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5725 Stonewall Tell Rd
C- Composite 50.02
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Cash flow +8.3/30.0
  • Schools +4.5/10.0
  • Rent growth +2.7/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.3/10.0
  • 1% rule +2.2/10.0

$270,000

5725 Stonewall Tell Rd · South Fulton, GA 30349
3 bd · 2.5 ba · 1,744 sqft · SingleFamily public records · 34 Days on market
Built 1940 1.29 ac lot Est $328k · 18% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Great Investment opportunity. 1.28 acres of land with Full Rehab & Expansion opportunity. Renovate, Resale and make a profit. Nice level lot. clear the lot and build a large Home, if you so desire. The land is large enough for 2 homes. This property rehab is over 80% completed. floor plants is include in the sale. Take your contractor and get your rehab completion estimates. Bring offers. Motivated seller,

Key facts

  • Level lot
  • 1.28 acres of land
  • 1.29 acre lot

Tags

1.28 ACRES OF LANDLEVEL LOTLARGE ENOUGH FOR 2 HOMESREHAB IS OVER 80% COMPLETED

Property features AI

Exterior

  • Parking: Driveway; Open parking available
  • Utilities: Public water; Septic tank sewer; Electricity available (110V and 220V); Natural gas available; Other utilities
  • Home design: Two-level home; Other ownership type
  • Construction: Shingle roof; Concrete perimeter foundation; Other construction materials; Property listed as fixer
  • Exterior features: Rear stairs; Deck; Other exterior features

Interior

  • Kitchen: Other kitchen features; Other dining room features
  • Bedrooms: Three main-level bedrooms; One upper-level bedroom; Other bedroom features
  • Flooring: Laminate flooring
  • Bathrooms: Three full bathrooms; One half bathroom; Two main-level full bathrooms; One main-level half bathroom; One upper-level full bathroom; Master bathroom with other features
  • Heating & cooling: Ductless heating; Central air conditioning
  • Interior features: Other interior features
  • Laundry & utility: Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-247 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $226k (16.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (28.1% below list).
  • Recommended offer: $194k (28.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Liberty Point Elementary School (math 37% / reading 31%, grade F, #554 of 1,228 statewide, top 46%, 694 students, 100% FRL); Camp Creek Middle School (math 17% / reading 32%, grade F, #301 of 470 statewide, top 66%, 644 students, 100% FRL); Langston Hughes High School (math 8% / reading 17%, grade F, #336 of 424 statewide, top 80%, 1,964 students, 65% FRL) — zoned schools average 88% FRL vs 41% district-wide (47 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 51% district-wide (-27 pts) — the specific schools serving this property underperform the Fulton County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 656 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($262k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $194,031 (28.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
5.20%
Cash-on-cash
-3.92%
DSCR
0.83
GRM
11.6

CMA / ARV

ARV (on-the-fly)
$327,872
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4812 Station Ln 0.54mi 3/2.5 1,700 (-2%) 0mo $318,990 $188 71
4811 Station Ln 0.57mi 3/2.5 1,700 (-2%) 2mo $318,990 $188 68
4837 Station Ln 0.61mi 3/2.5 1,700 (-2%) 2mo $318,990 $188 66
4855 Station Ln #24 0.62mi 3/2.5 1,700 (-2%) 1mo $318,990 $188 66
4855 Station Ln 0.62mi 3/2.5 1,700 (-2%) 1mo $318,990 $188 66
3318 Stonewall Ln #67 0.71mi 3/2.5 1,690 (-3%) 4mo $324,990 $192 59
8236 Eastshore Dr 0.60mi 3/2.0 1,830 (+5%) 12mo $261,300 $143 52
5019 Cottage Grove Pl 0.30mi 4/2.5 (+1) 1,892 (+8%) 21mo $208,000 $110 50
3554 Station Dr #33 0.69mi 3/2.5 1,700 (-2%) 18mo $325,990 $192 49
8542 Lakemeadow Dr 0.74mi 4/2.5 (+1) 1,807 (+4%) 14mo $260,000 $144 42
5454 Mason Rd 0.60mi 3/1.0 1,556 (-11%) 10mo $189,900 $122 40
5385 Forest Downs Cir 0.70mi 4/2.5 (+1) 1,600 (-8%) 19mo $205,000 $128 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.95% rent growth · sell at horizon

5-year hold
IRR
20.9%
Equity multiple
2.69×
Total profit
$127,391
Equity at exit
$243,237
10-year hold
IRR
18.6%
Equity multiple
6.03×
Total profit
$380,143
Equity at exit
$524,551

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30349

Home prices YoY
4.6%
Rents YoY
0.9%
Active inventory
656
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$1,940 high interval (Pro) →
Mortgage (P&I)
$1,416
Tax from tax record
$251 /mo · $3,014/yr
Insurance
$112
HOA
$0
Vacancy / Maint / Mgmt
$407
Net cashflow
$-247

Break-even live

Break-even rent $2,253
Max offer price $226,419
Occupancy floor

Sensitivity live

Price -10% $-94 -5% $-170 +0% $-247 +5% $-323 +10% $-400
Rent -10% $-400 -5% $-323 +0% $-247 +5% $-170 +10% $-93
Rate -1.0pp $-111 -0.5pp $-178 base $-247 +0.5pp $-317 +1.0pp $-388

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,500
Closing costs
$8,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5480 Sierra Trl Atlanta, GA 3.0 2.5 1400 $1,845 $1.32 44d 1 0.42mi
4812 Station Ln Atlanta, GA 3.0 2.5 1695 $2,100 $1.24 2d 1 0.54mi
5140 Highpoint Rd Apt 27 Union City, GA 2.0 2.5 1290 $1,295 $1.00 13d 1 0.59mi
5950 Stonewall Dr Unit 4 Union City, GA 3.0 1.0 1320 $1,425 $1.08 0d 1 0.60mi
5950 Stonewall Dr Unit 2 Union City, GA 3.0 1.5 1320 $1,495 $1.13 16d 1 0.60mi
3416 Stonewall Ct Atlanta, GA 3.0 2.5 1690 $2,450 $1.45 25d 1 0.67mi
6120 Longino Dr Union City, GA 4.0 2.0 1608 $1,835 $1.14 13d 1 0.81mi
6329 Wellington Dr Union City, GA 4.0 2.5 1227 $1,700 $1.39 0d 1 0.88mi
5131 Forest Downs Ln Atlanta, GA 4.0 2.0 2112 $1,580 $0.75 4d 1 0.96mi
3228 Diamond Blf Union City, GA 4.0 2.5 1922 $2,195 $1.14 44d 1 0.99mi
5207 Dixie Lake Rd Union City, GA 3.0 2.0 1516 $1,950 $1.29 44d 1 1.01mi
3234 Diamond Blf Union City, GA 4.0 2.5 1922 $2,360 $1.23 6d 1 1.02mi
6115 Forrest Ave Union City, GA 4.0 2.0 1368 $1,690 $1.24 44d 1 1.06mi
4701 Flat Shoals Rd Union City, GA 3.0 2.5–3.0 1600 $1,775 $1.11 3d 1 1.08mi
4659 Shannon Ct Union City, GA 3.0 2.5 2030 $1,945 $0.96 44d 1 1.10mi
6340 Westbrook Ave Union City, GA 3.0 2.0 1800 $2,100 $1.17 44d 1 1.14mi
4483 Flat Shoals Rd Union City, GA 1.0–2.0 1.0–2.5 957 $1,495 $1.56 44d 1 1.16mi
4037 Ravenwood Ct Union City, GA 2.0 2.5 1394 $1,595 $1.14 16d 1 1.20mi
4037 Ravenwood Ct Union City, GA 2.0 2.5 1394 $1,595 $1.14 2d 1 1.20mi
4037 Ravenwood Ct Union City, GA 2.0 2.5 1394 $1,625 $1.17 44d 1 1.20mi
4037 Ravenwood Ct Union City, GA 2.0 2.5 1394 $1,595 $1.14 25d 1 1.20mi
6325 Raymond Ter Union City, GA 2.0 1.0 1624 $1,150 $0.71 44d 1 1.25mi
4681 Ravenwood Loop Union City, GA 4.0 2.5 1593 $1,999 $1.25 44d 1 1.27mi
4666 Ravenwood Loop Union City, GA 4.0 3.0 1916 $2,175 $1.14 25d 1 1.28mi
4497 Ravenwood Dr Union City, GA 3.0 2.5 1694 $2,000 $1.18 44d 1 1.28mi
4497 Ravenwood Dr Union City, GA 3.0 2.5 1694 $2,000 $1.18 21d 1 1.28mi
4509 Ravenwood Pl Union City, GA 3.0 2.5 1394 $1,970 $1.41 13d 1 1.28mi
5616 Union Pointe Dr Union City, GA 2.0 2.5 1387 $1,545 $1.11 44d 1 1.30mi
4122 Ravenwood Ct Union City, GA 3.0 3.0 1394 $1,849 $1.33 25d 1 1.31mi
6085 Mallory Rdg #32 Union City, GA 3.0 3.5 1540 $2,300 $1.49 44d 1 1.37mi
5530 Union Pointe Pl Union City, GA 3.0 2.0 1293 $1,650 $1.28 18d 1 1.37mi
5400 Oakley Commons Blvd Union City, GA 2.0 2.0 1258 $1,257 $1.00 44d 1 1.41mi
4312 Smithgall Ct Union City, GA 3.0 2.5 1433 $2,000 $1.40 19d 1 1.42mi
5548 Union Pointe Pl Union City, GA 4.0 2.5 1763 $2,400 $1.36 44d 1 1.42mi
4980 Stonewall Tell Rd Atlanta, GA 3.0 2.0 1573 $3,612 $2.30 25d 1 1.42mi
4980 Stonewall Tell Rd Atlanta, GA 2.0 2.0 1222 $2,209 $1.81 23d 1 1.42mi
4980 Stonewall Tell Rd Atlanta, GA 2.0 2.0 1222 $2,209 $1.81 20d 1 1.42mi
5458 Union Hill Ct Union City, GA 3.0 2.5 1650 $2,011 $1.22 0d 1 1.48mi
520 Dasheill Ln Atlanta, GA 4.0 2.5 2045 $2,410 $1.18 44d 1 1.49mi

Listing history 24 events

  1. 2026-06-21
    days on market $270,000 Active 34 DOM
  2. 2026-06-18
    days on market $270,000 Active 31 DOM
  3. 2026-06-17
    days on market $270,000 Active 30 DOM
  4. 2026-06-16
    days on market $270,000 Active 29 DOM
  5. 2026-06-15
    days on market $270,000 Active 28 DOM
  6. 2026-06-13
    days on market $270,000 Active 26 DOM
  7. 2026-06-09
    days on market $270,000 Active 22 DOM
  8. 2026-06-08
    days on market $270,000 Active 21 DOM
  9. 2026-06-07
    days on market $270,000 Active 20 DOM
  10. 2026-06-04
    days on market $270,000 Active 17 DOM
  11. 2026-06-03
    days on market $270,000 Active 16 DOM
  12. 2026-06-01
    days on market $270,000 Active 14 DOM
  13. 2026-05-31
    days on market $270,000 Active 13 DOM
  14. 2026-05-17
    listed $270,000 Active
  15. 2026-03-31
    historical
  16. 2026-02-20
    listed $270,000 Active
  17. 2025-09-25
    historical
  18. 2025-08-25
    listed $285,000 Active
  19. 2021-05-26
    status Under Contract
  20. 2021-05-20
    historical
  21. 2021-04-27
    price $75,000
  22. 2021-04-24
    status Back on Market
  23. 2021-04-10
    status Under Contract
  24. 2021-03-26
    listed $79,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,014 · $251/mo
Projected year-2 tax
$3,014 · $251/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,284
− Mortgage interest
−$15,124
− Property taxes
−$3,014
− Insurance
−$1,350
− Repairs & maintenance
−$1,863
− Management
−$1,863
− Depreciation
−$7,855
Taxable loss
−$7,784
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,868
After-tax cash flow
$-1,092/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fulton County
NCES district ID
1302280
Math proficiency
49% ▼ -2.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$68,035
Composite
45.33/100
National rank
#2640
State rank
#12 of 174 in GA

Livability — South Fulton

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
South Fulton, GA
County
Fulton County · 1,094,430 people
City population
127,674
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,872
Household income
$67,023
Rent vs Own
41.2% rent · 58.8% own
Severe rent burden
4258.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (89%)
Race & ethnicity
Black 89% Hispanic / Latino 5% Two or more races 4% White 3%
Foreign-born
9% · Canada
Languages at home
88% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 18.01%
Current HPI
407.99
Rent YoY
▲ 0.95%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+241.8% since first listed
11 events — show timeline
  • 2026-05-17 Listed $270,000 FMLS
  • 2026-03-31 Listing Removed FMLS
  • 2026-02-20 Listed $270,000 FMLS
  • 2025-09-25 Listing Removed FMLS
  • 2025-08-25 Listed $285,000 FMLS
  • 2021-05-26 Pending GAMLS
  • 2021-05-20 Listing Removed GAMLS
  • 2021-04-27 Price Changed $75,000 GAMLS
  • 2021-04-24 Relisted GAMLS
  • 2021-04-10 Pending GAMLS
  • 2021-03-26 Listed $79,000 GAMLS

Property tax history

+9.0%/yr

Latest (2025): $3,014 · +14.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…