2092 Culbreath Rd Unit A27 · South Brooksville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +11.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.2/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$72,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
Key facts
- Gated community
- Recreational hall
- Shuffleboard courts
Tags
Property features AI
Finance
- Other: Total living/building area reported as 400 square feet; Lot is cleared, landscaped, level and paved; approx. 0.08 acre; Road surface: asphalt; Community features: association-owned recreation
- Financial info: Lease restrictions apply
- HOA & community: Has HOA; monthly HOA approximately $157.17 (quarterly association fee listed); Association amenities include clubhouse, pool, park, playground, laundry, gated community, cable TV, shuffleboard court; Association approval required; Senior community; Pets allowed: cats and dogs; Deed restrictions
Exterior
- Parking: Paved access/driveway
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer; Electricity available and connected; Cable available; Phone available; Sewer available and connected
- Home design: Manufactured home (single wide); One level; Northeast facing
- Construction: Frame construction; Metal roof; Other foundation
- Exterior features: Exterior lighting; Sliding doors; Other exterior features
Interior
- Kitchen: Microwave; Range; Refrigerator
- Bedrooms: 1 bedroom
- Flooring: Carpet
- Bathrooms: 1 full bathroom
- Heating & cooling: Heating: Other; Cooling: Other
- Interior features: Ceiling fans; Eat-in kitchen; Living room/dining room combo; Open floorplan; Thermostat; Window blinds and treatments; Smoke detector(s)
- Laundry & utility: Laundry: Other
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $72k.
Deal economics
- At list price, monthly cash flow is $300 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $72k).
- Recommended offer: $63k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.3% vs local median 2.9% in South Brooksville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#584 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: amenities F, commute F.
- Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Moton Elementary School (math 46% / reading 39%, grade F, #1,383 of 2,144 statewide, top 65%, 679 students, 79% FRL); D. S. Parrott Middle School (math 40% / reading 40%, grade F, #368 of 571 statewide, top 65%, 835 students, 67% FRL); Hernando High School (math 42% / reading 42%, grade F, #275 of 667 statewide, top 42%, 1,299 students, 58% FRL).
- Market conditions: 187 active listings in the ZIP; 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 253 days — a 12% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts; this cycle's ask has dropped $10k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 253 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.70% ✓
- Cap rate
- 11.29%
- Cash-on-cash
- 17.86%
- DSCR
- 1.79
- GRM
- 4.9
CMA / ARV
- ARV (on-the-fly)
- $78,000
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2092 Culbreath Rd Unit C-9 | 0.15mi | 1/1.0 | 416 (+4%) | 2mo | $81,000 | $195 | 84 |
| 2092 Culbreath Rd Unit C61 | 0.19mi | 1/1.0 | 379 (-5%) | 8mo | $60,000 | $158 | 76 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.5%
- Equity multiple
- 1.38×
- Total profit
- $7,565
- Equity at exit
- $10,735
- IRR
- 18.8%
- Equity multiple
- 2.57×
- Total profit
- $31,697
- Equity at exit
- $6,225
Cash invested: $20,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34602
- Home prices YoY
- -21.1%
- Active inventory
- 187
- Price-to-rent
- 4.9×
Monthly cashflow live
- Estimated rent
- $1,228 medium interval (Pro) →
- Mortgage (P&I)
- −$378
- Tax from tax record
- −$105 /mo · $1,262/yr
- Insurance
- −$30
- HOA
- −$157
- Vacancy / Maint / Mgmt
- −$258
- Net cashflow
- $300
Break-even live
Sensitivity live
| Price | -10% $341 | -5% $320 | +0% $300 | +5% $280 | +10% $259 |
|---|---|---|---|---|---|
| Rent | -10% $203 | -5% $252 | +0% $300 | +5% $348 | +10% $397 |
| Rate | -1.0pp $336 | -0.5pp $318 | base $300 | +0.5pp $281 | +1.0pp $262 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,000
- Closing costs
- $2,160
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $157 · $1,884/yr
- Likely covers
- internetcablepoolsecurity
Listing history 27 events
-
2026-06-21days on market $72,000 Active 253 DOM
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2026-06-18days on market $72,000 Active 250 DOM
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2026-06-17days on market $72,000 Active 249 DOM
-
2026-06-16days on market $72,000 Active 248 DOM
-
2026-06-15days on market $72,000 Active 247 DOM
-
2026-06-13days on market $72,000 Active 245 DOM
-
2026-06-13days on market $72,000 Active 244 DOM
-
2026-06-09days on market $72,000 Active 241 DOM
-
2026-06-08days on market $72,000 Active 240 DOM
-
2026-06-07days on market $72,000 Active 239 DOM
-
2026-06-04days on market $72,000 Active 236 DOM
-
2026-06-03days on market $72,000 Active 235 DOM
-
2026-06-02days on market $72,000 Active 234 DOM
-
2026-06-01days on market $72,000 Active 233 DOM
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2026-05-31days on market $72,000 Active 232 DOM
-
2026-04-03price $72,000 1255-char remark
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
-
2026-04-03price $72,000
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
-
2026-03-22status Active 1255-char remark
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
-
2026-03-19status Active
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2026-01-22status Pending 1255-char remark
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
-
2026-01-22status Pending
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
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2025-11-10price $74,000 1255-char remark
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
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2025-11-10price $74,000
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
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2025-09-17price $78,000 1255-char remark
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
-
2025-09-17price $78,000
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
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2025-08-15$82,000 Active
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2025-08-14$82,000 Active 1255-char remark
Show marketing remark (1255 chars)
BACK ON MARKET -- due to no fault of the seller or property! BRAND NEW ROOF INSTALLED! Searching for the perfect 55+ community in Florida where peace and comfort come together? Welcome to Camper's Holiday, a vibrant and active neighborhood designed for those who want to enjoy the best of serene, Florida living. Surrounded by natural beauty, mature trees, and tranquil scenery, this gated community offers both privacy and convenience--just minutes from all that Brooksville has to offer. Enjoy an array of amenities including: complimentary internet and cable TV, a geothermal, Olympic-sized swimming pool for year-round relaxation, a recreational hall with a library, pool table, stage, and scheduled activities, large outside pavilion, fire pits, shuffleboard courts, playground and access to Sparkman Lake-- the perfect spot for fishing, boating (with ramp), or soaking up the sun! Lot A-27 is ideally situated on a quiet, paved dead-end road and includes a 2002 Destination Trailer with full utilities, an outbuilding for extra storage, and comes fully furnished--just bring your personal items and settle in! Don't miss out on this move-in-ready opportunity in one of Florida's most peaceful 55+ parks. Call today to schedule your private showing!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,262 · $105/mo
- Projected year-2 tax
- $1,262 · $105/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,730
- − Mortgage interest
- −$4,033
- − Property taxes
- −$1,262
- − Insurance
- −$360
- − Repairs & maintenance
- −$1,178
- − Management
- −$1,178
- − HOA
- −$1,884
- − Depreciation
- −$2,095
- Taxable income
- $2,740
- Est. tax owed @ 24.0%
- −$658
- After-tax cash flow
- $2,943/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hernando
- NCES district ID
- 1200810
- Math proficiency
- 50% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $41,985
- Composite
- 42.03/100
- National rank
- #3329
- State rank
- #38 of 73 in FL
Livability — South Brooksville
- Score
- 67/100
- State rank
- #584
- US rank
- #11158
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 10,391
Population outlook (Hernando County) Hauer SSP2
- Today (2025)
- 189,218 people
- By 2030
- 194,367 · +2.7%
- By 2040
- 203,398 · +7.5%
- By 2050
- 209,589 · +10.8%
- By 2075
- 218,452 · +15.4%
- By 2100
- 205,923 · +8.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Hispanic / Latino 14% Black 11% Two or more races 7%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 4% Cuban 2%
- Common ancestry
- Romanian 3% Lithuanian 2% Slovak 1%
- Foreign-born
- 5% · Canada, Dominican Republic, China
- Languages at home
- 90% English-only · Spanish 8%
Political lean MEDSL · Hernando
- 2024 margin
- Solid R (+37.0) · D 31.1% · R 68.2%
- 2008→2024 swing
- -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
- All cycles
- 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.28%
- Current HPI
- 282.3728
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
-12.2% since first listed12 events — show timeline
- 2026-04-03 Price Changed $72,000 HCAR
- 2026-04-03 Price Changed $72,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-22 Relisted — HCAR
- 2026-03-19 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-01-22 Pending — HCAR
- 2026-01-22 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-11-10 Price Changed $74,000 HCAR
- 2025-11-10 Price Changed $74,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-17 Price Changed $78,000 HCAR
- 2025-09-17 Price Changed $78,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-15 Listed $82,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-14 Listed $82,000 HCAR
Property tax history
+7.2%/yrLatest (2025): $1,262 · -0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…