71 Country Club Dr #71 · North Fayette, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +15.0/15.0
- Schools +6.1/10.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$32,700
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
* THIS IS A RESALE LISTING * You'll love living in this 3 bedroom, 2 bathroom home within a wonderful family-friendly community. Check out the awesome amenities your community has to offer such as a basketball court, community events, a playground, and more! This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
Key facts
- Basketball court
- Playground
- Built 2026
Tags
Property features AI
Finance
- Financial info: Listed as active with list price $32,700
Exterior
- Utilities: Electric utility
- Home design: Spec home, Plan 90017
Interior
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating
- Interior features: Living area approximately 1,216
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $33k.
Deal economics
- At list price, monthly cash flow is $1k ($14k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $33k).
- Recommended offer: $30k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- West Allegheny SD (suburban): math 64% / reading 77% proficiency, ranked #22 of 539 in PA (top 4%) — strong family-tenant draw, lease renewals of 3-5y typical; only 18% free/reduced lunch — higher-income household profile.
- Market conditions: 66 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $226 of loan paydown is wiped out by about $981 of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $9k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 116 days — a 9% lower offer ($30k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 116 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 5.23% ✓
- Cap rate
- 47.60%
- Cash-on-cash
- 147.54%
- DSCR
- 7.56
- GRM
- 1.6
CMA / ARV
- ARV (on-the-fly)
- $53,504
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 279 Valleyview Dr | 0.20mi | 3/2.0 | 1,152 (-5%) | 1mo | $41,000 | $36 | 81 |
| 12 South East | 0.11mi | 3/2.0 | 1,120 (-8%) | 14mo | $63,000 | $56 | 70 |
| 65 Country Club Dr | 0.05mi | 3/2.0 | 1,056 (-13%) | 23mo | $46,000 | $44 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 8.25×
- Total profit
- $66,425
- Equity at exit
- $4,876
- IRR
- —
- Equity multiple
- 17.41×
- Total profit
- $150,269
- Equity at exit
- $2,827
Cash invested: $9,156 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15071
- Home prices YoY
- -21.2%
- Active inventory
- 66
- Price-to-rent
- 1.6×
Monthly cashflow live
- Estimated rent
- $1,711 high interval (Pro) →
- Mortgage (P&I)
- −$171
- Tax est. 1.5%
- −$41 /mo · $490/yr
- Insurance
- −$14
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$359
- Net cashflow
- $1,126
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $8,175
- Closing costs
- $981
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1101 Timberglen Dr Imperial, PA | 3.0 | 2.0 | 1310 | $1,800 | $1.37 | 7d | 1 | 0.19mi |
| 1600 Settlers Dr Oakdale, PA | 1.0–2.0 | 1.0 | 769 | $1,645 | $2.14 | 1d | 23 | 0.22mi |
| 27412 Evergreen Run Unit 27412 Imperial, PA | 2.0 | 1.0 | 1000 | $1,150 | $1.15 | 23d | 1 | 0.58mi |
| 100 Lincoln Highlands Dr Coraopolis, PA | 1.0–3.0 | 1.0–2.0 | 988 | $1,935 | $1.96 | 1d | 13 | 0.83mi |
| 7420 Steubenville Pike Oakdale, PA | 1.0–2.0 | 1.0 | 725 | $2,215 | $3.06 | 1d | 12 | 0.92mi |
Listing history 6 events
-
2026-06-17days on market $32,700 Active 116 DOM
-
2026-06-16days on market $32,700 Active 115 DOM
-
2026-06-15days on market $32,700 Active 114 DOM
-
2026-06-13days on market $32,700 Active 112 DOM
-
2026-06-10remarks 402-char remark
-
2026-06-10$32,700 Active 108 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,532
- − Mortgage interest
- −$1,832
- − Property taxes
- −$490
- − Insurance
- −$164
- − Repairs & maintenance
- −$1,643
- − Management
- −$1,643
- − Depreciation
- −$951
- Taxable income
- $13,810
- Est. tax owed @ 24.0%
- −$3,314
- After-tax cash flow
- $10,194/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- West Allegheny SD
- NCES district ID
- 4225200
- Math proficiency
- 64% ▼ -5.00%
- Reading proficiency
- 77% ▼ -3.00%
- Median HH income
- $67,549
- Composite
- 61.41/100
- National rank
- #763
- State rank
- #22 of 539 in PA
Livability — North Fayette
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 12,455
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 8% Asian 4% Black 3% Hispanic / Latino 3%
- Common ancestry
- Romanian 10% Scotch-Irish 3% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Other Asian/Pacific 3% Other Indo-European 1% Spanish 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.90%
- Current HPI
- 266.6786
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…