IRR: 14.6%
• Equity multiple: 2.14×
• Total profit: $80,052
• Equity at exit: $21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 91750

• Rents YoY: 2.4%
• Active inventory: 94
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $3,344 high
• Mortgage (P&I): −$1,311
• Tax est. 1.5%: −$312 /mo · $3,748/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$702
• Net cashflow: $915

Break-even live

Break-even rent $2,186

Max offer price $249,900

Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3816 Verdana Cir La Verne, CA	2.0	2.5	1243	$3,300	$2.65	18d	1	0.31mi
3836 Verdana Cir La Verne, CA	2.0	2.5	1243	$3,500	$2.82	43d	1	0.35mi
3748 Verdana Cir La Verne, CA	3.0	3.0	1493	$4,500	$3.01	15d	1	0.38mi
2577 Sycamore Dr La Verne, CA	3.0	2.0	1350	$2,895	$2.14	43d	1	0.40mi
2644 Sycamore Dr La Verne, CA	3.0	2.5	1825	$4,100	$2.25	1d	1	0.43mi
235 W Grove St Pomona, CA	1.0–2.0	1.0–2.0	800	$2,576	$3.22	1d	10	0.66mi
2063 Evergreen St La Verne, CA	3.0	2.0	1300	$3,200	$2.46	43d	1	0.72mi
2002 Canopy Ln La Verne, CA	3.0	3.0	1759	$3,450	$1.96	44d	1	0.79mi
3636 Sumner Ave #210 Pomona, CA	2.0	2.0	1290	$2,400	$1.86	6d	1	0.84mi
2935 Gayridge St Pomona, CA	3.0	2.0	1507	$3,595	$2.39	1d	1	0.88mi
2958 Gramercy St Pomona, CA	3.0	2.0	1364	$3,350	$2.46	6d	1	0.88mi
3807 Abbey Way La Verne, CA	3.0	2.0	1159	$3,150	$2.72	43d	1	1.06mi
1623 Heather Dr La Verne, CA	3.0	1.5	1121	$3,250	$2.90	18d	1	1.06mi
1090 Foothill Blvd Claremont, CA	3.0	4.0	2231	$3,850	$1.73	43d	1	1.15mi
1051 Amador St Claremont, CA	3.0	2.0	1469	$4,200	$2.86	1d	1	1.21mi
2109 N White Ave La Verne, CA	3.0	4.0	1911	$3,975	$2.08	43d	1	1.22mi
2728 Crozier Ct Pomona, CA	3.0	3.0	1497	$3,295	$2.20	1d	1	1.23mi
2771 N Garey Ave Pomona, CA	1.0–3.0	1.0–2.0	1065	$2,930	$2.75	1d	8	1.26mi
2707 Erebus Ct Pomona, CA	3.0	3.0	1497	$3,400	$2.27	43d	1	1.27mi
2892 Cedar Ln Pomona, CA	3.0	3.5	1818	$3,300	$1.82	43d	1	1.39mi
795 Hazel Way Pomona, CA	3.0	3.0	1401	$3,100	$2.21	10d	1	1.46mi

Listing history 18 events

1. 2026-06-18
   days on market $249,900 Active 104 DOM
2. 2026-06-17
   days on market $249,900 Active 103 DOM
3. 2026-06-16
   days on market $249,900 Active 102 DOM
4. 2026-06-15
   days on market $249,900 Active 101 DOM
5. 2026-06-13
   days on market $249,900 Active 99 DOM
6. 2026-06-13
   days on market $249,900 Active 98 DOM
7. 2026-06-09
   days on market $249,900 Active 95 DOM
8. 2026-06-08
   days on market $249,900 Active 94 DOM
9. 2026-06-07
   days on market $249,900 Active 93 DOM
10. 2026-06-04
    days on market $249,900 Active 90 DOM
11. 2026-06-03
    days on market $249,900 Active 89 DOM
12. 2026-06-02
    days on market $249,900 Active 88 DOM
13. 2026-06-01
    days on market $249,900 Active 87 DOM
14. 2026-05-31
    days on market $249,900 Active 86 DOM
15. 2026-03-06
    listed $249,900 Active 1612-char remark

    Show marketing remark (1612 chars)

    Your next chapter deserves comfort, community, and a home that feels right the moment you walk in. Welcome to Twin Oaks — a premier 55+ community where lifestyle leads and maintenance takes a back seat. This beautifully remodeled double-wide was designed for easy living and effortless entertaining. The open layout flows naturally into a show-stopping 11-foot black granite island, the kind of centerpiece that turns everyday mornings into moments and holidays into memories. With a Viking gas stove and refrigerator included, abundant cabinetry, and updated finishes throughout, this kitchen delivers both function and flair. Fresh interior paint, laminate flooring, modern fixtures, and updated dual-pane windows create a clean, move-in-ready feel. French doors open to an enclosed lanai with electricity, perfect for a hobby room, office, or peaceful retreat. The oversized laundry room offers direct access to an extended carport with space for up to three vehicles, plus two storage sheds for added convenience. Out back, enjoy your own private yard with peach and apricot trees — because this season of life should feel just as sweet. Twin Oaks residents enjoy resort-style amenities including a pool, spa, fitness center, billiards, card room, and vibrant community events — all close to shopping, dining, medical facilities, and freeway access. Homes with this level of remodeling, storage, and lifestyle appeal in Twin Oaks don’t sit long. If you’ve been waiting for the right home to step confidently into your next chapter, this is the one to see before it’s gone.

16. 2026-02-18
    historical $249,900 1612-char remark

    Show marketing remark (1612 chars)

    Your next chapter deserves comfort, community, and a home that feels right the moment you walk in. Welcome to Twin Oaks — a premier 55+ community where lifestyle leads and maintenance takes a back seat. This beautifully remodeled double-wide was designed for easy living and effortless entertaining. The open layout flows naturally into a show-stopping 11-foot black granite island, the kind of centerpiece that turns everyday mornings into moments and holidays into memories. With a Viking gas stove and refrigerator included, abundant cabinetry, and updated finishes throughout, this kitchen delivers both function and flair. Fresh interior paint, laminate flooring, modern fixtures, and updated dual-pane windows create a clean, move-in-ready feel. French doors open to an enclosed lanai with electricity, perfect for a hobby room, office, or peaceful retreat. The oversized laundry room offers direct access to an extended carport with space for up to three vehicles, plus two storage sheds for added convenience. Out back, enjoy your own private yard with peach and apricot trees — because this season of life should feel just as sweet. Twin Oaks residents enjoy resort-style amenities including a pool, spa, fitness center, billiards, card room, and vibrant community events — all close to shopping, dining, medical facilities, and freeway access. Homes with this level of remodeling, storage, and lifestyle appeal in Twin Oaks don’t sit long. If you’ve been waiting for the right home to step confidently into your next chapter, this is the one to see before it’s gone.

17. 2025-10-12
    price $275,000
18. 2025-08-29
    listed $285,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 8/10 Severe
• 🌡 Heat 7/10 Severe 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Taxation est. · year 1

• Rental income: $40,128
• − Mortgage interest: −$13,998
• − Property taxes: −$3,748
• − Insurance: −$1,250
• − Repairs & maintenance: −$3,210
• − Management: −$3,210
• − Depreciation: −$7,270
• Taxable income: $7,442
• Est. tax owed @ 24.0%: −$1,786
• After-tax cash flow: $9,191/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This remodeled double-wide manufactured home is in good condition with updated finishes and a well-maintained exterior. It offers a good investment opportunity with potential for value increase through exterior painting and HVAC upgrades.

Value-add opportunities

• Resale Paint the exterior siding — Painting the exterior siding can enhance the home's curb appeal and increase its resale value.
• Rental Upgrade the HVAC system — Upgrading the HVAC system can improve energy efficiency and comfort, making the home more attractive to renters.

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint the exterior siding — Painting the exterior siding can enhance the home's curb appeal and increase its resale value. ↑
• Rental Upgrade the HVAC system — Upgrading the HVAC system can improve energy efficiency and comfort, making the home more attractive to renters. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Bonita Unified
• NCES district ID: 0605610
• Math proficiency: 59% ▲ 3.00%
• Reading proficiency: 70% ▬ 0.00%
• Median HH income: $76,196
• Composite: 58.71/100
• National rank: #2001
• State rank: #151 of 1400 in CA

Livability — La Verne

• Score: 75/100
• State rank: #110
• US rank: #3858

Category grades

Amenities A+ Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: La Verne, CA
• County: Los Angeles County · 9,444,647 people
• City population: 32,692
• Metro: Los Angeles-Long Beach-Anaheim, CA
• Population (ZIP): 32,692
• Household income: $104,195
• Rent vs Own: 30.5% rent · 69.5% own
• Severe rent burden: 872.0

Population outlook (Los Angeles County) Hauer SSP2

• Today (2025): 10,940,515 people
• By 2030: 11,256,481 · +2.9%
• By 2040: 11,729,929 · +7.2%
• By 2050: 11,948,407 · +9.2%
• By 2075: 11,818,114 · +8.0%
• By 2100: 10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 44% Hispanic / Latino 36% Two or more races 20% Asian 10% Black 4%
• Hispanic origin (detail): Mexican 31%
• Common ancestry: Lithuanian 3% Slovak 2% Romanian 1%
• Foreign-born: 17% · Canada, China, South Korea
• Languages at home: 75% English-only · Spanish 12% Chinese 3% Other Indo-European 3%

Political lean MEDSL · Los Angeles

• 2024 margin: Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
• 2008→2024 swing: -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
• All cycles: 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -729.79%
• Current HPI: 373.7761
• Rent YoY: ▲ 2.35%
• Metro: Los Angeles-Long Beach-Anaheim, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-12.3% since first listed

4 events — show timeline

• 2026-03-06 Listed $249,900 CRMLS
• 2026-02-18 Coming Soon $249,900 CRMLS
• 2025-10-12 Price Changed $275,000 CRMLS
• 2025-08-29 Listed $285,000 CRMLS

Property tax history

-9.4%/yr

Latest (2025): $420 · -9.4% YoY. Source: county tax records.