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814 Bradshire St
B- Composite 67.8
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.7/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Rent growth +3.2/5.0
  • Livability +2.9/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$129,950

814 Bradshire St · Agua Dulce, TX 79928
3 bd · 2.0 ba · 1,190 sqft · Manufactured · 104 Days on market
Built 1996 Good condition 10,625 sqft lot ↓ 4% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully remodeled manufactured home that is truly a must-see! Situated on approximately ¼ acre in a quiet area, this property offers plenty of space and flexibility for your lifestyle. The large lot provides room for RV parking, a shed, or other possibilities to fit your needs. Enjoy the amazing nighttime views and peaceful surroundings while still having the comfort of a nicely updated home. With this incredible price, homeownership could be closer than you think. Stop renting and start owning today! Schedule your private showing and come see everything this property has to offer. Has Fridge, stove and Dishwasher

Key facts

  • Rv parking
  • Large lot
  • Nighttime views

Tags

REMODELED MANUFACTURED HOMELARGE LOTRV PARKINGNIGHTTIME VIEWSPEACEFUL SURROUNDINGS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $130k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $505 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $118k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 58/100 on livability (#1,202 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime B; Watch: schools F, amenities F, commute F.
  • Clint ISD (suburban): math 14% / reading 22% proficiency, ranked #792 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+2.9%/yr); 2088 active listings in the ZIP; solid renter incomes; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.9% rent growth), your $36k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 104 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,254 (9.0% below list)

Questions for the listing agent

  1. It's been on market 104 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
10.96%
Cash-on-cash
16.65%
DSCR
1.74
GRM
6.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.93% rent growth · sell at horizon

5-year hold
IRR
7.7%
Equity multiple
1.30×
Total profit
$11,006
Equity at exit
$19,376
10-year hold
IRR
17.0%
Equity multiple
2.39×
Total profit
$50,593
Equity at exit
$11,236

Cash invested: $36,386 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79928

Home prices YoY
-16.9%
Rents YoY
2.9%
Active inventory
2088
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,776 medium interval (Pro) →
Mortgage (P&I)
$681
Tax est. 1.5%
$162 /mo · $1,949/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$373
Net cashflow
$505

Break-even live

Break-even rent $1,137
Max offer price $129,950
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,488
Closing costs
$3,898
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-18
    days on market $129,950 Active 104 DOM
  2. 2026-06-17
    days on market $129,950 Active 103 DOM
  3. 2026-06-16
    days on market $129,950 Active 102 DOM
  4. 2026-06-15
    days on market $129,950 Active 101 DOM
  5. 2026-06-13
    days on market $129,950 Active 99 DOM
  6. 2026-06-10
    days on market $129,950 Active 96 DOM
  7. 2026-06-09
    days on market $129,950 Active 95 DOM
  8. 2026-06-08
    days on market $129,950 Active 94 DOM
  9. 2026-06-07
    days on market $129,950 Active 93 DOM
  10. 2026-06-03
    days on market $129,950 Active 89 DOM
  11. 2026-06-03
    days on market $129,950 Active 88 DOM
  12. 2026-06-01
    days on market $129,950 Active 87 DOM
  13. 2026-05-31
    days on market $129,950 Active 86 DOM
  14. 2026-04-25
    price $129,950 633-char remark
    Show marketing remark (633 chars)

    Beautifully remodeled manufactured home that is truly a must-see! Situated on approximately ¼ acre in a quiet area, this property offers plenty of space and flexibility for your lifestyle. The large lot provides room for RV parking, a shed, or other possibilities to fit your needs. Enjoy the amazing nighttime views and peaceful surroundings while still having the comfort of a nicely updated home. With this incredible price, homeownership could be closer than you think. Stop renting and start owning today! Schedule your private showing and come see everything this property has to offer. Has Fridge, stove and Dishwasher

  15. 2026-03-06
    listed $135,000 Active 633-char remark
    Show marketing remark (633 chars)

    Beautifully remodeled manufactured home that is truly a must-see! Situated on approximately ¼ acre in a quiet area, this property offers plenty of space and flexibility for your lifestyle. The large lot provides room for RV parking, a shed, or other possibilities to fit your needs. Enjoy the amazing nighttime views and peaceful surroundings while still having the comfort of a nicely updated home. With this incredible price, homeownership could be closer than you think. Stop renting and start owning today! Schedule your private showing and come see everything this property has to offer. Has Fridge, stove and Dishwasher

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,312
− Mortgage interest
−$7,279
− Property taxes
−$1,949
− Insurance
−$650
− Repairs & maintenance
−$1,705
− Management
−$1,705
− Depreciation
−$3,780
Taxable income
$4,243
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,018
After-tax cash flow
$5,041/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This beautifully remodeled manufactured home is move-in ready with modern updates and a spacious lot, making it an excellent investment opportunity.

Value-add opportunities

  • Both Painting exterior — Enhances curb appeal and value
  • Both Landscaping — Improves curb appeal and rental value
  • Both Add a small shed — Provides storage and enhances property value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior — Enhances curb appeal and value
  • Both Landscaping — Improves curb appeal and rental value
  • Both Add a small shed — Provides storage and enhances property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Clint ISD
NCES district ID
4814430
Math proficiency
14% ▼ -32.00%
Reading proficiency
22% ▼ -15.00%
Median HH income
$37,490
Composite
15.03/100
National rank
#9356
State rank
#792 of 826 in TX

Livability — Agua Dulce

Score
58/100
State rank
#1202
US rank
#21027

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
El Paso County · 761,266 people
Metro
El Paso, TX
Population (ZIP)
86,599
Household income
$76,643
Rent vs Own
13.4% rent · 86.6% own
Severe rent burden
838.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (89%)
Race & ethnicity
Hispanic / Latino 89% Two or more races 39% White 7% Black 2% Native American 2%
Hispanic origin (detail)
Mexican 84%
Foreign-born
23% · Canada
Languages at home
25% English-only · Spanish 74% Other Asian/Pacific 1%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.72%
Current HPI
200.6454
Rent YoY
▲ 2.93%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-3.7% since first listed
2 events — show timeline
  • 2026-04-25 Price Changed $129,950 GEPARMLS
  • 2026-03-06 Listed $135,000 GEPARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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