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2912 South Ave
D- Composite 37.73
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.1/30.0
  • Appreciation +5.5/10.0
  • 1% rule +4.1/10.0
  • DSCR +3.9/10.0
  • Rent growth +3.9/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • ARV discount +0.0/15.0

$149,900

2912 South Ave · West Orange, TX 77630
3 bd · 2.0 ba · 1,212 sqft · SingleFamily public records · 59 Days on market
Built 2006 8,640 sqft lot Est $116k · 29% over ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this beautifully remodeled 3-bedroom, 2-bath charmer in Orange! From the moment you arrive, the welcoming front porch sets the tone for comfort. Inside, you’ll find fresh updates throughout with light, inviting living spaces designed for everyday living. The kitchen offers modern touches and flows into a cute breakfast nook, perfect for casual meals or morning coffee. Three spacious bedrooms and two full baths provide flexibility for family, guests, or a home office. Move-in ready and full of character, this home blends modern updates with timeless charm in a convenient location. Don’t miss your opportunity to make it yours!

Key facts

  • Timeless charm
  • Move in ready
  • Cute breakfast nook

Tags

WELCOMING FRONT PORCHLIGHT INVITING LIVING SPACESMODERN TOUCHESCUTE BREAKFAST NOOKMOVE IN READYTIMELESS CHARM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $-71 ($-850/yr) — negative.
  • To cash-flow at today's rent, offer at most $137k (8.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (8.7% below list).
  • Recommended offer: $137k (8.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 60/100 on livability (#1,075 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A; Watch: crime C-, amenities F, commute F.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: West Orange-Stark El (math 14% / reading 17%, grade F, #3,990 of 4,322 statewide, top 93%, 1,130 students, 94% FRL); West Orange-Stark Middle (math 20% / reading 20%, grade F, #1,428 of 1,662 statewide, top 87%, 505 students, 92% FRL); West Orange-Stark H S (math 19% / reading 31%, grade F, #1,250 of 1,632 statewide, top 77%, 660 students, 88% FRL).
  • Market conditions: Rents rising fast (+5.7%/yr); 338 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 54% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($1k loan paydown + $2k appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $42k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,875 (8.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.26%
Cash-on-cash
-0.12%
DSCR
0.99
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$116,352
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2309 Bradford St 0.41mi 3/1.0 1,254 (+4%) 1mo $89,900 $72 70
2705 Terrace Cir 0.36mi 3/1.5 1,240 (+2%) 9mo $139,900 $113 70
2707 Terrace Cir 0.36mi 3/2.0 1,289 (+6%) 10mo $169,999 $132 64
413 Gardenia Ave 0.72mi 3/1.0 1,246 (+3%) 1mo $124,990 $100 57
10 Circle S 0.60mi 3/2.0 1,128 (-7%) 13mo $105,000 $93 50
1524 Longhorn Ave 0.66mi 3/1.0 1,296 (+7%) 8mo $139,900 $108 47
504 Azalea Ave 0.73mi 3/1.0 1,225 (+1%) 17mo $105,000 $86 46
2120 Houston St 0.72mi 2/2.0 (-1) 1,116 (-8%) 4mo $149,800 $134 45
3415 Bowling Ln 0.64mi 3/1.0 1,060 (-12%) 4mo $90,000 $85 41
6 Circle Q St 0.71mi 3/1.0 1,090 (-10%) 11mo $105,000 $96 37
1536 Mustang Ave 0.73mi 3/1.0 1,040 (-14%) 14mo $95,000 $91 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
1.1%
Equity multiple
1.05×
Total profit
$2,291
Equity at exit
$51,251
10-year hold
IRR
7.6%
Equity multiple
1.99×
Total profit
$41,430
Equity at exit
$68,168

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
338
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,369 high interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$237 /mo · $2,845/yr
Insurance
$62
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$-71

Break-even live

Break-even rent $1,458
Max offer price $137,391
Occupancy floor

Sensitivity live

Price -10% $14 -5% $-28 +0% $-71 +5% $-113 +10% $-156
Rent -10% $-179 -5% $-125 +0% $-71 +5% $-17 +10% $37
Rate -1.0pp $5 -0.5pp $-33 base $-71 +0.5pp $-110 +1.0pp $-149

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2602 Tanglewood St West Orange, TX 4.0 2.0 1306 $1,250 $0.96 15d 1 0.21mi
205 Gloria St West Orange, TX 3.0 2.0 1225 $1,300 $1.06 45d 1 0.21mi
206 Florence St Orange, TX 2.0 1.0 1216 $1,425 $1.17 45d 1 0.31mi
210 Florence St Orange, TX 3.0 1.0 1064 $1,425 $1.34 45d 1 0.32mi
3000 MacArthur Dr Orange, TX 3.0 1.0–2.0 791 $1,330 $1.68 15d 12 0.47mi
101 Azalea Ave Unit A Orange, TX 3.0 1.0 1200 $2,000 $1.67 45d 1 0.50mi
302 Bridal Wreath Ave Orange, TX 3.0 1.0 1182 $1,195 $1.01 45d 1 0.55mi
309 Quincy St West Orange, TX 3.0 1.5 1113 $1,200 $1.08 15d 1 0.62mi
403 Bluebonnet Dr Orange, TX 3.0 1.0 1196 $1,300 $1.09 45d 1 0.63mi
310 Camellia Ave Orange, TX 3.0 1.0 988 $1,295 $1.31 23d 1 0.65mi
406 Dayton St West Orange, TX 2.0 1.0 1350 $1,200 $0.89 45d 1 0.67mi
1120 28th St Orange, TX 3.0 1.0 1308 $1,500 $1.15 45d 1 0.67mi
107 Dahlia St Orange, TX 3.0 1.0 1149 $1,300 $1.13 15d 1 0.74mi
1543 Alamo St West Orange, TX 3.0 1.0 1170 $1,200 $1.03 15d 1 0.80mi
3333 Ridgemont Dr Unit 203 Orange, TX 2.0 1.0 1000 $1,084 $1.08 15d 1 0.85mi
3726 Bowling Ln Orange, TX 3.0 1.0 1045 $1,150 $1.10 45d 1 0.88mi
3333 Ridgemont Dr Unit 107 Orange, TX 2.0 1.0 952 $1,255 $1.32 45d 1 0.90mi
3333 Ridgemont Dr Apt 105 Orange, TX 2.0 1.0 952 $1,255 $1.32 23d 1 0.90mi
3333 Ridgemont Dr Unit 315TWNHME Orange, TX 2.0 1.5 1216 $1,040 $0.86 23d 1 0.90mi
3333 Ridgemont Dr Unit 404 Orange, TX 2.0 1.0 1000 $1,254 $1.25 45d 1 0.90mi
3333 Ridgemont Dr Unit 408 Orange, TX 2.0 1.0 1000 $1,059 $1.06 45d 1 0.90mi
7b Concord St Orange, TX 2.0 1.5 1206 $1,450 $1.20 15d 1 0.92mi
3615 Ridgemont Dr Orange, TX 3.0 1.0 1266 $1,275 $1.01 45d 1 1.01mi
1010 N 16th St Orange, TX 3.0 1.5 1100 $1,500 $1.36 45d 1 1.12mi
3714 Ridgemont Dr Orange, TX 3.0 1.0 1020 $1,450 $1.42 15d 1 1.12mi
316 Old Timers Rd Unit 316 Orange, TX 3.0 2.0 1200 $1,595 $1.33 45d 1 1.21mi
3345 W Park Ave Orange, TX 1.0–2.0 1.0–1.5 999 $1,182 $1.18 15d 7 1.39mi
2801 W Sunset Dr Orange, TX 1.0–3.0 1.0–2.0 1113 $1,400 $1.26 15d 27 1.46mi

Listing history 5 events

  1. 2026-04-23
    status Pending
  2. 2026-04-07
    status Active
  3. 2026-03-30
    status Pending
  4. 2026-03-19
    price $149,900
  5. 2026-02-13
    listed $159,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,845 · $237/mo
Projected year-2 tax
$2,845 · $237/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,425
− Mortgage interest
−$8,397
− Property taxes
−$2,845
− Insurance
−$1,547
− Repairs & maintenance
−$1,314
− Management
−$1,314
− Depreciation
−$4,361
Taxable loss
−$3,353
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$805
After-tax cash flow
$-45/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — West Orange

Score
60/100
State rank
#1075
US rank
#19069

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C Housing A Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-6.3% since first listed
5 events — show timeline
  • 2026-04-23 Pending BBOR
  • 2026-04-07 Relisted BBOR
  • 2026-03-30 Pending BBOR
  • 2026-03-19 Price Changed $149,900 BBOR
  • 2026-02-13 Listed $159,900 BBOR

Property tax history

+2.6%/yr

Latest (2025): $2,845 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…