1212 Jubail Dr · Hinesville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.4/30.0
- ARV discount +11.4/15.0
- 1% rule +4.0/10.0
- Rent growth +3.9/5.0
- Livability +3.7/5.0
- DSCR +3.3/10.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$187,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious brick home with sunroom off the kitchen area (not included in sq footage). Home has metal roof and yard is fully fenced with exterior storage buildings. Lots of potential for this open floorplan. Home is being sold AS-IS.
Key facts
- Metal roof
- Open floorplan
- Sunroom off kitchen
Tags
Property features AI
Finance
- HOA & community: Street lights; Sidewalks
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One story
- Construction: Brick construction; Slab foundation
- Exterior features: Covered patio; Privacy fencing; Shed(s); Paved road access; Has a view
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Ceiling fan(s)
- Laundry & utility: Laundry area (other)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $188k.
Deal economics
- At list price, monthly cash flow is $-65 ($-781/yr) — negative.
- To cash-flow at today's rent, offer at most $176k (6.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (9.8% below list).
- Recommended offer: $169k (9.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, commute D+, crime F.
- Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+5.4%/yr); 639 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
- This rent runs 34% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 47 days — a 3% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 47 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 5.88%
- Cash-on-cash
- -1.49%
- DSCR
- 0.93
- GRM
- 9.2
CMA / ARV
- ARV (median comp)
- $205,448
- List price
- $187,500
- Delta
- -8.74%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1104 Tomcat Trl Trl | 0.17mi | 3/2.0 | 1,245 (-0%) | 2mo | $237,000 | $190 | 90 |
| 1242 Dhurahn Dr | 0.14mi | 3/2.0 | 1,223 (-2%) | 3mo | $185,000 | $151 | 88 |
| 106 Deann Dr | 0.26mi | 3/1.5 | 1,285 (+3%) | 2mo | $224,900 | $175 | 80 |
| 1371 Forest Lake Dr | 0.52mi | 3/2.0 | 1,251 (+0%) | 1mo | $225,000 | $180 | 75 |
| 735 Kadi Ln | 0.51mi | 3/2.0 | 1,290 (+3%) | 0mo | $208,500 | $162 | 70 |
| 1441 Coalition Cir | 0.40mi | 3/2.0 | 1,168 (-6%) | 2mo | $205,000 | $176 | 70 |
| 1458 Victory Cir | 0.41mi | 3/2.0 | 1,156 (-7%) | 2mo | $203,000 | $176 | 67 |
| 1463 Fritts Ct | 0.53mi | 3/2.0 | 1,316 (+5%) | 2mo | $210,000 | $160 | 64 |
| 222 Glenn Bryant Rd | 0.48mi | 3/2.0 | 1,111 (-11%) | 1mo | $219,900 | $198 | 59 |
| 624 Honey Ridge Ln | 0.61mi | 4/2.0 (+1) | 1,302 (+4%) | 1mo | $199,900 | $154 | 58 |
| 649 Honey Ridge Ln | 0.71mi | 3/2.0 | 1,152 (-8%) | 2mo | $208,000 | $181 | 52 |
| 234 Deerwood Dr | 0.58mi | 4/2.0 (+1) | 1,128 (-10%) | 3mo | $177,500 | $157 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.41% rent growth · sell at horizon
- IRR
- -15.8%
- Equity multiple
- 0.42×
- Total profit
- $-30,238
- Equity at exit
- $27,957
- IRR
- -3.4%
- Equity multiple
- 0.75×
- Total profit
- $-13,197
- Equity at exit
- $16,212
Cash invested: $52,500 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31313
- Home prices YoY
- -27.1%
- Rents YoY
- 5.4%
- Active inventory
- 639
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $1,691 high interval (Pro) →
- Mortgage (P&I)
- −$983
- Tax from tax record
- −$340 /mo · $4,074/yr
- Insurance
- −$78
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$355
- Net cashflow
- $-65
Break-even live
Sensitivity live
| Price | -10% $41 | -5% $-12 | +0% $-65 | +5% $-118 | +10% $-171 |
|---|---|---|---|---|---|
| Rent | -10% $-199 | -5% $-132 | +0% $-65 | +5% $2 | +10% $69 |
| Rate | -1.0pp $29 | -0.5pp $-17 | base $-65 | +0.5pp $-114 | +1.0pp $-163 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,875
- Closing costs
- $5,625
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1458 Sheridan Pt Hinesville, GA | 3.0 | 2.0 | 1400 | $1,800 | $1.29 | 45d | 1 | 0.35mi |
| 1456 Coalition Cir Hinesville, GA | 3.0 | 2.0 | 1424 | $1,700 | $1.19 | 45d | 1 | 0.37mi |
| 286 Whitetail Cir Hinesville, GA | 3.0 | 2.0 | 1274 | $1,600 | $1.26 | 45d | 1 | 0.45mi |
| 172 Cherokee Cir Hinesville, GA | 3.0 | 2.0 | 1290 | $1,550 | $1.20 | 45d | 1 | 0.53mi |
| 255 Glenn Bryant Rd Hinesville, GA | 3.0 | 1.0 | 1075 | $1,700 | $1.58 | 45d | 1 | 0.63mi |
| 108 Cherokee Cir Hinesville, GA | 3.0 | 2.0 | 1208 | $1,275 | $1.06 | 45d | 1 | 0.66mi |
| 910 Brett Dr Hinesville, GA | 2.0–3.0 | 2.0 | 957 | $1,600 | $1.67 | 46d | 3 | 0.71mi |
| 910 Brett Dr Hinesville, GA | 2.0–3.0 | 2.0 | 957 | $1,600 | $1.67 | 45d | 4 | 0.71mi |
| 1100 Pineland Ave Hinesville, GA | 2.0 | 2.5 | 1412 | $1,575 | $1.12 | 45d | 2 | 0.72mi |
| 1069 Kelly Dr Hinesville, GA | 3.0 | 1.5 | 1270 | $1,350 | $1.06 | 45d | 1 | 0.80mi |
| 1113 Kelly Dr Hinesville, GA | 2.0 | 2.0 | 858 | $995 | $1.16 | 45d | 1 | 0.84mi |
| 1012 White Cir Hinesville, GA | 3.0 | 1.0 | 1050 | $1,300 | $1.24 | 45d | 1 | 0.85mi |
| 131 Pointe South Dr Hinesville, GA | 2.0 | 1.0 | 960 | $1,950 | $2.03 | 45d | 1 | 0.88mi |
| 134 Pointe South Dr Hinesville, GA | 2.0 | 1.0 | 840 | $1,195 | $1.42 | 45d | 1 | 0.91mi |
| 149 Becky St Hinesville, GA | 3.0 | 2.0 | 1145 | $1,800 | $1.57 | 45d | 1 | 1.02mi |
| 196 Wayfair Ln Hinesville, GA | 3.0 | 2.5 | 1380 | $1,790 | $1.30 | 45d | 1 | 1.13mi |
| 732 Fleming Rd Hinesville, GA | 3.0 | 1.5 | 1348 | $1,400 | $1.04 | 45d | 1 | 1.19mi |
| 814 Lesa St Hinesville, GA | 2.0 | 1.5 | 1152 | $950 | $0.82 | 45d | 1 | 1.30mi |
| 1474 Kelly Dr Hinesville, GA | 2.0 | 2.0 | 962 | $1,550 | $1.61 | 45d | 1 | 1.32mi |
| 912 Pineland Ave Hinesville, GA | 3.0 | 2.5 | 1428 | $1,648 | $1.15 | 45d | 1 | 1.33mi |
| 662 Mahoney Rd Hinesville, GA | 3.0 | 2.0 | 1196 | $1,795 | $1.50 | 45d | 1 | 1.40mi |
| 727 S Main St Hinesville, GA | 2.0–3.0 | 1.5 | 1286 | $1,450 | $1.13 | 45d | 3 | 1.45mi |
| 2007 Ossabaw Dr Hinesville, GA | 3.0 | 2.0 | 1291 | $1,975 | $1.53 | 45d | 1 | 1.45mi |
| 250 Garden Cir Hinesville, GA | 3.0 | 2.0 | 1140 | $1,750 | $1.54 | 45d | 1 | 1.46mi |
Listing history 33 events
-
2026-06-21days on market $187,500 Active 47 DOM
-
2026-06-19days on market $187,500 Active 45 DOM
-
2026-06-18days on market $187,500 Active 44 DOM
-
2026-06-17days on market $187,500 Active 43 DOM
-
2026-06-16days on market $187,500 Active 42 DOM
-
2026-06-15days on market $187,500 Active 41 DOM
-
2026-06-14days on market $187,500 Active 39 DOM
-
2026-06-13days on market $187,500 Active 38 DOM
-
2026-06-10days on market $187,500 Active 36 DOM
-
2026-06-09days on market $187,500 Active 35 DOM
-
2026-06-08days on market $187,500 Active 34 DOM
Show marketing remark (432 chars)
Price Adjustment! Spacious brick home with sunroom off the kitchen area (not included in sq footage). Home has metal roof and yard is fully fenced with exterior storage buildings. Lots of potential for this open floorplan. Home is being sold AS-IS. Earnest money is payable to closing attorney, and prequalification letters must not be over 30 days old at time of offer submission. Please enter all offers at www. vrmproperties.com
-
2026-06-07days on market $187,500 Active 33 DOM
-
2026-06-05days on market $187,500 Active 30 DOM
-
2026-06-03days on market $187,500 Active 29 DOM
-
2026-06-02days on market $187,500 Active 28 DOM
-
2026-06-01days on market $187,500 Active 27 DOM
-
2026-05-31days on market $187,500 Active 26 DOM
-
2026-05-30days on market $187,500 Active 25 DOM
-
2026-05-04$187,500 Active 230-char remark
-
2026-05-02$187,500 New 230-char remark
Show marketing remark (432 chars)
Price Adjustment! Spacious brick home with sunroom off the kitchen area (not included in sq footage). Home has metal roof and yard is fully fenced with exterior storage buildings. Lots of potential for this open floorplan. Home is being sold AS-IS. Earnest money is payable to closing attorney, and prequalification letters must not be over 30 days old at time of offer submission. Please enter all offers at www. vrmproperties.com
-
2026-05-02$187,500 Active
Show marketing remark (432 chars)
Price Adjustment! Spacious brick home with sunroom off the kitchen area (not included in sq footage). Home has metal roof and yard is fully fenced with exterior storage buildings. Lots of potential for this open floorplan. Home is being sold AS-IS. Earnest money is payable to closing attorney, and prequalification letters must not be over 30 days old at time of offer submission. Please enter all offers at www. vrmproperties.com
-
2023-02-21soldstatus $185,000
-
2023-02-15soldstatus $185,000
-
2023-02-15soldstatus $185,000 Sold
-
2023-01-06status Under Contract
-
2022-12-12$185,000
-
2022-12-11$185,000 New
-
2019-11-13soldstatus $127,000
-
2019-11-12soldstatus $127,000
-
2019-09-23$124,900
-
2019-03-21historical
-
2019-03-04$124,900
-
2017-06-29soldstatus $114,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $4,074 · $340/mo
- Projected year-2 tax
- $4,074 · $340/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,292
- − Mortgage interest
- −$10,503
- − Property taxes
- −$4,074
- − Insurance
- −$938
- − Repairs & maintenance
- −$1,623
- − Management
- −$1,623
- − Depreciation
- −$5,455
- Taxable loss
- −$3,924
- Est. tax savings @ 24.0%
- +$942
- After-tax cash flow
- $161/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Liberty County
- NCES district ID
- 1303300
- Math proficiency
- 19% ▼ -16.00%
- Reading proficiency
- 28% ▼ -13.00%
- Median HH income
- $43,911
- Composite
- 20.2/100
- National rank
- #8630
- State rank
- #133 of 174 in GA
Livability — Hinesville
- Score
- 73/100
- State rank
- #51
- US rank
- #5200
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hinesville, GA
- County
- Liberty County · 58,565 people
- City population
- 42,838
- Metro
- Hinesville, GA
- Population (ZIP)
- 42,838
- Household income
- $60,233
- Rent vs Own
- Severe rent burden
- 1693.0
Population outlook (Liberty County) Hauer SSP2
- Today (2025)
- 58,689 people
- By 2030
- 57,670 · -1.7%
- By 2040
- 55,750 · -5.0%
- By 2050
- 54,155 · -7.7%
- By 2075
- 58,947 · +0.4%
- By 2100
- 66,919 · +14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 7%
- Common ancestry
- Slovak 1% Italian 1% Lithuanian 1%
- Foreign-born
- 7% · Canada, South Korea
- Languages at home
- 86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Liberty
- 2024 margin
- D (+17.4) · D 58.5% · R 41.0%
- 2008→2024 swing
- -10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
- All cycles
- 2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -77.50%
- Current HPI
- 208.0927
- Rent YoY
- ▲ 5.41%
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+57.1% since first listed17 events — show timeline
- 2026-06-08 Price Changed $179,900 GAMLS
- 2026-06-08 Price Changed $179,900 HABR
- 2026-05-04 Listed $187,500 Hive MLS
- 2026-05-02 Listed $187,500 HABR
- 2026-05-02 Listed $187,500 GAMLS
- 2023-02-21 Sold (Public Records) $185,000 Public Records
- 2023-02-15 Sold (MLS) $185,000 HABR
- 2023-02-15 Sold (MLS) $185,000 GAMLS
- 2023-01-06 Pending — GAMLS
- 2022-12-12 Listed $185,000 HABR
- 2022-12-11 Listed $185,000 GAMLS
- 2019-11-13 Sold (Public Records) $127,000 Public Records
- 2019-11-12 Sold (MLS) $127,000 HABR
- 2019-09-23 Listed $124,900 HABR
- 2019-03-21 Listing Removed — Hive MLS
- 2019-03-04 Listed $124,900 Hive MLS
- 2017-06-29 Sold (Public Records) $114,500 Public Records
Property tax history
+8.1%/yrLatest (2025): $4,074 · +12.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…