14513 Lanier Ct · Winding Cypress, FL 34114

$599,900

3 bd · 3.0 ba · 2,006 sqft · SingleFamily public records · 293 Days on market

Built 2014 8,276 sqft lot $368/mo HOA · 6% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.4/30.0
• ARV discount +7.5/15.0
• DSCR +5.1/10.0
• Schools +5.0/10.0
• 1% rule +4.6/10.0
• Appreciation +4.3/10.0
• Rent growth +3.3/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Seller paying for 2026 pond assessment. $1000.00 transfer fee payable to HOA. This home offers the ideal blend of comfort, convenience, and resort-style living in Naples. Built in 2014, this 3 bedroom, 3 bath with a den offers a desirable split floorplan, 2 car garage, and a pond view from the screened lanai. Located in the sought-after gated community, Reflection Lakes of Naples, which offers low HOA fees, and NO CDD. The open design features tile flooring throughout and numerous updates, including a kitchen backsplash, crown molding, fresh paint, garage fan with temperature control, new HVAC (2023), new microwave (2024), new dishwasher (2025). Additional blown in insulation in all attic spaces and pest control maintenance in place. The master suite includes a luxurious bath with a soaking tub, separate shower, and double sink vanity. One guest bedroom features its own ensuite, while the den comes with a built in desk area, and double twin Murphy bed system-perfect for extra guests. Additional highlights include, storm protection including hurricane bracing on garage door, and loft storage in garage in addition to attic storage. Great rental potential with 30 day minimum 3 times a year. Community amenities include a resort style pool, kiddie pool, clubhouse, fitness center, library, bocce ball court, and a vibrant social calendar. Pet friendly too! Perfectly located near Marco Island and 5th Avenue in Naples, with dining, grocery stores and shopping close by.

Key facts

• Gated community
• Pond view
• Fresh paint

Tags

• POND VIEW
• GATED COMMUNITY
• KITCHEN BACKSPLASH
• CROWN MOLDING
• FRESH PAINT
• NEW HVAC

Property features AI

Other

• Additional details: Approximately 9 total rooms; Approximately 2,006 living area (internal listing value); Lot is regular and deed-restricted (no commercial, no RV); Lot dimensions and lot unit available; Entrance directions provided by listing (gate access instructions)

Finance

• HOA & community: Mandatory HOA; Monthly HOA fee; HOA covers cable, internet/Wi-Fi access, irrigation water, lawn/land maintenance, legal/accounting, on-site manager, exterior pest control, reserves, street lights, and trash removal; On-site management; Community amenities include clubhouse, community pool, exercise room, billiards, library, play area, bocce court, BBQ/picnic area, community room, sidewalks, streetlights, and underground utilities; Gated community; Total annual recurring HOA fees listed; One-time fees listed

Exterior

• Parking: Deeded parking; Paved driveway; Attached 2-car garage
• Security: Gated community; Electric and manual storm shutters
• Utilities: Central water (assessment paid); Central sewer (assessment paid); Cable available; Power: central electric
• Home design: Single-family home; One-story (ranch); Rear exposure faces north
• Construction: Built in 2014; Concrete block construction; Stucco exterior finish; Tile roof; Single-hung windows; Foundation information not provided
• Exterior features: Screened lanai/porch; Patio; Room for pool; Pond view; Gated community

Interior

• Kitchen: Island; Walk-in pantry; Electric cooktop; Range; Self-cleaning oven; Microwave; Dishwasher; Disposal; Refrigerator/ice maker
• Bedrooms: 3 bedrooms plus den; First-floor bedroom; Master bedroom on ground level; Split bedroom floor plan
• Flooring: Tile
• Bathrooms: 3 full bathrooms; Master bath with dual sinks and separate tub and shower
• Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans; Exhaust fan
• Interior features: Built-in cabinets; Cable prewire; Foyer; French doors; High-speed internet available; Pantry; Pull-down attic stairs; Smoke detectors; Partially furnished; Five ceiling fans
• Laundry & utility: Laundry in residence; Washer and dryer included; Washer/dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $600k.

Deal economics

• At list price, monthly cash flow is $274 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $576k (4.0% below list).
• Recommended offer: $528k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.2%/yr); 900 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $5,757/mo this rent would consume 77% of the median local household income ($89k/yr) (locally 550% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $4k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 293 days — a 12% lower offer ($528k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $50k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $250k; list at $600k implies a 140% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $527,912 (12.0% below list)

Questions for the listing agent

1. It's been on market 293 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 6.97%
• Cash-on-cash: 2.43%
• DSCR: 1.11
• GRM: 8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 3.21% rent growth · sell at horizon

5-year hold

• IRR: -5.6%
• Equity multiple: 0.77×
• Total profit: $-39,233
• Equity at exit: $131,086

10-year hold

• IRR: 2.0%
• Equity multiple: 1.18×
• Total profit: $29,862
• Equity at exit: $126,272

Cash invested: $167,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34114

• Home prices YoY: -0.6%
• Rents YoY: 3.2%
• Active inventory: 900
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $5,757 high
• Mortgage (P&I): −$3,146
• Tax from tax record: −$444 /mo · $5,327/yr
• Insurance: −$250
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$368
• Vacancy / Maint / Mgmt: −$1,209
• Net cashflow: $274

Break-even live

Break-even rent $5,410

Max offer price $599,900

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $149,975
• Closing costs: $17,997
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14678 Fern Lake Ct Unit 1049694P Naples, FL	3.0	2.0	2142	$6,065	$2.83	13d	1	0.24mi
14265 Manchester Dr Naples, FL	4.0	2.0	2362	$7,000	$2.96	23d	1	0.25mi
14837 Windward Ln Naples, FL	4.0	2.0	2046	$4,995	$2.44	23d	1	0.25mi
14849 Windward Ln Naples, FL	3.0	2.5	2344	$11,000	$4.69	23d	1	0.28mi
14214 Manchester Dr Naples, FL	3.0	2.0	1560	$2,700	$1.73	21d	1	0.33mi
14214 Manchester Dr Naples, FL	3.0	2.0	1560	$2,800	$1.79	23d	1	0.33mi
14796 Canton Ct Naples, FL	3.0	2.0	1677	$7,000	$4.17	23d	1	0.36mi
14670 Catamaran Pl Naples, FL	3.0	2.0	1816	$7,000	$3.85	23d	1	0.50mi
14662 Catamaran Pl Naples, FL	3.0	2.0	2034	$7,000	$3.44	23d	1	0.52mi
14162 Nautica Ct Naples, FL	3.0	2.0	1684	$3,800	$2.26	23d	1	0.56mi
14103 Nautica Ct Naples, FL	3.0	2.5	1850	$3,650	$1.97	23d	1	0.59mi
9267 Museo Cir Unit 204 Naples, FL	3.0	3.5	2100	$5,200	$2.48	23d	1	0.61mi
14653 Tropical Dr Naples, FL	3.0	2.5	2550	$7,500	$2.94	23d	1	0.64mi
9259 Museo Cir #102 Naples, FL	3.0	3.0	2100	$4,150	$1.98	23d	1	0.65mi
14546 Tropical Dr Naples, FL	4.0	2.0	2046	$5,500	$2.69	23d	1	0.66mi
14586 Tropical Dr Naples, FL	4.0	3.5	2438	$9,500	$3.90	23d	1	0.70mi
9255 Museo #103 Naples, FL	3.0	3.0	2100	$9,000	$4.29	23d	1	0.71mi
14827 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,500	$4.29	23d	1	0.71mi
14606 Tropical Dr Naples, FL	3.0	2.0	2046	$9,500	$4.64	23d	1	0.72mi
14888 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,200	$4.09	23d	1	0.77mi
9239 Tesoro Ln Unit 3-203 Naples, FL	3.0	3.0	2300	$8,000	$3.48	23d	1	0.79mi
9243 Tesoro Ln Unit 2 Naples, FL	3.0	3.0	2100	$6,500	$3.10	13d	1	0.82mi
14940 Edgewater Cir Naples, FL	2.0	2.0	1519	$7,200	$4.74	23d	1	0.83mi
14715 Kelson Cir Naples, FL	3.0	3.5	2225	$12,000	$5.39	23d	1	0.85mi
2244 Yellowfin Cir Naples, FL	3.0	2.0	1655	$3,300	$1.99	13d	1	0.85mi
9242 Tesoro Ln Unit 1-102 Naples, FL	3.0	3.0	2237	$3,000	$1.34	23d	1	0.86mi
1937 Yellowfin Cir Naples, FL	3.0	2.0	2214	$3,830	$1.73	21d	1	0.87mi
2235 Yellowfin Cir Naples, FL	2.0	2.0	1500	$2,795	$1.86	23d	1	0.88mi
14551 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,000	$3.96	23d	1	0.88mi
14680 Edgewater Cir Naples, FL	2.0	2.0	1515	$3,195	$2.11	23d	1	0.89mi
14258 Galley Ct Naples, FL	3.0	3.0	2704	$5,850	$2.16	13d	1	0.89mi
14558 Edgewater Cir Naples, FL	2.0	2.0	1519	$6,500	$4.28	23d	1	0.89mi
7674 Jacaranda Ln Naples, FL	2.0	2.0	1554	$3,800	$2.45	23d	1	0.89mi
14672 Edgewater Cir Naples, FL	2.0	2.0	1519	$6,500	$4.28	23d	1	0.90mi
14582 Edgewater Cir Naples, FL	2.0	2.0	1515	$7,500	$4.95	23d	1	0.91mi
14567 Edgewater Cir Naples, FL	2.0	2.0	1515	$6,500	$4.29	23d	1	0.91mi
7662 Jacaranda Ln Naples, FL	2.0	2.0	1555	$3,500	$2.25	13d	1	0.91mi
14610 Edgewater Cir Naples, FL	2.0	2.0	1894	$7,500	$3.96	23d	1	0.92mi
14644 Edgewater Cir Naples, FL	2.0	2.0	1519	$7,000	$4.61	23d	1	0.93mi
14632 Edgewater Cir Unit 1049696P Naples, FL	2.0	2.0	1506	$6,237	$4.14	13d	1	0.93mi

HOA detail

• Monthly dues: $368 · $4,416/yr
• Likely covers: poolgymsecurity

Listing history 21 events

1. 2026-06-18
   days on market $599,900 Active 293 DOM
2. 2026-06-17
   days on market $599,900 Active 292 DOM
3. 2026-06-16
   days on market $599,900 Active 291 DOM
4. 2026-06-15
   days on market $599,900 Active 290 DOM
5. 2026-06-10
   days on market $599,900 Active 285 DOM
6. 2026-06-09
   days on market $599,900 Active 284 DOM
7. 2026-06-08
   days on market $599,900 Active 283 DOM
8. 2026-06-07
   days on market $599,900 Active 282 DOM
9. 2026-06-02
   days on market $599,900 Active 277 DOM
10. 2026-06-01
    days on market $599,900 Active 276 DOM
11. 2026-05-31
    days on market $599,900 Active 275 DOM
12. 2026-05-30
    days on market $599,900 Active 274 DOM
13. 2026-03-04
    price $610,000
14. 2026-03-03
    price $610,000 1485-char remark

    Show marketing remark (1485 chars)

    Seller paying for 2026 pond assessment. $1000.00 transfer fee payable to HOA. This home offers the ideal blend of comfort, convenience, and resort-style living in Naples. Built in 2014, this 3 bedroom, 3 bath with a den offers a desirable split floorplan, 2 car garage, and a pond view from the screened lanai. Located in the sought-after gated community, Reflection Lakes of Naples, which offers low HOA fees, and NO CDD. The open design features tile flooring throughout and numerous updates, including a kitchen backsplash, crown molding, fresh paint, garage fan with temperature control, new HVAC (2023), new microwave (2024), new dishwasher (2025). Additional blown in insulation in all attic spaces and pest control maintenance in place. The master suite includes a luxurious bath with a soaking tub, separate shower, and double sink vanity. One guest bedroom features its own ensuite, while the den comes with a built in desk area, and double twin Murphy bed system-perfect for extra guests. Additional highlights include, storm protection including hurricane bracing on garage door, and loft storage in garage in addition to attic storage. Great rental potential with 30 day minimum 3 times a year. Community amenities include a resort style pool, kiddie pool, clubhouse, fitness center, library, bocce ball court, and a vibrant social calendar. Pet friendly too! Perfectly located near Marco Island and 5th Avenue in Naples, with dining, grocery stores and shopping close by.

15. 2025-12-01
    price $625,000

    Show marketing remark (1485 chars)

    Seller paying for 2026 pond assessment. $1000.00 transfer fee payable to HOA. This home offers the ideal blend of comfort, convenience, and resort-style living in Naples. Built in 2014, this 3 bedroom, 3 bath with a den offers a desirable split floorplan, 2 car garage, and a pond view from the screened lanai. Located in the sought-after gated community, Reflection Lakes of Naples, which offers low HOA fees, and NO CDD. The open design features tile flooring throughout and numerous updates, including a kitchen backsplash, crown molding, fresh paint, garage fan with temperature control, new HVAC (2023), new microwave (2024), new dishwasher (2025). Additional blown in insulation in all attic spaces and pest control maintenance in place. The master suite includes a luxurious bath with a soaking tub, separate shower, and double sink vanity. One guest bedroom features its own ensuite, while the den comes with a built in desk area, and double twin Murphy bed system-perfect for extra guests. Additional highlights include, storm protection including hurricane bracing on garage door, and loft storage in garage in addition to attic storage. Great rental potential with 30 day minimum 3 times a year. Community amenities include a resort style pool, kiddie pool, clubhouse, fitness center, library, bocce ball court, and a vibrant social calendar. Pet friendly too! Perfectly located near Marco Island and 5th Avenue in Naples, with dining, grocery stores and shopping close by.

16. 2025-12-01
    price $625,000 1485-char remark

    Show marketing remark (1485 chars)

    Seller paying for 2026 pond assessment. $1000.00 transfer fee payable to HOA. This home offers the ideal blend of comfort, convenience, and resort-style living in Naples. Built in 2014, this 3 bedroom, 3 bath with a den offers a desirable split floorplan, 2 car garage, and a pond view from the screened lanai. Located in the sought-after gated community, Reflection Lakes of Naples, which offers low HOA fees, and NO CDD. The open design features tile flooring throughout and numerous updates, including a kitchen backsplash, crown molding, fresh paint, garage fan with temperature control, new HVAC (2023), new microwave (2024), new dishwasher (2025). Additional blown in insulation in all attic spaces and pest control maintenance in place. The master suite includes a luxurious bath with a soaking tub, separate shower, and double sink vanity. One guest bedroom features its own ensuite, while the den comes with a built in desk area, and double twin Murphy bed system-perfect for extra guests. Additional highlights include, storm protection including hurricane bracing on garage door, and loft storage in garage in addition to attic storage. Great rental potential with 30 day minimum 3 times a year. Community amenities include a resort style pool, kiddie pool, clubhouse, fitness center, library, bocce ball court, and a vibrant social calendar. Pet friendly too! Perfectly located near Marco Island and 5th Avenue in Naples, with dining, grocery stores and shopping close by.

17. 2025-10-30
    price $635,000

    Show marketing remark (1485 chars)

    Seller paying for 2026 pond assessment. $1000.00 transfer fee payable to HOA. This home offers the ideal blend of comfort, convenience, and resort-style living in Naples. Built in 2014, this 3 bedroom, 3 bath with a den offers a desirable split floorplan, 2 car garage, and a pond view from the screened lanai. Located in the sought-after gated community, Reflection Lakes of Naples, which offers low HOA fees, and NO CDD. The open design features tile flooring throughout and numerous updates, including a kitchen backsplash, crown molding, fresh paint, garage fan with temperature control, new HVAC (2023), new microwave (2024), new dishwasher (2025). Additional blown in insulation in all attic spaces and pest control maintenance in place. The master suite includes a luxurious bath with a soaking tub, separate shower, and double sink vanity. One guest bedroom features its own ensuite, while the den comes with a built in desk area, and double twin Murphy bed system-perfect for extra guests. Additional highlights include, storm protection including hurricane bracing on garage door, and loft storage in garage in addition to attic storage. Great rental potential with 30 day minimum 3 times a year. Community amenities include a resort style pool, kiddie pool, clubhouse, fitness center, library, bocce ball court, and a vibrant social calendar. Pet friendly too! Perfectly located near Marco Island and 5th Avenue in Naples, with dining, grocery stores and shopping close by.

18. 2025-10-30
    price $635,000 1485-char remark

    Show marketing remark (1485 chars)

    Seller paying for 2026 pond assessment. $1000.00 transfer fee payable to HOA. This home offers the ideal blend of comfort, convenience, and resort-style living in Naples. Built in 2014, this 3 bedroom, 3 bath with a den offers a desirable split floorplan, 2 car garage, and a pond view from the screened lanai. Located in the sought-after gated community, Reflection Lakes of Naples, which offers low HOA fees, and NO CDD. The open design features tile flooring throughout and numerous updates, including a kitchen backsplash, crown molding, fresh paint, garage fan with temperature control, new HVAC (2023), new microwave (2024), new dishwasher (2025). Additional blown in insulation in all attic spaces and pest control maintenance in place. The master suite includes a luxurious bath with a soaking tub, separate shower, and double sink vanity. One guest bedroom features its own ensuite, while the den comes with a built in desk area, and double twin Murphy bed system-perfect for extra guests. Additional highlights include, storm protection including hurricane bracing on garage door, and loft storage in garage in addition to attic storage. Great rental potential with 30 day minimum 3 times a year. Community amenities include a resort style pool, kiddie pool, clubhouse, fitness center, library, bocce ball court, and a vibrant social calendar. Pet friendly too! Perfectly located near Marco Island and 5th Avenue in Naples, with dining, grocery stores and shopping close by.

19. 2025-08-29
    listed $650,000 Active

    Show marketing remark (1485 chars)

    Seller paying for 2026 pond assessment. $1000.00 transfer fee payable to HOA. This home offers the ideal blend of comfort, convenience, and resort-style living in Naples. Built in 2014, this 3 bedroom, 3 bath with a den offers a desirable split floorplan, 2 car garage, and a pond view from the screened lanai. Located in the sought-after gated community, Reflection Lakes of Naples, which offers low HOA fees, and NO CDD. The open design features tile flooring throughout and numerous updates, including a kitchen backsplash, crown molding, fresh paint, garage fan with temperature control, new HVAC (2023), new microwave (2024), new dishwasher (2025). Additional blown in insulation in all attic spaces and pest control maintenance in place. The master suite includes a luxurious bath with a soaking tub, separate shower, and double sink vanity. One guest bedroom features its own ensuite, while the den comes with a built in desk area, and double twin Murphy bed system-perfect for extra guests. Additional highlights include, storm protection including hurricane bracing on garage door, and loft storage in garage in addition to attic storage. Great rental potential with 30 day minimum 3 times a year. Community amenities include a resort style pool, kiddie pool, clubhouse, fitness center, library, bocce ball court, and a vibrant social calendar. Pet friendly too! Perfectly located near Marco Island and 5th Avenue in Naples, with dining, grocery stores and shopping close by.

20. 2025-08-29
    listed $650,000 Active 1485-char remark

    Show marketing remark (1485 chars)

    Seller paying for 2026 pond assessment. $1000.00 transfer fee payable to HOA. This home offers the ideal blend of comfort, convenience, and resort-style living in Naples. Built in 2014, this 3 bedroom, 3 bath with a den offers a desirable split floorplan, 2 car garage, and a pond view from the screened lanai. Located in the sought-after gated community, Reflection Lakes of Naples, which offers low HOA fees, and NO CDD. The open design features tile flooring throughout and numerous updates, including a kitchen backsplash, crown molding, fresh paint, garage fan with temperature control, new HVAC (2023), new microwave (2024), new dishwasher (2025). Additional blown in insulation in all attic spaces and pest control maintenance in place. The master suite includes a luxurious bath with a soaking tub, separate shower, and double sink vanity. One guest bedroom features its own ensuite, while the den comes with a built in desk area, and double twin Murphy bed system-perfect for extra guests. Additional highlights include, storm protection including hurricane bracing on garage door, and loft storage in garage in addition to attic storage. Great rental potential with 30 day minimum 3 times a year. Community amenities include a resort style pool, kiddie pool, clubhouse, fitness center, library, bocce ball court, and a vibrant social calendar. Pet friendly too! Perfectly located near Marco Island and 5th Avenue in Naples, with dining, grocery stores and shopping close by.

21. 2014-02-06
    soldstatus $250,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,327 · $444/mo
• Projected year-2 tax: $5,327 · $444/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 31 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $69,088
• − Mortgage interest: −$33,604
• − Property taxes: −$5,327
• − Insurance: −$3,797
• − Repairs & maintenance: −$5,527
• − Management: −$5,527
• − HOA: −$4,416
• − Depreciation: −$17,452
• Taxable loss: −$6,562
• Est. tax savings @ 24.0%: +$1,575
• After-tax cash flow: $4,863/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Winding Cypress

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 23,559
• Household income: $89,334
• Rent vs Own: 15.3% rent · 84.7% own
• Severe rent burden: 550.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 7% Puerto Rican 1% Cuban 3%
• Common ancestry: Hispanic 5% Romanian 4% Lithuanian 1%
• Foreign-born: 21% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.48%
• Current HPI: 266.5545
• Rent YoY: ▲ 3.21%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+144.0% since first listed

9 events — show timeline

• 2026-03-04 Price Changed $610,000 NAPLESMLS
• 2026-03-03 Price Changed $610,000 MIML
• 2025-12-01 Price Changed $625,000 NAPLESMLS
• 2025-12-01 Price Changed $625,000 MIML
• 2025-10-30 Price Changed $635,000 NAPLESMLS
• 2025-10-30 Price Changed $635,000 MIML
• 2025-08-29 Listed $650,000 MIML
• 2025-08-29 Listed $650,000 NAPLESMLS
• 2014-02-06 Sold (Public Records) $250,000 Public Records

Property tax history

+29.7%/yr

Latest (2025): $5,327 · +10.7% YoY. Source: county tax records.