70200 Dillon Rd #674 · Desert Edge, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +13.1/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +4.0/5.0
- Livability +3.4/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$49,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HIGHLY MOTIVATED SELLER! Charming and serene! This 2007 Laurel Creek Park Model with ~550 sq. ft. , 1 bedroom, 1 bathroom is delightful with modern touches and style throughout. Situated high above the 3rd hole of the golf course you'll get a bird's eye view of golfing activity and the stunning Mt. San Jacinto peaks while enjoying the covered protected deck. So much beautiful mature landscape to create a private and peaceful feeling, large shed for storage, side patio, paved parking and much more. Caliente Springs is a 55+ Resort with healing amenities of mineral hot spring pool and spas, 8-pickleball courts, tennis courts, laundry facilities, 9-hole golf course and a fun and active community with great schedule events. Lot is not owned, space rent is $811.
Key facts
- Paved parking
- Pickleball courts
- Side patio
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $49k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $49k).
- Recommended offer: $43k (12.0% below list) — sets the bar for market timing.
- Cap rate 34.2% vs local median 14.8% in Desert Edge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#297 in CA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, schools F, commute D-.
- Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 218 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $339 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 250 days — a 12% lower offer ($43k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $18k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); moderate wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 250 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.82% ✓
- Cap rate
- 34.25%
- Cash-on-cash
- 99.85%
- DSCR
- 5.44
- GRM
- 2.2
CMA / ARV
- ARV (median comp)
- $55,900
- List price
- $49,000
- Delta
- -12.34%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 70200 Dillon Rd #324 | 0.00mi | 1/1.0 | 570 (+4%) | 12mo | $76,000 | $133 | 84 |
| 70200 Dillon Rd #215 | 0.00mi | 1/1.0 | 600 (+9%) | 4mo | $65,000 | $108 | 82 |
| 70200 Dillon Rd #605 | 0.00mi | 1/1.0 | 600 (+9%) | 5mo | $97,500 | $163 | 81 |
| 70200 Dillon Rd #416 | 0.27mi | 1/1.0 | 550 (0%) | 8mo | $48,000 | $87 | 81 |
| 70200 Dillon Rd #654 | 0.27mi | 2/1.0 (+1) | 550 (0%) | 3mo | $97,500 | $177 | 80 |
| 70200 Dillon Rd #320 | 0.27mi | 1/1.0 | 550 (0%) | 10mo | $50,000 | $91 | 79 |
| 70200 Dillon Rd #36 | 0.00mi | 1/1.0 | 600 (+9%) | 8mo | $65,000 | $108 | 78 |
| 70200 Dillon Rd #446 | 0.11mi | 2/1.5 (+1) | 600 (+9%) | 4mo | $75,000 | $125 | 69 |
| 70200 Dillon Rd #97 | 0.27mi | 1/1.0 | 600 (+9%) | 5mo | $20,500 | $34 | 68 |
| 70200 Dillon Rd #527 | 0.27mi | 2/1.0 (+1) | 525 (-4%) | 13mo | $55,000 | $105 | 64 |
| 70200 Dillon Rd #590 | 0.27mi | 2/1.0 (+1) | 625 (+14%) | 4mo | $61,500 | $98 | 56 |
| 17850 Corkill Rd #31 | 0.53mi | 2/1.0 (+1) | 600 (+9%) | 5mo | $25,000 | $42 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 89.6%
- Equity multiple
- 5.15×
- Total profit
- $56,898
- Equity at exit
- $7,306
- IRR
- 92.6%
- Equity multiple
- 10.72×
- Total profit
- $133,327
- Equity at exit
- $4,237
Cash invested: $13,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92241
- Home prices YoY
- -22.8%
- Active inventory
- 218
- Price-to-rent
- 2.2×
Monthly cashflow live
- Estimated rent
- $1,874 medium interval (Pro) →
- Mortgage (P&I)
- −$257
- Tax est. 1.5%
- −$61 /mo · $735/yr
- Insurance
- −$20
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$393
- Net cashflow
- $1,016
Break-even live
Sensitivity live
| Price | -10% $1,050 | -5% $1,033 | +0% $1,016 | +5% $999 | +10% $983 |
|---|---|---|---|---|---|
| Rent | -10% $868 | -5% $942 | +0% $1,016 | +5% $1,090 | +10% $1,164 |
| Rate | -1.0pp $1,041 | -0.5pp $1,029 | base $1,016 | +0.5pp $1,004 | +1.0pp $991 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,250
- Closing costs
- $1,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 70875 Dillon Rd Desert Hot Springs, CA | 2.0 | 2.0 | 720 | $2,200 | $3.06 | 44d | 1 | 0.70mi |
| 15935 Mary Cir Desert Hot Springs, CA | 1.0 | 1.0 | 550 | $1,350 | $2.45 | 19d | 1 | 1.47mi |
Listing history 21 events
-
2026-06-21days on market $49,000 Active 250 DOM
-
2026-06-18days on market $49,000 Active 247 DOM
-
2026-06-17days on market $49,000 Active 246 DOM
-
2026-06-16days on market $49,000 Active 245 DOM
-
2026-06-15days on market $49,000 Active 244 DOM
-
2026-06-13days on market $49,000 Active 242 DOM
-
2026-06-13days on market $49,000 Active 241 DOM
-
2026-06-09days on market $49,000 Active 238 DOM
-
2026-06-08days on market $49,000 Active 237 DOM
-
2026-06-07days on market $49,000 Active 236 DOM
-
2026-06-04days on market $49,000 Active 233 DOM
-
2026-06-03days on market $49,000 Active 232 DOM
-
2026-06-02days on market $49,000 Active 231 DOM
-
2026-06-01days on market $49,000 Active 230 DOM
-
2026-05-31days on market $49,000 Active 229 DOM
-
2026-04-18price $49,000 767-char remark
Show marketing remark (767 chars)
HIGHLY MOTIVATED SELLER! Charming and serene! This 2007 Laurel Creek Park Model with ~550 sq. ft. , 1 bedroom, 1 bathroom is delightful with modern touches and style throughout. Situated high above the 3rd hole of the golf course you'll get a bird's eye view of golfing activity and the stunning Mt. San Jacinto peaks while enjoying the covered protected deck. So much beautiful mature landscape to create a private and peaceful feeling, large shed for storage, side patio, paved parking and much more. Caliente Springs is a 55+ Resort with healing amenities of mineral hot spring pool and spas, 8-pickleball courts, tennis courts, laundry facilities, 9-hole golf course and a fun and active community with great schedule events. Lot is not owned, space rent is $811.
-
2026-03-13price $55,000 767-char remark
Show marketing remark (767 chars)
HIGHLY MOTIVATED SELLER! Charming and serene! This 2007 Laurel Creek Park Model with ~550 sq. ft. , 1 bedroom, 1 bathroom is delightful with modern touches and style throughout. Situated high above the 3rd hole of the golf course you'll get a bird's eye view of golfing activity and the stunning Mt. San Jacinto peaks while enjoying the covered protected deck. So much beautiful mature landscape to create a private and peaceful feeling, large shed for storage, side patio, paved parking and much more. Caliente Springs is a 55+ Resort with healing amenities of mineral hot spring pool and spas, 8-pickleball courts, tennis courts, laundry facilities, 9-hole golf course and a fun and active community with great schedule events. Lot is not owned, space rent is $811.
-
2026-01-10price $60,000 767-char remark
Show marketing remark (767 chars)
HIGHLY MOTIVATED SELLER! Charming and serene! This 2007 Laurel Creek Park Model with ~550 sq. ft. , 1 bedroom, 1 bathroom is delightful with modern touches and style throughout. Situated high above the 3rd hole of the golf course you'll get a bird's eye view of golfing activity and the stunning Mt. San Jacinto peaks while enjoying the covered protected deck. So much beautiful mature landscape to create a private and peaceful feeling, large shed for storage, side patio, paved parking and much more. Caliente Springs is a 55+ Resort with healing amenities of mineral hot spring pool and spas, 8-pickleball courts, tennis courts, laundry facilities, 9-hole golf course and a fun and active community with great schedule events. Lot is not owned, space rent is $811.
-
2025-10-14historical
Show marketing remark (767 chars)
HIGHLY MOTIVATED SELLER! Charming and serene! This 2007 Laurel Creek Park Model with ~550 sq. ft. , 1 bedroom, 1 bathroom is delightful with modern touches and style throughout. Situated high above the 3rd hole of the golf course you'll get a bird's eye view of golfing activity and the stunning Mt. San Jacinto peaks while enjoying the covered protected deck. So much beautiful mature landscape to create a private and peaceful feeling, large shed for storage, side patio, paved parking and much more. Caliente Springs is a 55+ Resort with healing amenities of mineral hot spring pool and spas, 8-pickleball courts, tennis courts, laundry facilities, 9-hole golf course and a fun and active community with great schedule events. Lot is not owned, space rent is $811.
-
2025-10-14$67,500 Active 767-char remark
Show marketing remark (767 chars)
HIGHLY MOTIVATED SELLER! Charming and serene! This 2007 Laurel Creek Park Model with ~550 sq. ft. , 1 bedroom, 1 bathroom is delightful with modern touches and style throughout. Situated high above the 3rd hole of the golf course you'll get a bird's eye view of golfing activity and the stunning Mt. San Jacinto peaks while enjoying the covered protected deck. So much beautiful mature landscape to create a private and peaceful feeling, large shed for storage, side patio, paved parking and much more. Caliente Springs is a 55+ Resort with healing amenities of mineral hot spring pool and spas, 8-pickleball courts, tennis courts, laundry facilities, 9-hole golf course and a fun and active community with great schedule events. Lot is not owned, space rent is $811.
-
2025-04-14$67,500 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 6 d/yr ≥109°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,484
- − Mortgage interest
- −$2,745
- − Property taxes
- −$735
- − Insurance
- −$1,748
- − Repairs & maintenance
- −$1,799
- − Management
- −$1,799
- − Depreciation
- −$1,425
- Taxable income
- $12,234
- Est. tax owed @ 24.0%
- −$2,936
- After-tax cash flow
- $9,260/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This 2007 Laurel Creek Park model is in good condition with a good exterior and interior. It's a great investment opportunity with a good ROI.
Value-add opportunities
- Both Paint exterior trim — Enhances curb appeal and value
- Both Clean gutters — Improves drainage and property value
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior trim — Enhances curb appeal and value ↑
- Both Clean gutters — Improves drainage and property value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Palm Springs Unified
- NCES district ID
- 0629550
- Math proficiency
- 21% ▼ -7.00%
- Reading proficiency
- 42% ▬ 0.00%
- Median HH income
- $43,638
- Composite
- 26.76/100
- National rank
- #7131
- State rank
- #328 of 517 in CA
Livability — Desert Edge
- Score
- 68/100
- State rank
- #297
- US rank
- #9953
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Desert Edge, CA
- Population (ZIP)
- 8,624
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Race & ethnicity
- White 50% Hispanic / Latino 46% Two or more races 16% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 36%
- Common ancestry
- Lithuanian 3% Slovak 2% Portuguese 2%
- Foreign-born
- 28% · Canada, South Korea
- Languages at home
- 57% English-only · Spanish 38% Chinese 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -118.23%
- Current HPI
- 400.5663
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-27.4% since first listed6 events — show timeline
- 2026-04-18 Price Changed $49,000 GPSMLS
- 2026-03-13 Price Changed $55,000 GPSMLS
- 2026-01-10 Price Changed $60,000 GPSMLS
- 2025-10-14 Listing Removed — GPSMLS
- 2025-10-14 Listed $67,500 GPSMLS
- 2025-04-14 Listed $67,500 GPSMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…