1216 Woodland Ave SW · Birmingham, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 7/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.1/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +0.9/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$90,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming home located in the desirable city of Birmingham, Alabama. Situated in a quiet neighborhood, this property offers a peaceful and convenient lifestyle. This property is ideally located near many Birmingham favorites, including Legions Field, Birmingham International Raceway, and UAB, which encompasses both a renowned school and hospital. This home presents an excellent opportunity for those seeking a comfortable and well-connected living space. Don't miss the chance to make this property your own and experience the best of what Birmingham has to offer. HVAC 2015
Key facts
- Investment property
- 6,969 sq ft lot
- Parking
Tags
Property features AI
Finance
- Other: Subdivision: West Princeton
Exterior
- Parking: Off-street parking; One carport space
- Utilities: Public water; Connected sewer; Electric water heater; Internet service available
- Home design: Existing (previously built) single-family wood home; Slab foundation
- Construction: Wood construction
- Exterior features: No pool; No patio; No deck; No garden/patio; Not waterfront; Lot approximately 0.16 acres; Not in flood plain; No notable lot view
Interior
- Kitchen: Laminate countertops
- Bedrooms: Master bedroom on main level; Additional bedroom on main level
- Flooring: Hardwood and laminate floors
- Bathrooms: One full bathroom on main level
- Heating & cooling: Central heating; Central cooling
- Interior features: Ceilings: other (see remarks); No special interior features listed
- Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located on main level in a closet; Pull-down attic access
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $90k.
Deal economics
- At list price, monthly cash flow is $339 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
- Recommended offer: $89k (1.5% below list) — sets the bar for market timing.
- Cap rate 10.8% vs local median 6.2% in Birmingham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime F, employment F.
- Birmingham City (urban): math 4% / reading 20% proficiency, ranked #116 of 129 in AL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Hemphill Elementary School (math 5% / reading 24%, grade F, #508 of 627 statewide, top 84%, 336 students, 87% FRL); Parker High School (math 2% / reading 2%, grade F, #291 of 305 statewide, top 100%, 826 students, 90% FRL).
- Market conditions: Rents soft (-0.0%/yr); 154 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
- This rent runs 40% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $75k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.31% ✓
- Cap rate
- 10.81%
- Cash-on-cash
- 16.15%
- DSCR
- 1.72
- GRM
- 6.4
CMA / ARV
- ARV (on-the-fly)
- $66,330
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3102 Border St | 0.61mi | 3/1.0 | 1,019 (+1%) | 1mo | $75,000 | $74 | 68 |
| 1324 1st Ct W | 0.35mi | 2/1.0 (-1) | 978 (-3%) | 22mo | $27,900 | $29 | 56 |
| 1312 1st Ct W | 0.34mi | 3/2.0 | 1,148 (+14%) | 3mo | $177,000 | $154 | 54 |
| 719 Washington Ave SW | 0.56mi | 3/1.0 | 1,064 (+6%) | 13mo | $40,000 | $38 | 53 |
| 809 11th St SW | 0.52mi | 2/1.0 (-1) | 1,113 (+11%) | 0mo | $7,500 | $7 | 52 |
| 1320 1st Ct W | 0.35mi | 3/2.0 | 1,148 (+14%) | 14mo | $179,900 | $157 | 44 |
| 1205 4th Ct W | 0.62mi | 3/1.5 | 1,146 (+14%) | 7mo | $43,000 | $38 | 40 |
| 1621 Woodland Ave SW | 0.49mi | 3/1.0 | 1,128 (+12%) | 24mo | $75,000 | $66 | 37 |
| 1825 Madison Ave SW | 0.72mi | 3/1.0 | 887 (-12%) | 15mo | $117,000 | $132 | 34 |
| 1651 Waco Ave SW | 0.72mi | 4/1.0 (+1) | 1,153 (+15%) | 12mo | $65,000 | $56 | 27 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 3.8%
- Equity multiple
- 1.14×
- Total profit
- $3,565
- Equity at exit
- $13,419
- IRR
- 10.4%
- Equity multiple
- 1.70×
- Total profit
- $17,590
- Equity at exit
- $7,782
Cash invested: $25,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35211
- Rents YoY
- -0.0%
- Active inventory
- 154
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $1,176 high interval (Pro) →
- Mortgage (P&I)
- −$472
- Tax from tax record
- −$80 /mo · $963/yr
- Insurance
- −$38
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$247
- Net cashflow
- $339
Break-even live
Sensitivity live
| Price | -10% $390 | -5% $365 | +0% $339 | +5% $314 | +10% $288 |
|---|---|---|---|---|---|
| Rent | -10% $246 | -5% $293 | +0% $339 | +5% $386 | +10% $432 |
| Rate | -1.0pp $384 | -0.5pp $362 | base $339 | +0.5pp $316 | +1.0pp $292 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,500
- Closing costs
- $2,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1220 Alabama Ave SW Birmingham, AL | 3.0 | 1.5 | 1175 | $1,350 | $1.15 | 45d | 1 | 0.08mi |
| 1228 Fulton Ave SW Birmingham, AL | 2.0 | 1.0 | 900 | $800 | $0.89 | 45d | 1 | 0.16mi |
| 1217 Fulton Ave SW Birmingham, AL | 4.0 | 2.0 | 1397 | $1,395 | $1.00 | 45d | 1 | 0.19mi |
| 405 11th St SW Unit B Birmingham, AL | 2.0 | 1.0 | 1065 | $800 | $0.75 | 45d | 1 | 0.20mi |
| 1437 Woodland Ave SW Birmingham, AL | 3.0 | 1.0 | 1369 | $1,100 | $0.80 | 4d | 1 | 0.31mi |
| 219 12th St W Birmingham, AL | 2.0 | 1.0 | 800 | $799 | $1.00 | 24d | 1 | 0.43mi |
| 1501 Princeton Ave SW Birmingham, AL | 3.0 | 2.0 | 1260 | $1,350 | $1.07 | 45d | 1 | 0.45mi |
| 1100 Cotton Ave SW Unit b Birmingham, AL | 2.0 | 1.5 | 816 | $988 | $1.21 | 45d | 1 | 0.45mi |
| 1012 Cotton Ave SW Birmingham, AL | 3.0 | 1.0 | 1232 | $1,000 | $0.81 | 45d | 1 | 0.48mi |
| 719 Washington Ave SW Birmingham, AL | 3.0 | 1.0 | 1064 | $950 | $0.89 | 13d | 1 | 0.54mi |
| 521 16th St SW Unit 523 Birmingham, AL | 2.0 | 1.0 | 800 | $800 | $1.00 | 45d | 1 | 0.54mi |
| 1645 Woodland Ave SW Birmingham, AL | 4.0 | 2.0 | 1298 | $1,300 | $1.00 | 20d | 1 | 0.57mi |
| 1024 4th Ave W Unit B Birmingham, AL | 2.0 | 1.0 | 840 | $823 | $0.98 | 45d | 1 | 0.60mi |
| 1621 2nd Ct W Birmingham, AL | 3.0 | 1.0 | 1074 | $1,095 | $1.02 | 45d | 1 | 0.61mi |
| 644 Alabama Ave SW Birmingham, AL | 3.0 | 1.0 | 1274 | $1,125 | $0.88 | 24d | 1 | 0.61mi |
| 1000 4th Ave W Unit 4 Birmingham, AL | 2.0 | 1.0 | 840 | $823 | $0.98 | 24d | 1 | 0.62mi |
| 916 14th St SW Unit F Birmingham, AL | 2.0 | 1.0 | 870 | $800 | $0.92 | 45d | 1 | 0.63mi |
| 916 14th St SW Unit A Birmingham, AL | 2.0 | 1.0 | 870 | $800 | $0.92 | 24d | 1 | 0.63mi |
| 916 14th St SW Unit F Birmingham, AL | 2.0 | 1.0 | 800 | $800 | $1.00 | 13d | 1 | 0.63mi |
| 908 4th Ave W Birmingham, AL | 2.0 | 1.0 | 700 | $745 | $1.06 | 24d | 1 | 0.65mi |
| 132 17th St SW Birmingham, AL | 2.0 | 1.0 | 738 | $945 | $1.28 | 45d | 1 | 0.65mi |
| 1800 Woodland Ave SW Birmingham, AL | 4.0 | 1.0 | 1411 | $1,195 | $0.85 | 3d | 1 | 0.70mi |
| 608 Fulton Ave SW Birmingham, AL | 3.0 | 1.0 | 1271 | $1,300 | $1.02 | 45d | 1 | 0.71mi |
| 724 4th Ct W Birmingham, AL | 3.0 | 1.0 | 1300 | $930 | $0.72 | 45d | 1 | 0.78mi |
| 2916 24th Street Ensley Birmingham, AL | 2.0 | 1.0 | 850 | $590 | $0.69 | 24d | 1 | 0.82mi |
| 1119 Graymont Ave W Birmingham, AL | 3.0 | 1.0 | 1260 | $1,073 | $0.85 | 3d | 1 | 0.83mi |
| 2309 Eufaula Ave Birmingham, AL | 4.0 | 2.0 | 1454 | $1,395 | $0.96 | 24d | 1 | 0.85mi |
| 624 4th Ct W Birmingham, AL | 3.0 | 1.5 | 992 | $1,250 | $1.26 | 45d | 1 | 0.86mi |
| 2304 Eufaula Ave Birmingham, AL | 3.0 | 1.0 | 1381 | $980 | $0.71 | 45d | 1 | 0.88mi |
| 1136 15th St SW Birmingham, AL | 4.0 | 2.0 | 1296 | $1,395 | $1.08 | 24d | 1 | 0.88mi |
| 1816 Saint Charles Ave SW Birmingham, AL | 3.0 | 1.0 | 1395 | $1,295 | $0.93 | 24d | 1 | 0.89mi |
| 1728 Princeton Ave SW Birmingham, AL | 4.0 | 2.0 | 1334 | $1,300 | $0.97 | 45d | 1 | 0.89mi |
| 1101 7th Ave W Birmingham, AL | 3.0 | 1.0 | 1248 | $1,250 | $1.00 | 45d | 1 | 0.89mi |
| 413 Fulton Ave SW Birmingham, AL | 3.0 | 1.0 | 940 | $525 | $0.56 | 4d | 1 | 0.89mi |
| 827 6th Ave W Birmingham, AL | 3.0 | 1.0 | 1214 | $1,075 | $0.89 | 24d | 1 | 0.91mi |
| 2709 30th Street Ensley Birmingham, AL | 4.0 | 2.0 | 1410 | $1,323 | $0.94 | 3d | 1 | 0.92mi |
| 1734 Lee Ave SW Birmingham, AL | 4.0 | 1.0 | 1142 | $1,150 | $1.01 | 20d | 1 | 0.93mi |
| 612 12th St W Birmingham, AL | 3.0 | 1.5 | 1242 | $1,150 | $0.93 | 45d | 1 | 0.93mi |
| 1620 Alemeda Ave SW Birmingham, AL | 3.0 | 2.0 | 1314 | $1,295 | $0.99 | 3d | 1 | 0.98mi |
| 617 7th St W Birmingham, AL | 3.0 | 1.5 | 1120 | $1,175 | $1.05 | 45d | 1 | 1.03mi |
Listing history 11 events
-
2026-06-21days on market $90,000 Active 17 DOM
-
2026-06-18days on market $90,000 Active 14 DOM
-
2026-06-17days on market $90,000 Active 13 DOM
-
2026-06-16days on market $90,000 Active 12 DOM
-
2026-06-15days on market $90,000 Active 11 DOM
-
2026-06-13days on market $90,000 Active 9 DOM
-
2026-06-10days on market $90,000 Active 6 DOM
-
2026-06-09days on market $90,000 Active 5 DOM
-
2026-06-08days on market $90,000 Active 4 DOM
-
2026-06-07remarks 159-char remark
-
2026-06-07$90,000 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $963 · $80/mo
- Projected year-2 tax
- $963 · $80/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,108
- − Mortgage interest
- −$5,041
- − Property taxes
- −$963
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,129
- − Management
- −$1,129
- − Depreciation
- −$2,618
- Taxable income
- $2,779
- Est. tax owed @ 24.0%
- −$667
- After-tax cash flow
- $3,402/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Birmingham City
- NCES district ID
- 0100390
- Math proficiency
- 4% ▼ -17.00%
- Reading proficiency
- 20% ▼ -4.00%
- Median HH income
- $31,988
- Composite
- 9.49/100
- National rank
- #9850
- State rank
- #116 of 129 in AL
Livability — Birmingham
- Score
- 67/100
- State rank
- #78
- US rank
- #10412
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Birmingham, AL
- County
- Jefferson County · 527,445 people
- City population
- 210,422
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 24,924
- Household income
- $34,884
- Rent vs Own
- Severe rent burden
- 2161.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (77%)
- Race & ethnicity
- Black 77% White 10% Hispanic / Latino 10% Two or more races 4%
- Hispanic origin (detail)
- Mexican 7%
- Foreign-born
- 6% · Canada
- Languages at home
- 91% English-only · Spanish 8% French/Haitian/Cajun 1%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -49.29%
- Current HPI
- 91.2903
- Rent YoY
- ▬ -0.01%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+129.6% since first listed10 events — show timeline
- 2026-06-04 Listed $90,000 Greater Alabama MLS
- 2024-01-24 Sold (Public Records) $75,000 Public Records
- 2024-01-22 Sold (MLS) $75,000 Greater Alabama MLS
- 2023-12-29 Contingent — Greater Alabama MLS
- 2023-12-22 Listed $65,000 Greater Alabama MLS
- 2015-07-10 Sold (Public Records) $50,500 Public Records
- 2015-04-29 Sold (MLS) $6,000 Greater Alabama MLS
- 2015-03-27 Listed $14,900 Greater Alabama MLS
- 2002-01-09 Sold (Public Records) $46,500 Public Records
- 1980-06-01 Sold (Public Records) $39,200 Public Records
Property tax history
+4.2%/yrLatest (2025): $963 · +5.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…