3800 Bradford St #138 · La Verne, CA 91750

$234,900

2 bd · 2.0 ba · 1,560 sqft · Manufactured public records · 155 Days on market

Manufactured home 55+ age-restricted Built 1977 Good condition $151/sqft · 9% below area Est $258k · 9% under ↓ 12% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.3/30.0
• ARV discount +11.6/15.0
• DSCR +6.0/10.0
• Schools +5.9/10.0
• 1% rule +5.3/10.0
• Livability +3.8/5.0
• Condition / age +3.8/5.0
• Rent growth +3.1/5.0
• Appreciation +2.5/10.0
• Manufactured-home adj. -4.8

Listing remarks MLS

Your next chapter deserves comfort, community, and a home that feels right the moment you walk in. Welcome to Twin Oaks — a premier 55+ community where lifestyle leads and maintenance takes a back seat. This beautifully remodeled double-wide was designed for easy living and effortless entertaining. The open layout flows naturally into a show-stopping 11-foot black granite island, the kind of centerpiece that turns everyday mornings into moments and holidays into memories. With a Viking gas stove and refrigerator included, abundant cabinetry, and updated finishes throughout, this kitchen delivers both function and flair. Fresh interior paint, laminate flooring, modern fixtures, and updated dual-pane windows create a clean, move-in-ready feel. French doors open to an enclosed lanai with electricity, perfect for a hobby room, office, or peaceful retreat. The oversized laundry room offers direct access to an extended carport with space for up to three vehicles, plus two storage sheds for added convenience. Out back, enjoy your own private yard with peach and apricot trees — because this season of life should feel just as sweet. Twin Oaks residents enjoy resort-style amenities including a pool, spa, fitness center, billiards, card room, and vibrant community events — all close to shopping, dining, medical facilities, and freeway access. Homes with this level of remodeling, storage, and lifestyle appeal in Twin Oaks don’t sit long. If you’ve been waiting for the right home to step confidently into your next chapter, this is the one to see before it’s gone.

Key facts

• 3 parking spots
• Community pool
• Built 1977

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $235k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $360 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $235k).
• Recommended offer: $207k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.1% vs local median 2.8% in La Verne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#110 in CA, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, commute A; Watch: cost of living F, health & safety F.
• Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: J. Marion Roynon Elementary (841 students, 44% FRL); Ramona Middle (1,304 students, 35% FRL); Bonita High (1,883 students, 28% FRL).
• Market conditions: Rents rising (+2.4%/yr); 120 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals lingering (median 47d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 155 days — a 12% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $206,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 8.13%
• Cash-on-cash: 6.58%
• DSCR: 1.29
• GRM: 7.8

CMA / ARV

• ARV (median comp): $258,205
• List price: $234,900
• Delta: -9.03%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3800 Bradford St #182	0.02mi	2/2.0	1,560 (0%)	4mo	$260,000	$167	96
3800 Bradford #28	0.00mi	2/2.0	1,620 (+4%)	1mo	$318,000	$196	93
3800 Bradford #233	0.20mi	3/2.0 (+1)	1,576 (+1%)	4mo	$399,000	$253	81
3800 Bradford #26	0.00mi	2/3.0	1,440 (-8%)	4mo	$275,000	$191	80
3945 Bradford #111	0.10mi	2/2.0	1,440 (-8%)	4mo	$155,000	$108	79
3800 Bradford St #311	0.11mi	2/2.0	1,440 (-8%)	4mo	$280,000	$194	79
3800 Bradford St #265	0.13mi	2/2.0	1,440 (-8%)	5mo	$275,000	$191	77
3800 Bradford St #314	0.00mi	2/2.0	1,736 (+11%)	6mo	$225,000	$130	76
3800 Bradford St #270	0.11mi	2/2.0	1,338 (-14%)	1mo	$209,000	$156	70
4095 Fruit St #324	0.61mi	2/2.0	1,440 (-8%)	2mo	$135,000	$94	57
4095 Fruit St #852	0.61mi	2/2.0	1,400 (-10%)	4mo	$155,000	$111	51
4095 Fruit St #114	0.60mi	2/2.0	1,344 (-14%)	2mo	$145,000	$108	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.35% rent growth · sell at horizon

5-year hold

• IRR: -6.9%
• Equity multiple: 0.75×
• Total profit: $-16,697
• Equity at exit: $35,024

10-year hold

• IRR: 1.9%
• Equity multiple: 1.13×
• Total profit: $8,570
• Equity at exit: $20,310

Cash invested: $65,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 18 active · 7 under contract
• Months of supply: 7.2 mo (14%/mo absorbed)
• Median asking: $212,500 ($136/sqft)
• Median days on market: 64 d
• This list price: 67% of active listings are priced below it
• ARV vs active asking: +21.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 91750

• Rents YoY: 2.4%
• Active inventory: 120
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $2,511 high
• Mortgage (P&I): −$1,232
• Tax est. 1.5%: −$294 /mo · $3,524/yr
• Insurance: −$98
• HOA: −$0
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$527
• Net cashflow: $360

Break-even live

Break-even rent $2,055

Max offer price $234,900

Occupancy floor 81%

Sensitivity live

Price	-10% $523	-5% $442	+0% $360	+5% $279	+10% $198
Rent	-10% $162	-5% $261	+0% $360	+5% $460	+10% $559
Rate	-1.0pp $479	-0.5pp $420	base $360	+0.5pp $300	+1.0pp $238

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,725
• Closing costs: $7,047
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3816 Verdana Cir La Verne, CA	2.0	2.5	1243	$3,300	$2.65	68d	1	0.31mi
3727 Mesa Oak Ln Pomona, CA	3.0	3.0	1497	$3,350	$2.24	0d	1	0.34mi
3836 Verdana Cir La Verne, CA	2.0	2.5	1243	$3,500	$2.82	93d	1	0.35mi
3748 Verdana Cir La Verne, CA	3.0	3.0	1493	$4,500	$3.01	12d	1	0.38mi
2577 Sycamore Dr La Verne, CA	3.0	2.0	1350	$2,895	$2.14	93d	1	0.40mi
2644 Sycamore Dr La Verne, CA	3.0	2.5	1825	$3,950	$2.16	38d	1	0.43mi
235 W Grove St Pomona, CA	2.0	1.0–2.0	1004	$2,554	$2.54	0d	8	0.66mi
2063 Evergreen St La Verne, CA	3.0	2.0	1300	$3,200	$2.46	93d	1	0.72mi
2002 Canopy Ln La Verne, CA	3.0	3.0	1759	$3,450	$1.96	93d	1	0.79mi
3636 Sumner Ave #210 Pomona, CA	2.0	2.0	1290	$2,400	$1.86	55d	1	0.84mi
3636 Sumner Ave #210 Pomona, CA	2.0	2.0	1290	$2,350	$1.82	8d	1	0.84mi
3636 Sumner Ave #210 Pomona, CA	2.0	2.0	1290	$2,350	$1.82	28d	1	0.84mi
3636 Sumner Ave #210 Pomona, CA	2.0	2.0	1290	$2,350	$1.82	30d	1	0.84mi
1825 Foothill Blvd La Verne, CA	1.0–3.0	1.0	926	$2,709	$2.93	0d	8	0.86mi
1220 Shepherd Way Claremont, CA	3.0	2.0	1636	$3,300	$2.02	7d	1	0.87mi
2963 Glencrest St Pomona, CA	3.0	2.0	1546	$3,595	$2.33	46d	1	0.87mi
2935 Gayridge St Pomona, CA	3.0	2.0	1507	$3,595	$2.39	51d	1	0.88mi
2958 Gramercy St Pomona, CA	3.0	2.0	1364	$3,350	$2.46	55d	1	0.88mi
3807 Abbey Way La Verne, CA	3.0	2.0	1159	$3,150	$2.72	93d	1	1.06mi
1623 Heather Dr La Verne, CA	3.0	1.5	1121	$3,250	$2.90	68d	1	1.06mi
1090 Foothill Blvd Claremont, CA	3.0	4.0	2231	$3,850	$1.73	93d	1	1.15mi
135 Evergreen Ln Claremont, CA	3.0	3.5	1777	$3,700	$2.08	0d	1	1.19mi
135 Evergreen Ln Claremont, CA	3.0	3.5	1777	$3,700	$2.08	7d	1	1.19mi
1051 Amador St Claremont, CA	3.0	2.0	1469	$4,200	$2.86	46d	1	1.21mi
2109 N White Ave La Verne, CA	3.0	4.0	1911	$3,975	$2.08	93d	1	1.22mi
3327 Duke Ave Claremont, CA	3.0	2.0	1892	$4,150	$2.19	20d	1	1.23mi
2728 Crozier Ct Pomona, CA	3.0	3.0	1497	$3,100	$2.07	37d	1	1.23mi
2960 Sterling St Pomona, CA	3.0	2.0	1242	$3,700	$2.98	17d	1	1.26mi
2771 N Garey Ave Pomona, CA	1.0–2.0	1.0–2.0	951	$3,381	$3.56	0d	12	1.26mi
2707 Erebus Ct Pomona, CA	3.0	3.0	1497	$3,400	$2.27	93d	1	1.27mi
2892 Cedar Ln Pomona, CA	3.0	3.5	1818	$3,300	$1.82	93d	1	1.39mi
795 Hazel Way Pomona, CA	3.0	3.0	1401	$3,100	$2.21	59d	1	1.46mi

Listing history 50 events

1. 2026-08-08
   days on market $234,900 Active 155 DOM
2. 2026-08-06
   days on market $234,900 Active 153 DOM
3. 2026-08-05
   days on market $234,900 Active 152 DOM
4. 2026-08-04
   days on market $234,900 Active 151 DOM
5. 2026-08-03
   days on market $234,900 Active 150 DOM
6. 2026-07-31
   days on market $234,900 Active 147 DOM
7. 2026-07-30
   days on market $234,900 Active 146 DOM
8. 2026-07-30
   days on market $234,900 Active 145 DOM
9. 2026-07-28
   days on market $234,900 Active 144 DOM
10. 2026-07-26
    days on market $234,900 Active 142 DOM
11. 2026-07-24
    days on market $234,900 Active 140 DOM
12. 2026-07-23
    days on market $234,900 Active 139 DOM
13. 2026-07-22
    days on market $234,900 Active 138 DOM
14. 2026-07-21
    days on market $234,900 Active 137 DOM
15. 2026-07-20
    days on market $234,900 Active 136 DOM
16. 2026-07-18
    days on market $234,900 Active 134 DOM
17. 2026-07-18
    pricedays on market $234,900 Active 133 DOM
18. 2026-07-16
    days on market $249,900 Active 132 DOM
19. 2026-07-15
    days on market $249,900 Active 131 DOM
20. 2026-07-14
    days on market $249,900 Active 130 DOM
21. 2026-07-13
    days on market $249,900 Active 129 DOM
22. 2026-07-13
    days on market $249,900 Active 128 DOM
23. 2026-07-11
    days on market $249,900 Active 127 DOM
24. 2026-07-10
    days on market $249,900 Active 126 DOM
25. 2026-07-09
    days on market $249,900 Active 125 DOM
26. 2026-07-07
    days on market $249,900 Active 123 DOM
27. 2026-07-06
    days on market $249,900 Active 122 DOM
28. 2026-07-06
    days on market $249,900 Active 121 DOM
29. 2026-07-05
    days on market $249,900 Active 120 DOM
30. 2026-07-03
    days on market $249,900 Active 119 DOM
31. 2026-07-02
    days on market $249,900 Active 118 DOM
32. 2026-07-01
    days on market $249,900 Active 117 DOM
33. 2026-06-30
    days on market $249,900 Active 116 DOM
34. 2026-06-29
    days on market $249,900 Active 115 DOM
35. 2026-06-28
    days on market $249,900 Active 114 DOM
36. 2026-06-27
    days on market $249,900 Active 113 DOM
37. 2026-06-26
    days on market $249,900 Active 112 DOM
38. 2026-06-24
    days on market $249,900 Active 110 DOM
39. 2026-06-22
    days on market $249,900 Active 108 DOM
40. 2026-06-21
    days on market $249,900 Active 107 DOM
41. 2026-06-18
    days on market $249,900 Active 104 DOM
42. 2026-06-17
    days on market $249,900 Active 103 DOM
43. 2026-06-16
    days on market $249,900 Active 102 DOM
44. 2026-06-15
    days on market $249,900 Active 101 DOM
45. 2026-06-13
    days on market $249,900 Active 99 DOM
46. 2026-06-13
    days on market $249,900 Active 98 DOM
47. 2026-06-09
    days on market $249,900 Active 95 DOM
48. 2026-06-08
    days on market $249,900 Active 94 DOM
49. 2026-06-07
    days on market $249,900 Active 93 DOM
50. 2026-06-04
    days on market $249,900 Active 90 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 8/10 Severe
• 🌡 Heat 7/10 Severe 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,134
• − Mortgage interest: −$13,158
• − Property taxes: −$3,524
• − Insurance: −$1,174
• − Repairs & maintenance: −$2,411
• − Management: −$2,411
• − Depreciation: −$6,833
• Taxable income: $623
• Est. tax owed @ 24.0%: −$150
• After-tax cash flow: $4,176/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab Est. rehab $7,800–$23,400 screening

This remodeled double-wide manufactured home is in good condition with updated finishes and a well-maintained exterior. It offers a good investment opportunity with potential for value increase through exterior painting and HVAC upgrades.

Value-add opportunities

• Resale Paint the exterior siding — Painting the exterior siding can enhance the home's curb appeal and increase its resale value. ↑
• Rental Upgrade the HVAC system — Upgrading the HVAC system can improve energy efficiency and comfort, making the home more attractive to renters. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Zoned Schools

Elementary J. Marion Roynon Elementary Middle Ramona Middle High Bonita High

Schools (NCES district)

• District: Bonita Unified
• NCES district ID: 0605610
• Math proficiency: 59% ▲ 3.00%
• Reading proficiency: 70% ▬ 0.00%
• Median HH income: $76,196
• Composite: 58.71/100
• National rank: #2001
• State rank: #151 of 1400 in CA

B Composite livability gradescore 75/100

Livability — La Verne

• Score: 75/100
• State rank: #110
• US rank: #3858

Category grades

Amenities A+ Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: La Verne, CA
• County: Los Angeles County · 10,940,515 people
• City population: 32,692
• Metro: Los Angeles-Long Beach-Anaheim, CA
• Population (ZIP): 32,692
• Household income: $104,195
• Rent vs Own: 30.5% rent · 69.5% own
• Severe rent burden: 7% of renters

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Population outlook (Los Angeles County) Hauer SSP2

• Today (2025): 10,940,515 people
• By 2030: 11,256,481 · +2.9%
• By 2040: 11,729,929 · +7.2%
• By 2050: 11,948,407 · +9.2%
• By 2075: 11,818,114 · +8.0%
• By 2100: 10,842,928 · -0.9%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 44% Hispanic / Latino 36% Two or more races 20% Asian 10% Black 4%
• Hispanic origin (detail): Mexican 31%
• Common ancestry: Lithuanian 3% Slovak 2% Romanian 1%
• Foreign-born: 17% · Canada, China, South Korea
• Languages at home: 75% English-only · Spanish 12% Chinese 3% Other Indo-European 3%

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Political lean MEDSL · Los Angeles

• 2024 margin: Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
• 2008→2024 swing: -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
• All cycles: 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -729.79%
• Current HPI: 373.7761
• Rent YoY: ▲ 2.35%
• Metro: Los Angeles-Long Beach-Anaheim, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

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Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-12.3% since first listed

4 events — show timeline

• 2026-03-06 Listed $249,900 CRMLS
• 2026-02-18 Coming Soon $249,900 CRMLS
• 2025-10-12 Price Changed $275,000 CRMLS
• 2025-08-29 Listed $285,000 CRMLS

Property tax history

-9.4%/yr

Latest (2025): $420 · -9.4% YoY. Source: county tax records.