237 Hummel St · Harrisburg, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.2/30.0
- ARV discount +9.9/15.0
- DSCR +8.9/10.0
- 1% rule +6.7/10.0
- Livability +4.2/5.0
- Rent growth +3.6/5.0
- Condition / age +2.5/5.0
- Schools +0.8/10.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Brand new construction at a bargain price. 3 bedrooms and 1.5 bath. Appliance package included. Energy efficient with central air. Property is tax exempt for 10 more years, just pay on the land (approximately $170). Way cheaper than rent. Call for more details. Tri County deed restrictions apply. See additional forms under Associated Documents in Bright. Seller is a PA licensed realtor.
Key facts
- Built 1900
- Listed 10 days
Property features AI
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Electric service for heating and cooling; Natural gas for hot water
- Home design: Interior townhouse/rowhouse; Fee simple ownership; Property in excellent condition; Architectural shingle roof
- Construction: Frame construction; Concrete perimeter and brick/mortar foundation; Building not winterized; Above- and below-grade structures
- Exterior features: Not in a federal flood zone; 2+ access exits; Full basement
Interior
- Kitchen: Refrigerator; Gas oven/range; Dishwasher; Range hood
- Bedrooms: Two bedrooms on the first upper level; One bedroom on the second upper level
- Flooring: Carpet
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Forced air heating (electric); Central air conditioning (electric); Natural gas hot water
- Interior features: Open floor plan; Eat-in kitchen with table space; Pantry; Recessed lighting; Master bath; Breakfast area; Tub/shower; Drywall walls and ceilings; Not furnished
- Laundry & utility: Laundry on upper floor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $115k.
Deal economics
- At list price, monthly cash flow is $293 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Cap rate 9.4% vs local median 6.7% in Harrisburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#107 in PA, #826 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
- Harrisburg City SD (urban): math 6% / reading 13% proficiency, ranked #535 of 539 in PA (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Harrisburg Hs (math 24% / reading 10%, grade F, #399 of 437 statewide, top 92%, 1,230 students, 100% FRL) — zoned schools average 100% FRL vs 82% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.4%/yr); 69 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 540 units permitted in Dauphin County in 2024 (194 in 5+ unit buildings).
- This rent runs 35% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 4.4% rent growth), your $32k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 11y ago; this cycle's ask is 65% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
- Current owner paid $70k; list at $115k implies a 65% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.17% ✓
- Cap rate
- 9.35%
- Cash-on-cash
- 10.92%
- DSCR
- 1.49
- GRM
- 7.1
CMA / ARV
- ARV (on-the-fly)
- $121,440
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1251 Bailey St | 0.29mi | 3/1.0 (+1) | 1,054 (-0%) | 3mo | $73,500 | $70 | 78 |
| 1218 Bailey St | 0.31mi | 2/1.0 | 984 (-7%) | 1mo | $82,000 | $83 | 73 |
| 545 S 15th St | 0.39mi | 3/1.0 (+1) | 1,064 (+1%) | 4mo | $130,000 | $122 | 72 |
| 21 N Summit St | 0.32mi | 3/1.0 (+1) | 1,008 (-4%) | 2mo | $70,000 | $69 | 71 |
| 1153 Derry St | 0.15mi | 3/1.5 (+1) | 1,188 (+12%) | 3mo | $116,500 | $98 | 63 |
| 1624 Naudain St | 0.43mi | 3/1.5 (+1) | 1,140 (+8%) | 1mo | $135,000 | $118 | 59 |
| 1619 Naudain St | 0.43mi | 3/1.0 (+1) | 1,148 (+9%) | 3mo | $136,000 | $118 | 57 |
| 1617 Naudain St | 0.43mi | 3/1.0 (+1) | 1,148 (+9%) | 4mo | $132,000 | $115 | 57 |
| 1623 Hunter St | 0.38mi | 3/1.0 (+1) | 1,180 (+12%) | 1mo | $85,000 | $72 | 57 |
| 1718 Miller St | 0.73mi | 3/1.0 (+1) | 1,116 (+6%) | 4mo | $71,000 | $64 | 48 |
| 1732 Walnut St | 0.65mi | 3/1.0 (+1) | 920 (-13%) | 1mo | $128,000 | $139 | 42 |
| 1939 Swatara St | 0.66mi | 3/1.0 (+1) | 1,208 (+14%) | 4mo | $145,000 | $120 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.43% rent growth · sell at horizon
- IRR
- 1.6%
- Equity multiple
- 1.06×
- Total profit
- $2,004
- Equity at exit
- $17,147
- IRR
- 12.6%
- Equity multiple
- 2.06×
- Total profit
- $34,106
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17104
- Home prices YoY
- -6.3%
- Rents YoY
- 4.4%
- Active inventory
- 69
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,346 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$119 /mo · $1,434/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$283
- Net cashflow
- $293
Break-even live
Sensitivity live
| Price | -10% $358 | -5% $326 | +0% $293 | +5% $261 | +10% $228 |
|---|---|---|---|---|---|
| Rent | -10% $187 | -5% $240 | +0% $293 | +5% $346 | +10% $399 |
| Rate | -1.0pp $351 | -0.5pp $322 | base $293 | +0.5pp $263 | +1.0pp $233 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1139 Mulberry St Harrisburg, PA | 1.0–3.0 | 1.0 | 900 | $1,065 | $1.18 | 45d | 1 | 0.11mi |
| 337 S 15th St Harrisburg, PA | 3.0 | 1.0 | 1440 | $1,195 | $0.83 | 22d | 1 | 0.27mi |
| 1251 Bailey St Harrisburg, PA | 3.0 | 1.0 | 1200 | $1,500 | $1.25 | 45d | 1 | 0.28mi |
| 21 Summit St Harrisburg, PA | 3.0 | 1.0 | 1200 | $1,550 | $1.29 | 15d | 1 | 0.31mi |
| 1429 Naudain St Harrisburg, PA | 3.0 | 1.0 | 1254 | $1,400 | $1.12 | 24d | 1 | 0.36mi |
| 1615 Naudain St Harrisburg, PA | 3.0 | 1.0 | 1148 | $1,400 | $1.22 | 45d | 1 | 0.45mi |
| 301 Chestnut St Harrisburg, PA | 4.0 | 1.0–2.5 | 1437 | $2,050 | $1.43 | 15d | 10 | 0.47mi |
| 301 Chestnut St Harrisburg, PA | 1.0–4.0 | 1.0–2.5 | 1437 | $1,593 | $1.11 | 45d | 1 | 0.47mi |
| 200 S Court St Harrisburg, PA | 1.0–3.0 | 1.0–2.5 | 950 | $1,588 | $1.67 | 15d | 14 | 0.48mi |
| 1517 Walnut St Harrisburg, PA | 3.0 | 1.0 | 1172 | $1,150 | $0.98 | 45d | 1 | 0.48mi |
| 319 Market St Harrisburg, PA | 2.0 | 1.5 | 990 | $1,135 | $1.15 | 45d | 1 | 0.53mi |
| 101 S 2nd St Harrisburg, PA | 2.0 | 1.0 | 736 | $1,749 | $2.37 | 15d | 32 | 0.54mi |
| 52 N 18th St Harrisburg, PA | 3.0 | 1.0 | 1100 | $1,250 | $1.14 | 15d | 1 | 0.58mi |
| 19 S 19th St Unit 1 Harrisburg, PA | 1.0 | 1.0 | 718 | $895 | $1.25 | 45d | 1 | 0.63mi |
| 209 Walnut St Harrisburg, PA | 1.0 | 1.0 | 800 | $1,199 | $1.50 | 15d | 1 | 0.68mi |
| 210 Walnut St Unit 206 Harrisburg, PA | 2.0 | 1.0 | 1007 | $1,695 | $1.68 | 15d | 1 | 0.70mi |
| 223 Pine St Apt 1A Harrisburg, PA | 1.0 | 1.0 | 700 | $1,095 | $1.56 | 22d | 1 | 0.75mi |
| 2016 Swatara St Harrisburg, PA | 3.0 | 1.0 | 1380 | $1,175 | $0.85 | 45d | 1 | 0.75mi |
| 130 Locust St Unit 6 Harrisburg, PA | 1.0 | 1.0 | 725 | $1,295 | $1.79 | 24d | 1 | 0.77mi |
| 1728 Paxton St Harrisburg, PA | 3.0 | 1.5 | 1320 | $1,295 | $0.98 | 15d | 1 | 0.79mi |
| 231 State St Unit 1805 Harrisburg, PA | 1.0 | 1.0 | 713 | $1,600 | $2.24 | 45d | 1 | 0.81mi |
| 301 N 2nd St Harrisburg, PA | 1.0 | 1.0 | 750 | $925 | $1.23 | 24d | 1 | 0.81mi |
| 916 May St Harrisburg, PA | 2.0 | 1.5 | 810 | $1,250 | $1.54 | 15d | 1 | 0.83mi |
| 116 Pine St Harrisburg, PA | 1.0–2.0 | 1.0–2.0 | 900 | $1,638 | $1.82 | 15d | 14 | 0.85mi |
| 1936 Walnut St Harrisburg, PA | 1.0 | 1.0 | 899 | $850 | $0.95 | 45d | 1 | 0.87mi |
| 2121 Kensington St Harrisburg, PA | 3.0 | 1.0 | 1088 | $1,450 | $1.33 | 45d | 1 | 0.89mi |
| 919 Grand St Harrisburg, PA | 2.0 | 1.5 | 1116 | $1,695 | $1.52 | 24d | 1 | 0.90mi |
| 918 Grand St Harrisburg, PA | 3.0 | 1.5 | 890 | $1,450 | $1.63 | 45d | 1 | 0.91mi |
| 660 Boas St Harrisburg, PA | 2.0 | 1.0–2.0 | 800 | $1,574 | $1.97 | 15d | 21 | 0.91mi |
| 321 N Front St Unit 101 Harrisburg, PA | 1.0 | 1.0 | 967 | $1,895 | $1.96 | 45d | 1 | 0.91mi |
| 513 N 2nd St Unit 1 Harrisburg, PA | 1.0 | 1.0 | 1300 | $1,900 | $1.46 | 45d | 1 | 0.92mi |
| 122 State St Apt 2 Harrisburg, PA | 2.0 | 1.0 | 1250 | $1,725 | $1.38 | 15d | 1 | 0.94mi |
| 923 N 3rd St Unit 1 Harrisburg, PA | 2.0 | 1.0 | 853 | $1,495 | $1.75 | 24d | 1 | 0.95mi |
| 612 N 2nd St Apt 3 Harrisburg, PA | 2.0 | 1.0 | 1100 | $1,545 | $1.40 | 45d | 1 | 0.97mi |
| 612 N 2nd St Apt 2 Harrisburg, PA | 2.0 | 1.0 | 1050 | $1,445 | $1.38 | 45d | 1 | 0.97mi |
| 618 N 2nd St Harrisburg, PA | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 24d | 1 | 0.98mi |
| 711 N 2nd St Apt 2 Harrisburg, PA | 2.0 | 1.0 | 1400 | $1,595 | $1.14 | 45d | 1 | 0.98mi |
| 719 N 2nd St Apt 6 Harrisburg, PA | 2.0 | 1.0 | 1000 | $1,150 | $1.15 | 15d | 1 | 0.99mi |
| 919 Penn St Harrisburg, PA | 3.0 | 2.0 | 1458 | $1,795 | $1.23 | 24d | 1 | 1.03mi |
| 1116 N 3rd St Unit 3 Harrisburg, PA | 2.0 | 1.0 | 1100 | $1,375 | $1.25 | 24d | 1 | 1.06mi |
Listing history 27 events
-
2026-06-21days on market $115,000 Active 11 DOM
-
2026-06-18days on market $115,000 Active 8 DOM
-
2026-06-17days on market $115,000 Active 7 DOM
-
2026-06-16days on market $115,000 Active 6 DOM
-
2026-06-15days on market $115,000 Active 5 DOM
-
2026-06-14days on market $115,000 Active 3 DOM
-
2026-06-13statusdays on market $115,000 Active 2 DOM
-
2026-06-10days on market $115,000 Coming Soon 16 DOM
-
2026-06-09days on market $115,000 Coming Soon 15 DOM
-
2026-06-08days on market $115,000 Coming Soon 14 DOM
-
2026-06-07days on market $115,000 Coming Soon 13 DOM
-
2026-06-03days on market $115,000 Coming Soon 9 DOM
-
2026-06-02days on market $115,000 Coming Soon 8 DOM
-
2026-06-01days on market $115,000 Coming Soon 7 DOM
-
2026-05-31days on market $115,000 Coming Soon 6 DOM
-
2026-05-31days on market $115,000 Coming Soon 5 DOM
-
2026-05-25historical $115,000
-
2020-08-31historical 389-char remark
Show marketing remark (389 chars)
Brand new construction at a bargain price. 3 bedrooms and 1.5 bath. Appliance package included. Energy efficient with central air. Property is tax exempt for 10 more years, just pay on the land (approximately $170). Way cheaper than rent. Call for more details. Tri County deed restrictions apply. See additional forms under Associated Documents in Bright. Seller is a PA licensed realtor.
-
2020-08-31soldstatus $69,900 Closed 389-char remark
Show marketing remark (389 chars)
Brand new construction at a bargain price. 3 bedrooms and 1.5 bath. Appliance package included. Energy efficient with central air. Property is tax exempt for 10 more years, just pay on the land (approximately $170). Way cheaper than rent. Call for more details. Tri County deed restrictions apply. See additional forms under Associated Documents in Bright. Seller is a PA licensed realtor.
-
2020-08-31soldstatus $69,900
Show marketing remark (389 chars)
Brand new construction at a bargain price. 3 bedrooms and 1.5 bath. Appliance package included. Energy efficient with central air. Property is tax exempt for 10 more years, just pay on the land (approximately $170). Way cheaper than rent. Call for more details. Tri County deed restrictions apply. See additional forms under Associated Documents in Bright. Seller is a PA licensed realtor.
-
2020-07-18status Pending 389-char remark
Show marketing remark (389 chars)
Brand new construction at a bargain price. 3 bedrooms and 1.5 bath. Appliance package included. Energy efficient with central air. Property is tax exempt for 10 more years, just pay on the land (approximately $170). Way cheaper than rent. Call for more details. Tri County deed restrictions apply. See additional forms under Associated Documents in Bright. Seller is a PA licensed realtor.
-
2020-04-17status Active 389-char remark
Show marketing remark (389 chars)
Brand new construction at a bargain price. 3 bedrooms and 1.5 bath. Appliance package included. Energy efficient with central air. Property is tax exempt for 10 more years, just pay on the land (approximately $170). Way cheaper than rent. Call for more details. Tri County deed restrictions apply. See additional forms under Associated Documents in Bright. Seller is a PA licensed realtor.
-
2020-03-12status Pending 389-char remark
Show marketing remark (389 chars)
Brand new construction at a bargain price. 3 bedrooms and 1.5 bath. Appliance package included. Energy efficient with central air. Property is tax exempt for 10 more years, just pay on the land (approximately $170). Way cheaper than rent. Call for more details. Tri County deed restrictions apply. See additional forms under Associated Documents in Bright. Seller is a PA licensed realtor.
-
2019-02-08$69,900 Active 389-char remark
Show marketing remark (389 chars)
Brand new construction at a bargain price. 3 bedrooms and 1.5 bath. Appliance package included. Energy efficient with central air. Property is tax exempt for 10 more years, just pay on the land (approximately $170). Way cheaper than rent. Call for more details. Tri County deed restrictions apply. See additional forms under Associated Documents in Bright. Seller is a PA licensed realtor.
-
2016-01-22soldstatus $10,000 221-char remark
Show marketing remark (221 chars)
A LITTLE TLC WILL MAKE THIS HOME SHINE! OFFERING 2 BEDROOMS, DOUBLE LIVING ROOM AND FINISHED ATTIC. NEW ROOF IN 2002. BRAND NEW FURNACE AND HOT WATER DECEMBER 2015! FENCED REAR YARD! SEE IT TODAY BEFORE ITS GONE TOMORROW!
-
2016-01-10historical 221-char remark
Show marketing remark (221 chars)
A LITTLE TLC WILL MAKE THIS HOME SHINE! OFFERING 2 BEDROOMS, DOUBLE LIVING ROOM AND FINISHED ATTIC. NEW ROOF IN 2002. BRAND NEW FURNACE AND HOT WATER DECEMBER 2015! FENCED REAR YARD! SEE IT TODAY BEFORE ITS GONE TOMORROW!
-
2015-08-21$10,000 221-char remark
Show marketing remark (221 chars)
A LITTLE TLC WILL MAKE THIS HOME SHINE! OFFERING 2 BEDROOMS, DOUBLE LIVING ROOM AND FINISHED ATTIC. NEW ROOF IN 2002. BRAND NEW FURNACE AND HOT WATER DECEMBER 2015! FENCED REAR YARD! SEE IT TODAY BEFORE ITS GONE TOMORROW!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,434 · $119/mo
- Projected year-2 tax
- $1,625 · $135/mo
- Expected delta
- +$192/yr (+$16/mo · 13.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,156
- − Mortgage interest
- −$6,442
- − Property taxes
- −$1,434
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,292
- − Management
- −$1,292
- − Depreciation
- −$3,345
- Taxable income
- $1,775
- Est. tax owed @ 24.0%
- −$426
- After-tax cash flow
- $3,091/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Harrisburg City SD
- NCES district ID
- 4211580
- Math proficiency
- 6% ▼ -6.00%
- Reading proficiency
- 13% ▼ -10.00%
- Median HH income
- $33,432
- Composite
- 7.6/100
- National rank
- #9945
- State rank
- #535 of 539 in PA
Livability — Harrisburg
- Score
- 84/100
- State rank
- #107
- US rank
- #826
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Harrisburg, PA
- County
- Dauphin County · 247,857 people
- City population
- 184,296
- Metro
- Harrisburg-Carlisle, PA
- Population (ZIP)
- 18,541
- Household income
- $46,510
- Rent vs Own
- Severe rent burden
- 1166.0
Population outlook (Dauphin County) Hauer SSP2
- Today (2025)
- 281,628 people
- By 2030
- 283,549 · +0.7%
- By 2040
- 285,385 · +1.3%
- By 2050
- 286,188 · +1.6%
- By 2075
- 291,053 · +3.3%
- By 2100
- 282,374 · +0.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- Black 44% Hispanic / Latino 29% White 19% Two or more races 12% Asian 3% Native American 1%
- Hispanic origin (detail)
- Puerto Rican 21% Dominican 6%
- Common ancestry
- Polish 1% Romanian 1% Slovak 1%
- Foreign-born
- 10% · Canada, China, Vietnam
- Languages at home
- 73% English-only · Spanish 21% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Dauphin
- 2024 margin
- Lean D (+5.9) · D 52.4% · R 46.5% · Other 1.1%
- 2008→2024 swing
- -3.1pp toward R · 2008: 9.1pp · 2024: 5.9pp
- All cycles
- 2024: D+5.9 2020: D+8.5 2016: D+2.8 2012: D+6.0 2008: D+9.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -22.83%
- Current HPI
- 340.2808
- Rent YoY
- ▲ 4.43%
- Metro
- Harrisburg-Carlisle, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
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Price history
+1050.0% since first listed11 events — show timeline
- 2026-05-25 Coming Soon $115,000 BRIGHT MLS
- 2020-08-31 Listing Removed — BRIGHT MLS
- 2020-08-31 Sold (Public Records) $69,900 Public Records
- 2020-08-31 Sold (MLS) $69,900 BRIGHT MLS
- 2020-07-18 Pending — BRIGHT MLS
- 2020-04-17 Relisted — BRIGHT MLS
- 2020-03-12 Pending — BRIGHT MLS
- 2019-02-08 Listed $69,900 BRIGHT MLS
- 2016-01-22 Sold (MLS) $10,000 BRIGHT MLS
- 2016-01-10 Listing Removed — BRIGHT MLS
- 2015-08-21 Listed $10,000 BRIGHT MLS
Property tax history
+1.4%/yrLatest (2026): $1,434 · -25.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…