25812 Hedgerow Dr · Stagecoach, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +6.3/30.0
- Schools +5.8/10.0
- 1% rule +4.7/10.0
- Condition / age +3.8/5.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- DSCR +0.6/10.0
- Appreciation +0.0/10.0
$229,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Ready for December move-in. Presenting the Lincoln plan by Centex Homes, w/ 4 bedrooms & 3 full baths, this home is perfect for your growing needs. An open-concept layout connects the main living areas. The spacious kitchen w/ elegant white cabinets soft closed doors & drawers provides ample storage space. Adjacent to the kitchen, the dining area offers a place for family meals opening into the gathering room. A downstairs guest suite finishes off the first floor. The second-floor primary suite features a large bedroom, a walk-in closet, & a well-appointed en-suite bathroom. Spacious secondary bedrooms open off a game room. A covered patio w/ a finished yard including a sprinkler system completes the package! Zoned to highly rated Tomball ISD. Our amenities include a community park, walking trails, & recreational areas. Enjoy easy access to highways, shopping, dining, & excellent schools. Don't miss the chance to make it your dream home. Schedule a tour today!
Key facts
- 5,279 sq ft lot
- 2 garage spots
- Built 2023
Property features AI
Finance
- HOA & community: Homeowners association managed by Inframark Management/Decker Farms; Annual association fee of $650; Community features include curbs and gutters
Exterior
- Parking: Attached 2-car garage; Driveway parking; Additional parking available
- Security: Owned security system; Smoke detector(s)
- Utilities: Public water; Public sewer
- Home design: Residential property; Faces south; Built in 2023; Slab foundation
- Construction: Cement siding and wood siding exterior; Composition roof
- Exterior features: Subdivision setting; Concrete road access; Security system (owned); Smoke detectors
Interior
- Kitchen: Dishwasher; Garbage disposal
- Bedrooms: Primary bedroom on second level (approx. 14x15); Additional bedroom on first level (approx. 10x10); Two bedrooms on second level (approx. 14x12 and 10x9)
- Flooring: Carpet; Tile
- Bathrooms: Three full bathrooms
- Heating & cooling: Central heating (gas); Central electric air conditioning
- Interior features: Open concept family room; Dining room; Game room; Washer hookup and dryer hookups for both electric and gas; Dishwasher; Garbage disposal; Carpet and tile flooring; Seven total rooms
- Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $229k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-406 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $193k (15.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $221k (3.5% below list).
- Recommended offer: $193k (15.9% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 61/100 on livability (#1,010 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
- Tomball ISD (suburban): math 66% / reading 63% proficiency, ranked #25 of 826 in TX (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Decker Prairie El (math 29% / reading 34%, grade F, #2,396 of 4,322 statewide, top 56%, 755 students, 40% FRL); Grand Lakes J H (969 students, 29% FRL); Tomball H S (math 74% / reading 69%, grade B+, #111 of 1,632 statewide, top 7%, 2,801 students, 34% FRL).
- Zoned-school proficiency averages 52% at this address vs 64% district-wide (-13 pts) — the specific schools serving this property underperform the Tomball ISD average; the district grade overstates school quality for this exact location.
- Market conditions: 556 active listings in the ZIP; solid renter incomes; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 46 days — a 3% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 4.2% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 46 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 4.16%
- Cash-on-cash
- -7.61%
- DSCR
- 0.66
- GRM
- 8.6
CMA / ARV
- ARV (median comp)
- $281,731
- List price
- $229,000
- Delta
- -18.72%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 26234 Arrowleaf Dr | 0.10mi | 4/2.5 | 2,218 (-0%) | 1mo | $264,330 | $119 | 92 |
| 26398 Cedar Sedge Dr | 0.12mi | 4/2.5 | 2,218 (-0%) | 1mo | $289,710 | $131 | 92 |
| 26279 Arrowleaf Dr | 0.13mi | 4/2.5 | 2,218 (-0%) | 1mo | $284,200 | $128 | 91 |
| 26303 Arrowleaf Dr | 0.17mi | 4/2.5 | 2,218 (-0%) | 1mo | $289,710 | $131 | 89 |
| 26379 Cedar Sedge Dr | 0.07mi | 4/3.0 | 2,350 (+6%) | 3mo | $305,470 | $130 | 84 |
| 26387 Cedar Sedge Dr | 0.09mi | 4/3.0 | 2,036 (-8%) | 1mo | $264,840 | $130 | 81 |
| 26282 Arrowleaf Dr | 0.15mi | 4/3.0 | 2,036 (-8%) | 1mo | $259,050 | $127 | 78 |
| 26266 Arrowleaf Dr | 0.13mi | 4/3.0 | 2,036 (-8%) | 4mo | $297,660 | $146 | 77 |
| 25717 Merino Ct | 0.19mi | 5/2.5 (+1) | 2,285 (+3%) | 4mo | $305,990 | $134 | 76 |
| 26017 Hampshire Dr | 0.18mi | 4/3.0 | 2,025 (-9%) | 4mo | $278,990 | $138 | 74 |
| 26255 Arrowleaf Dr | 0.09mi | 4/2.5 | 2,536 (+14%) | 2mo | $274,820 | $108 | 68 |
| 27111 Broadford | 0.61mi | 4/2.5 | 2,511 (+13%) | 0mo | $630,000 | $251 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -29.3%
- Equity multiple
- 0.02×
- Total profit
- $-62,610
- Equity at exit
- $34,145
- IRR
- -28.8%
- Equity multiple
- -0.35×
- Total profit
- $-86,293
- Equity at exit
- $19,800
Cash invested: $64,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77355
- Home prices YoY
- -30.3%
- Active inventory
- 556
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $2,211 medium interval (Pro) →
- Mortgage (P&I)
- −$1,201
- Tax from tax record
- −$803 /mo · $9,631/yr
- Insurance
- −$95
- HOA
- −$54
- Vacancy / Maint / Mgmt
- −$464
- Net cashflow
- $-406
Break-even live
Sensitivity live
| Price | -10% $-277 | -5% $-342 | +0% $-406 | +5% $-471 | +10% $-536 |
|---|---|---|---|---|---|
| Rent | -10% $-581 | -5% $-494 | +0% $-406 | +5% $-319 | +10% $-232 |
| Rate | -1.0pp $-291 | -0.5pp $-348 | base $-406 | +0.5pp $-466 | +1.0pp $-526 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,250
- Closing costs
- $6,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $54 · $648/yr
Listing history 21 events
-
2026-06-21days on market $229,000 Active 46 DOM
-
2026-06-18days on market $229,000 Active 43 DOM
-
2026-06-17days on market $229,000 Active 42 DOM
-
2026-06-16days on market $229,000 Active 41 DOM
-
2026-06-15pricedays on market $229,000 Active 40 DOM
-
2026-06-13days on market $240,000 Active 38 DOM
-
2026-06-13days on market $240,000 Active 37 DOM
-
2026-06-09days on market $240,000 Active 34 DOM
-
2026-06-08days on market $240,000 Active 33 DOM
-
2026-06-07days on market $240,000 Active 32 DOM
-
2026-06-04days on market $240,000 Active 29 DOM
-
2026-06-03days on market $240,000 Active 28 DOM
-
2026-06-02days on market $240,000 Active 27 DOM
-
2026-06-01days on market $240,000 Active 26 DOM
-
2026-05-31days on market $240,000 Active 25 DOM
-
2026-05-13status Pending 968-char remark
-
2026-05-06$240,000 Active 968-char remark
-
2023-12-13soldstatus Sold 1001-char remark
Show marketing remark (1001 chars)
Ready for December move-in. Presenting the Lincoln plan by Centex Homes, w/ 4 bedrooms & 3 full baths, this home is perfect for your growing needs. An open-concept layout connects the main living areas. The spacious kitchen w/ elegant white cabinets soft closed doors & drawers provides ample storage space. Adjacent to the kitchen, the dining area offers a place for family meals opening into the gathering room. A downstairs guest suite finishes off the first floor. The second-floor primary suite features a large bedroom, a walk-in closet, & a well-appointed en-suite bathroom. Spacious secondary bedrooms open off a game room. A covered patio w/ a finished yard including a sprinkler system completes the package! Zoned to highly rated Tomball ISD. Our amenities include a community park, walking trails, & recreational areas. Enjoy easy access to highways, shopping, dining, & excellent schools. Don't miss the chance to make it your dream home. Schedule a tour today!
-
2023-10-05status Pending 1001-char remark
Show marketing remark (1001 chars)
Ready for December move-in. Presenting the Lincoln plan by Centex Homes, w/ 4 bedrooms & 3 full baths, this home is perfect for your growing needs. An open-concept layout connects the main living areas. The spacious kitchen w/ elegant white cabinets soft closed doors & drawers provides ample storage space. Adjacent to the kitchen, the dining area offers a place for family meals opening into the gathering room. A downstairs guest suite finishes off the first floor. The second-floor primary suite features a large bedroom, a walk-in closet, & a well-appointed en-suite bathroom. Spacious secondary bedrooms open off a game room. A covered patio w/ a finished yard including a sprinkler system completes the package! Zoned to highly rated Tomball ISD. Our amenities include a community park, walking trails, & recreational areas. Enjoy easy access to highways, shopping, dining, & excellent schools. Don't miss the chance to make it your dream home. Schedule a tour today!
-
2023-09-22price $314,070 1001-char remark
Show marketing remark (1001 chars)
Ready for December move-in. Presenting the Lincoln plan by Centex Homes, w/ 4 bedrooms & 3 full baths, this home is perfect for your growing needs. An open-concept layout connects the main living areas. The spacious kitchen w/ elegant white cabinets soft closed doors & drawers provides ample storage space. Adjacent to the kitchen, the dining area offers a place for family meals opening into the gathering room. A downstairs guest suite finishes off the first floor. The second-floor primary suite features a large bedroom, a walk-in closet, & a well-appointed en-suite bathroom. Spacious secondary bedrooms open off a game room. A covered patio w/ a finished yard including a sprinkler system completes the package! Zoned to highly rated Tomball ISD. Our amenities include a community park, walking trails, & recreational areas. Enjoy easy access to highways, shopping, dining, & excellent schools. Don't miss the chance to make it your dream home. Schedule a tour today!
-
2023-09-06$315,580 Active 1001-char remark
Show marketing remark (1001 chars)
Ready for December move-in. Presenting the Lincoln plan by Centex Homes, w/ 4 bedrooms & 3 full baths, this home is perfect for your growing needs. An open-concept layout connects the main living areas. The spacious kitchen w/ elegant white cabinets soft closed doors & drawers provides ample storage space. Adjacent to the kitchen, the dining area offers a place for family meals opening into the gathering room. A downstairs guest suite finishes off the first floor. The second-floor primary suite features a large bedroom, a walk-in closet, & a well-appointed en-suite bathroom. Spacious secondary bedrooms open off a game room. A covered patio w/ a finished yard including a sprinkler system completes the package! Zoned to highly rated Tomball ISD. Our amenities include a community park, walking trails, & recreational areas. Enjoy easy access to highways, shopping, dining, & excellent schools. Don't miss the chance to make it your dream home. Schedule a tour today!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $9,631 · $803/mo
- Projected year-2 tax
- $9,631 · $803/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,528
- − Mortgage interest
- −$12,828
- − Property taxes
- −$9,631
- − Insurance
- −$1,145
- − Repairs & maintenance
- −$2,122
- − Management
- −$2,122
- − HOA
- −$648
- − Depreciation
- −$6,662
- Taxable loss
- −$8,629
- Est. tax savings @ 24.0%
- +$2,071
- After-tax cash flow
- $-2,806/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This spacious four-bedroom, three-bathroom home is in good condition with a good condition score of 75. It is ready for cosmetic upgrades to enhance its curb appeal and interior aesthetics, making it an attractive investment for both resale and rental.
Value-add opportunities
- Both Painting the exterior and interior — Fresh paint enhances curb appeal and interior aesthetics.
- Both Landscaping improvements — Enhances curb appeal and adds value to the property.
- Both New flooring in high-traffic areas — Improves the home's appearance and adds value for both resale and rental.
- Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters.
- Both Upgrading the bathrooms with modern fixtures — Modern bathrooms can attract more buyers and renters.
- Both Upgrading the HVAC system — A new HVAC system can improve comfort and energy efficiency, attracting more buyers and renters.
- Both Upgrading the windows to energy-efficient ones — Energy-efficient windows can improve energy efficiency and reduce utility costs, attracting more buyers and renters.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
- Both New flooring in high-traffic areas — Improves the home's appearance and adds value for both resale and rental. ↑
- Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters. ↑
- Both Upgrading the bathrooms with modern fixtures — Modern bathrooms can attract more buyers and renters. ↑
- Both Upgrading the HVAC system — A new HVAC system can improve comfort and energy efficiency, attracting more buyers and renters. ↑
- Both Upgrading the windows to energy-efficient ones — Energy-efficient windows can improve energy efficiency and reduce utility costs, attracting more buyers and renters. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Tomball ISD
- NCES district ID
- 4842960
- Math proficiency
- 66% ▼ -6.00%
- Reading proficiency
- 63% ▼ -4.00%
- Median HH income
- $86,552
- Composite
- 58.32/100
- National rank
- #1014
- State rank
- #25 of 826 in TX
Livability — Stagecoach
- Score
- 61/100
- State rank
- #1010
- US rank
- #17937
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Montgomery County · 663,713 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 32,847
- Household income
- $102,066
- Rent vs Own
- Severe rent burden
- 209.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 713,896 people
- By 2030
- 805,263 · +12.8%
- By 2040
- 992,708 · +39.1%
- By 2050
- 1,179,590 · +65.2%
- By 2075
- 1,628,084 · +128.1%
- By 2100
- 1,937,880 · +171.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 25% Two or more races 14% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 18%
- Common ancestry
- Slovak 4% Serbian 2% Romanian 2%
- Foreign-born
- 7% · Canada, Jamaica
- Languages at home
- 82% English-only · Spanish 17%
Political lean MEDSL · Montgomery
- 2024 margin
- Solid R (+45.5) · D 26.8% · R 72.3%
- 2008→2024 swing
- +7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
- All cycles
- 2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -116.90%
- Current HPI
- 268.5845
- Rent YoY
- —
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
-27.4% since first listed8 events — show timeline
- 2026-06-13 Price Changed $229,000 HARMLS
- 2026-05-20 Relisted — HARMLS
- 2026-05-13 Pending — HARMLS
- 2026-05-06 Listed $240,000 HARMLS
- 2023-12-13 Sold (MLS) — HARMLS
- 2023-10-05 Pending — HARMLS
- 2023-09-22 Price Changed $314,070 HARMLS
- 2023-09-06 Listed $315,580 HARMLS
Property tax history
+320.0%/yrLatest (2025): $9,631 · +2.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…