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C- Composite 53.64
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • Schools +6.1/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$32,700

71 Country Club Dr #71 · North Fayette, PA 15071
3 bd · 2.0 ba · 1,216 sqft · Manufactured · 116 Days on market
Built 2026 Est $54k · 39% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

* THIS IS A RESALE LISTING * You'll love living in this 3 bedroom, 2 bathroom home within a wonderful family-friendly community. Check out the awesome amenities your community has to offer such as a basketball court, community events, a playground, and more! This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

Key facts

  • Basketball court
  • Playground
  • Built 2026

Tags

BASKETBALL COURTPLAYGROUND

Property features AI

Finance

  • Financial info: Listed as active with list price $32,700

Exterior

  • Utilities: Electric utility
  • Home design: Spec home, Plan 90017

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating
  • Interior features: Living area approximately 1,216

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $33k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $33k).
  • Recommended offer: $30k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • West Allegheny SD (suburban): math 64% / reading 77% proficiency, ranked #22 of 539 in PA (top 4%) — strong family-tenant draw, lease renewals of 3-5y typical; only 18% free/reduced lunch — higher-income household profile.
  • Market conditions: 66 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $226 of loan paydown is wiped out by about $981 of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $9k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 116 days — a 9% lower offer ($30k) is reasonable based on typical stale-listing flexibility.
Recommended offer $29,757 (9.0% below list)

Questions for the listing agent

  1. It's been on market 116 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.23%
Cap rate
47.60%
Cash-on-cash
147.54%
DSCR
7.56
GRM
1.6

CMA / ARV

ARV (on-the-fly)
$53,504
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
279 Valleyview Dr 0.20mi 3/2.0 1,152 (-5%) 1mo $41,000 $36 81
12 South East 0.11mi 3/2.0 1,120 (-8%) 14mo $63,000 $56 70
65 Country Club Dr 0.05mi 3/2.0 1,056 (-13%) 23mo $46,000 $44 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
8.25×
Total profit
$66,425
Equity at exit
$4,876
10-year hold
IRR
Equity multiple
17.41×
Total profit
$150,269
Equity at exit
$2,827

Cash invested: $9,156 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15071

Home prices YoY
-21.2%
Active inventory
66
Price-to-rent
1.6×

Monthly cashflow live

Estimated rent
$1,711 high interval (Pro) →
Mortgage (P&I)
$171
Tax est. 1.5%
$41 /mo · $490/yr
Insurance
$14
HOA
$0
Vacancy / Maint / Mgmt
$359
Net cashflow
$1,126

Break-even live

Break-even rent $286
Max offer price $32,700
Occupancy floor 29%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,175
Closing costs
$981
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1101 Timberglen Dr Imperial, PA 3.0 2.0 1310 $1,800 $1.37 7d 1 0.19mi
1600 Settlers Dr Oakdale, PA 1.0–2.0 1.0 769 $1,645 $2.14 1d 23 0.22mi
27412 Evergreen Run Unit 27412 Imperial, PA 2.0 1.0 1000 $1,150 $1.15 23d 1 0.58mi
100 Lincoln Highlands Dr Coraopolis, PA 1.0–3.0 1.0–2.0 988 $1,935 $1.96 1d 13 0.83mi
7420 Steubenville Pike Oakdale, PA 1.0–2.0 1.0 725 $2,215 $3.06 1d 12 0.92mi

Listing history 6 events

  1. 2026-06-17
    days on market $32,700 Active 116 DOM
  2. 2026-06-16
    days on market $32,700 Active 115 DOM
  3. 2026-06-15
    days on market $32,700 Active 114 DOM
  4. 2026-06-13
    days on market $32,700 Active 112 DOM
  5. 2026-06-10
    remarks 402-char remark
  6. 2026-06-10
    listed $32,700 Active 108 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,532
− Mortgage interest
−$1,832
− Property taxes
−$490
− Insurance
−$164
− Repairs & maintenance
−$1,643
− Management
−$1,643
− Depreciation
−$951
Taxable income
$13,810
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,314
After-tax cash flow
$10,194/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Allegheny SD
NCES district ID
4225200
Math proficiency
64% ▼ -5.00%
Reading proficiency
77% ▼ -3.00%
Median HH income
$67,549
Composite
61.41/100
National rank
#763
State rank
#22 of 539 in PA

Livability — North Fayette

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
12,455

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 8% Asian 4% Black 3% Hispanic / Latino 3%
Common ancestry
Romanian 10% Scotch-Irish 3% Slovak 2%
Foreign-born
5% · Canada
Languages at home
93% English-only · Other Asian/Pacific 3% Other Indo-European 1% Spanish 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.90%
Current HPI
266.6786
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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