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56 Cemetery Hill Rd
B Composite 74.97
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +8.5/10.0
  • ARV discount +7.5/15.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Livability +1.9/5.0

$27,900

56 Cemetery Hill Rd · Henlawson, WV 25547
3 bd · 1.0 ba · 692 sqft · SingleFamily · 107 Days on market
Built 1940 3,572 sqft lot ↓ 20% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover the potential in this 3-bedroom, 1-bath home in Logan County. This property is being sold as-is and is ready for your vision. Whether you're searching for a fixer-upper to make your own or a promising investment opportunity. The AC/Heat unit is 2 years old. Bring your ideas and breathe of fresh air into this space . (All measurements are approximate. )

Key facts

  • 3,572 sq ft lot
  • Built 1940
  • Listed 107 days

Property features AI

Exterior

  • Parking: Gravel parking
  • Utilities: Public water; Public sewer
  • Home design: Single-family residential (traditional style); Single-story
  • Construction: Vinyl siding
  • Exterior features: Shingle roof; Sloped lot; Gravel parking/driveway

Interior

  • Kitchen: Range; Refrigerator
  • Bedrooms: Total of 6 rooms (bedrooms and living spaces combined)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Natural gas heating; Window unit cooling
  • Interior features: Range, Refrigerator, Gas water heater; Full basement
  • Laundry & utility: Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $28k.

Deal economics

  • At list price, monthly cash flow is $540 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($927 rent vs $28k).
  • Recommended offer: $25k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 38/100 on livability (#383 in WV) — a limited-amenity area; tenant pool skews transient or value-seeking. Strengths: cost of living A+, crime A; Watch: schools F, amenities F, commute F.
  • Logan County Schools (rural): math 18% / reading 32% proficiency, ranked #48 of 55 in WV (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 4 active listings in the ZIP; 1 units permitted in Logan County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($193 loan paydown + $2k appreciation (7.0% local appreciation)).
  • Logan County population projected at -35% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (7.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 107 days — a 9% lower offer ($25k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 8→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $25,389 (9.0% below list)

Questions for the listing agent

  1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.32%
Cap rate
29.51%
Cash-on-cash
82.90%
DSCR
4.69
GRM
2.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

7.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
90.3%
Equity multiple
6.65×
Total profit
$44,132
Equity at exit
$19,335
10-year hold
IRR
87.2%
Equity multiple
14.13×
Total profit
$102,584
Equity at exit
$36,729

Cash invested: $7,812 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25547

Home prices YoY
4.4%
Active inventory
4
Price-to-rent
2.5×

Monthly cashflow live

Estimated rent
$927 medium interval (Pro) →
Mortgage (P&I)
$146
Tax est. 1.5%
$35 /mo · $418/yr
Insurance
$12
HOA
$0
Vacancy / Maint / Mgmt
$195
Net cashflow
$540

Break-even live

Break-even rent $244
Max offer price $27,900
Occupancy floor 37%

Sensitivity live

Price -10% $559 -5% $549 +0% $540 +5% $530 +10% $520
Rent -10% $466 -5% $503 +0% $540 +5% $576 +10% $613
Rate -1.0pp $554 -0.5pp $547 base $540 +0.5pp $532 +1.0pp $525

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,975
Closing costs
$837
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-21
    days on market $27,900 Active 107 DOM
  2. 2026-06-21
    days on market $27,900 Active 106 DOM
  3. 2026-06-18
    days on market $27,900 Active 104 DOM
  4. 2026-06-17
    days on market $27,900 Active 103 DOM
  5. 2026-06-16
    days on market $27,900 Active 102 DOM
  6. 2026-06-15
    days on market $27,900 Active 101 DOM
  7. 2026-06-15
    days on market $27,900 Active 100 DOM
  8. 2026-06-13
    days on market $27,900 Active 99 DOM
  9. 2026-06-12
    days on market $27,900 Active 98 DOM
  10. 2026-06-09
    days on market $27,900 Active 95 DOM
  11. 2026-06-08
    days on market $27,900 Active 94 DOM
  12. 2026-06-08
    days on market $27,900 Active 93 DOM
  13. 2026-06-05
    days on market $27,900 Active 91 DOM
  14. 2026-06-04
    days on market $27,900 Active 90 DOM
  15. 2026-06-03
    days on market $27,900 Active 89 DOM
  16. 2026-06-02
    days on market $27,900 Active 88 DOM
  17. 2026-06-01
    days on market $27,900 Active 87 DOM
  18. 2026-05-31
    days on market $27,900 Active 86 DOM
  19. 2026-03-06
    listed $27,900 Active
  20. 2025-12-02
    listed $35,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 5/10 Major 8 d/yr ≥101°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,127
− Mortgage interest
−$1,563
− Property taxes
−$418
− Insurance
−$140
− Repairs & maintenance
−$890
− Management
−$890
− Depreciation
−$812
Taxable income
$6,414
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,539
After-tax cash flow
$4,937/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Logan County Schools
NCES district ID
5400690
Math proficiency
18% ▼ -15.00%
Reading proficiency
32% ▼ -9.00%
Median HH income
$36,127
Composite
20.68/100
National rank
#8531
State rank
#48 of 55 in WV

Livability — Henlawson

Score
38/100
State rank
#383
US rank
#27501

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Henlawson, WV
City population
408
Population (ZIP)
374

Population outlook (Logan County) Hauer SSP2

Today (2025)
30,218 people
By 2030
27,848 · -7.8%
By 2040
23,262 · -23.0%
By 2050
19,582 · -35.2%
By 2075
12,739 · -57.8%
By 2100
7,787 · -74.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (100%)
Race & ethnicity
White 100%

Political lean MEDSL · Logan

2024 margin
Solid R (+66.7) · D 16.1% · R 82.8% · Other 1.1%
2008→2024 swing
-55.9pp toward R · 2008: -10.8pp · 2024: -66.7pp
All cycles
2024: R+66.7 2020: R+63.0 2016: R+63.2 2012: R+39.7 2008: R+10.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 7.00%
Current HPI
164.5737
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-20.3% since first listed
2 events — show timeline
  • 2026-03-06 Listed $27,900 WBOR
  • 2025-12-02 Listed $35,000 WBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…