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1216 Woodland Ave SW
C Composite 57.36
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.1/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$90,000

1216 Woodland Ave SW · Birmingham, AL 35211
3 bd · 1.0 ba · 1,005 sqft · SingleFamily public records · 17 Days on market
Built 1980 6,969 sqft lot Est $66k · 36% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming home located in the desirable city of Birmingham, Alabama. Situated in a quiet neighborhood, this property offers a peaceful and convenient lifestyle. This property is ideally located near many Birmingham favorites, including Legions Field, Birmingham International Raceway, and UAB, which encompasses both a renowned school and hospital. This home presents an excellent opportunity for those seeking a comfortable and well-connected living space. Don't miss the chance to make this property your own and experience the best of what Birmingham has to offer. HVAC 2015

Key facts

  • Investment property
  • 6,969 sq ft lot
  • Parking

Tags

INVESTMENT PROPERTY

Property features AI

Finance

  • Other: Subdivision: West Princeton

Exterior

  • Parking: Off-street parking; One carport space
  • Utilities: Public water; Connected sewer; Electric water heater; Internet service available
  • Home design: Existing (previously built) single-family wood home; Slab foundation
  • Construction: Wood construction
  • Exterior features: No pool; No patio; No deck; No garden/patio; Not waterfront; Lot approximately 0.16 acres; Not in flood plain; No notable lot view

Interior

  • Kitchen: Laminate countertops
  • Bedrooms: Master bedroom on main level; Additional bedroom on main level
  • Flooring: Hardwood and laminate floors
  • Bathrooms: One full bathroom on main level
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Ceilings: other (see remarks); No special interior features listed
  • Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located on main level in a closet; Pull-down attic access

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $339 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $89k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.8% vs local median 6.2% in Birmingham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime F, employment F.
  • Birmingham City (urban): math 4% / reading 20% proficiency, ranked #116 of 129 in AL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hemphill Elementary School (math 5% / reading 24%, grade F, #508 of 627 statewide, top 84%, 336 students, 87% FRL); Parker High School (math 2% / reading 2%, grade F, #291 of 305 statewide, top 100%, 826 students, 90% FRL).
  • Market conditions: Rents soft (-0.0%/yr); 154 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $75k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $88,650 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.31%
Cap rate
10.81%
Cash-on-cash
16.15%
DSCR
1.72
GRM
6.4

CMA / ARV

ARV (on-the-fly)
$66,330
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3102 Border St 0.61mi 3/1.0 1,019 (+1%) 1mo $75,000 $74 68
1324 1st Ct W 0.35mi 2/1.0 (-1) 978 (-3%) 22mo $27,900 $29 56
1312 1st Ct W 0.34mi 3/2.0 1,148 (+14%) 3mo $177,000 $154 54
719 Washington Ave SW 0.56mi 3/1.0 1,064 (+6%) 13mo $40,000 $38 53
809 11th St SW 0.52mi 2/1.0 (-1) 1,113 (+11%) 0mo $7,500 $7 52
1320 1st Ct W 0.35mi 3/2.0 1,148 (+14%) 14mo $179,900 $157 44
1205 4th Ct W 0.62mi 3/1.5 1,146 (+14%) 7mo $43,000 $38 40
1621 Woodland Ave SW 0.49mi 3/1.0 1,128 (+12%) 24mo $75,000 $66 37
1825 Madison Ave SW 0.72mi 3/1.0 887 (-12%) 15mo $117,000 $132 34
1651 Waco Ave SW 0.72mi 4/1.0 (+1) 1,153 (+15%) 12mo $65,000 $56 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
3.8%
Equity multiple
1.14×
Total profit
$3,565
Equity at exit
$13,419
10-year hold
IRR
10.4%
Equity multiple
1.70×
Total profit
$17,590
Equity at exit
$7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35211

Rents YoY
-0.0%
Active inventory
154
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$1,176 high interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$80 /mo · $963/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$247
Net cashflow
$339

Break-even live

Break-even rent $746
Max offer price $90,000
Occupancy floor 66%

Sensitivity live

Price -10% $390 -5% $365 +0% $339 +5% $314 +10% $288
Rent -10% $246 -5% $293 +0% $339 +5% $386 +10% $432
Rate -1.0pp $384 -0.5pp $362 base $339 +0.5pp $316 +1.0pp $292

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1220 Alabama Ave SW Birmingham, AL 3.0 1.5 1175 $1,350 $1.15 45d 1 0.08mi
1228 Fulton Ave SW Birmingham, AL 2.0 1.0 900 $800 $0.89 45d 1 0.16mi
1217 Fulton Ave SW Birmingham, AL 4.0 2.0 1397 $1,395 $1.00 45d 1 0.19mi
405 11th St SW Unit B Birmingham, AL 2.0 1.0 1065 $800 $0.75 45d 1 0.20mi
1437 Woodland Ave SW Birmingham, AL 3.0 1.0 1369 $1,100 $0.80 4d 1 0.31mi
219 12th St W Birmingham, AL 2.0 1.0 800 $799 $1.00 24d 1 0.43mi
1501 Princeton Ave SW Birmingham, AL 3.0 2.0 1260 $1,350 $1.07 45d 1 0.45mi
1100 Cotton Ave SW Unit b Birmingham, AL 2.0 1.5 816 $988 $1.21 45d 1 0.45mi
1012 Cotton Ave SW Birmingham, AL 3.0 1.0 1232 $1,000 $0.81 45d 1 0.48mi
719 Washington Ave SW Birmingham, AL 3.0 1.0 1064 $950 $0.89 13d 1 0.54mi
521 16th St SW Unit 523 Birmingham, AL 2.0 1.0 800 $800 $1.00 45d 1 0.54mi
1645 Woodland Ave SW Birmingham, AL 4.0 2.0 1298 $1,300 $1.00 20d 1 0.57mi
1024 4th Ave W Unit B Birmingham, AL 2.0 1.0 840 $823 $0.98 45d 1 0.60mi
1621 2nd Ct W Birmingham, AL 3.0 1.0 1074 $1,095 $1.02 45d 1 0.61mi
644 Alabama Ave SW Birmingham, AL 3.0 1.0 1274 $1,125 $0.88 24d 1 0.61mi
1000 4th Ave W Unit 4 Birmingham, AL 2.0 1.0 840 $823 $0.98 24d 1 0.62mi
916 14th St SW Unit F Birmingham, AL 2.0 1.0 870 $800 $0.92 45d 1 0.63mi
916 14th St SW Unit A Birmingham, AL 2.0 1.0 870 $800 $0.92 24d 1 0.63mi
916 14th St SW Unit F Birmingham, AL 2.0 1.0 800 $800 $1.00 13d 1 0.63mi
908 4th Ave W Birmingham, AL 2.0 1.0 700 $745 $1.06 24d 1 0.65mi
132 17th St SW Birmingham, AL 2.0 1.0 738 $945 $1.28 45d 1 0.65mi
1800 Woodland Ave SW Birmingham, AL 4.0 1.0 1411 $1,195 $0.85 3d 1 0.70mi
608 Fulton Ave SW Birmingham, AL 3.0 1.0 1271 $1,300 $1.02 45d 1 0.71mi
724 4th Ct W Birmingham, AL 3.0 1.0 1300 $930 $0.72 45d 1 0.78mi
2916 24th Street Ensley Birmingham, AL 2.0 1.0 850 $590 $0.69 24d 1 0.82mi
1119 Graymont Ave W Birmingham, AL 3.0 1.0 1260 $1,073 $0.85 3d 1 0.83mi
2309 Eufaula Ave Birmingham, AL 4.0 2.0 1454 $1,395 $0.96 24d 1 0.85mi
624 4th Ct W Birmingham, AL 3.0 1.5 992 $1,250 $1.26 45d 1 0.86mi
2304 Eufaula Ave Birmingham, AL 3.0 1.0 1381 $980 $0.71 45d 1 0.88mi
1136 15th St SW Birmingham, AL 4.0 2.0 1296 $1,395 $1.08 24d 1 0.88mi
1816 Saint Charles Ave SW Birmingham, AL 3.0 1.0 1395 $1,295 $0.93 24d 1 0.89mi
1728 Princeton Ave SW Birmingham, AL 4.0 2.0 1334 $1,300 $0.97 45d 1 0.89mi
1101 7th Ave W Birmingham, AL 3.0 1.0 1248 $1,250 $1.00 45d 1 0.89mi
413 Fulton Ave SW Birmingham, AL 3.0 1.0 940 $525 $0.56 4d 1 0.89mi
827 6th Ave W Birmingham, AL 3.0 1.0 1214 $1,075 $0.89 24d 1 0.91mi
2709 30th Street Ensley Birmingham, AL 4.0 2.0 1410 $1,323 $0.94 3d 1 0.92mi
1734 Lee Ave SW Birmingham, AL 4.0 1.0 1142 $1,150 $1.01 20d 1 0.93mi
612 12th St W Birmingham, AL 3.0 1.5 1242 $1,150 $0.93 45d 1 0.93mi
1620 Alemeda Ave SW Birmingham, AL 3.0 2.0 1314 $1,295 $0.99 3d 1 0.98mi
617 7th St W Birmingham, AL 3.0 1.5 1120 $1,175 $1.05 45d 1 1.03mi

Listing history 11 events

  1. 2026-06-21
    days on market $90,000 Active 17 DOM
  2. 2026-06-18
    days on market $90,000 Active 14 DOM
  3. 2026-06-17
    days on market $90,000 Active 13 DOM
  4. 2026-06-16
    days on market $90,000 Active 12 DOM
  5. 2026-06-15
    days on market $90,000 Active 11 DOM
  6. 2026-06-13
    days on market $90,000 Active 9 DOM
  7. 2026-06-10
    days on market $90,000 Active 6 DOM
  8. 2026-06-09
    days on market $90,000 Active 5 DOM
  9. 2026-06-08
    days on market $90,000 Active 4 DOM
  10. 2026-06-07
    remarks 159-char remark
  11. 2026-06-07
    listed $90,000 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$963 · $80/mo
Projected year-2 tax
$963 · $80/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,108
− Mortgage interest
−$5,041
− Property taxes
−$963
− Insurance
−$450
− Repairs & maintenance
−$1,129
− Management
−$1,129
− Depreciation
−$2,618
Taxable income
$2,779
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$667
After-tax cash flow
$3,402/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Birmingham City
NCES district ID
0100390
Math proficiency
4% ▼ -17.00%
Reading proficiency
20% ▼ -4.00%
Median HH income
$31,988
Composite
9.49/100
National rank
#9850
State rank
#116 of 129 in AL

Livability — Birmingham

Score
67/100
State rank
#78
US rank
#10412

Category grades

Amenities C- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Birmingham, AL
County
Jefferson County · 527,445 people
City population
210,422
Metro
Birmingham-Hoover, AL
Population (ZIP)
24,924
Household income
$34,884
Rent vs Own
59.7% rent · 40.3% own
Severe rent burden
2161.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% White 10% Hispanic / Latino 10% Two or more races 4%
Hispanic origin (detail)
Mexican 7%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 8% French/Haitian/Cajun 1%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -49.29%
Current HPI
91.2903
Rent YoY
▬ -0.01%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+129.6% since first listed
10 events — show timeline
  • 2026-06-04 Listed $90,000 Greater Alabama MLS
  • 2024-01-24 Sold (Public Records) $75,000 Public Records
  • 2024-01-22 Sold (MLS) $75,000 Greater Alabama MLS
  • 2023-12-29 Contingent Greater Alabama MLS
  • 2023-12-22 Listed $65,000 Greater Alabama MLS
  • 2015-07-10 Sold (Public Records) $50,500 Public Records
  • 2015-04-29 Sold (MLS) $6,000 Greater Alabama MLS
  • 2015-03-27 Listed $14,900 Greater Alabama MLS
  • 2002-01-09 Sold (Public Records) $46,500 Public Records
  • 1980-06-01 Sold (Public Records) $39,200 Public Records

Property tax history

+4.2%/yr

Latest (2025): $963 · +5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…