8068 30th Ave N · St. Petersburg, FL 33710

$305,000

3 bd · 2.0 ba · 1,030 sqft · SingleFamily public records · 13 Days on market

Built 1965 6,752 sqft lot Est $350k · 13% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.2/30.0
• ARV discount +13.3/15.0
• DSCR +4.6/10.0
• Schools +4.3/10.0
• 1% rule +2.9/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks

INVESTOR ALERT in Jungle Terrace. This block construction home has 3 bedrooms, 2 bathrooms and a large Family room that is not included in the square footage. This home has been in the same family for 35 years and is now ready for it's new owners to give it a new life. The deep lot (50 x 135) gives you ample to room to renovate and still have a beautiful back yard, or build your dream home. A new electrical panel was installed in 2024. You are in a NON FLOOD ZONE here. This neighborhood is close to shopping and multiple parks and you are in the thick of things for the annual Green Thumb Fest. You will absolutely love the convenience of living here! CASH ONLY. If you have have a vision, do

Key facts

• Large family room
• Deep lot
• Non flood zone

Tags

• BLOCK CONSTRUCTION HOME
• LARGE FAMILY ROOM
• DEEP LOT
• NEW ELECTRICAL PANEL
• NON FLOOD ZONE
• CLOSE TO SHOPPING

Property features AI

Finance

• Other: Lot approximately 0.16 acres (50 x 135); Living area about 1,030 sq ft; Building area about 2,020 sq ft
• Financial info: Lease restrictions apply
• HOA & community: No association indicated; Association approval not required

Exterior

• Parking: Driveway; 1-car carport
• Utilities: Public water; Public sewer; Cable available; Sewer connected; Water connected
• Home design: Single-family residence; Residential property; One story; Faces west; Fixer condition
• Construction: Block construction; Shingle roof; Slab foundation; New construction
• Exterior features: Sidewalk; Concrete road frontage

Interior

• Kitchen: Range
• Bedrooms: 3 bedrooms
• Flooring: Terrazzo; Other
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Eat-in kitchen; Family room; Inside utility
• Laundry & utility: Indoor laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $305k.

Deal economics

• At list price, monthly cash flow is $103 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (21.4% below list).
• Recommended offer: $240k (21.4% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.5%/yr); 318 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 37% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $239,610 (21.4% below list)

Questions for the listing agent

1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 6.70%
• Cash-on-cash: 1.45%
• DSCR: 1.06
• GRM: 10.6

CMA / ARV

• ARV (on-the-fly): $350,200
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3019 Park St N	0.11mi	3/2.0	1,131 (+10%)	12mo	$385,000	$340	69
8135 31st Ave N	0.13mi	2/2.0 (-1)	932 (-10%)	18mo	$310,000	$333	58
7999 36th Ave N	0.41mi	3/2.0	1,075 (+4%)	22mo	$379,999	$353	56
8262 26th Ave N	0.31mi	2/2.0 (-1)	1,126 (+9%)	13mo	$310,000	$275	54
8014 27th Ave N	0.21mi	2/1.0 (-1)	1,155 (+12%)	10mo	$369,000	$319	52
2515 Park St N	0.26mi	2/1.0 (-1)	919 (-11%)	12mo	$339,000	$369	51
7931 36th Ave N	0.43mi	2/1.0 (-1)	1,124 (+9%)	10mo	$390,000	$347	48
8013 22nd Ave N	0.45mi	3/1.0	975 (-5%)	22mo	$445,000	$456	47
3312 74th St N	0.71mi	2/1.0 (-1)	964 (-6%)	0mo	$340,000	$353	47
8101 23rd Ave N	0.39mi	2/1.0 (-1)	952 (-8%)	18mo	$280,000	$294	46
7804 39th Ter N Unit 7804G	0.71mi	2/2.0 (-1)	885 (-14%)	8mo	$140,000	$158	32
7865 38th Pl N	0.64mi	2/2.0 (-1)	885 (-14%)	16mo	$140,000	$158	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.0%
• Equity multiple: 0.41×
• Total profit: $-50,015
• Equity at exit: $45,476

10-year hold

• IRR: -14.6%
• Equity multiple: 0.26×
• Total profit: $-62,853
• Equity at exit: $26,371

Cash invested: $85,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33710

• Rents YoY: -0.5%
• Active inventory: 318
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $2,396 high
• Mortgage (P&I): −$1,599
• Tax from tax record: −$63 /mo · $755/yr
• Insurance: −$127
• HOA: −$0
• Vacancy / Maint / Mgmt: −$503
• Net cashflow: $103

Break-even live

Break-even rent $2,265

Max offer price $305,000

Occupancy floor 91%

Sensitivity live

Price	-10% $276	-5% $190	+0% $103	+5% $17	+10% $-69
Rent	-10% $-86	-5% $9	+0% $103	+5% $198	+10% $293
Rate	-1.0pp $257	-0.5pp $181	base $103	+0.5pp $24	+1.0pp $-56

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $76,250
• Closing costs: $9,150
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8086 28th Ave N Saint Petersburg, FL	2.0	1.0	848	$2,200	$2.59	25d	1	0.13mi
2500 Park St N Saint Petersburg, FL	2.0	1.0	1022	$2,700	$2.64	25d	1	0.30mi
8036 25th Ave N Saint Petersburg, FL	3.0	2.0	1250	$2,600	$2.08	5d	1	0.33mi
3501 Boca Ciega Dr N Saint Petersburg, FL	2.0	2.0	1144	$3,400	$2.97	5d	1	0.33mi
2413 Park St N Saint Petersburg, FL	2.0	1.0	1006	$2,339	$2.33	4d	1	0.34mi
3451 79th St N Saint Petersburg, FL	2.0	2.0	1150	$2,500	$2.17	25d	1	0.39mi
2153 75th Way N Saint Petersburg, FL	3.0	2.0	1410	$3,500	$2.48	23d	1	0.80mi
3855 39th Ave N St Petersburg, FL	2.0	2.5	1100	$1,850	$1.68	23d	1	0.83mi
1790 Russell Dr N Saint Petersburg, FL	3.0	2.0	1277	$2,800	$2.19	5d	1	0.90mi
7600 16th Ave N Saint Petersburg, FL	2.0	1.0	1243	$2,200	$1.77	13d	1	0.95mi
3000 70th Ln N Saint Petersburg, FL	2.0	1.0	875	$1,600	$1.83	23d	1	0.97mi
7045 30th Ave N Saint Petersburg, FL	1.0–2.0	1.0–2.0	825	$1,595	$1.93	9d	1	1.03mi
4653 78th Ln N St Petersburg, FL	3.0	2.0	1312	$2,695	$2.05	25d	1	1.10mi
6908 Stones Throw Cir N #10208 Saint Petersburg, FL	2.0	1.5	730	$1,900	$2.60	16d	1	1.19mi
7401 13th Ave N Saint Petersburg, FL	4.0	2.0	1464	$3,100	$2.12	5d	1	1.19mi
7401 13th Ave N Saint Petersburg, FL	4.0	2.0	1464	$3,100	$2.12	25d	1	1.19mi
6960 20th Ave N #501 St Petersburg, FL	2.0	2.0	1150	$1,995	$1.73	25d	1	1.21mi
6810 Stones Throw Cir N #13203 Saint Petersburg, FL	2.0	2.0	905	$2,100	$2.32	5d	1	1.27mi
1308 70th St N Unit 1308 St. Petersburg, FL	2.0	1.5	1100	$2,500	$2.27	25d	1	1.31mi
2871 67th St N Saint Petersburg, FL	3.0	1.0	1075	$2,500	$2.33	25d	1	1.35mi
1699 68th St N Saint Petersburg, FL	3.0	1.0–2.0	775	$2,288	$2.95	3d	43	1.37mi
9071 47th Ave N St. Petersburg, FL	2.0	2.0	1100	$2,000	$1.82	25d	1	1.39mi
4390 68th St N Saint Petersburg, FL	3.0	1.0	864	$1,950	$2.26	25d	1	1.41mi
5217 81st St N #22 Saint Petersburg, FL	2.0	1.0	1010	$1,700	$1.68	25d	1	1.41mi
4930 72nd St N Saint Petersburg, FL	2.0	1.0	1352	$1,950	$1.44	5d	1	1.46mi
5287 81st St N #26 Saint Petersburg, FL	2.0	2.0	1010	$1,500	$1.49	5d	1	1.47mi
4801 71st St N Saint Petersburg, FL	2.0	1.0	726	$1,900	$2.62	5d	1	1.49mi
4801 71st St N St Petersburg, FL	2.0	1.0	726	$1,900	$2.62	19d	1	1.49mi
5357 81st St N #14 Saint Petersburg, FL	2.0	2.0	1110	$1,550	$1.40	25d	1	1.50mi

Listing history 5 events

1. 2026-06-02
   status $305,000 Pending 13 DOM
2. 2026-06-01
   days on market $305,000 Active 13 DOM
3. 2026-05-31
   days on market $305,000 Active 12 DOM
4. 2026-05-15
   status Pending
5. 2026-05-08
   listed $330,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $755 · $63/mo
• Projected year-2 tax: $2,532 · $211/mo
• Expected delta: +$1,776/yr (+$148/mo · 235.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,753
• − Mortgage interest: −$17,085
• − Property taxes: −$755
• − Insurance: −$1,525
• − Repairs & maintenance: −$2,300
• − Management: −$2,300
• − Depreciation: −$8,873
• Taxable loss: −$4,085
• Est. tax savings @ 24.0%: +$980
• After-tax cash flow: $2,222/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 33,796
• Household income: $78,611
• Rent vs Own: 18.1% rent · 81.9% own
• Severe rent burden: 542.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Two or more races 10% Hispanic / Latino 9% Asian 5% Black 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 2%
• Common ancestry: Lithuanian 3% Romanian 3% Slovak 2%
• Foreign-born: 12% · Canada, Vietnam, China
• Languages at home: 85% English-only · Spanish 7% Other Indo-European 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -547.31%
• Current HPI: 405.0731
• Rent YoY: ▼ -0.48%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

2 events — show timeline

• 2026-05-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-08 Listed $330,000 Stellar MLS as Distributed by MLS Grid

Property tax history

-5.2%/yr

Latest (2025): $755 · +8.8% YoY. Source: county tax records.