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5245 Via San Delarro St 10-Plex
B- Composite 66.65
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.3/10.0
  • ARV discount +7.5/15.0
  • Schools +3.6/10.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +0.8/5.0
  • Appreciation +0.0/10.0

$1,995,000

5245 Via San Delarro St · East Los Angeles, CA 90022
13 bd · 10.0 ba · 6,820 sqft · MultiFamily public records · 28 Days on market
Built 1959 10,149 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 10 units. confirmed

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks

We are pleased to present 5245 Via San Delarro, a 10-unit multifamily investment offered at $1,995,000 in the heart of East Los Angeles. The property consists of 7 one-bedroom units and 3 two-bedroom units totaling +/- 6,820 square feet of gross building area on a +/-10,149 square foot lot. The asset features 10 parking spaces, including 9 enclosed parking garage spaces, and an oval-shaped swimming pool, two onsite amenities that meaningfully differentiate it within the surrounding East Los Angeles multifamily inventory. At list price, the asset trades at a 6.39% cap rate, a 9.8 gross rent multiplier, $199,500 per unit and $293 per building square foot. Current ownership has completed a com

Key facts

  • New kitchens
  • New flooring
  • Interior renovations

Tags

OVAL SHAPED SWIMMING POOLCOPPER SUPPLY LINE PLUMBINGINTERIOR RENOVATIONSNEW KITCHENSNEW FLOORINGIMMEDIATE ACCESS TO FREEWAYS

Property features AI

Finance

  • Other: Property zoning: LCR4*; Directions: Via San Delarro Street & Via Campo Street
  • Financial info: Gross income: $203,484; Net operating income: $127,400; Total annual expenses: $76,084; Cap rate: 6.39; Gross rent multiplier: 9.8; Rent roll highlights: three identical 1-bed units at $1,700 each; additional units with rents ranging from $1,489 to $1,976
  • HOA & community: Community amenities: Pool; Complex contains 10 total units

Exterior

  • Parking: Attached garage; 9 garage spaces; 10 total parking spaces
  • Security: Security details not provided
  • Utilities: Utilities details not provided
  • Home design: Residential income property; Two-level building (2 total floors)
  • Construction: Other structures: none
  • Exterior features: Corner lot with curbs and sidewalks; Single lot on a paved street; City lot location

Interior

  • Kitchen: Range/oven included
  • Bedrooms: Units include one- and two-bedroom layouts (mix of 1-bed and 2-bed units)
  • Flooring: Flooring details not provided
  • Bathrooms: Each unit has one bathroom
  • Heating & cooling: Other heating; Other cooling
  • Interior features: Updated/remodeled condition; In-ground pool
  • Laundry & utility: Laundry/utility details not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 10 × 13-bed/10.0-bath units multifamily listed at $2.00M.

Deal economics

  • At list price, monthly cash flow is $8k ($94k/yr) — positive. Per door: $785/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($29k rent vs $2.00M).
  • Recommended offer: $1.97M (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.0% vs local median 3.5% in East Los Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#594 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, schools B+; Watch: employment C-, health & safety D, crime F.
  • Los Angeles Unified (urban): math 29% / reading 54% proficiency, ranked #223 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents falling (-7.0%/yr); 52 active listings in the ZIP; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • At $28,598/mo this rent would consume 505% of the median local household income ($68k/yr) (locally 2612% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $14k of loan paydown is wiped out by about $60k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($1.97M) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $960k; list at $2.00M implies a 108% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1,965,075 (1.5% below list)

Questions for the listing agent

  1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  3. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.43%
Cap rate
11.01%
Cash-on-cash
16.86%
DSCR
1.75
GRM
5.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
4.5%
Equity multiple
1.17×
Total profit
$93,885
Equity at exit
$297,461
10-year hold
IRR
10.9%
Equity multiple
1.73×
Total profit
$405,769
Equity at exit
$172,491

Cash invested: $558,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90022

Rents YoY
-7.0%
Active inventory
52
Price-to-rent
58.1×

Monthly cashflow live

Estimated rent
$28,598 medium interval (Pro) →
Mortgage (P&I)
$10,462
Tax from tax record
$3,449 /mo · $41,394/yr
Insurance
$831
HOA
$0
Vacancy / Maint / Mgmt
$6,006
Net cashflow
$7,850

Break-even live

Break-even rent $18,662
Max offer price $1,995,000
Occupancy floor 68%

Sensitivity live

Price -10% $8,979 -5% $8,414 +0% $7,850 +5% $7,285 +10% $6,720
Rent -10% $5,590 -5% $6,720 +0% $7,850 +5% $8,979 +10% $10,109
Rate -1.0pp $8,854 -0.5pp $8,357 base $7,850 +0.5pp $7,333 +1.0pp $6,807

10-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (10 units) $28,598

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$498,750
Closing costs
$59,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 30 events

  1. 2026-06-18
    days on market $1,995,000 Active 28 DOM
  2. 2026-06-17
    days on market $1,995,000 Active 27 DOM
  3. 2026-06-16
    days on market $1,995,000 Active 26 DOM
  4. 2026-06-15
    days on market $1,995,000 Active 25 DOM
  5. 2026-06-13
    days on market $1,995,000 Active 23 DOM
  6. 2026-06-09
    days on market $1,995,000 Active 19 DOM
  7. 2026-06-08
    days on market $1,995,000 Active 18 DOM
  8. 2026-06-07
    days on market $1,995,000 Active 17 DOM
  9. 2026-06-04
    days on market $1,995,000 Active 14 DOM
  10. 2026-06-03
    days on market $1,995,000 Active 13 DOM
  11. 2026-06-02
    days on market $1,995,000 Active 12 DOM
  12. 2026-06-01
    days on market $1,995,000 Active 11 DOM
  13. 2026-05-31
    days on market $1,995,000 Active 10 DOM
  14. 2026-05-21
    listed $1,995,000 Active
  15. 2024-10-27
    historical $2,150
  16. 2024-10-12
    price $2,150
  17. 2024-09-28
    price $2,250
  18. 2024-09-10
    price $2,350
  19. 2024-08-18
    price $2,450
  20. 2024-08-06
    price $2,600
  21. 2024-07-26
    listed $2,700
  22. 2017-02-10
    soldstatus $960,000
  23. 2008-04-11
    soldstatus $1,275,000
  24. 2005-11-08
    soldstatus $1,275,000
  25. 2005-10-24
    historical
  26. 2005-09-26
    listed $1,350,000
  27. 2003-12-01
    soldstatus $865,000
  28. 2003-11-26
    soldstatus $865,000
  29. 1985-03-01
    soldstatus $390,000
  30. 1976-11-12
    soldstatus $180,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$41,394 · $3,449/mo
Projected year-2 tax
$41,394 · $3,449/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥95°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 9 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$343,176
− Mortgage interest
−$111,751
− Property taxes
−$41,394
− Insurance
−$9,975
− Repairs & maintenance
−$27,454
− Management
−$27,454
− Depreciation
−$58,036
Taxable income
$67,112
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$16,107
After-tax cash flow
$78,090/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Los Angeles Unified
NCES district ID
0622710
Math proficiency
29% ▼ -4.00%
Reading proficiency
54% ▲ 10.00%
Median HH income
$50,403
Composite
35.67/100
National rank
#4875
State rank
#223 of 517 in CA

Livability — East Los Angeles

Score
60/100
State rank
#594
US rank
#19237

Category grades

Amenities F Commute A+ Cost of living F Crime F Employment C- Housing B- Health & safety D User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
East Los Angeles, CA
County
Los Angeles County · 9,444,647 people
City population
108,740
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
60,343
Household income
$67,967
Rent vs Own
66.6% rent · 33.4% own
Severe rent burden
2612.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (97%)
Race & ethnicity
Hispanic / Latino 97% Two or more races 20% Native American 3% White 1% Asian 1%
Hispanic origin (detail)
Mexican 87%
Foreign-born
39% · Canada, Vietnam, China
Languages at home
17% English-only · Spanish 82% Chinese 1%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -679.87%
Current HPI
406.888
Rent YoY
▼ -7.00%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+1008.3% since first listed
17 events — show timeline
  • 2026-05-21 Listed $1,995,000 TheMLS
  • 2024-10-27 Rental Removed $2,150 SHOWMOJO
  • 2024-10-12 Price Changed $2,150 SHOWMOJO
  • 2024-09-28 Price Changed $2,250 SHOWMOJO
  • 2024-09-10 Price Changed $2,350 SHOWMOJO
  • 2024-08-18 Price Changed $2,450 SHOWMOJO
  • 2024-08-06 Price Changed $2,600 SHOWMOJO
  • 2024-07-26 Listed for Rent $2,700 SHOWMOJO
  • 2017-02-10 Sold (Public Records) $960,000 Public Records
  • 2008-04-11 Sold (Public Records) $1,275,000 Public Records
  • 2005-11-08 Sold (Public Records) $1,275,000 Public Records
  • 2005-10-24 Listing Removed CRMLS
  • 2005-09-26 Listed $1,350,000 CRMLS
  • 2003-12-01 Sold (Public Records) $865,000 Public Records
  • 2003-11-26 Sold (Public Records) $865,000 Public Records
  • 1985-03-01 Sold (Public Records) $390,000 Public Records
  • 1976-11-12 Sold (Public Records) $180,000 Public Records

Property tax history

+5.1%/yr

Latest (2025): $41,394 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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