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16444 Bolsa Chica Ave #74
B- Composite 65.93
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.5/10.0
  • Livability +3.4/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • ARV discount +1.5/15.0
  • Appreciation +0.0/10.0

$259,500

16444 Bolsa Chica Ave #74 · Huntington Beach, CA 92649
3 bd · 2.0 ba · 1,624 sqft · Manufactured · 10 Days on market
Built 2004 Est $229k · 13% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully remodeled coastal home in the highly desirable Skandia Mobile Country Club, a premier 55+ community just minutes from the beach, restaurants, shopping, and everyday conveniences. A charming front deck with brick steps leads to an expansive covered porch, perfect for relaxing and enjoying the coastal breeze. Inside, you'll find a bright, open-concept floor plan featuring soaring ceilings, abundant natural light, fresh interior paint, and a spacious living area designed for comfort and entertaining. The stunning kitchen serves as the heart of the home, showcasing a large quartz island with bar seating, a cozy breakfast nook with a bay window, brand-new stainless st

Key facts

  • Cozy breakfast nook
  • Private back patio
  • Large quartz island

Tags

EXPANSIVE COVERED PORCHBRIGHT OPEN-CONCEPT FLOOR PLANLARGE QUARTZ ISLANDCOZY BREAKFAST NOOKOVERSIZED STORAGE SHEDPRIVATE BACK PATIO

Property features AI

Finance

  • Other: Living area source: public records; Lot described as 0-1 unit/acre; Elevation units in feet
  • Financial info: Monthly land lease of $2,670 (park-managed)
  • HOA & community: Senior community; Park name: Skandia Country Clubb; Manager approval required; Pets allowed

Exterior

  • Parking: Attached carport
  • Utilities: Public sewer; District/public water
  • Home design: Single-story; Mobile home (Advantage model, double wide); Mobile home remains on site
  • Construction: Mobile home dimensions approximately 28 x 56; Year built (per public records)
  • Exterior features: Community pool; Curbs

Interior

  • Kitchen: Garbage disposal; Refrigerator; Dishwasher
  • Bedrooms: Main floor primary bedroom
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central cooling
  • Interior features: Street-level entry; Community spa
  • Laundry & utility: In-unit laundry (see remarks)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $260k.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $260k).
  • Cap rate 12.7% vs local median 1.6% in Huntington Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#306 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A-, schools B+; Watch: amenities C-, cost of living F, health & safety F.
  • Ocean View (suburban): math 57% / reading 63% proficiency, ranked #207 of 1,400 in CA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.2%/yr); 83 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($123k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.2% rent growth), your $73k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $259,500

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.55%
Cap rate
12.68%
Cash-on-cash
22.82%
DSCR
2.02
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$228,984
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16444 Bolsa Chica St #14 0.00mi 2/2.0 (-1) 1,620 (-0%) 12mo $265,000 $164 84
16444 Bolsa Chica St #95 0.00mi 3/2.0 1,600 (-2%) 19mo $109,900 $69 82
16444 Bolsa Chica St #84 0.00mi 3/2.0 1,600 (-2%) 20mo $129,000 $81 80
16444 Bolsa Chica St #20 0.00mi 3/2.0 1,680 (+3%) 20mo $259,000 $154 78
16444 Bolsa Chica St #71 0.00mi 3/2.0 1,541 (-5%) 18mo $198,000 $128 77
16444 Bolsa Chica St #72 0.00mi 3/2.0 1,850 (+14%) 17mo $259,999 $141 63
16444 Bolsa Chica St #157 0.00mi 2/2.0 (-1) 1,800 (+11%) 17mo $125,000 $69 63
4382 Lahaina Dr 0.64mi 3/2.0 1,785 (+10%) 5mo $875,000 $490 50
16444 Bolsa Chica #42 0.52mi 3/2.0 1,440 (-11%) 13mo $325,000 $226 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.17% rent growth · sell at horizon

5-year hold
IRR
14.8%
Equity multiple
1.59×
Total profit
$42,668
Equity at exit
$38,692
10-year hold
IRR
22.9%
Equity multiple
2.89×
Total profit
$137,266
Equity at exit
$22,437

Cash invested: $72,660 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92649

Rents YoY
2.2%
Active inventory
83
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$4,019 high interval (Pro) →
Mortgage (P&I)
$1,361
Tax est. 1.5%
$324 /mo · $3,892/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$844
Net cashflow
$1,381

Break-even live

Break-even rent $2,270
Max offer price $259,500
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,875
Closing costs
$7,785
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16592 Jib Cir Unit B Huntington Beach, CA 3.0 2.5 1500 $4,300 $2.87 1d 1 0.21mi
5141 Cheryl Dr Huntington Beach, CA 3.0 1.5 1120 $4,200 $3.75 16d 1 0.33mi
16795 Roosevelt Ln Unit C Huntington Beach, CA 3.0 2.0 1600 $3,900 $2.44 1d 1 0.33mi
4862 Kona Dr Unit C Huntington Beach, CA 3.0 2.5 1200 $2,895 $2.41 15d 1 0.38mi
4862 Kona Dr Unit C Huntington Beach, CA 3.0 2.5 1200 $2,895 $2.41 1d 1 0.38mi
4862 Kona Dr Unit C Huntington Beach, CA 3.0 2.5 1200 $2,895 $2.41 13d 1 0.38mi
4881 Kona Dr Unit A Huntington Beach, CA 3.0 2.5 1300 $3,295 $2.53 10d 1 0.40mi
16082 Schryer Ln Huntington Beach, CA 3.0 2.0 1214 $8,000 $6.59 2d 1 0.44mi
16842 Hoskins Ln Unit A Huntington Beach, CA 3.0 2.0 1072 $3,195 $2.98 2d 1 0.45mi
5082 Edinger Ave Huntington Beach, CA 3.0 2.0 1278 $4,500 $3.52 1d 1 0.45mi
16907 Airport Cir Unit CI103 Huntington Beach, CA 4.0 3.0 1937 $4,700 $2.43 16d 1 0.45mi
4562 Heil Ave Unit 1 Huntington Beach, CA 3.0 2.0 1250 $3,750 $3.00 2d 1 0.52mi
16682 Dolores Ln Huntington Beach, CA 2.0 2.5 1700 $3,600 $2.12 10d 1 0.55mi
16941 Hoskins Ln Apt 1 Huntington Beach, CA 2.0 2.0 1255 $3,000 $2.39 21d 1 0.56mi
5192 Robinwood Dr Huntington Beach, CA 3.0 2.0 1232 $5,000 $4.06 1d 1 0.62mi
5681 Mangrum Dr Huntington Beach, CA 3.0 2.0 1132 $4,995 $4.41 1d 1 0.72mi
16700 Saybrook Ln Huntington Beach, CA 1.0–2.0 1.0–2.0 1082 $3,670 $3.39 1d 10 0.75mi
5952 Par Cir Huntington Beach, CA 3.0 2.0 1437 $5,400 $3.76 13d 1 0.90mi
5641 Tilburg Dr Huntington Beach, CA 3.0 2.0 1188 $4,495 $3.78 1d 1 1.03mi
6002 Welde Cir Huntington Beach, CA 3.0 2.0 1284 $3,650 $2.84 10d 1 1.13mi
6200 Edinger Ave Huntington Beach, CA 1.0–3.0 1.0–2.0 851 $3,462 $4.07 1d 4 1.20mi
4021 Aladdin Dr Huntington Beach, CA 3.0 2.5 1496 $7,400 $4.95 1d 1 1.26mi
6281 Reubens Dr Huntington Beach, CA 4.0 2.0 1820 $4,895 $2.69 10d 1 1.26mi
6281 Reubens Dr Huntington Beach, CA 4.0 2.0 1820 $4,895 $2.69 1d 1 1.26mi
5832 Nordina Dr Huntington Beach, CA 3.0 2.0 1171 $4,399 $3.76 1d 1 1.26mi
6042 Stone Cir Huntington Beach, CA 4.0 2.0 1434 $4,995 $3.48 1d 1 1.28mi
5902 Nordina Dr Huntington Beach, CA 4.0 2.5 1840 $5,000 $2.72 10d 1 1.31mi
3832 Montego Dr Huntington Beach, CA 3.0 2.5 1826 $5,900 $3.23 16d 1 1.33mi
3726 Montego Dr Huntington Beach, CA 4.0 3.0 2057 $6,000 $2.92 7d 1 1.42mi
6401 Warner Ave Huntington Beach, CA 2.0–3.0 1.0–2.5 1145 $4,196 $3.66 1d 16 1.45mi

Listing history 9 events

  1. 2026-06-18
    days on market $259,500 Active 10 DOM
  2. 2026-06-17
    days on market $259,500 Active 9 DOM
  3. 2026-06-16
    days on market $259,500 Active 8 DOM
  4. 2026-06-15
    days on market $259,500 Active 7 DOM
  5. 2026-06-13
    days on market $259,500 Active 5 DOM
  6. 2026-06-13
    days on market $259,500 Active 4 DOM
  7. 2026-06-10
    days on market $259,500 Active 2 DOM
  8. 2026-06-09
    remarks 699-char remark
  9. 2026-06-09
    listed $259,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥85°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$48,225
− Mortgage interest
−$14,536
− Property taxes
−$3,892
− Insurance
−$1,298
− Repairs & maintenance
−$3,858
− Management
−$3,858
− Depreciation
−$7,549
Taxable income
$13,234
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,176
After-tax cash flow
$13,402/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ocean View
NCES district ID
0628140
Math proficiency
57% ▬ 0.00%
Reading proficiency
63% ▼ -1.00%
Median HH income
$77,469
Composite
55.3/100
National rank
#2725
State rank
#207 of 1400 in CA

Livability — Huntington Beach

Score
67/100
State rank
#306
US rank
#10298

Category grades

Amenities C- Commute A- Cost of living F Crime B- Employment A+ Housing C Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Huntington Beach, CA
County
Orange County · 3,096,323 people
City population
194,835
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
35,346
Household income
$123,257
Rent vs Own
40.7% rent · 59.3% own
Severe rent burden
1504.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
3,477,456 people
By 2030
3,613,117 · +3.9%
By 2040
3,835,945 · +10.3%
By 2050
3,968,736 · +14.1%
By 2075
4,097,053 · +17.8%
By 2100
3,903,633 · +12.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Hispanic / Latino 16% Two or more races 14% Asian 10%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Lithuanian 3% Italian 2% Romanian 2%
Foreign-born
14% · Canada, Vietnam, China
Languages at home
81% English-only · Spanish 6% Other Asian/Pacific 3% Vietnamese 2%

Political lean MEDSL · Orange

2024 margin
Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
2008→2024 swing
+5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
All cycles
2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1153.55%
Current HPI
330.6956
Rent YoY
▲ 2.17%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-08 Listed $259,500 CRMLS

Property tax history

-4.2%/yr

Latest (2025): $409 · -0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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