1456 E Philadelphia St Spc 176 · Ontario, CA
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 23 days/yr
- Unhealthy air days in 30 yrs
- 26 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +3.7/10.0
- Livability +3.2/5.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$177,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
REMODELED HOME, IN MINT CONDITION! THIS BEAUTIFUL HOME HAS IT ALL!!!! GRANITE IN KITCHEN, AND BATHS. NEW CARPET, UTILITY ROOM. FIREPLACE, MASTER BATH HAS JACUZZI, CEILING FANS NEW FRONT DOOR. ROOM IN BACK FOR A SMALL DOG. CLOSE TO GUEST PARKING. THIS HOME ALSO INCLUDES A SPACIOUS DOUBLE DOOR ENTRY PRIVATE OFFICE. HIS AND HER VANITY SINKS AND SEPARATE SHOWER, TWO LARGE CLOSETS IN MASTER BEDROOM. NEW PAINT, KITCHEN HAS AMAZING OVERSIZED CENTER ISLAND AND STAINLESS STEEL SINK. PLENTY OF CABINET SPACE THROUGHOUT, RARE FIND. .. HOME COMES WITH SPACE FOR 3 CAR PARKING. ADDITIONAL SPACIOUS OUT- DOOR STORAGE SHED AT REAR OF HOME. PARK AMENITIES: HEATED POOL, TWO JACUZZIS, GYM, HIS AND HERS SAUNA, GAME ROOM, BEAUTIFUL BILLIARD AND PING PONG TABLES, LIBRARY, TENNIS COURTS, DOG PARK, MUCH MUCH MORE COME AND SEE!!!!! HOME WILL BE SOLD "AS IS" ( THIS IS A 55 OR OLDER PARK!!!!!) approximately 1700 sq ft. $925 space rent (including water, trash, security, and all amenities) SELLER IS VERY MOTIVATED!!!!!!! BRING ALL OFFERS
Key facts
- Clubhouse
- Open concept
- Main suite
Tags
Property features AI
Finance
- Other: Park model identified as part of a multi-unit/double body setup; Living area source: public records; Directions: off Philadelphia St between Grove and Vineyard; Latitude/Longitude: 34.032327, -117.623064
- Financial info: Land lease of $1,700 per month (park-managed)
- HOA & community: Association amenities include spa, billiard room, pickleball, pool, barbecue, club house, bocce ball court, gym/exercise room, and dog park; Senior community; Community features include dog park and street lighting; Park name: Rancho Ontario; Manager approval required
Exterior
- Parking: Carport parking; 3 carport/parking spaces; RV parking available for a fee
- Utilities: Public sewer; District/public water
- Home design: Single-story mobile home; Facing information not provided; Entry located on Philadelphia
- Construction: Mobile width 26 ft, length 56 ft; Total of 1 story; Year built source: public records
- Exterior features: Community in-ground heated gunite pool; No fencing; 6–10 units per acre density; One shed on property; Mobile home remains on site; Model: Oakmanor
Interior
- Bathrooms: 2 full bathrooms
- Interior features: One-level layout; In-ground, heated gunite spa (community); Spa on site
- Laundry & utility: Community laundry; Washer included; Dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $178k.
Deal economics
- At list price, monthly cash flow is $1k ($18k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $178k).
- Recommended offer: $157k (12.0% below list) — sets the bar for market timing.
- Cap rate 16.4% vs local median 2.7% in Ontario — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#435 in CA) — a middle-class / working-renter tenant base. Strengths: commute A-, housing B+; Watch: schools F, cost of living F, health & safety F.
- Ontario-Montclair (urban): math 35% / reading 44% proficiency, ranked #731 of 1,400 in CA (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.4%/yr); 320 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
- This rent runs 38% of the median local income ($101k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 2.4% rent growth), your $50k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 123 days — a 12% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $96k; list at $178k implies a 85% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 123 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.81% ✓
- Cap rate
- 16.36%
- Cash-on-cash
- 35.96%
- DSCR
- 2.60
- GRM
- 4.6
CMA / ARV
- ARV (on-the-fly)
- $145,600
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1456 E Philadelphia St Spc 390 | 0.00mi | 3/2.0 | 1,469 (+1%) | 1mo | $180,000 | $123 | 98 |
| 1456 E Philadelphia #2 | 0.00mi | 3/2.0 | 1,425 (-2%) | 3mo | $187,000 | $131 | 94 |
| 1456 E Philadelphia St Spc 424 | 0.00mi | 3/2.0 | 1,536 (+6%) | 2mo | $80,000 | $52 | 89 |
| 1456 E Philadelphia St #300 | 0.00mi | 3/2.0 | 1,440 (-1%) | 15mo | $164,900 | $115 | 85 |
| 1456 E Philadelphia St #230 | 0.00mi | 3/2.0 | 1,495 (+3%) | 15mo | $120,000 | $80 | 83 |
| 1456 E Philadelphia #372 | 0.00mi | 3/2.0 | 1,600 (+10%) | 2mo | $96,000 | $60 | 82 |
| 1456 E Philadelphia #24 | 0.00mi | 2/2.0 (-1) | 1,536 (+6%) | 5mo | $130,000 | $85 | 82 |
| 1456 E Philadelphia St Spc 444 | 0.00mi | 3/2.0 | 1,560 (+7%) | 11mo | $150,000 | $96 | 79 |
| 1456 E Philadelphia St #101 | 0.00mi | 3/2.0 | 1,602 (+10%) | 15mo | $186,000 | $116 | 71 |
| 1456 E Philadelphia St Spc 41 | 0.00mi | 2/2.0 (-1) | 1,248 (-14%) | 1mo | $161,000 | $129 | 70 |
| 1456 E Philadelphia St Spc 344 | 0.00mi | 3/2.0 | 1,670 (+15%) | 12mo | $140,000 | $84 | 66 |
| 1456 E Philadelphia St #108 | 0.00mi | 2/2.0 (-1) | 1,248 (-14%) | 10mo | $125,000 | $100 | 63 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.39% rent growth · sell at horizon
- IRR
- 31.0%
- Equity multiple
- 2.29×
- Total profit
- $64,265
- Equity at exit
- $26,540
- IRR
- 37.8%
- Equity multiple
- 4.42×
- Total profit
- $170,249
- Equity at exit
- $15,390
Cash invested: $49,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91761
- Rents YoY
- 2.4%
- Active inventory
- 320
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $3,216 high interval (Pro) →
- Mortgage (P&I)
- −$933
- Tax from tax record
- −$39 /mo · $468/yr
- Insurance
- −$74
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$675
- Net cashflow
- $1,494
Break-even live
Sensitivity live
| Price | -10% $1,594 | -5% $1,544 | +0% $1,494 | +5% $1,443 | +10% $1,393 |
|---|---|---|---|---|---|
| Rent | -10% $1,240 | -5% $1,367 | +0% $1,494 | +5% $1,621 | +10% $1,748 |
| Rate | -1.0pp $1,583 | -0.5pp $1,539 | base $1,494 | +0.5pp $1,448 | +1.0pp $1,401 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,500
- Closing costs
- $5,340
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1110 E Philadelphia St Ontario, CA | 1.0–2.0 | 1.0–2.0 | 904 | $3,207 | $3.55 | 0d | 13 | 0.47mi |
| 2432 S Garfield Pl Ontario, CA | 3.0 | 2.0 | 1118 | $3,150 | $2.82 | 0d | 1 | 0.66mi |
| 2631 S Cucamonga Ave Ontario, CA | 3.0 | 2.5 | 1726 | $3,400 | $1.97 | 44d | 1 | 0.71mi |
| 2815 S Augusta Ave Ontario, CA | 4.0 | 2.0 | 1524 | $3,600 | $2.36 | 0d | 1 | 0.77mi |
| 2042 S Bon View Ave Unit C Ontario, CA | 2.0 | 2.5 | 1364 | $2,700 | $1.98 | 0d | 1 | 0.85mi |
| 629 E Madeleine Privado Ontario, CA | 3.0 | 2.5 | 1465 | $3,350 | $2.29 | 44d | 1 | 1.29mi |
| 629 E Madeleine Privado Ontario, CA | 3.0 | 2.5 | 1465 | $3,250 | $2.22 | 22d | 1 | 1.29mi |
| 2057 S Cherry Ave Ontario, CA | 4.0 | 2.0 | 1236 | $3,500 | $2.83 | 0d | 1 | 1.36mi |
| 619 E Riverside Dr Ontario, CA | 1.0–2.0 | 1.0–2.0 | 866 | $2,295 | $2.65 | 0d | 3 | 1.43mi |
| 551 E Riverside Dr Ontario, CA | 1.0–2.0 | 1.0–2.0 | 782 | $2,665 | $3.41 | 4d | 12 | 1.49mi |
Listing history 25 events
-
2026-06-21days on market $177,999 Active 123 DOM
-
2026-06-18days on market $177,999 Active 120 DOM
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2026-06-17days on market $177,999 Active 119 DOM
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2026-06-16days on market $177,999 Active 118 DOM
-
2026-06-15days on market $177,999 Active 117 DOM
-
2026-06-13days on market $177,999 Active 115 DOM
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2026-06-13days on market $177,999 Active 114 DOM
-
2026-06-09days on market $177,999 Active 111 DOM
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2026-06-08days on market $177,999 Active 110 DOM
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2026-06-07days on market $177,999 Active 109 DOM
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2026-06-04days on market $177,999 Active 106 DOM
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2026-06-03days on market $177,999 Active 105 DOM
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2026-06-02days on market $177,999 Active 104 DOM
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2026-06-01days on market $177,999 Active 103 DOM
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2026-05-31days on market $177,999 Active 102 DOM
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2026-05-14price $177,999
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2026-02-18$179,000 Active
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2018-02-09soldstatus $96,000 Closed Sale 1060-char remark
Show marketing remark (1060 chars)
REMODELED HOME, IN MINT CONDITION! THIS BEAUTIFUL HOME HAS IT ALL!!!! GRANITE IN KITCHEN, AND BATHS. NEW CARPET, UTILITY ROOM. FIREPLACE, MASTER BATH HAS JACUZZI, CEILING FANS NEW FRONT DOOR. ROOM IN BACK FOR A SMALL DOG. CLOSE TO GUEST PARKING. THIS HOME ALSO INCLUDES A SPACIOUS DOUBLE DOOR ENTRY PRIVATE OFFICE. HIS AND HER VANITY SINKS AND SEPARATE SHOWER, TWO LARGE CLOSETS IN MASTER BEDROOM. NEW PAINT, KITCHEN HAS AMAZING OVERSIZED CENTER ISLAND AND STAINLESS STEEL SINK. PLENTY OF CABINET SPACE THROUGHOUT, RARE FIND. .. HOME COMES WITH SPACE FOR 3 CAR PARKING. ADDITIONAL SPACIOUS OUT- DOOR STORAGE SHED AT REAR OF HOME. PARK AMENITIES: HEATED POOL, TWO JACUZZIS, GYM, HIS AND HERS SAUNA, GAME ROOM, BEAUTIFUL BILLIARD AND PING PONG TABLES, LIBRARY, TENNIS COURTS, DOG PARK, MUCH MUCH MORE COME AND SEE!!!!! HOME WILL BE SOLD "AS IS" ( THIS IS A 55 OR OLDER PARK!!!!!) approximately 1700 sq ft. $925 space rent (including water, trash, security, and all amenities) SELLER IS VERY MOTIVATED!!!!!!! BRING ALL OFFERS
-
2018-02-05status Pending Sale 1060-char remark
Show marketing remark (1060 chars)
REMODELED HOME, IN MINT CONDITION! THIS BEAUTIFUL HOME HAS IT ALL!!!! GRANITE IN KITCHEN, AND BATHS. NEW CARPET, UTILITY ROOM. FIREPLACE, MASTER BATH HAS JACUZZI, CEILING FANS NEW FRONT DOOR. ROOM IN BACK FOR A SMALL DOG. CLOSE TO GUEST PARKING. THIS HOME ALSO INCLUDES A SPACIOUS DOUBLE DOOR ENTRY PRIVATE OFFICE. HIS AND HER VANITY SINKS AND SEPARATE SHOWER, TWO LARGE CLOSETS IN MASTER BEDROOM. NEW PAINT, KITCHEN HAS AMAZING OVERSIZED CENTER ISLAND AND STAINLESS STEEL SINK. PLENTY OF CABINET SPACE THROUGHOUT, RARE FIND. .. HOME COMES WITH SPACE FOR 3 CAR PARKING. ADDITIONAL SPACIOUS OUT- DOOR STORAGE SHED AT REAR OF HOME. PARK AMENITIES: HEATED POOL, TWO JACUZZIS, GYM, HIS AND HERS SAUNA, GAME ROOM, BEAUTIFUL BILLIARD AND PING PONG TABLES, LIBRARY, TENNIS COURTS, DOG PARK, MUCH MUCH MORE COME AND SEE!!!!! HOME WILL BE SOLD "AS IS" ( THIS IS A 55 OR OLDER PARK!!!!!) approximately 1700 sq ft. $925 space rent (including water, trash, security, and all amenities) SELLER IS VERY MOTIVATED!!!!!!! BRING ALL OFFERS
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2018-01-04price $99,999 1060-char remark
Show marketing remark (1060 chars)
REMODELED HOME, IN MINT CONDITION! THIS BEAUTIFUL HOME HAS IT ALL!!!! GRANITE IN KITCHEN, AND BATHS. NEW CARPET, UTILITY ROOM. FIREPLACE, MASTER BATH HAS JACUZZI, CEILING FANS NEW FRONT DOOR. ROOM IN BACK FOR A SMALL DOG. CLOSE TO GUEST PARKING. THIS HOME ALSO INCLUDES A SPACIOUS DOUBLE DOOR ENTRY PRIVATE OFFICE. HIS AND HER VANITY SINKS AND SEPARATE SHOWER, TWO LARGE CLOSETS IN MASTER BEDROOM. NEW PAINT, KITCHEN HAS AMAZING OVERSIZED CENTER ISLAND AND STAINLESS STEEL SINK. PLENTY OF CABINET SPACE THROUGHOUT, RARE FIND. .. HOME COMES WITH SPACE FOR 3 CAR PARKING. ADDITIONAL SPACIOUS OUT- DOOR STORAGE SHED AT REAR OF HOME. PARK AMENITIES: HEATED POOL, TWO JACUZZIS, GYM, HIS AND HERS SAUNA, GAME ROOM, BEAUTIFUL BILLIARD AND PING PONG TABLES, LIBRARY, TENNIS COURTS, DOG PARK, MUCH MUCH MORE COME AND SEE!!!!! HOME WILL BE SOLD "AS IS" ( THIS IS A 55 OR OLDER PARK!!!!!) approximately 1700 sq ft. $925 space rent (including water, trash, security, and all amenities) SELLER IS VERY MOTIVATED!!!!!!! BRING ALL OFFERS
-
2017-12-11price $101,000 1060-char remark
Show marketing remark (1060 chars)
REMODELED HOME, IN MINT CONDITION! THIS BEAUTIFUL HOME HAS IT ALL!!!! GRANITE IN KITCHEN, AND BATHS. NEW CARPET, UTILITY ROOM. FIREPLACE, MASTER BATH HAS JACUZZI, CEILING FANS NEW FRONT DOOR. ROOM IN BACK FOR A SMALL DOG. CLOSE TO GUEST PARKING. THIS HOME ALSO INCLUDES A SPACIOUS DOUBLE DOOR ENTRY PRIVATE OFFICE. HIS AND HER VANITY SINKS AND SEPARATE SHOWER, TWO LARGE CLOSETS IN MASTER BEDROOM. NEW PAINT, KITCHEN HAS AMAZING OVERSIZED CENTER ISLAND AND STAINLESS STEEL SINK. PLENTY OF CABINET SPACE THROUGHOUT, RARE FIND. .. HOME COMES WITH SPACE FOR 3 CAR PARKING. ADDITIONAL SPACIOUS OUT- DOOR STORAGE SHED AT REAR OF HOME. PARK AMENITIES: HEATED POOL, TWO JACUZZIS, GYM, HIS AND HERS SAUNA, GAME ROOM, BEAUTIFUL BILLIARD AND PING PONG TABLES, LIBRARY, TENNIS COURTS, DOG PARK, MUCH MUCH MORE COME AND SEE!!!!! HOME WILL BE SOLD "AS IS" ( THIS IS A 55 OR OLDER PARK!!!!!) approximately 1700 sq ft. $925 space rent (including water, trash, security, and all amenities) SELLER IS VERY MOTIVATED!!!!!!! BRING ALL OFFERS
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2017-11-16$106,000 Active 1060-char remark
Show marketing remark (1060 chars)
REMODELED HOME, IN MINT CONDITION! THIS BEAUTIFUL HOME HAS IT ALL!!!! GRANITE IN KITCHEN, AND BATHS. NEW CARPET, UTILITY ROOM. FIREPLACE, MASTER BATH HAS JACUZZI, CEILING FANS NEW FRONT DOOR. ROOM IN BACK FOR A SMALL DOG. CLOSE TO GUEST PARKING. THIS HOME ALSO INCLUDES A SPACIOUS DOUBLE DOOR ENTRY PRIVATE OFFICE. HIS AND HER VANITY SINKS AND SEPARATE SHOWER, TWO LARGE CLOSETS IN MASTER BEDROOM. NEW PAINT, KITCHEN HAS AMAZING OVERSIZED CENTER ISLAND AND STAINLESS STEEL SINK. PLENTY OF CABINET SPACE THROUGHOUT, RARE FIND. .. HOME COMES WITH SPACE FOR 3 CAR PARKING. ADDITIONAL SPACIOUS OUT- DOOR STORAGE SHED AT REAR OF HOME. PARK AMENITIES: HEATED POOL, TWO JACUZZIS, GYM, HIS AND HERS SAUNA, GAME ROOM, BEAUTIFUL BILLIARD AND PING PONG TABLES, LIBRARY, TENNIS COURTS, DOG PARK, MUCH MUCH MORE COME AND SEE!!!!! HOME WILL BE SOLD "AS IS" ( THIS IS A 55 OR OLDER PARK!!!!!) approximately 1700 sq ft. $925 space rent (including water, trash, security, and all amenities) SELLER IS VERY MOTIVATED!!!!!!! BRING ALL OFFERS
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2013-06-25historical
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2013-02-22price $69,000
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2012-08-31$74,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $468 · $39/mo
- Projected year-2 tax
- $1,353 · $113/mo
- Expected delta
- +$885/yr (+$74/mo · 189.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 20% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥100°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 23 unhealthy d/yr today · 26 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $38,587
- − Mortgage interest
- −$9,971
- − Property taxes
- −$468
- − Insurance
- −$890
- − Repairs & maintenance
- −$3,087
- − Management
- −$3,087
- − Depreciation
- −$5,178
- Taxable income
- $15,906
- Est. tax owed @ 24.0%
- −$3,817
- After-tax cash flow
- $14,107/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ontario-Montclair
- NCES district ID
- 0628470
- Math proficiency
- 35% ▲ 4.00%
- Reading proficiency
- 44% ▲ 2.00%
- Median HH income
- $50,668
- Composite
- 36.57/100
- National rank
- #9282
- State rank
- #731 of 1400 in CA
Livability — Ontario
- Score
- 63/100
- State rank
- #435
- US rank
- #14949
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Ontario, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 183,440
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 62,935
- Household income
- $100,578
- Rent vs Own
- Severe rent burden
- 1853.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (66%)
- Race & ethnicity
- Hispanic / Latino 66% Two or more races 23% White 15% Asian 9% Black 6% Native American 2%
- Hispanic origin (detail)
- Mexican 59%
- Common ancestry
- Iranian 1% Lithuanian 1% Italian 1%
- Foreign-born
- 24% · Canada, China, Vietnam
- Languages at home
- 51% English-only · Spanish 41% Chinese 3% Tagalog/Filipino 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -374.91%
- Current HPI
- 400.5674
- Rent YoY
- ▲ 2.39%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
+137.6% since first listed10 events — show timeline
- 2026-05-14 Price Changed $177,999 CRMLS
- 2026-02-18 Listed $179,000 CRMLS
- 2018-02-09 Sold (MLS) $96,000 CRMLS
- 2018-02-05 Pending — CRMLS
- 2018-01-04 Price Changed $99,999 CRMLS
- 2017-12-11 Price Changed $101,000 CRMLS
- 2017-11-16 Listed $106,000 CRMLS
- 2013-06-25 Listing Removed — CRMLS
- 2013-02-22 Price Changed $69,000 CRMLS
- 2012-08-31 Listed $74,900 CRMLS
Property tax history
-1.5%/yrLatest (2025): $468 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…